SHORT SALES in MARYLAND

By
Real Estate Broker Owner with Maxus Realty Group - Broker 301-246-0001 Broker - Realtor

 Short Sales Expert MD

Short Sales Maryland  "Are you considering a short sale? "

 
short sales maryland

Worry about your mortgage underwater?


What is a Short Sale?                                                                                                                  A short sale is when a homeowner facing foreclosure sells his or her property for less than what is owed to the mortgage lender. The sale has to be approved by the lender.

Short sales have become so popular these days. There are several reasons why they are so prevalent right now. In some instances homeowners with adjustable-rate loans can't make the payments when their interest rates rise; others fall behind because of job loss, others because of a divorce or sickness.

A lot of homeowners have seen their homes values drop and when they want to refinance. .they simply can't because of new regulations set by banks.

 They don't qualify  and the house will not appraise to refinance

www.Short-Sales-Expert.com

What are the advantages and disadvantages of a short sale?

A short sale will be less damaging to your credit score than a foreclosure. Just try to have a normal life with a foreclosure on your record. .. it’s almost impossible to rent,  to finance a car, future job applications . .simply put, you will be paying trough the nose next time you want to just finance a car. Sure they could probably  give you a loan but they will charge you trough the nose!

 

When should you consider a short sale?

When your loan modification has gone NOWHERE.  When you realize that a loan modification becomes a loan mortification and you refuse to pay month after month for a home that may take years for the value to catch up with your mortgage

 

www.Short-Sales-Expert.com

 

adviceWhy Should You Consider a Short Sale?

 

 

 

 

 

It's time for  homeowners to stop and operate under a “powerful moral constraint” while lenders are busily trying to maximize profits, receiving bailouts, increasing their bonuses and making decisions using “powerful economic steps” 

 

Being delusional to the fact that waiting for the value of your home to catch up with your mortgage could end up being years from now. . .This is your wake up call!

If you qualify. . . a short sale could be a sensible solution for you

 


How Much a Short Sale Will Cost Me After All?

 

It costs you nothing. . .

When I list a home as a short sale, I recognize my clients are in hardship and they need all the help they can get.

Some of them have fallen trap to the loan MORTIFICATION fiasco and paid some lawyer a lot of money for nothing.

When I do a short sale, I tell my clients we are in the same boat. . .no can guarantee you a successful short sale. 

 

Read more about how much a short sale should cost you?

 

www.Short-Sales-Expert.com

Should We Stop Making Our Mortgage Payments?

 

A question I hear very often being asked frequently by homeowners. . when considering a short sale.

Nobody, outside of a lawyer, can tell you whether to stop making your mortgage payments. . especially not Real Estate Agents, because we are not licensed to give you legal advice. 

But you have to realize that the bank will only accept a short sale when you are in a hardship. .Read More)


 

 

What's the Difference Between a Short Sale and a Foreclosure ?

 

Simple. . 

In a short sale you SELL YOUR HOME . . .

In a foreclosure .. . .YOU LOSE IT!

Read More Here. . .

 

 

 

www.Short-Sales-Expert.com

 

Read my  eBook "Is A Short Sale an Option For Me?

 

Why Should You Call Us If You Are Short Selling Your Home?

We are not investors, we just want to help you. If we can, the bank will pays us. . .. . if we can't help you, we lose and we do not make a dime. 

       WE ARE IN THE SAME TEAM  WITH YOU!

Realtor
Fernando Herboso is a Certified Distressed Property Expert 
Short Sales Maryland

and a Gold Member 
Certified Default Resolution SpecialistTM with (CDRS)

short sales specialist
You can reach Fernando Herboso by calling him directly@  240-426-5754 
or email : Fernando@Herboso.com

short sales md

Herboso & Associates is one of the Top Realtor Groups for the  most CLOSED SHORT SALES for 2009 in Montgomery and Frederick County Maryland

IF YOU ARE HAVING TROUBLE WITH MAKING YOUR PAYMENTS OR ARE HAVING ANY FINANCIAL DIFFICULTIES A SHORT SALE MIGHT BE YOUR BEST OPTION.

CONTACT US TODAY TO SEE IF YOU CAN QUALIFY. OUR SERVICES ARE FREE AND EVERYTHING IS KEPT IN THE STRICTEST CONFIDENTIALITY.

"We Bring you The Results When It Counts" 

Short Sales Maryland

 How we surprised our client with a $23,000 doing her short sale in Maryland

Yes, we got the bank to give her all this money by asking the right questions and qualifying for all the existing programs available.  . 

It matters WHO does your short sale!!!

Watch us in action!!!

 

 

 

www.Short-Sales-Expert.com

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Re-Bloggged 1 time:

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  1. Herboso & Associates Realty Group 07/29/2009 09:32 PM
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Topic:
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Comments 16 New Comment

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Ambassador
1,610,376
Fernando Herboso - Broker for Maxus Realty Group
301-246-0001 Serving Maryland, DC and Northern VA
Maxus Realty Group - Broker 301-246-0001

Larry from the above comment. .

If I was to send you my short sales clients to you. . it would be like sending Red Riding Hood to grandma's house. 

Your only motivation is clearly to make money by taking our short sales to benefit you.

I have a fiduciary duty and a moral obligation to absolutely do my best FOR MY CLIENTS and that would be taking control of their short sale, negotiating it with the help of my staff. .to the benefit of our clients only. . .not me and certainly not investors.

Your 9% commission sounds enticing. .a lot more than we get when we do short sales to benefit our clients. . so by refusing your offer. . I'm not really motivated by money alone. .but for the fact that I like helping people and I like to look at them eye to eye with all honesty by telling them. .I will do my best to help you during this trying time. .

that's my promise to my client and that is may answer to you. .

 

I think I'll pass. . . 

 

September 23, 2010 08:45 AM
Anonymous #18
Anonymous
Juanita M Jewett

Hello Fernando,

I am impressed with your page. My mother-in-law is in need of assistance in this area. I am also interested in joining your team. Your statements to Larry made me feel that You are the person to work with for my mother-in law and the person to work for(for me). I too have the desire to help people out of the situations that they are faced with, while helping them keep their dignity and to at least know that there is hope. Please feel free to contact me.

September 25, 2011 09:15 PM
Ambassador
1,610,376
Fernando Herboso - Broker for Maxus Realty Group
301-246-0001 Serving Maryland, DC and Northern VA
Maxus Realty Group - Broker 301-246-0001

Juanita, my direct number is 240-426-5754 . .looking forward hearing from you

September 26, 2011 08:22 AM
Ambassador
1,610,376
Fernando Herboso - Broker for Maxus Realty Group
301-246-0001 Serving Maryland, DC and Northern VA
Maxus Realty Group - Broker 301-246-0001

UPDATE:

We listed Juanita's Mother in law's house. .

I'm hoping that Juanita will come back with a testimonial. . .after we finish her short sale. . should be in February 2012

January 24, 2012 10:00 AM
Ambassador
1,610,376
Fernando Herboso - Broker for Maxus Realty Group
301-246-0001 Serving Maryland, DC and Northern VA
Maxus Realty Group - Broker 301-246-0001

UPDATE:

March 2012

The most incredible thing happened doing Juanita's Mom short sale. . 

We captured in ViDEO!!!

http://activerain.com/blogsview/3062159/surprising-my-client-with-a-23-000-check-doing-her-short-sale-

March 27, 2012 06:44 PM
Anonymous
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301-246-0001 Serving Maryland, DC and Northern VA
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