What flood zone is your new home located in?

By
Real Estate Agent with Judy Burkett Realtors

"Shannon, I DO NOT want to look at any homes that are located in a flood zone!!"  Boy, if I had a dollar for every-time a buyer uttered those words to me......

 The truth is; every piece of real estate located in the U.S. is in a flood zone.  The question is which one is your new home in the Baton Rouge area located in?

In the Greater Baton Rouge, Louisiana area, the most common flood zone classifications are:

So when purchasing your next home in Baton Rouge Louisiana ask not; "Is this home located in the flood zone?"  Instead ask; "Which flood zone is this home located in?" 

 

Be sure to read my next post concerning flood insurance rates and how to tell if you are paying to much!HOMES IN BATON ROUGE LOUISIANA

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Anonymous
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Capt. David whitehurst

                                                                                     Friday, February 11, 2011

 

 

 

I am writing this asking a simple question that many Louisiana residents are also asking?

Why are we having the pay three/four thousand plus dollars per year for flood insurance on our homes when we live inland? 

Since the flooding in New Orleans from hurricane Katrina! The thirty plus feet tidal surge of water from this hurricane hit the Mississippi and Louisiana gulf coast. This wall of water destroyed homes, businesses and killed record numbers of residents all along the coast. Now this is all on record!

I was raised on the coast of Louisiana, fishing and trapping animals for their fur. As a young boy I seen what hurricanes Hilda and Betsy done, they both took our homes as we were living on a coastal island at the time!

I now live two hundred river miles upriver from the passes of the Mississippi River.  I still make my living on the water, working on inland towing vessels.

The area of land that I now reside has been dry since the great flood of 1927.

 At the time I signed the mortgage on my home I was not required to have flood insurance.  My house note was seven hundred fifty two ($752.00) dollars. It is now one thousand, five hundred dollars & eighty three cents (1,579.83) an increase of eight hundred twenty seven dollars & eighty three cents ($827.83). more than my original note; The of the government imposed flood insurance due to re-zoning the flood plan in Louisiana caused my home mortgage note to go through the roof!

We don't have or need any pumping system in my subdivision the rain drains off by gravity, now my home was one of the first homes built in this subdivision since that time the flood elevation has changed, causing other land owners to add dirt to meet the new flood codes, putting their homes setting on mounds. Now the wisdom of the governments new flood codes is violating my rights as a land owner. The building of the new homes in this subdivision at higher flood codes is causing the original homes built in this subdivision to have the rain water from the new homes drain off on the lower, older home sites.

If my home ever floods it will be caused by my government official's requirements of higher flood plan codes!  

This is not just happening in this subdivision but many other subdivisions in the state of Louisiana.

I would think common since would kick-in at some point? But the insurance companies are raking in the cash! Don't they contribute to campaign funding?

A very upset voter!

 

Yours truly;    Capt.whitehurst

Capt. David Whitehurst

58690 Trabeaux Lane

White Castle LA. 70788

PH.(985)518-3874

 

 

Feb 21, 2011 11:44 PM #1
Anonymous
Anonymous
MEME

HELLO HOW CAN I FIND OUT IF MY RENTAL HOME IS IN A FLOOD ZONE? CAN U HELP? I HAVE BEEN LOOKING ALL OVER THE INTERNET IT'S NOT TELL ME ANY THING.

 

May 13, 2011 10:34 PM #2
Anonymous
Anonymous
von

I am in the closeing stage of buying a home in denham springs,la the zip code is 70726 an the area is called willow point.No one seems to no if this is a flood zone  but now that my appraisal came back its saying something bout being in a  A-E zone if anyone knows what dat means please let me no asap thanks

Oct 20, 2011 01:34 AM #3
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Rainer
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Shannon Sims

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