There are ALTERNATIVES that allow you to keep the house such as: Part 1

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Services for Real Estate Pros with Laura Moore Godek, PC

 

REFINANCE.

This option allows you to use the equity you have in your home to pay the delinquent amount by obtaining a new loan. Depending on the interest rate of the new loan, your monthly payments might be reduced. You can explore refinancing with your existing mortgage company as well as with any lender of your choice. The sooner you explore this alternative, the better. Once you've missed mortgage payments, your credit score will be lowered and this will limit your refinance options.

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