There are ALTERNATIVES that allow you to keep the house such as: part 4

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Services for Real Estate Pros with Laura Moore Godek, PC

PARTIAL CLAIM.

This alternative may work if the reason you fell behind on your mortgage payments was temporary. If your loan is an FHA insured loan, your lender may be able to obtain a one-time payment from the FHA Insurance Fund to bring your mortgage loan current with payments. You may qualify if your loan is at least four months delinquent but no more than twelve months delinquent, and you are able to resume making full mortgage payments.

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