Have you audited your insurance lately????

By
Real Estate Agent with Keller Williams Experience Realty

Well folks,  I had been with he same homeowners and auto insurance for almost 10 years.  I switched to them when my son (who will be 26 this month) got his driver's license because they were cheaper.  I decided to check on rate plans to see if I could save a little money this year.  Imagine my surprise when there is $700 difference!!!!  I don't have a clue how long I have been overpaying for insurance, but rest assured that I will check once a year now.  I always tell my home buyers to check around on their coverage, guess I need to heed my own words.

Makes me wonder what else I am overpaying on......

 

 

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Groups:
Certified Residential Specialists
Realtors®
Tags:
insurance
auto insurance
car insurance
homeowners insurance

Comments 9 New Comment

Anonymous
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Rainmaker
1,182,830
David Saks
Memphis, Tennessee
The Real Estate Mart of Tennessee, Inc.

Good post, Earleene. I've been with Geico for a long while now, and time and time again have proved to my friends and family that nobody can beat them. I determine if there are any needless additions to the policy or unreasonable charges for excessive payment limits, such as medical or property damage, and lower or remove them if they're not needed. Raising the deductible lowers the policy cost.

November 09, 2008 03:04 AM
Rainer
47,271
Earleene Woods
ASP, CRS, GRI
Keller Williams Experience Realty

Todd,

That is a smart idea.  I think I will start making that an annual  "to do" to add to my list.

 

David - I have not tried Geico.  My son has them though and he has been really satisfied with them.  

November 12, 2008 07:36 AM
Rainer
131,867
Jon Wnoroski
Summit County Realtor
America's 1st Choice RH Realty Co., Inc.

I've been with the same insurer for years.  I like their level of service and the manner in which they conduct business.  Filing a claim has never been a hassle and I am able to connect with my agent whenever I have a question.

November 12, 2008 07:40 AM
Rainmaker
211,275
Mary Strang
Real Estate

Hate to admit it but whenever I try to read any insurance policy, I fall asleep. Bet I am over paying too! Been with my company forever.

November 12, 2008 07:56 AM
Rainer
47,271
Earleene Woods
ASP, CRS, GRI
Keller Williams Experience Realty

JON - I understand completely. I live in small town USA so know most of the insurance agents.  I got quotes from the ones I have had good experiences with thru real estate.  That is one advantage of this career...you get a chance to see how they interact with their customers. 

 

 

MARY- I am the same way.  I have not ever read my policy all the way thru.  I had been with my company for many years and it was the cheapest when I took out the policy with them.  It never hurts to check.

November 12, 2008 08:21 AM
Anonymous
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Rainer
47,271

Earleene Woods

ASP, CRS, GRI
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