Protecting Your Home Equity

Real Estate Broker/Owner with Sands Realty 210-414-0966 Texas License #0331413

It is a very smart move to pay down your mortgage.  Putting extra money toward your principal can save thousands in interest.  Additionally, you will have equity available should you need it in the future for unforeseen emergencies.  Instead of putting money into a saving account, consider putting that amount into your loan.  And remember, paying down debt will reduce your stress level. 

Don't use your home equity for everyday expenses such as credit cards or vacations.  Using your home equity for emergencies such as medical expenses or college tuition can be a good idea, especially if it is a cheaper source of money than other loans.  But you will need to research carefully to make sure it is the best option for you.

For questions about your home equity call Mike Puente at Sonterra Mortgage, 210-490-8833.

To search for home listings in San Antonio go to or call me at 210-414-0966.

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Cindy Marchant
Keller Williams Indy NE 317-290-7775 - Carmel, IN
"Cindy in Indy" , Realtor, Fishers Real Estate

Hi Shirley, interesting idea.  I've heard some people take the amount they would pay towards paying their mortgage down and invest it hoping to get more of a return than the amount they pay in interest.  Not sure which way is best, but certainly something to think about.


Sep 15, 2008 08:47 PM #1
Shirley Parks
Sands Realty 210-414-0966 - San Antonio, TX
Broker, 210-414-0966, San Antonio TX Homes

Cindy, I don't think they are making wise use of their money.  Depends on the investment.

Sep 16, 2008 02:13 PM #2
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Shirley Parks

Broker, 210-414-0966, San Antonio TX Homes
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