Some Advice For The Engaged Couple

By
Real Estate Services with RJ Smith Realty Real Estate Solutions
Are you getting married soon?  Congratulations and Best Wishes.

I have a bit of advice that I share with every young couple I know who are getting ready to take the plunge into the marriage pool.  Try to live on one salary.  I know it is not easy today but it is possible.  You will thank me if you follow this advice from the start.


You see you will probably want to buy a house someday.  If you live on one salary you can bank the other salary for a down payment.  Be sure you use a little for vacations and such but save most of it for the future.    

When you are ready to buy, find a house that you can afford on one salary.  If that means buying a multi family and living in one apartment while renting the other make that your first home. If it means buying a small house that you can trade up later on do that.  Believe me, you want to have options that are affordable just in case one of you loses a job or you have a baby and someone wants to stay home for a while.                   

I love working with first time home buyers.  There is nothing like the excitement of finding something that they like in the price range they feel comfortable in.  I may spend extra time explaining all the steps that go along with buying a home and they may ask me a whole lot of questions but I get such a great amount of satisfaction from helping them that I really don't mind the extra work. I will help you to find a home that meets your needs without sending you to the poor house.  

You see, I am a helper.  I will give as much as I possibly can to help another human being.  I would love to help you!

Working with an experienced buyer's agent can help you to choose what is best for you.  If you are looking for a home in Orange, Ulster, or Sullivan County NY I would love to be your Buyer's Agent.  If you are looking elsewhere I would love to find someone in your chosen location to help you.  Give me a call or send an email today.

Contact me today for a link to your free electronic almanac loaded with information on the Greater Hudson Valley of New York.  
Hope to hear from you soon.

I'm Paddy Pizappi - Work the Me and You'll be Happy!

Associate Broker with RJ Smith Realty a Real Estate Solutions Company
845-800-7086

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Topic:
Home Buying
Location:
New York Orange County Pine Bush
Groups:
Blogs Happen...
Club Chaos
Family Ties
Nothing but the Positive
POSITIVE ATTITUDE for the Weary Soul
Tags:
my first home
marriage advise
saving for down payment
buyers agent
orange county ny real estate
greater hudson valley new york

Comments 12 New Comment

Rainer
13,302
Dave Culbertson
Real Living Home Team

Good post Paddy...as a father of six, a realtor of many, I'm going to, with your permission copy this letter for them all...What great advice!

I always try to teach young people the power of compound interest and how to use it to their advantage. You know the old story, if they pay $50 to $100 extra a month every month, they'll knock years off their mortgage. And if they sock away the same amount, never to touch it, put it regularly in mutual funds...yes even now...they'll have quite a nestegg for later.

Let's educate the young...they'll be takin care of us someday.

Dave Culbertson, Broker/Owner, Real Living Home Team, Mount Vernon, OH

September 26, 2008 01:41 PM
Ambassador
326,214
Paddy (Patricia) Pizappi
Real Estate Associate Broker Hudson Valley NY
RJ Smith Realty Real Estate Solutions

Hi Dave You are welcome to provide this to your kids and clients. I hope they all read and learn.  You can't get ahead without a little sacrifice. 

September 26, 2008 04:59 PM
Rainmaker
932,398
Greg Nino
Houston, Texas
RE/MAX Compass, formerly RE/MAX WHP

Hi Paddy,

Interesting advice, but I'd love to meet the newlyweds that actually "lived" off of 1 salary!

September 26, 2008 09:29 PM
Ambassador
243,640
Jesse & Kathy Clifton
Fairbanks Alaska Real Estate Specialists, 907-328-9328
Jesse Clifton & Associates, REALTORS®

Excellent advice Paddy... folks would do well to be much more conservative with their money.  The rewards, while not always immediate, are worth waiting for.

September 27, 2008 01:00 AM
Ambassador
326,214
Paddy (Patricia) Pizappi
Real Estate Associate Broker Hudson Valley NY
RJ Smith Realty Real Estate Solutions

I did say try Greg<G>

Thanks Jesse. I hope some young people listen.  

September 27, 2008 05:31 AM
Ambassador
326,214

Paddy (Patricia) Pizappi

Real Estate Associate Broker Hudson Valley NY
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Additional Information

My blog will deal with working with buyers, my life as a mother of 3 teenagers and how to fit real estate into the other aspects of my world. I will also speak on volunteer efforts to assist my community
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