Ah, you gotta love that Brit humor.
As know-it-all real estate professionals, we've all been asked our opinion of the current meltdown--what caused it, what effect it is having, what can be done about it, who to blame for it. This video from the UK's ITV gives a humorous, tonge-in-cheek, and yet very intelligent and accurate, partial explanation. Throw in the social engineering that suddenly gave every American a "God-given right" to own their own home, and you've pretty much covered all the bases.
So the next time you're asked about the crisis, just pass this along.