Our world is changing. The financial markets are in turmoil. None of the rules seem to apply any more. Sadly, this is affecting many folks on an individual basis. Due to circumstances beyond their control, many people today are unable to make their mortgage payments on time. Good, hard working people who always have been faithful in making their payments are falling behind and, in some cases, having to choose between food, heat and shelter. Some will get a little relief from the recent actions of the federal government. Some will get some help from the banks. Most, however, will not get the boost that they need. And.... most have absolutely no idea what to do about it.
There is an excellent resource available online with a huge amount of information and advice about what to do if you are having trouble making your house payment. If you are having difficulties you can visit the US Department of Housing and Urban Development's web site " Guide To Avoiding Foreclosure ". There is a lot of helpful information there about how to work with the banks, how to avoid scams and much more. If you are having payment problems check it out and if you know someone who needs this information, please feel free to forward this information to them. If the above link does not work for you, copy and paste the following into your browser. http://www.hud.gov/foreclosure/ .
Good luck and may God bless,