Bill Ladewig's PM Market Brief

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Mortgage and Lending NMLS 291249

January 13, 2009, 4:45 PM PST
Fannie Mae Mortgage Backed Securities (MBS) Up 3.9 basis points (bps) to 4.182%
*A Basis Point (bps) is 1/100 of 1.00%

National Average Fixed Rate Mortgage  Unchanged 0.0 basis points at 5.08% 01-12-09

Float with Caution
Mortgage Backed Securities are declining into an oversold territory from a nuetral zone where they have rested for the past week.

DJI Stocks Closed Down 25.31 -0.30%
European and Asian Markets Down 1.76%

10 Year Treasury is currently 2.30% Down from 2.31

Crude Oil Currently $38.97 per barrel.

Click here for the ULTIMATE FHA-VA Loan Officer Trainer and Pre-Qualifier   Calculates everything you need to know about FHA and VA Loans.  Qualifies Borrowers, Finds Rates,: Payments, Buyer and Seller Costs and FHA and VA Maximum Loan Amounts anywhere in the country.

FHA Introduced HOPE For Homeowners
Program details  for homeowners in trouble

How To Apply For $7,500 First Time Buyer Tax Credit
Up to $7,500 can be borrowed from IRS

10 Ways to Avoid A Closing Nightmare
An easy list that will make your life easier

Current Market and Lending Updates

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