AFNI Bloom Collection Agency and Credit Repair

By
Mortgage and Lending with Indigo Financial Group Inc.
http://actvra.in/ytp

Afni Bloom is actually Anderson Financial Network. If you have seen them on your credit reports then you have probably witnessed some of the shadiest collection practices ever used. They are a junk debt buyer, or a collection agency that specializes in buying older written off debts in bulk. They buy these debts from original creditors for pennies on the dollar. They then use whatever means necessary to try and extort money from the unlucky sole that used to owe money.

Afni Bloom or Anderson Financial Network's Bloomington division has numerous complaints registered against them through the better business bureau. The majority of the cases seem to regard utility or phone bills which AFNI Bloom tries to collect on that are actually way past the statute of limitations for a debt. Once a bill becomes so old it is no longer legally enforceable. These "to old to collect" debts are then bought up by AFNI on the cheap. Once they get a hold of them they proceed in trying to collect on the debts by reporting new collection accounts on your credit reports. Re-aging accounts is against the FDCPA, every violation is a $10,000 offense.

Your best defense against AFNI Bloom is to stick to your guns and keep track of all your paperwork that you might have to use at your disposal. Do not pay off a debt if you know that it is older than your states statute of limitations. Refuse to deal with collection agencies, if you feel like you owe the debt and would like to pay it then contact the original creditor first. If AFNI bloom is attacking your credit reports then you would best be served in hiring a credit repair lawyer. A credit repair lawyer well versed in the Fair Debt Collections Procedures Act and the Fair Credit Reporting Act will be able to stick it to AFNI Bloom and get the debts removed.

If you are dealing with AFNI Bloom, I strongly suggest hiring a company such as Lexington Law Firm to handle your credit repair. They have been extremely successful in removing junk debt buyers such as AFNI Bloom, NCO financial and a ton of other collection agencies from thousands of their clients credit reports every year.

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Topic:
ActiveRain Community
Location:
Indiana Elkhart County
Tags:
collections
afni
anderson financial network
credit
credit repair

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Anonymous
Tina McCoy

I'm trying to resolve an old bill and i need to know what to do to resolve it

Mar 04, 2009 09:45 AM #1
Anonymous
thomas hobens

hey i need a contact number for you guys

 

Jun 23, 2009 01:07 AM #3
Anonymous
Tonya Anderson

Hi do you guys have a toll free number to discuss existing accounts

Sep 16, 2009 02:46 PM #4
Anonymous
Collection Agency - Avadanian & Adler

Nice one regarding collection agency. . . . .

Now a days it is most important in every business organization for their own development. Another one "Logontoyourmoney", which helps you in any type of financial problems.

Thanks a lot for sharing with us . . .

 

Nov 02, 2009 05:46 AM #5
Anonymous
jeremiah handrich

I need a contact number to reach you

Feb 17, 2010 01:41 PM #6
Anonymous
anonymousDV

There was a particular $89 phone bill ignored by my x-wife (stupidly left the phone in my name) that was sold to AFINI. I ignored it for a year until they offered to settle the account if I paid half of it. I did and received ackowlegement on their web site that the debt was paid in full. However shortly afterwards I received another letter from them offering to settle the account if I paid half of the remaining amount as if it were a new debt! At first I thought that might be some sort of mistake but I recently found out they reported this as a new debt to Experian. I'd like to know if these creeps regularly do this and whether or not I'd be wasting my time in contacting them.

Mar 06, 2010 10:16 AM #7
Anonymous
Michael Ortiz

I have a collection from you guys in my credit report. I am not sure on credit report says AFNI-BLOOM and the other one says AFNI INC. made some research two completely different companies. Well need to come to an agreement so we can come to an agreement as far a payment plan. I have no account number never seen a letter from you guys. Currrently in Afghanistan no phone number. US Soldier. Best way to contact me is via e-mail. THANKS!

Apr 17, 2010 05:22 PM #8
Anonymous
gringo

I recently checked my credit report after receiving letters from portfolio-found out they illegally re-aged the account when they bought it. I filed a dispute-they sent me bacl a letter saying it was resolved. I went on the internet and filed a dispute, will keeping doing it forever. Does portfolio sue people in arizaona-thanks

Apr 21, 2010 10:58 AM #9
Anonymous
Rattlesnake

  It is easy to sue this Company.  I did and won thousand and thousand and thousands of dollars of these morons.  Get a lawyer, keep track of their calls, letters, etc.  Than have fun spending their money!!!

Jul 29, 2010 10:13 PM #10
Anonymous
Kristy

So I am very discouraged They have recently added an accout under both names!! I cant afford a lawyer what am I supposed to do

Aug 13, 2010 08:36 AM #11
Anonymous
Diana Mendoza

I was looking at my credit report and and found that I am in debt with your company. It doesnt state why the debt if for and there are two seperate balances. I am currently deployed to Afghanistan but would like to resolve this problem asap. The best way to contact me is by email.

 

Thank you,

Diana Mendoza

Aug 15, 2010 07:32 AM #12
Anonymous
Shayne Sherman

This is an ARTICLE about AFNI. I do not work nor would i EVER work for this horrible company.

Aug 15, 2010 11:33 AM #13
Anonymous
Andrew Barber III

Hello my name is Andrew Barber III i have recieve my credit report in its showing that i have problems with yall company AFNI-BLOOM(#202577 i can be contacted at 678-754-1828 

Nov 10, 2010 06:35 PM #14
Rainer
7,299
Shayne Sherman
Indigo Financial Group Inc. - Elkhart, IN

PEOPLE THIS IS AN ARTICLE ABOUT AFNI BLOOM. WHY ARE YOU SO STUPID? THIS IS NOT AFNI BLOOM JUST AN ARTICLE.

Dec 15, 2010 12:32 AM #15
Anonymous
misty

very frustrated and would like to be contacted to discuss my unfamiliar account i seem to have with you much appreciation if a reply is received in a prompt fashion

Jan 11, 2011 04:59 PM #16
Anonymous
Trent Portch

So in other words, they are criminals running loose on US soil and even though we pay taxes for law enforcement to stop them, they have found a way to force us to pay a lawyer or have our personal lives ruined. I think it is time America stopped looking to lawyers who caused these fiascos for solutions, and start aiming Marine rifles in the proper and effective direction.........

I am a veteran who cannot buy a home or vehicle due to their lies on my credit report. Exactly why are putting up with any of them??? Then their proposed solution is to extort us all for $99 and $40-100/mo for a year????? Hmm wonder if Anderson Financial is behind that whole extortion scam including the 'expert lawyers here to save us', but only after we PAY them?????

Feb 09, 2011 04:02 PM #17
Rainer
7,299
Shayne Sherman
Indigo Financial Group Inc. - Elkhart, IN

PLEASE READ THIS!

This is an article about AFNI bloom. You cannot contact AFNI Bloom through this website. I do not work for AFNI Bloom, I only wrote this article to warn you against this collection agency. If you are having issues, please contact a reputable credit repair company such as Lexington Law

Feb 09, 2011 07:21 PM #19
Anonymous
Mark

Not worried. They have the only negative on my credit report, for a total of $230. It's not worth the money to pay it, especially since it was supposed to be paid by an insurer. Regardless, my credit score is well over 700.

Mar 18, 2011 02:02 PM #20
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