With 37 years in the mortgage/banking industry, I can draw upon a vast background and wealth of experience for the benefit of my customers and business referral partners. I thoroughly understand the mortgage lending and banking processes because I have learned from my experiences during my professional lifetime. This extensive background I draw upon enables me to offer a complete and indepth mortgage service to my customers and referral partners.
My past experience as an Appraiser benefits my clients and referral partners well, especially in today's challenging housing markets. My extensive background also helps me facilitate remedies or prevent problems in the processing and closing of my loans. I simply have a deeper well of knowledge and experience from which to draw. Another advantage I offer is that of mortgage planning. My Financial Planning background helps immensely in this capacity and provides real benefit to the lives of my clients. It assists them in the usage of their most major expenditure and largest asset, their home and mortgage.
I offer a broad menu of mortgage options for my clients' needs. Those include: FHA, VA, USDA, Conventional, Refinance, JUMBO, and Portfolio Loans, which are an immense help when more traditional lending avenues are not capable of assisting or do not apply. The processing of my loans is performed directly in-house, so I have much greater control of the entire closing process. This allows for greater speed and flexibility in closings for my clients.
Perhaps it's because I am a father of two sons, 30 and 34, (both of which are now fathers themselves) that I find working with first-time homebuyers such a joy. These transactions take special care amd I am most happy to provide it.
It has been my pleasure to have assisted the people and professionals in the Chicagoland area my entire business life. I look forward to earning your trust and future business in the futurethrough my thoughtful, knowledgeable and professional lending services.