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Mike Rankin, Mortgage Consultant (Right Trac Financial Group, Inc. NMLS #1120429)
NMLS # 423279

Mike Rankin, Mortgage Consultant

Mortgage and Lending / Albany, NY
Right Trac Financial Group, Inc. NMLS #1120429
Mobile 518-380-4726
Find me at:

Get to know Mike Rankin

Born in Southern California, raised in Upstate New York, and College in North Carolina has made me quite diversified from my slightly southern accent, quick NY draw, and the pioneer spirit of the west (Not to mention my love for barbeque and country music!). I have a beautiful wife and 2 sons who are the joy of my life. I've learned that it's all about relationships. Life isn't about the stuff we have but the relationships and friendships we cultivate along the way.  

I'm second generation in the mortgage business and 3rd generation entrepreneur.  I enjoy the thrill of business and the challenges of an ever changing industry.  I'm always striving to be teachable and truly value the fathers and mothers, mentors, and brothers and sisters that  have continually poured their wealth of experience and wisdom into me.  Radical Honesty, the bold and fearless pursuit of my hopes, dreams, and personal growth, held together by a belief in the One greater than ourselves makes up the foundation of my life both personal and business. 

I hate wearing masks. My continual aim is to be the same Mike Rankin in every aspect of life...whether at home, work, gym, and with both friends and clients.  As Joe Petrowsky recently put it, "I'm ok with me".

The nitty gritty is that I'm a Mortgage Consultant. I've spent almost my entire life around the mortgage business.  If you are in the mortgage or real estate world you can probably relate when I say that there is just something about it that keeps drawing you back.  A love of the game so to speak.  The pressure, challenges, competition, and love of being around people and helping to make their dreams a reality.  To see their eyes light up and the gratitude when you get them to the closing table is priceless.  Don't get me wrong I've had my fair share of, "why did I get into this business again" but it keeps calling me back for more.  

I am currently licensed in NY state and can and will help someone in any corner of New York.    I've done all types of loans from regular conventional, FHA, FHA streamlines, VA, VA IRRLS, USDA, HARP AND HASP, Jumbo loans, Manufactured home loans, and 203K home improvement loans. Both Purchase and Refinances. I'm a fighter and there is no client that I won't fight to help! 

The mission is to make a difference one life at a time and not forgetting about what is most important along the way.

 

Mike Rankin Expertise

  • Buyers
  • Condos/Townhomes
  • Investment Properties
  • REO/Bank Owned
  • Residential
  • Seniors
  • Short Sales
  • 203k
  • Reverse Mortgages
4 Featured Posts Outside Blog
  • English

Refinance, Mortgage Lending, FHA Financing, USDA, First Time Home Buyers, FHA, Loans, Real Estate, Investment Properties, Online Marketing

Mike Rankin Testimonials

  • Jennifer Messing

    If you are looking for an honest, well-informed, detailed, organized, and caring mortgage broker, Mike is your guy! When talking to him, you can tell that he will go above and beyond for his clients. Which is a trait that can not be found a lot in today's fast paced world. Mike will take the time to sit with you and find the best loan options for you and your specific needs. Whether is be a VA Loan, a USDA loan, or a standard home loan, Mike will make sure that you get the best loan (and the best rate) out there! I would recommend Mike to any of my clients looking to purchase or refinance a home.

  • user68167494

    Mike was fantastic to work with! As a first time home buyer the process was super smooth, and easy to understand with Mike's help. He was available whenever questions arose, and was always quick to respond, no matter the day or time. He has earned my trust, and I highly recommend his services! Very Professional!

  • Turfman15

    Mike was very helpful in my mortgage process. I own my own business and it was hard to get a loan. When others wouldn't Mike said no problem. Thanks to Mike and his team we are very happy in our new home.

  • fichtner0417

    Mike helped us first to refinance our duplex. Then a few months later he helped us to buy a new home. He was professional, knowledgeable, and sincere. He was in constant contact telling us where we were at in the process or just to see if we had any questions. He'd return calls or emails at night or over the weekend if we had questions. We would definitely recommend him to anyone trying to refinance or buy a new home.

  • Susan M.

    My husband and I purchased our first dream home and it would not have been possible without Mike Rankin and him not giving up on us! We tested his sanity a few times and he stayed the course and accomplished a task I thought would never happen. Mike was very helpful from application to closing. The responsiveness and communication were unprecedented. Mike responded to email very quickly and answered all of my questions. He is well organized and ensured that our loan would be taken care of up to closing. Mike and his team are HIGHLY RECOMMENDED!!!

  • Todd

    Mike always provides his clients with compassion and professionalism. He works with them to provide the right product for their individual needs. He offers solutions, not excuses.

  • Cheryl

    Mike gave us great advise! He gave us contacts to list our home. He's a great resourse for anything involved in buying or selling your home.

  • Anonymous

    Mike made the process of buying and financing a home very easy. Anytime we had a question or concern he was very quick to respond. I would recommend him to anyone looking to become a homeowner!

  • Sandra Abrams

    If you are looking for a professional who is knowledgeable, efficient, responsive and works for you in the process of acquiring a mortgage and seeing it thru to a successful closing then Mike is your man!

  • Erica P.

    We recently purchased our first home and we couldn't have done it without Mike's help. He was there to answer all of our questions from beginning to end. Our home buying experience wouldn't have been the same without him.

People don't care how much you know until they know how much you care!
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