Mike Rankin, Mortgage Consultant (Right Trac Financial Group, Inc. NMLS # 2709)
NMLS # 423279

Mike Rankin, Mortgage Consultant

Mortgage and Lending / Albany, NY
Right Trac Financial Group, Inc. NMLS # 2709
Mobile 518-380-4726
Find me at:

Get to know Mike Rankin

Born in Southern California, raised in Upstate New York, and College in North Carolina has made me quite diversified from my slightly southern accent, quick NY draw, and the pioneer spirit of the west (Not to mention my love for barbeque and country music!). I have a beautiful wife and 2 sons who are the joy of my life. I've learned that it's all about relationships. Life isn't about the stuff we have but the relationships and friendships we cultivate along the way.  

I'm second generation in the mortgage business and 3rd generation entrepreneur.  I enjoy the thrill of business and the challenges of an ever changing industry.  I'm always striving to be teachable and truly value the fathers and mothers, mentors, and brothers and sisters that  have continually poured their wealth of experience and wisdom into me.  Radical Honesty, the bold and fearless pursuit of my hopes, dreams, and personal growth, held together by a belief in the One greater than ourselves makes up the foundation of my life both personal and business. 

I hate wearing masks. My continual aim is to be the same Mike Rankin in every aspect of life...whether at home, work, gym, and with both friends and clients.  As Joe Petrowsky recently put it, "I'm ok with me".

The nitty gritty is that I'm a Mortgage Consultant. I've spent almost my entire life around the mortgage business.  If you are in the mortgage or real estate world you can probably relate when I say that there is just something about it that keeps drawing you back.  A love of the game so to speak.  The pressure, challenges, competition, and love of being around people and helping to make their dreams a reality.  To see their eyes light up and the gratitude when you get them to the closing table is priceless.  Don't get me wrong I've had my fair share of, "why did I get into this business again" but it keeps calling me back for more.  

I am currently licensed in NY state and can and will help someone in any corner of New York.    I've done all types of loans from regular conventional, FHA, FHA streamlines, VA, VA IRRLS, USDA, HARP AND HASP, Jumbo loans, Manufactured home loans, and 203K home improvement loans. Both Purchase and Refinances. I'm a fighter and there is no client that I won't fight to help! 

The mission is to make a difference one life at a time and not forgetting about what is most important along the way.


Mike Rankin Expertise

  • Buyers
  • Condos/Townhomes
  • Investment Properties
  • REO/Bank Owned
  • Residential
  • Seniors
  • Short Sales
  • 203k
  • Reverse Mortgages
4 Featured Posts Outside Blog
  • English

Refinance, Mortgage Lending, FHA Financing, USDA, First Time Home Buyers, FHA, Loans, Real Estate, Investment Properties, Online Marketing

Mike Rankin Testimonials

  • Melissa

    When my husband and I started our the process of buying our first home, we were not sure where to begin. We contacted several different lending/brokerage companies. He explained what the company could do for us, and how this is a family owned business. He was very personable with me. Mike Rankin is a truly genuine person. We told him that we were looking to purchase our first home and he walked us thought the entire process. I would highly recommend him to anyone and everyone.

  • Caitlin

    Mike was great to work with. He really took the time to explain everything and answered any questions I had, any time of the day! He made a very intimidating, complex situation a lot easier on my husband and I. I don't how I could have done it without Mike and my realtor!

  • Adam

    It was a pleasure working with Michael on the purchase of our new home. Michael pays attention to every detail and answers every question to help bring understanding to the entire process. Have already recommended Michael to a handful of friends and they have been extreamly pleased as well.

  • Rich and Adesta

    "My husband and I came to Mike after going through another funding company that couldn't help us. Mike started immediately to get us into the house we wanted to purchase and stuck with us when things got crazy due to one unforeseen roadblock after another. Instead of throwing in the towel, Mike continued to work diligently on making our dreams of home ownership possible."

  • Chuck and Nicole

    If you're looking for help with your home, Mike is definitely your guy! From the moment Chuck and I met Mike, we knew he was going to do wonders for us, and he did! (especially since we thought we weren't going to be able to buy a home) Mike was able to help us find a budget that was right for us, and an area that was suitable. Throughout the mortgage loan process, Mike and and his team were extremely helpful with all of our questions and concerns. The best thing was that they were always available! Most businesses prefer to do business M-F, but we've reached out to Mike multiple times on the weekend and he was always there to respond. That's another thing!, The responsiveness is extremely quick. Mike definitely knows what he's doing and he was a tremendous help to us!! Definitely recommend him to others!!

    Sincerely, Very Happy Homeowners Chuck and Nicole

  • Erin

    Mike Rankin was extremely helpful, professional, and patient through my entire home buying experience. Mike met with me and helped map out my plans for purchase and saw that thought through closing. Buying a home is a very exciting, but stressful situation. Mike Rankin was able to make the difficult process seemless.

People don't care how much you know until they know how much you care!
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