I have been in financial services since 1998. I started in auto loans litterally running 8 to 10 credit reports per day and conducting many client interviews...a volume level that allowed me to smoothly transition into mortgages. There's no employment or lack of employment situation I haven't seen, no credit score so high or low that I haven't analysed...I love being able to help people find the solutions they're looking for. I work almost exclusively with Realtor referrals and prioritize their clients. I always meet with the clients whenever possible and always keep the Realtor informed throughout the process. I have my AMP designation as well and continously take classes to keep up to date on all the laterst lender guidelines and technology.