Ryan  Keating (Veterans United Home Loans of Hawaii NMLS 394036)

Ryan Keating

Mortgage and Lending / Waipahu, HI
Veterans United Home Loans of Hawaii NMLS 394036

Get to know Ryan Keating

At Veterans United Home Loans of Hawaii we pride ourselves on being different from other service providers. We specialize in VA Loans and take great pride in serving those who have served. This dedication and focus on VA Loans has allowed us to streamline the VA Loan process, making it very smooth and easy for our clients so before you enter the market go to www.VaLoansHawaii.com to register for a FREE VA loan seminar or call me to set up a one on one meeting so that we may address your particular needs.

Veterans United Home Loans of Hawaii offers on island, in-house processing and underwriting which means that we can normally close within 45 days of contract receipt. We charge no loan origination, loan processing, loan underwriting, or any other junk fees.  As part of the nations largest dedicated VA Lender, we have helped secure over $2.4 Billion in VA financing.  We are industry-leading experts in VA home mortgages and undergo extensive training about VA eligibility and the loan process.

We also have an A+ rating with the BBB bureau.  Check it out at http://www.bbb.org/hawaii/business-reviews/mortgage-lender/veterans-united-home-loans-of-hawaii-in-waipahu-hi-53048976


VA Home Loan Benefits No down payment and 100% financing Up to $756,250.00 in Honolulu and $625,500.00 in all other counties. (For One to Four unit residential properties.) No PMI (private mortgage insurance). VA guaranties 25% of the appraised value of the home allowing the veteran not to have to pay for PMI. The Veteran can refinance their current VA loan to reduce their interest rate and include closing costs without qualifying, regardless of property value. The seller can pay all or part of the closing costs associated with the process and closing of the mortgage. Disabled veterans rated at 10% or higher are exempt from funding fee. No prepayment penalties. Cash out refinances up to 90% of appraised value.



Ryan Keating Expertise

My specialty in the VA Loan enables me to efficiently serve military men and women and their families. However, I am also proud to offer other loan options, including FHA, Conventional and USDA financing. 

A portion of every loan I close goes to our foundation whose mission is:

We are dedicated to enhancing the lives ofveterans and military families nationwide.Through our commitment and collaborationwith other organizations, we strive to makea true and lasting difference in the lives ofthose who have served and sacrificed.

 Check it out at www.enhancelives.com 

  • English
Veterans United Home Loans of Hawaii is a VA-approved lender and is not affiliated with any government agency. NMLS 1907. "Veterans United” is a registered trademark of Mortgage Research Center, LLC
Ask me a question
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the foot to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase: