At Veterans United Home Loans of Hawaii we pride ourselves on being different from other service providers. We specialize in VA Loans and take great pride in serving those who have served. This dedication and focus on VA Loans has allowed us to streamline the VA Loan process, making it very smooth and easy for our clients so before you enter the market go to www.VaLoansHawaii.com to register for a FREE VA loan seminar or call me to set up a one on one meeting so that we may address your particular needs.
Veterans United Home Loans of Hawaii offers on island, in-house processing and underwriting which means that we can normally close within 45 days of contract receipt. We charge no loan origination, loan processing, loan underwriting, or any other junk fees. As part of the nations largest dedicated VA Lender, we have helped secure over $2.4 Billion in VA financing. We are industry-leading experts in VA home mortgages and undergo extensive training about VA eligibility and the loan process.
We also have an A+ rating with the BBB bureau. Check it out at http://www.bbb.org/hawaii/business-reviews/mortgage-lender/veterans-united-home-loans-of-hawaii-in-waipahu-hi-53048976
VA Home Loan Benefits No down payment and 100% financing Up to $756,250.00 in Honolulu and $625,500.00 in all other counties. (For One to Four unit residential properties.) No PMI (private mortgage insurance). VA guaranties 25% of the appraised value of the home allowing the veteran not to have to pay for PMI. The Veteran can refinance their current VA loan to reduce their interest rate and include closing costs without qualifying, regardless of property value. The seller can pay all or part of the closing costs associated with the process and closing of the mortgage. Disabled veterans rated at 10% or higher are exempt from funding fee. No prepayment penalties. Cash out refinances up to 90% of appraised value.