Rainer
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Wil Ruiz, You want how much money, let's make it happen! (GEM Mortgage)
NMLS 255592

Wil Ruiz, You want how much money, let's make it happen!

Mortgage and Lending / Carlsbad, CA
GEM Mortgage
Mobile 760-612-6327
Office 760-607-1370
Find me at:

Get to know Wil Ruiz

Loan Consultant in Carlsbad, La Costa, San Elijo, Encinitas, Del Mar, Cardiff by the Sea, Solana Beach, Rancho Santa Fe, Olivehain, Oceanside, Vista, San Marcos, Fallbrook, Bonsall, Escondido, Rancho Bernardo, Pomerado, Poway, Carmel Valley, etc...

Where there is a "Wil" there is a way to Believe In YOUR Dreams! I have been in the mortgage industry 18+ yrs and have the programs and experience to help you reach your home ownership goals and dreams. When you need someone you can count on...I'm here for you. My goal is to have you as a Customer for Life and a Raving Fan. You deserve the respect, loyalty and excellence that can get you where you want to be... HOME!

Wil Ruiz Expertise

At GEM Mortgage, we offer expert advice for all your home financing including a speedy application process and an industry recognized commitment to customer service. We can close most loans with in 17 to 28 days!!!     Competitively priced home loan products: FHA/VA Government Loans Conventional Conforming Loans Agency Jumbo and Jumbo CalHFA programs  

  • English
  • Spanish
Where there is a "Wil" there is a way!
What are you waiting for, call me!
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