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Seacrest Villas-Audobon Community Aliso Viejo Short Sales Agent | What is a Short Sale?
Stacey Smith, Your Orange County Beach Cities Realtor (Michael Plummer Group)

Seacrest Villas-Audobon Community Aliso Viejo Short Sales Agent | What is a Short Sale?

A short sale is any time you owe more on your home mortgage than current home value on the real estate market, and your lender allows you to sell the home for less than the current loan value, that is a short sale. The conditions vary somewhat but with the market prices of homes in Seacrest Villas-Audobon Community Aliso Viejo taking a deep plunge in the last several years, many homeowners find themselves facing new and difficult financial circumstances, often the by product of a job loss or failed investment produce the inability to keep up with their mortgage payments.

A successful Seacrest Villas-Audobon Community Aliso Viejo short sale agent will bring skill and short sale listing experience to the table and will already know how to excel in handling the complex and sometimes seemingly treacherous processes that are part of every Seacrest Villas-Audobon Community Aliso Viejo short sale.

In your Seacrest Villas-Audobon Community Aliso Viejo short sale, there are four seats at the bargaining table with four different interests. Your Seacrest Villas-Audobon Community Aliso Viejo agent must be constantly aware of and carefully negotiate the interests of each. They are:

  1. The Seacrest Villas-Audobon Community Aliso Viejo homeowner
  2. A buyer
  3. The servicer who processes the paperwork
  4. The investor(s) who owns the mortgage and who make the final decision

When the investor(s) signs the approval, the Seacrest Villas-Audobon Community Aliso Viejo short short sale is basically a done deal, but processors don’t always go with the flow even with investor approval. Even when your Seacrest Villas-Audobon Community Aliso Viejo short sale agents follow lender and investor directions- to call in and have the foreclosure date postponed, loan servicers may “change their mind” even in the final hours of a short sale. Sellers have found out, sometimes in the last 48 hour window that the foreclosure is moving ahead on the original scheduled foreclosure sale date.

It is critical that you not hire just any agent, who lacks experience in closing short sales. Short sales are complex and filled with pitfalls. Closing and foreclosure are often just days apart and the day that gets there first for you, the Seacrest Villas-Audobon Community Aliso Viejo short seller makes all the difference between a successful sale and an unforeseen and sudden, unexpected Seacrest Villas-Audobon Community Aliso Viejo foreclosure.

 

 

 

 

Stacey Smith
Michael Plummer Group
949-350-8922
DRE. License #01845411

 

If you are looking to buy a home or sell your current home in Orange County, Ca. please allow me to assist you. I work throughout most of Orange County but my area of expertise happens to be south Orange County and the Coastal cities. Locations I service include: Dana Point, Capistrano Beach, San Juan Capistrano, San Clemente, Laguna Beach, Newport Beach, Huntington Beach, Crystal Cove, Corona Del Mar, Laguna Niguel, Aliso Viejo, Mission Viejo, and Costa Mesa. I service all areas through out Orange County so please call me today and allow me to assist you! 

              

 

Please Allow Me To Assist You and Your Family in Finding The Perfect Home As Your Real Estate Agent!

 

 

 

Aliso Viejo, CA Real Estate Professionals
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