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By Randy Kirsch, (NMLS# 1012303) Your Dedicated Mortgage Consultant
(Right Trac Financial Group, Inc., NMLS# 2709)
Comments 2
Nationally syndicated real estate news columnist Ken Harney has released an article that appeared in The Hartford (CT) Courant on Friday (01.23.2015), entitled "Consumer Agency's 'Rate Checker' Gets An Incomplete Grade".  Harney is the latest in a line of mortgage industry leaders, associations a...
By Ed Silva, Central CT Real Estate Broker Serving all equally
(RE/MAX Professionals, CT 203-206-0754)
Comments 9
Christmas Cactus can bring some color to a drab season. One of the rooms of our house is reserved for my wife's plants, and as it gets a lot of light, none of it direct sunlight it seems to make the greenery out there thrive. This is just one corner of this room with a touch of color front and ce...
By Kyle Reyes
Comments 10
A couple of weeks ago, my brother was driving down the highway when he noticed a decked out truck loaded with LED lights.  The vehicle wrap indicated that the truck belonged to a company specializing in the lights.  The wrap talked all about how technologically advanced the company was. My brothe...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 17
  Yesterday was the First Significant Snow Fall We Have Had This 2014/2015 Winter in Middletown, CT.  I consider any snow fall of 6" or more to be a significant amount, and today we got about 6".  But even though this snow fall was on the lower end of what we generally get for our first major sn...
By Dagny Eason, Fairfield County CT, CDPE Homes For Sale and Condo
(Dagny's Real Estate)
Comments 13
3 bedroom colonial with contemporary flair in Easton, CT 06612   Open House at 1-25 at 1pm Stunning! Warm luxury! Vintage design elements! Contemporary interpretation of style!  Class! Character!   Sense of spaciousness! Open floor plan design! Nine foot + ceilings! Classy interior design!   Des...
By Randy Kirsch, (NMLS# 1012303) Your Dedicated Mortgage Consultant
(Right Trac Financial Group, Inc., NMLS# 2709)
Comments 14
You may have seen some recent blogs about the "old fashioned" direct mail marketing and telemarketing.  Have you tried email marketing, or even marketing by text messages on your smartphone? There is a blog entitled, "A 5-Pronged Approach for Using Strategic Email Marketing for Quality Lead Gener...
It's one thing for a job candidate to tell the interviewer how amazing they are. It's another thing for that candidate to be endorsed by a third party. We're all about testimonials - especially video testimonials - when it comes to establishing credibility for our clients. And I'm sure that you, ...
By Ed Silva, Central CT Real Estate Broker Serving all equally
(RE/MAX Professionals, CT 203-206-0754)
Comments 8
Middlebury CT Real Estate Sales Report for December 2014   Currently in Middlebury CT there are 71 active residential listings for sale, with 9 new listings being added in December. The homes for sale in Middlebury CT range from a 1,066 square ft, 2-bedroom colonial listed at $129,900 to a 2,862 ...
By Ed Silva, Central CT Real Estate Broker Serving all equally
(RE/MAX Professionals, CT 203-206-0754)
Comments 3
December 2014 Real Estate Market Statistics for Watertown CT Currently in Watertown CT there are 133 active residential listings for sale, with 24 new listings being added in December. The homes for sale in Watertown CT range from a 1,090 square ft, 3-bedroom colonial listed at $46,180 to a 8,500...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 14
Next Monday January 26, 2015 FHA will experience a historical event in the history of FHA.  For only the second time since the inception of FHA the FHA Monthly Insurance Premium (MIP) will be reduced.  But before we give credit to the Obama Administration for the FHA MIP Being Reduced For Only 2n...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 24
 From Left to Right:  Patrick Greene, Rebecca Hauer, Praful Thakkar, Kyle Reyes, Colleen Ferrary, Conrad Allen, Randy Kirsch, Annette Thor, Andi Laemmel, Alex Riceviens (Attorney non-AR member), Gail Petrowsky (Joe's wife non-AR member), Maria Gilda Racelis, Joe Petrowsky, Jill Petrowsky(Joe's d...
By Randy Kirsch, (NMLS# 1012303) Your Dedicated Mortgage Consultant
(Right Trac Financial Group, Inc., NMLS# 2709)
Comments 12
Private mortgage insurance premiums are higher for people with lower credit scores.  FHA mortgage insurance premiums are the same for all FHA borrowers regardless of their credit score.  The Urban Institute recently posted a blog that indicates that the break-even credit score with a 95% LTV has ...
By Dagny Eason, Fairfield County CT, CDPE Homes For Sale and Condo
(Dagny's Real Estate)
Comments 12
Fairfield County Market Report for Year of 2014   Fairfield County, Connecticut, known as the “Gold Coast”, is one of the wealthiest communities in the state.     Located in the southwestern part of Connecticut, the county is known for the active lifestyle it offers, as well as for the incredible...
By David Popoff, Realtor®,SRS, Green ~ Fairfield County, Ct
(DMK Real Estate )
Comments 2
7 Fairfield County High Schools Rank in Top 10 of Connecticut.                    Niche.com “Best Public High Schools” ranks 14,431 high schools throughout the U.S. based on dozens of key statistics along with over four million opinions from students and parents. Out of the top ten of public high...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 17
“I Don’t Care How a Referral Comes My Way”     I got a call this morning from a someone who said he was referred to Right Trac, but wasn’t given a particular person to speak to. I asked who referred her? She told me she was waiting for her car to be serviced and just happened to start talking ab...
By Ed Silva, Central CT Real Estate Broker Serving all equally
(RE/MAX Professionals, CT 203-206-0754)
Comments 21
A Meet-up in Manchester CT with some Marketing Info as well. We had a wonderful attendance at the Meet-up in Manchester CT hosted by Joe Petrowsky and Kyle Reyes.    Nineteen (19) attendees made it lively.   Being in Kyle's office, makes one wonder when he gets any business done as his 'inventory...
By Dagny Eason, Fairfield County CT, CDPE Homes For Sale and Condo
(Dagny's Real Estate)
Comments 22
Coming soon! - The Perfect 3 Bedroom Cape in Norwalk This perfect 3 bedroom cape will be coming on the market soon in west Norwalk.    The master is on the first floor, it is on a cul-de-sac, and is updated.    What a great house!  Everything has been updated recently by the present owners, and i...
By Diana Purcell, Mesa,Queen Creek,Gilbert,San Tan Valley Realtor
(Solutions Real Estate)
Comments 0
  Trilogy at Power Ranch in Gilbert, Gorgeous Gated Adult Golf Community   Adult Gated Golf Community in Gilbert Arizona.   Trilogy at Power Ranch offers many great amenities.   Trilogy at Power Ranch is a gated, private Adult resort community located in Gilbert, Active Arizona. This community is...
By Randy Kirsch, (NMLS# 1012303) Your Dedicated Mortgage Consultant
(Right Trac Financial Group, Inc., NMLS# 2709)
Comments 9
You may have missed the announcement as I am not sure there was one.  I am subscribed to CFPB announcements and emails and did not receive any notice of this rule change.  Two days ago (Tuesday, 01.20.2015) the Consumer Finance Protection Bureau ("CFPB") finalized two minor changes to the TILA-RE...
By Ed Silva, Central CT Real Estate Broker Serving all equally
(RE/MAX Professionals, CT 203-206-0754)
Comments 5
Market Statistics for Southington CT December 2014        Search for Homes in Southington CT Currently in Southington CT there are 166 active residential listings for sale, with 27 new listings being added in December. The homes for sale in Southington CT range from a 854 square ft, 2-bedroom mob...

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