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By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 2
Who Pays for the Septic or Well Inspection in Iowa?   There are many properties that are maintained by a private well and septic systems in the outlying areas around Cedar Rapids, Marion and Iowa City.  Depending on the age of the home, or the age of the system if it has been updated, most inspec...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 8
Buyer Tip:  How to Write a Great Offer   Whether this is your first home or your third home, or if you are competing with other buyers or not, the keys to getting your offer "accepted" are the same.     1.  Clear and clean pre-approval letter.  I cannot state this enough.  Having your pre-qualifi...
By Paul David Hiebing, Quad-City REALTOR®, @ Grampp, Realty of The Q.C.
(Grampp Realty: Real Estate in the Quad-Cities)
Comments 0
  IOWA FINANCE AUTHORITY RATE WATCH:  The Iowa Finance Authority's interest rates as of Friday August 8, 2014 at 11:00 A.M. are below.    FirstHome Government Loan (FHA/VA/RD) HFA Preferred® Rate 3.75% 4.125% Origination Fee Up to 1% Up to 1% Discount Point 0 0 SMF** None 0.25%       FirstHome P...
By Bob Randklev, CCIM
(Skogman Realty)
Comments 1
Never before have I had three homes for sale in Cedar Rapids Iowa for under $70,000 Each of them have been rental properties and one is rented currently. Two of the homes are listed at $49,000 each... you can't afford to rent at that price! The other is $70,000 and the assessed value is $81,000 a...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 9
Seller FAQ:  How are the Taxes Handled for the Sale of my Home?   In Iowa, taxes are billed in arrears.  What does that mean to you as a seller? It means that even though you may be paying money into your escrow account every month for your upcoming tax payments, it does not mean that you are "up...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 45
You Can Do All the Right Things & The Buyer Writes with Another Agent!   In this case, I still hope to benefit from the buyer being represented by another agent....because it is my listing.   Here is the story:   I listed an acreage that was about 45 minutes from my primary market and 15 miles fr...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 9
Are you SURE That This Is the Same House?   This happens too often.  For better or worse, photos are used to determine which homes a buyer would like to see.  If a photographer uses too much "creative" license, misrepresentation happens and buyers feel misled.   The same happens when a home that ...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 0
Stranger Danger-Protect Your Children!     I am going to stray from real estate today to talk about stranger danger.  Now more than ever, we are getting too comfortable with strangers being around our children.   It is important to have these conversations with your children.  Predators are very ...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 11
The Neighbors Made the Buyers Run Away from Your Listing!     My buyers were diligent.  They had seen every home in their price range and school district.  There was a new listing in an area that they loved with one exception.  It was on a cul-de-sac at the bottom of a very steep hill.     I had ...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 0
How Do We Determine When it is Time to Reduce the Price on Your Home?   It is a delicate balance of knowledge and gut instinct.  The market is constantly changing.  Prior to listing, we use the latest sold homes that are comparable to pinpoint the asking price.  However, the market is always chan...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 3
The Buyer Found the House From the Seller Sharing on Facebook   The buyer's agent had a confession to make after the offer was accepted for her buyer.  She was slightly ashamed to share with me that her buyer found the house.  The search she had created for their home search had missed this house...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 38
You Need to Call Your Buyer's Agent, That Isn't Me!     I represent the sellers on their current home.  It is under contract and we have already negotiated inspections, appraisal has been completed and we are waiting for the closing at the end of the month.   Prior to meeting me, they had listed ...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 27
What if a Better House comes on the Market AFTER I Make an Offer?   It is bound to happen.  You looked for months for a home that checked all the boxes.  You got one that is REALLY close and you make an offer.  After a little back and forth, you are under contract.     Then you check your email a...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 6
Flash Flooding is No Laughing Matter--You Never Know What Kind of "Debris" You Could Find!   Someone has to be the one to lighten the mood.  We suffered round two of severe storms dumping over 6 inches of water in less than 48 hours.  With power out, flash flooding, and straight line winds, you c...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 10
Is There Such a Thing as Selling a Listing TOO Fast?   As a listing agent, you prepare for the best and the worst.  Selling with only two days on the market can be the best AND the worst at the same time.  Here are some of the questions or concerns that a seller may face with a quick offer:   1. ...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 4
Seller Tip #6:  Have You Seen the Photos of Your Home....Recently?   When your home enters the market, whether it was six months ago or three months ago, the time that your home was originally photographed showed a "different picture".  Let me explain....there may have been snow on the ground and...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 7
We Might Want to Try Selling It Ourselves For a Month This happens a lot this time of the year.  Especially with the current market in the Cedar Rapids area where the number of active listings is down 25% from this same time in 2013.  It is a seller's market in most price ranges with very little ...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 1
Seller Tip #5: Are Closing and Possession Always on the Same Day? It is the age old question that home buyers and sellers deal with every day.  Do you sell your home first or do you buy a new one first? Most homeowners are not fortunate enough to be in the position to choose.  Most buyers need to...
By Paul David Hiebing, Quad-City REALTOR®, @ Grampp, Realty of The Q.C.
(Grampp Realty: Real Estate in the Quad-Cities)
Comments 0
  Current Iowa Finance Authority (IFA) Interest Rates (As of Thursday May 15, 2014): "Call Paul" @ (563) 508-1649 for Details IOWA FINANCE AUTHORITY RATE WATCH: The Iowa Finance Authority's interest rates as of Thursday May 15, 2014 at 12:00 P.M. are below.   IOWA FINANCE AUTHORITY RATE CHANGE   ...
By Karen Feltman, Relocation Specialist
(Cedar Rapids/Iowa City, IA Skogman Realty)
Comments 10
"I Only Work Evenings and Weekends By Appointment."  Are You Sure? Let me explain...I recently went on a listing consultation for a potential listing in a very desirable area.  They greeted me at the door and wasted no time asking me their most important question. "Do you work evenings and weeken...

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