- Beaver Creek
- Bee Dee Highlands
- Bevan Acres
- Black Road Estates
- Burr Oaks
- Cathedral Area
- Cherry Hill
- Chovan Estates
- College Park
- Courtyards Of Woodside
- Crystal Lawns
- Cumberland South
- Fall Creek
- Glenwood Manor
- Greywall Club
- Hawthorn Hills
- Ingalls Park
- Kearney Glen
- Lakewood Prairie
- Marquette Gardens
- Murphy Acres
- Old Renwick Trail
- Pleasant Knoll
- Preston Heights
- Rooney Heights
- Sable Ridge
- Springwood South
- Sugar Creek
- Theodore S Ridge
- Twin Oaks
- Twin Oaks West
- Waterford Pointe
- Wooded Creek
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"To Condo or Not to Condo" That Should Be the Question ... As a Chicago-area Mortgage Lender, I never try to influence a Buyer as to the type of property they should or should not buy. That's their personal choice ... and not my place. But as their Mortgage Lender and Advisor, I DO...
The Many Ways Poor Credit Scores Cost You A large percentage of the potential home-buyers I speak to have a basic knowledge of how credit scores influence the interest rate received when they finance their home purchase. Most understand the basic principal: The higher their credit score...
Waiting Periods and Extenuating Circumstances After a Short Sale, Foreclosure, Bankruptcy I wrote recently about Fannie Mae's announcement regarding the extension of the waiting period for those Buyers hoping to become Homeowners once again after having experienced a Short Sales (Pre-Fo...
Here's this week's news, info, and timely articles I thought you'd find of interest and benefit. Should you have specific topics or questions you'd like covered or addressed in future blasts, please let me know. Your suggestions and input are always appreciated ... Mobile Apps are availab...
Coulda ... Woulda... Shoulda! That's What You're Going to Say, if You Don't Buy Now! Missed Opportunities! Regrets! Lost Potential! Coulda ... Woulda ... Shoulda! That's what you're going to be hearing yourself say ... if you don't buy a home whil...
My Wide & Vast Mortgage Background Sets Me Apart & Provides Value-Added Benefits to Borrowers I've been reading many of the post submissions to the "What Sets You Apart: Your Value Added Benefit? An ActiveRain Contest" over the last few days. It's obvious that ActiveRain has many tale...
How to Avoid Unwelcome Surprises When Buying a Chicago-Area Condominium or Townhome One issue that has cropped-up often throughout the time I've been a Mortgage Lender (and continues to do so routinely) surrounds the question ... Is the property I'm purchasing really a Condominium .....
FHA Announces New Blueprint for Home Buying Success: "Homeowners Armed with Knowledge" It probably comes to you as no surprise ... Hopeful home buyers are struggling to save the funds and down payments needed to purchase homes. Many are also finding that securing their mortgage...
How to Dispute Credit Report Errors While in the Mortgage Process Veterans of the Mortgage Industry can remember a time when clients suffering errors or inaccuracies within their Credit Report, were typically advised to "dispute" those errors ... But because of recent changes that ...
AFTER Your Mortgage Closing: Keeping the Lines of Communication Flowing This post, although specifically aimed at my mortgage clients, contains a message that can pertain to other service provider's customers too ... The topic? Communication! Specifically, the lines of ...
"Because" ... The Mortgage Underwriter is Requesting it! As parents, we often find ourselves trying to explain things or reason with our children. And when we do, it's almost inevitable that we hear a "Why?" after each attempt. I know each of my boys did this. Sometimes relentle...
Creating a Paper Trail to Document Funds for Your Mortgage Closing It used to be years ago, that couples .. husbands, wives, and even the kids, kept their financial accounts together in one bank, one savings account, and typically just one checking account. I know my parents and my w...
Buying Homes Owned by Banks and Government Agencies: What Benefits Might Exist Property Sellers are often showing up on real estate contracts these days as Entities or Companies, not as human beings. Government Agencies including Fannie Mae, Freddie Mac, HUD, VA, and banks are as ...
Taking the Mystery Out of Credit Scores Were you recently denied approval on a loan application? Do you suffer from lower Credit Scores? Did you receive an Interest Rate higher than someone else with higher Credit Scores? If so, there's a chance one of the following issues was ...
In Today's Real Estate Appraisals: Info is King, Data is Available In this automated day and age, a huge amount of real estate sales data is readily available to professionals ... With a few clicks and the entry of a few parameters, a Real Estate Appraiser can create an instant...
I've Applied for a Mortgage: What is Automated Underwriting? If you've read much about Mortgage financing ... or talked to a Mortgage Lender lately, you've probably heard the term "Automated Underwriting" ... This form of Underwriting, performed electronically by a computer, has be...
A Recipe for Disaster: Entering your Mortgage Transaction "Flying by the Seat of your Pants" Have you ever heard the old saying "flying by the seat of your pants"? I sense that's exactly what some of my potential clients are doing when they first talk to me about buying and fina...
Credit Card Security Breaches: How to Find if YOU Have Been Effected. How to Protect Yourself Moving Forward
Credit Card Security Breaches: How to Find if YOU Have Been Effected. How to Protect Yourself Moving Forward The recent breach in security at multiple well-known retail stores has Credit Card holders more than a little nervous and concerned. Rightly so ... These breaches ha...
The Effect Real Estate Taxes and Insurance have on Mortgage Loan Approvals and Monthly Mortgage Payments
The Effect Real Estate Taxes and Insurance have on Mortgage Loan Approvals and Monthly Mortgage Payments There is an acronym in the Mortgage Loan Industry known as PITI. This stands for: Principal Interest Taxes Insurance(s) (Insurance for Homeowners Premium and Monthly Mortgage Ins...
Boomerang Buyers: What to do if you see a Short Sale in your Rearview Mirror You've probably seen me mention the term "Boomerang Buyer" in a few of my posts before. This is a classification of potential Home Buyer that is contacting me more and more often for info, as of late. As t...
(Bowers Realty Group LLC)
Waterford Pointe, Homes for Sale in Joliet, Illinois Waterford Pointe Real Estate Statistics Average Home Size: 1604 Average Property Taxes: 4283 Homes Listed: 14 Homes Sold: 8 Average Number of Days To Sell: 124 The above Joliet real estate statistics were compiled by Team Bowers Realtors based...
Have YOU Been Hacked? Online Security Issues Raised Again Once again, the news is filled with reports of a widespread hacking of social media sites, usernames, and passwords, etc. having taken place over the last month or so (Oct., Nov., 2013). And once again, the matter of internet secur...