Explore Joliet, IL

Find Real Estate Listings

By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 7
    New Mortgage Program Helps Those Suffering from Significant Adverse Credit Buy Again          In a continuation of a recent loosening of home financing guidelines, I now can offer "expanded programs" for Borrowers with Credit Scores (middle score) of 580 (FHA Loans) and 600 (Conventional Loan...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 6
    Thanksgiving is a time for reflection.  What ... Who .. are you thankful for?   I know that I'm thankful for my family.  This Thanksgiving I'll look around the dinner table and be lucky enough to see my Mother, healthy and still enjoying life.  I'll also see my wife, our 2 sons, 2 wonderful d...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 53
   Why Bank Statements and Verification of Funds Are So Important to Mortgage Underwriters      One topic ... one direction provided during the Mortgage Process that seems to baffle and frustrate my prospective home buyers during their Mortgage Process, surrounds the sourcing and documenting of D...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 21
Entering or Currently Navigating the Mortgage Process?   Don't Even THINK About it!   Follow the warnings found on my Flyer below             If hoping to Buy, Build, or Refinance a Home in the greater Chicagoland area, please contact me!  I'll put my 37 years of mortgage experience and expertise...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 13
   Think You Can't Buy a Home in Chicagoland? 10 Facts That May Change Your Mind      I've found that Home Buyers looking to be Pre-Qualified  for a home loan purchase are sometimes quite surprised by their ability to successfully get a Loan Approval without having PERFECT credit.        To add t...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 8
    Did you have snow at your house this last weekend?  Don't know about you, but I'm not ready for it, at least mentally.  But yet, clocks were turned back, we ushered in the month of November, and dragged our winter coats out of the closet over the last week.  So ready or not, here comes winte...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 13
 How to Make Your First Mortgage Payment                Inside Mortgage Finance News reported on October 28, 2014 ...       "Total mortgage-related complaints filed by borrowers with the Consumer Financial Protection Bureau fell again in the third quarter of 2014 – the fifth drop in the last six ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 57
Fewer Condominium Associations FHA Eligible             Recently, an agent that is a referral partner of mine contacted me regarding a listing of his that was a Condominium.  He had received an offer on the listing and the offer called for FHA financing.        This agent posed a question to me. ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 2
  The Hidden Truths Within Bankruptcy Filings      We've arrived at an unique point in the world of home buying and financing.  It comes on the heels of several years of financial hardships, unprecedented foreclosures, and job losses.         These challenges faced have often lead to the filing o...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 35
  School is in Session! The Benefits of Conventional Lending vs FHA         Mortgage Insurance is required on loans where a 20% down payment is not available from the Buyer/Borrower.        Since most all Conventional Loans in the traditional marketplace require a minimum of 5% down, (Note: I sai...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 18
         Below you'll find this week's news and info I thought you'd find of interest and use.         Please remember to keep your questions and suggestions for future email blasts coming!  I love hearing from you and your input is always greatly appreciated!     12 things you absolutely must do...
By LaNita Cates
(REMAX of Joliet)
Comments 1
          BEAUTIFUL CONDO READY FOR A NEW HOMEOWNER! 3 BEDROOMS, HUGE LUXURY MASTER BATH AND A LARGE WALK-IN CLOSET. 1ST FLOOR OFFICE (COULD BE BEDROOM, PLAYROOM, DINING ROOM). NEW HARDWOOD FLOORING ENTIRE FIRST FLOOR, STAIRS AND UPSTAIRS HALLWAY. ALL APPLIANCES STAY. BEAUTIFUL WATER VIEW IN BACK...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 33
  I Received a New Property Assessment.   What Do I Do?        As a Chicago-area Mortgage Lender, I've always been asked a lot of questions regarding Taxes and Property Assessments.  Property Taxes, and subsequently monthly tax escrow contributions, play a very important role in loan approvals/de...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 55
  Don't Assume You Know the Outcome of a Mortgage Consultation You've Never Had           As often happens, another's writings motivate me to write a post of my own.  That was the case with a post written by fellow-lender (CT) and ActiveRain member, Joe Petrowsky.  Joe's recent post entitled, "Go...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 27
  "To Condo or Not to Condo" That Should Be the Question ...        As a Chicago-area Mortgage Lender, I never try to influence a Buyer as to the type of property they should or should not buy.  That's their personal choice ... and not my place.      But as their Mortgage Lender and Advisor, I DO...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 14
   The Many Ways Poor Credit Scores Cost You      A large percentage of the potential home-buyers I speak to have a basic knowledge of how credit scores influence the interest rate received when they finance their home purchase.  Most understand the basic principal:  The higher their credit score...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 35
    Waiting Periods and Extenuating Circumstances After a Short Sale, Foreclosure, Bankruptcy       I wrote recently about Fannie Mae's announcement regarding the extension of the waiting period for those Buyers hoping to become Homeowners once again after having experienced a Short Sales (Pre-Fo...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 10
Here's this week's news, info, and timely articles I thought you'd find of interest and benefit.   Should you have specific topics or questions you'd like covered or addressed in future blasts, please let me know.  Your suggestions and input are always appreciated ...     Mobile Apps are availab...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 44
         Coulda ...  Woulda...  Shoulda! That's What You're Going to Say, if You Don't Buy Now!          Missed Opportunities!    Regrets!    Lost Potential!         Coulda ... Woulda ...    Shoulda!              That's what you're going to be hearing yourself say ... if you don't buy a home whil...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 29
  My Wide & Vast Mortgage Background Sets Me Apart & Provides Value-Added Benefits to Borrowers      I've been reading many of the post submissions to the  "What Sets You Apart:  Your Value Added Benefit?  An ActiveRain Contest"  over the last few days.  It's obvious that ActiveRain has many tale...

Joliet, IL Real Estate Professionals