Erin Mills (Mississauga, ON)
Erin Mills (Mississauga, ON) Real Estate News
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Fall Home Maintenance - Checklist
Sham Pathania (Homelife/United Realty Inc. Brokerage)

 

Geting ready for winter ! Here is the checklist to review. 

 

1. Have your furnace or heating system serviced by a qualified service technician, or as recommended by the manufacturer.

 

2. Have chimneys professionally checked and cleared of any obstructions or animal nests.

 

3. Pop off the vent covers on heating ducts to vacuum out any surface dust or debris inside.

 

4. Stock up on furnace air filters, which should generally be changed monthly during the heating season.

 

5. Take a look at visible ductwork to see if seams remain tight and insulation or duct tape is intact.

 

6. Clean the vent covers on bathroom exhaust fans and range hoods.

 

7. Make this your regular time of year to check and replace batteries on smoke and carbon-monoxide detectors.

 

8. Switch out window screens for storm windows.

 

9. Check the seal on windows and doors; add weather stripping, as required — follow directions on the package for best results, typically while temperatures are above -7°C (20°F).

 

10. Clean out the humidifier.

 

11. Cover outside air-conditioning units and shut off power.

 

12. Inspect the area around your foundation wall or perimeter of your home to check for any potential water leaks.

 

13. Have the eaves troughs and downspouts cleared.

 

14. Detach and store outdoor hoses and close the shut-off valve.

 

 

 

 

 

 

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Search Here your Next MLS Homes For Sale

Homes and Condos for Sale in Toronto

Homes and Condos For Sale in Mississauga

Homes and Condos Sale For in Brampton 

Sham Pathania, Salesperson
Homelife/United Realty Inc. Brokerage
C : 416 562 8417
O : 905 672 1234

http://www.greatgtahomes.com

http://www.torontocondoinfo.com

 

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Mortgage Rates ~ 18 April 2011
Brian Madigan, LL.B., Broker (RE/MAX West Realty Inc., Brokerage (Toronto))
Terms Bank Rates Preferred Rates
6 Month 4.45% 4.40%
1 YEAR 3.70% 2.64%
2 YEARS 4.05% 3.40%
3 YEARS 4.55% 3.62%
4 YEARS 5.19% 3.79%
5 YEARS 5.69% 4.19%
7 YEARS 6.49% 4.79%
10 YEARS 6.85% 4.99%
Rates are subject to change without notice. *OAC E&OE
Prime Rate is 3.00%
Variable rate mortgages from as low as Prime - .75% 

If you require a referral to a mortgage broker, then please let me know.

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Is it too Late for the Spring Market?
Brian Madigan, LL.B., Broker (RE/MAX West Realty Inc., Brokerage (Toronto))

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Maybe this is the "RIght" Time

Ontario Real Estate Source

Brian Madigan LL.B.

Frequently, real estate buyers and sellers wonder whether they have missed the market. Sometimes, they have.

So, what would you say about mid April 2011?

The market has shown steady growth and sales. The first quarter numbers show that the pace is steady and the more recent March numbers have been the second best on record. And, something which is particularly important for sellers, the sale prices have never, ever been higher.

Let's see what percentage of homes have sold in the first quarter of each year since 2004:

2004..........23.22%

2005..........21.67%

2006..........24.13%

2007..........25.69%

2008..........23.19%

2009..........16.69%

2010..........25.69%

2011........yet to be determined

The sales in the first quarter of each year approximate 22.89%. That's a little shy of 25% which might otherwise be expected. But remember, that's mostly winter months in the GTA with lots of inclement weather. It also includes the March break.

Well more than half the transactions will have taken place by the end of June, so for sellers, this is certainly a good time to list your property.

For buyers, the prices might be a little higher and the competition might be a little higher, but this is the time when the better properties are on the market. And, if you are planning to stay for a while, you really want the right house.

Brian Madigan LL.B., Broker is an author and commentator on real estate matters, if you are interested in residential or commercial properties in Mississauga, Toronto or the GTA, you may contact him through Royal LePage Innovators Realty, Brokerage 905-796-8888
www.OntarioRealEstateSource.com

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Mortgage Rates ~ 13 April 2011
Brian Madigan, LL.B., Broker (RE/MAX West Realty Inc., Brokerage (Toronto))

April 13th, 2011

 

 

 

 

 

 

 

 

 

Prime Rate: 3.00%

 

 

 

 

 

 

 

 

 

 

1yr

2yr

3yr

3yr VIRM

4yr

5yr

5yr VIRM

7yr

10yr

Laurentian Bank

2.70

3.35

3.75

Prime-0.55

4.04

4.14

Prime-0.75

5.04

5.29

TD Bank

3.29

3.65

4.00

-

4.14

4.39

Prime-0.65

5.14

5.34

National Bank

3.19

3.55

3.89

-

4.04

4.24

Prime-0.70

5.04

5.24

First Line

-

3.95

4.30

-

4.44

4.19

Prime-0.75

5.55

5.64

First National

3.19

3.59

3.69

-

3.79

4.24

Prime-0.75

5.10

5.34

ING

3.19

3.59

3.69

-

3.79

4.34

Prime-0.75

4.79

4.99

Scotia Bank

2.64

3.40

3.99

-

4.14

4.39

Prime

5.29

5.79

DesJardins

3.45

3.65

4.10

-

3.99

4.09

Prime-0.85

-

-

MCAP

3.19

3.59

3.69

-

3.79

4.04

Prime-0.75

5.10

5.40

Alterna

3.10

3.55

3.65

-

3.94

4.04

-

5.90

6.35

Hometrust

3.99

4.39

4.59

Prime+0.50

4.99

5.09

Prime+0.50

-

-

Equitable Trust

3.70

4.05

4.30

-

4.94

5.19

-

-

-

Concentra

3.29

3.40

3.99

-

4.09

4.29

Prime

-

-

Right Mortgage

3.13

-

3.60

-

-

4.16

Prime-0.75

-

-

IC Savings

3.50

3.65

4.20

-

4.99

5.25

-

-

-

Street Capital

3.19

3.55

3.69

Prime-0.75

3.84

4.19

Prime-0.80

-

-

ICICI Bank

-

-

-

-

-

4.04

Prime-0.75

-

-

If you require a referral to a mortgage broker, then please call me at 905-796-8888.

Brm
Mortgage Rates ~ 10 April 2011
Brian Madigan, LL.B., Broker (RE/MAX West Realty Inc., Brokerage (Toronto))
Terms Bank Rates Preferred Rates
6 Month 4.45% 4.40%
1 YEAR 3.70% 2.64%
2 YEARS 4.05% 3.55%
3 YEARS 4.55% 3.69%
4 YEARS 5.19% 3.79%
5 YEARS 5.69% 4.04%
7 YEARS 6.49% 4.99%
10 YEARS 6.85% 4.99%
Rates are subject to change without notice. *OAC E&OE
Prime Rate is 3.00%
Variable rate mortgages from as low as Prime - .75% 

If you require a referral to a mortgage broker, then please call me at 905-796-8888

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Mortgage Rates are Rising
Brian Madigan, LL.B., Broker (RE/MAX West Realty Inc., Brokerage (Toronto))

Mortgage Rates are Rising

Three major banks, Royal Bank, Bank of Montreal and TD Canada Trust are raising their fixed rate mortgages today.

For those who wish to ensure "peace of mind" in the buying process, this will raise the price of a property.

If the trend extends to variable rates, and across the board to other institutions, this could have a negative effect on the Spring market.

If you are planning to purchase then you should lock-in a mortgage rate today. If the rate goes up before closing you are protected. If the rate goes down, then you get the benefit of the lower rate.

If you would like a referral to a mortgage broker, then please call me at 905-796-8888.

Brian Madigan LL.B., Broker is an author and commentator on real estate matters, if you are interested in residential or commercial properties in Mississauga, Toronto or the GTA, or you would like a free market evaluation of your home in Erin Mills, Credit Mills, Credit Woodlands, Sheridan Homelands, Sawmill Valley, Bridlepath, Pheasant Run, Sherwood Forrest or Mississauga Oakridge, you may contact him through Royal LePage Innovators Realty, Brokerage 905-796-8888
www.OntarioRealEstateSource.com

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Mortgage Rates ~ 4 April 2011
Brian Madigan, LL.B., Broker (RE/MAX West Realty Inc., Brokerage (Toronto))
Terms Bank Rates Preferred Rates
6 Month 4.45% 4.40%
1 YEAR 3.50% 2.64%
2 YEARS 3.75% 3.29%
3 YEARS 4.35% 3.55%
4 YEARS 5.14% 3.79%
5 YEARS 5.44% 3.84%
7 YEARS 6.34% 4.79%
10 YEARS 6.65% 4.99%
Rates are subject to change without notice. *OAC E&OE
Prime Rate is 3.00%
Variable rate mortgages from as low as Prime - .75% 

f you require a referral to a morgage broker, then please call me at 905-796-8888

Mississauga, ON Real Estate Professionals
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