Lake Conroe (Conroe, TX)
About Lake Conroe (Conroe, TX)
Lake Conroe community News and events, Real Estate for sale and home loans in Lake Conroe and surrounding communities of April Sound, Briarwood, Canyon Creek, Carriage Hills, Creighton Woods, Deer Run, Foster Oaks, Gleneagles, Hickory Ridge, Magnolia, Montgomery County, Montgomery Place, Oak Forest Estates, Oak Ridge North, Panorama Village, Red Oak Ranch, Ridge Lake Shores, River Plantation, Silverstone, Stewarts Forest, Teaswood, Walden On Lake Conroe, Wedgewood Estates, Woodcrest and Woodforest. Lake Conroe is located about 40 miles North of Houston and 15 miles from the Woodlands Texas
Lake Conroe (Conroe, TX) Real Estate News
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Is it a "SAFE" act? Not anymore! Flippers Beware!
Deb "Alayne" Brooks, 940-500-4010 Wichita Falls Real Estate (Alayne Brooks, Re/Max Elite Group, Wichita Falls Texas)

First, I must proclaim that I am NOT an Attorney and in no way am I attempting to give legal advice.

 My question is, "how SAFE is it to owner finance in Texas?"  Deb Brooks on Texas House Bill 10 Lake Conroe Real Estate

I received a call from a friend yesterday and she was asking me about the potential of OWNER FINANCING her Texas home. She explained that a couple had viewed it and said their credit was not up to par and would the Seller consider holding the note. This answer was a no-brainer. It was a big fat "NO".  Their home is still mortgaged which caused the obvious problem.  ARMS LENGTH MORTGAGES ARE ILLEGAL IN TEXAS. In fact, if you go into a contract stating you will finance the home for them and you consider it a sale, it is my understanding that your note holder will call your note due and payable immediately!!!  If you've sold the house they want their money!

BUT WAIT THERE'S MORE! HOUSE FLIPPERS BECOMING A DYING BREED...

As Realtors, and Mortgage Pros and all of us that are involved with this business it seems we have to pay attention to LAWS OUTSIDE OF OUR PROFESSION to stay on top of things. Yes, yes, we all know this but with the changes being made every day it's tough to keep up.

 Are you familiar with the 2010 "SAFE ACT" IN TEXAS HOUSE BILL 10?
“Secure and Fair Enforcement for Mortgage Licensing Act”)

I was not familiar and came across it quite by accident. What an eye opener it is.

The bill states that, Under the current code, owner-financiers must have a Residential Mortgage Loan Originator license from the Texas Savings and Mortgage Lending Department.Texas House Bill 10

Once upon a time we were allowed up to 5 transactions a year...kind of like flipping cars. This restriction is just unimaginable!  It seems to me that if the sales took place at a legal Title Company with legal paperwork, the government shouldn't be able to tell us what we can or cannot sell!!!!!! Come on now! They are now saying not even ONE owner finance per year with a few exceptions.

EXCEPTIONS:

If you own the home free and clear and it is your homestead.

If you sell to a family member.

Or, use a Third Party Mortgage Originator...there goes the profit!

AND IF YOU DO IT ANYWAY ARE THERE REPERCUSSIONS?

Oh my, YES. If you are caught doing it anyway you are subject to a $25,000 fine, you may owe damages to the Buyer and well, isn't this all bad enough?

So, FLIPPERS BEWARE!


 

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CLOSED: Lake Conroe Lease Home! 854 Lake View Dr.
David Companik, Realtor ▪ The WoodlandsTX ▪ davidcompanik.com (Keller Williams Realty - The Woodlands)

Lease Home on Lake Conroe

CLOSED: Lease Home on Lake Conroe!

The above photo shows the beautiful view that now greets my client Anna each day as she relaxes on her back patio or in her living room at 854 Lake View Dr.! A lease home on Lake Conroe is an exciting residence for those who love the open water- and there lovely homes available for under $2,000/month.

Anna and I met recently at my church following her relocation to the Houston area from Hawaii. Hawaii is difficult to leave behind, she tells me, and water views were something she didn’t want to be without. We began searching for lake front homes for lease on Lake Conroe and visited several, but none could compare with the amenities and gorgeous view at 854 Lake View Dr., a listing held by a local Lake Conroe real estate broker. After negotiating a satisfactory lease, we went from signed contract to Anna’s move-in date in less than 1 week!

If you are searching for a Lake Conroe lease home with waterfront, please contact me today to begin your search!

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Homes for Sale in The Woodlands, Spring, Magnolia, Conroe

David Companik, REALTOR® | Keller Williams Realty - The Woodlands

HAR.com Client Experience Rating: 4.98 out of 5

Connect with David online: Facebook LogoTwitterLinkedInYouTube Channel

 Keller Williams Realty - The Woodlands

 1401 Woodlands Parkway, The Woodlands, TX 77380

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Take Charge of Your Attitude and Sell More Real Estate!
Deb "Alayne" Brooks, 940-500-4010 Wichita Falls Real Estate (Alayne Brooks, Re/Max Elite Group, Wichita Falls Texas)

Take Charge of Your Attitude and Sell More Real Estate!Sell more Real Estate

IMHO...

Our attitudes, as well as our thoughts, actions and the love we choose to give are all CHOICES.

If you want a better attitude....make better choices.

 

Be grateful there is work to be done. Boredom kills and challenges keep you "thinking".

Quit grumbling and count your blessings. We all have them.

Thank our Nation for giving us the right and the choice to vote.

Thank our customers for being loyal.

Offer to help a friend, colleague, or client with no expectations.

Remind your clients that you will be there for them when they need you.

 

Allow yourself only two kinds of days....good and great. It's your choice.

Your answer to, "how is business" should be "GREAT." (would you want to do business with a whiney, gripey, naysayer? Not me...

Say, "thank you" with your heart. Even if you wish the outcome were different.

 

Open your mind to alternative thinking...work the mind without judgement.

Be glad to be here and others will be glad to be around you!

 

My list could go on for days...Just remember that if you place your best attitude forward you will acquire business. You are the kind of person everyone WANTS to work with. 

And, I'm talking to myself here too! 

Believe it. Live it.

 

 

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Home is where the heart is...
Deb "Alayne" Brooks, 940-500-4010 Wichita Falls Real Estate (Alayne Brooks, Re/Max Elite Group, Wichita Falls Texas)

Asking the right questions on Lake Conroe with deb brooksHome is where the heart is...

As Professionals we have the drill down now don't we? We question, we qualify, we place, but are we actually doing the best for our clients? Are we finding out where their hearts are?

Couples, singles, families, all have their specifications of their perfect "living ideals".

 

Maybe you have a woman that works full time and her only relax time is in the den?

 

 

 

 

Maybe you have a full time home maker that spends 40% of her time in the kitchen or maybe her idea is to make the perfect home for her husband?


Do you ask the right questions? Yes, I'm sure you ask questions....that's a given. But, are you "breaking the ice enough to find out the true motivation" of your buyer?

breaking the ice on Lake Conroe with Deb Brooks

Sometimes, the best of sales is to just listen to your buyers. Just listen. They may not tell you specifically just what you are needing to know. BUT, if you truly listen, you can learn more than meets the ear! Listen to the comments made and the dynamics of their relationship to find what they are looking for.

They may not even know yet what their ideal home is.

If you listen, you could be the one to give them that discovery.

Now, that's doing your job!

Do it.

 

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Check out my website at: www.debs-realestate.com.

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Hallow-Thanks-Mas!
Deb "Alayne" Brooks, 940-500-4010 Wichita Falls Real Estate (Alayne Brooks, Re/Max Elite Group, Wichita Falls Texas)

This one won't be coming up on Google you know. No such word. I first heard this from  Jason Crouch.  Yes, the famous, or is it the infamous Jason Crouch? He's off making bookoos of money for his family as we speak. We are all trying to do the same. What is it you ask? This word?  Halloween, Thanksgiving and of course, Christmas or Hanakkuh depending on your choice! They are all beginning to blend together. Help keep the "commercialism" from our Holidays!

WooHoo! We are in the season of celebrating. Halloween in Lake Conroe 

The word "celebrating" almost brings to mind the word "cerebral" meaning "that of the brain" and I guess we are "thinking" of celebrations! I walk into almost any store now and I can see blinking lights on trees and Santa Claus and forget about Turkeys as they are almost ready to ditch to the compost. We just keep jumping ahead of ourselves to slam the advertising of the next way to spend money! Let's get over the "commercialism" of these holidays and go back to the roots of the holidays.

Let's enjoy "people" and "friends" and "family" and get back on the track of what holidays are all about!!

Thanksgiving with my Active Rain Friends!Please, my dear friends, let's celebrate life, freedom, the potential of wealth and the ability to become friends! We have the ability to become a community and that is exactly what we all want! I do not know my city and the people who live here nearly as well as I know YOU! Thank you for that.

YOU are what makes a community and the reason to celebrate holidays!!!!

Christmas with friends on Lake ConroeSo, as we move into Hallow-Thanks-Mas, please continue to blog. It's a great time of the year to reach google and clients and even new friends. I just want to say that I'm glad to be here. I am also glad you are here. Stay safe and confident in what you have to offer the world. Never stop trying and placing your best foot forward.

We have other holidays coming up and I hope to share them with you! Keep writing and bringing AR close to your heart and pocketbook!

See ya soon!

Deb

 

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Change...it's more than what you find in your pocket. Just Thinkin'...
Deb "Alayne" Brooks, 940-500-4010 Wichita Falls Real Estate (Alayne Brooks, Re/Max Elite Group, Wichita Falls Texas)

Thoughts from Deb on Lake ConroeIt is a daily guarantee. Nothing we do, nothing we know, and no one we know will remain the same. Philosophy is one of deep thought, "educational concepts" that haunt each of us even if we never had formal education. Whether you realize it or not, it will haunt you.

EXAMINE ALL POSSIBILITIES

Change.
What does it mean?
As humans it means we have yet another mountain to climb. We have yet another problem to solve. We have yet another heart to heal and yet another dilemma to dissolve. We can do it. We were placed upon this earth to absorb, then rationalize and to then react. Our inclinations are to revert to primal thinking. This would mean thinking of one's self first and foremost. 

But, as civilized man, we are much more progressive than that. We, as civilized and educated man, instead of primal reactions, act and react with "thought and reasoning". It is not unreasonable. Change is necessary for each and every one of us to survive. Remember the old saying, "if you do the same thing over and over again, you will receive the same results...and that is the definition of "crazy"?"

Deb's Just Thinkin'My advice. Accept change and go with the flow. Accept the change within your personal life and your professional life. This might mean to re-evaluate a "no-no" for you from the past. Possibly see the good in the possibilities and accept the change. In Real Estate we are changing each and every day. We use to put our foot down and say, "no way are you advertising my listing!!!" My question to you is...."were you thinking of yourself or your client? So many things are changing daily that we must adapt or accept our demise. Aren't we here to sell and co-operate in the sales for our clients? Isn't this our Fiduciary responsibility?"

Loosen up. Half (50%) a commission is a whole lot better than (100%) of nothing! Do what you need to do to advertise and share your listings. It's only fair for your clients! Love your clients and sell their properties.

Like I said. "Loosen up."

 

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Real Estate and the Question of Courtesy Listings...Get Over Your Phobia!
Deb "Alayne" Brooks, 940-500-4010 Wichita Falls Real Estate (Alayne Brooks, Re/Max Elite Group, Wichita Falls Texas)

My listing, no my listingThinking back a few years ago I remember the attitude of..."It's my listing...don't touch it!"  I had progressed into the new millennium like a comet hitting earth for an old fart like me. It all seems to me to be a normal understandable thing to do! Zillow, Realtor.com and so many others scrape our listings anyway. Why not allow a competitor to show your listing on their web sites?

Why not?

Our standard rules are to show the listing company and simply place your name and contact information for the showings and "BUYER'S REPRESENTATIVE". We should all have the simple "DO IT RIGHT AND HAVE AT IT!" attitude. It is our Fiduciary responsibility to do everything we can to represent the seller when we take a listing. Placing that very listing on other sites is also a responsibility to give the listing as much exposure as possible!

Get over the "it's mine" phobia.

How nice would it be to be able to say to your potential client, "don't worry, with us you get everyone! I will take good care of you and make sure everyone has the opportunity to sell your property!"

If you were selling your home isn't that what you would want?

 

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