Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

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Trending blogs on Lending / Financial

By Mike Tizzano, Protect Your Transaction Certified Lender
(Amerifirst Financial, Inc NMLS 145368 LO:1015837)
Comments 19
A number of homeowners have chosen to get solar on their homes.  Many of which have chosen to lease the panels versus purchasing them.  Solar power is great and whether to buy or lease the panels depends on the needs of the individual.  However, if you plan on selling your home in the near future...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Hey Everyone it’s Darren Copeland your Mortgage Expert.  Today we’re going to talk about one of the most popular loan programs called FHA.  If you’re looking to buy a new home in the Liberty, Missouri area the FHA Home Loan Liberty loan might be your best option. FHA stands for Federal Housing Ad...
By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Working as a California hard money loan specialist I deal with a lot of different and unique loan requests.  In addition, the clients we work with are just as different and varied.  A number of clients are working with hard money loans for the first time.  While you can visit our website to learn...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 25
As usual they are going to take a successful program and screw it up.  Before the program changed you had to own the home 90 days or more.  Often times the buyer had to pay for two appraisals.  In 2010 they eliminated the 90 day rule.  According to FHA 102,000 homes were rehabbed and resold using...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 13
Appearing Right Now For a Limited Engagement:  Low Low Mortgage Interest Rates!      Did you miss an opportunity to take advantage of the low Mortgage Interest Rates that popped-up over the last few years?      Then NOW is the time to consider taking action.  The Financial Market actions have on...
The  Obama Administration for determining that the people of Napa and Solano counties who were severely affected by the recent earthquake will be eligible for Individual Assistance grants and SBA loans.  Residents suffering because of this devastating quake can now apply for grants of up to $32,...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
What is Trust Deed Investing? Sounds simple enough, right? Trust Deed Investing can get quite complicated if the borrower or lender does not understand what they are getting into. However, with a quick briefing on this practice and how it works, you can feel sure about your decision to become in...
By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 0
This month I have referred loans to mortgage brokers in Connecticut, Oregon, and Arizona. How did I find them ? I went to Yelp and typed in Mortgage Broker and the name of the closest big town. Then I called the loan officer and did a quick interview. In all three cases I was satisfied with the f...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.98% (30-Yr), 3.13% (15-Yr) for Week Ending 10/30/2014. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local a...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 2
    Five ways to make the home loan process go faster We should say that "working with us" is the first way! When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on y...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 9
OK so this week there is a lot of data on the calendar. Things to be on the lookout for and what could drive the market are the following... Durable Goods, Home Price data, GDP, Personal Consumption, Personal Spending, and on Wednesday the Fed is expected to end QE3 asset purchases while holding ...
By Eric Gausepohl, Eric Gausepohl - Summit Lending
Comments 3
Home Prices on the Rise September was the 31st consecutive month that home prices rose nationally month over month.  According to the National Association of Realtors, existing home sales also made more gains last month.  Find out more about your local region as well as what is going on currently...
Best Mortgage Brokers in Los Angeles, California   On Inzopa, 14 mortgage brokers have closed 156 loans in Los Angeles with the smallest loan value of $119,000 and the largest loan value of $1,807,612. Craig Barton has completed 33 mortgages in Los Angeles with home loan values ranging from $120,...
By Mykel Martin, The TCR Group at Keller Williams Realty
((909) 476-9600 ~ www.WeLoveRanchoCucamonga.com)
Comments 21
So if you’re thinking about buying a house or refinancing your current home​.  Saving for your down payment is just part of the picture.  When you’re ready to consult a lender to find out if you can be approved for a home loan, the lender will base a decision on your credit profile, income, asset...
By Five Stars Mortgage, Florida USDA, FHA and VA Loans
(Five Stars Mortgage)
Comments 0
All the Government home loans (FHA, USDA and VA) generally require the same things when getting pre approved. Here are several key points to think about when deciding to apply for a Government home loan. Credit Evaluation: In most cases a 640 FICO score is necessary to get approved for the USDA ...
By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(River Community Bank, NA NMLS 60596)
Comments 0
Many people we talk to who had credit problems – have gone to an all “Cash” economy – meaning they don’t use credit at all any longer.  We totally understand that theory, but we feel that the better program involves having SOME credit active.  And today, that generally means that you need some re...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you've never bought a house before and are thinking about it now, KC Loan Tips FHA Home Loan Independence could be the right option for you.  Interest rates are still low and many of the benefits of the FHA Home Loan program are especially helpful to first time home buyers!  If you're even con...
By Eleanor Thorne, Cary Mortgage Loans 919-649-5057
(Steve Thorne NC Mortgage Experts)
Comments 0
We are talking to folks every week who lost a job in the last several years, lost medical insurance – or had some other tragedy that made it necessary for them to take steps they never thought they would have to.  The reality is that in today’s economic conditions, unfortunately, bankruptcy has b...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Advantages of Trust Deed Investing   The advantages of trust deed investing are plentiful. Here are just a few examples:   -The investment is back by physical property that is used as collateral (rather than just a promise from the bank, etc.)   -You are in a good equity position as you can recei...