Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 5
Although some people may think that a self-directed IRA is some exotic investment vehicle only for rich people, the reality is that self-directed IRAs can be utilized by anyone who is saving for retirement. However, do not walk into your local bank and ask for one.Sorry, they can't give it to you...
By Whitney Watson
(First Home Mortgage)
Comments 1
Credit tip number 8 is--To prevent fraud keep a close eye on your credit. While you're at it, check your elderly loved ones' credit scores too. Anyone can be a victim of fraud so it is important to keep an eye on your credit for anything unusual. The same thing goes for our elderly loved ones, a...
By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pace Florida 32571: Flat Fee Property Management $50. Monthly in Pace, Fl. 32571 with NO other charges or hidden fees NO full months rent for finding a tenant, NO half a months rent for tenant renewals and NO 20% fee added to repairs. Full Service Property Management, Tenant Scoring to insure you...
By Cheryl Powell, The Powell Team- Helping YOU make the right move!
(RE/MAX Executive Realty - The Powell Team)
Comments 24
Have you had a Bankruptcy, Foreclosure, Short Sale or Deed in Lieu of Foreclosure and are wondering how long you have to wait before you can obtain a new home loan?  Here are the guidelines as of Februrary 2011, which I verified with a loan officer friend.  Of course, every rule is made to be bro...
By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 1
Department of Commerce Home Sale News     The Department of Commerce reported July sales of new homes dropped by 2.40 percent over June to a four month low. Analysts noted that although July’s reading of 412,000 new homes sold fell short of expectations and June’s reading, the new homes sector is...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 4
How Do I Get a Mortgage is a great question to ask when you're thinking about becoming a home owner, everyone needs to know where to start and finding out how you begin the home loan process is the best place to start. Finding a local Mortgage Lender. This is quite possible the most important par...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you are one of the many people who are looking to purchase a home in Overland Park Kansas soon, we thought you might like some of our Home Buying Tips Overland Park advice!  So without further adue we present some of our best advice when it comes to purchasing a home in Overland Park, KS .   ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 10
Monday Market Forecast - August 25-29, 2014                Hard to believe this will be my last forecast of August - does anyone know where summer went?  Last week's forecast was somewhat predictable based on the previous week, and we saw the market return some of the previous week's gains to lan...
By Whitney Watson
(First Home Mortgage)
Comments 5
Credit tip number 7 is that you cannot close on a mortgage loan with an active credit dispute. Wrap up these issues before you apply for a mortgage and do not open new disputes with the credit bureaus before you close on your new home.    Click the links to see more credit tips! Tip # 6 Tip # 5 ...
By Donald Horne, Associate Broker, Oxford / Lapeer Homes
(Coldwell Banker-Shooltz Realty)
Comments 0
New mortgage article in RealtorMag dated 08/22/2014, talks about fixed rate mortgages continue to tumble. Mortgage Rates Sink to New Low for 2014 is worth reading... Despite predictions that mortgage rates were to inch up in the second half of this year, fixed-rate mortgages continue to tumble. B...
By Benjamin Yocca
(AJM Mortgage Inc.)
Comments 0
Mortgage insurance protects the lender in case a borrower defaults and is required on all FHA loans and Conventional loans when putting less than 20 % down. For FHA loans mortgage insurance consists of both MI(Annual Mortgage insurance paid monthly) and UFMIP (upfront mortgage insurance premium)....
By Robert Lei, Sunnyvale Cupertino Santa Clara, Palo Alto Mountain View Saratoga Campbell
(Century 21 (SUNNYVALE, CA) - (408) 893-2410)
Comments 2
Waiting period to buy again after foreclosure or short sale   Posted under: Home Buying, Financing, Foreclosure  |  August 25, 2014 9:41 AM  |  1 view  |  No comments   After a distressed sale, how long is the wait before you qualify for a new mortgage to help you get back to becoming a homeowner...
By Shanna Day Mega Team Leader (AZ & UT), BUY or SELL Your Home FAST w/The Shanna Day Team!
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 0
580 Credit Score But Need an FHA Loan? CNN Mortgage Got You Covered!   Did you know that CNN Mortgage has 2 FHA loan options for homebuyers with 0% to 0.5% down with credit scores as low as 580?   CNN Mortgage's Low or No Down Payment – Financing with 0.5% down Low to moderate income buyers (hous...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Carrie Wiley
Comments 0
The average annual cost of U.S. home insurance increased to $829 during the second quarter of 2014, according to an evaluation of premiums for policies sold by HomeInsurance.com throughout 37 states during the quarter. That was up about 2.1% from the previous quarter but down about 5.6% from the ...
By Orson Klender
(Equitas Realty)
Comments 0
QUOTE OF THE WEEK... "It's not about how good you are, it's about how good you want to be." --Nicole Jacek, German award-winning graphic designerINFO THAT HITS US WHERE WE LIVE... We all want to be the best and help make the housing market the best it can be. Housing took a big step ahead in July...
By Schuylkill Appraisal Services
(Schuylkill Appraisal Services)
Comments 1
Once you choose an appraiser to appraise your Schuylkill County home, the appraiser will need some information from you. What is the purpose of the appraisal? Who is the client (you, the estate, the lender)? What is the required completion date of the appraisal? If you can, you should provide a c...
By Jordon Wheeler, J W Group Real Estate Sales and Service
(The Jordon Wheeler Group)
Comments 17
Rules around income requirements and income verification have tightened in the mortgage industry, and it is important for buyers to know what to expect from lenders.  Here are five general guidelines about income for buyers to consider: Lenders look at gross income (income before taxes and other ...
By Bill Kamboukos
(Strategic Mortgage)
Comments 38
  As we have covered in the past, when it comes to obtaining a new conventional home loan, there are generally three major events that supersede all other items that can effect when you can obtain a new home loan. Those three events are: a foreclosure, a short sale or a bankruptcy. Recently, Fan...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 29
That money will last the government 3 seconds.  Why isn't it going to the mortgage holders whose lives were ruined?  These are the people who were forever harmed.  Their kids were forced to leave their home and schools.  The family's life style altered for years. Their hunt to find rental housing...