Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 18
 Important Reasons to Pay Attention to Credit and Credit Management               My experience has taught me:  Way too many people don't spend enough time ... or pay proper attention to ... their finances.  That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
By Bill Roberts, "Baby Boomer" Retirement Planner
(Brooks and Dunphy Real Estate)
Comments 11
This is such an important issue to all of us that I want to help Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com get the word out.    Important Reasons to Pay Attention to Credit and Credit Management                  My experience has taught me:  Way too many people don't spend enou...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 79
  USDA loans in many areas are becoming more popular, yet many loan officers still don't know much about them, hence why they still aren't talked about much. Just as FHA loansweren't used as much as they should have from 2000 - 2006, because subprime and some conventional loans were easier for th...
By C. Thompson, Loss Mitigation Cases
(Loan Modification)
Comments 11
    How to choose an Honest Loan Modification Company   There are over 250,000 foreclosure filings — default notices, auction sale notices and bank repossessions combined, occuring each and every month. Unfortunately, there are many people that don't know there is help out there for them. Most pe...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(Karen Parsons-Fiddler, Broker 949-510-2395)
Comments 100
  I'm expecting controversy on this post....you can't see me, but I'm writing this fully "braced." I am not passing judgment on this....but I've been hearing about some great loan modifications at unbelievable interest rates. The interesting thing is that the people getting them probably don't r...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 3
USDA Rural Development Loans are one of the toughest loans to originate and require the use of a seasoned and experienced Loan Officer.  To determine if a Loan Officer has the skill set necessary to get a USDA loan to settlement can often be determined right away by asking some basic questions th...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Corona FHA Loans - VanDyk Mortgage - California FHA Lender Lender.   VanDyk Mortgage is your source for FHA Loans Loans in Corona.  We have been making FHA loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Corona Homebuyers and Corona Homeowners to Purchase a...
Prince Georges County Maryland - USDA Rural Development Home Mortgage Loan - No Money Down USDA Loan PG County Maryland is located directly adjacent to the Nations Capital.  Despite being a highly densly populated county there are areas that are rural and eligible for the USDA Rural Development H...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
VA Loan over $1mThis may sound ridiculous to some folks, but we offer (and make) $1m VA Loans.  In fact,  we offer, make, and close VA Jumbo Loans over $1m,  all the way to $1.5M!   How does VanDyk Mortgage do this?   We utilize the combination of VA Loan Limits (base amount $417K nationwide, hig...
By Jeff Pearl
(RE/MAX Distinctive / LIC in VA)
Comments 11
I've been hearing stories for that last few months of how banks are trying to recruit loan officers and entire teams away from BOA? Supposedly, BOA loan officers have had their hands tied with misc restrictions and have not been able to keep customers in their pipeline. Just in the last week I've...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
The $1m Washington VA LoanThis may sounds ridiculous to many, but we offer (and make) $1m VA Loans.  In fact,  we offer VA Loans over $1m,  all the way to $1.5M!   How is this you ask?   Via the combination of VA Loan Limits in Washington, plus a down payment on a VA purchase loan, or sufficient ...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Wyoming VA Loan Limits for 100% no down financing 2015Wyoming VA Loan Limits for 2015 remain at $417K for most Wyoming Counties.   However, Teton County sports a High Balance VA Loan Limit of $625K for Zero Down VA Loan financing for 2015.Teton county Vets can purchase a home up to $625K with a Z...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
What is the Maximum Debt Ratio- (aka DTI) with a VA Loan with QM?There has been much talk about how QM will result in more denials for VA Home Buyers using VA Financing due to new Federally Mandated restrictions regarding Mortgage Loans.    QM is also known as Qualified Mortgages, as defined  in ...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
San Diego VA Loan Limit for 2015  The San Diego VA Loan Limit for 2015 has been set by the VA.    The new calculations, which are capped at the "permanent high cost loan limit" (set by the HERA Act), increased the San Diego County VA Loan limit to $562,350 for 2015.This allows San Diego County Ve...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
What is the Maximum Debt Ratio- (aka DTI) with a FHA Loan with QM?Much has been written about how QM will result in more Turn Downs or credit denials for Home Buyers using FHA Financing due to new Federally Mandated restrictions regarding Mortgage Loans.    QM is also know as Qualified Mortgages,...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 1
Kent County Maryland - USDA Rural Development Home Mortgage Loan - No Money Down If you currently rent in Kent County now is a great time to start thinking about purchasing home with the most flexible financing program available to all home buyers throughout Kent County Maryland.  Despite what yo...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 1
Garrett County Maryland - USDA Rural Development Home Mortgage Loan - No Money Down Normally the word "NO" is not considered a good thing when used in the same sentence as "mortgage loan" except if you are thinking about buying a house in Garrett County Maryland.  That's right NO is a good thing ...
Queen Anne's County Maryland - USDA Rural Development Home Mortgage Loan - No Money Down - 100% Mortgage Financing Outside of just a few areas, all of the Eastern Shore of Maryland is eligible for the USDA Rural Development Loan.  Queen Anne's County home buyers who make less than $89,150 with a ...
By Ashley Cox, Dallas City Center Realtors
(972.978.3109)
Comments 3
FHA 203-K Home Loans - What's the Scoop? The 203-K loan program is dedicated to the pursuance of home ownership and improving communities. If you've given some consideration to opening your search to homes that need a little bit of TLC, this could be the loan program for you! Due to the hike in ...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
San Diego VA and VA Jumbo Loans after Bankruptcy, Foreclosure, or Short SaleMany San Diego Veterans have experienced a Financial Hardship such as Foreclosure, Short Sale, or Bankruptcy in recent years.   The good news is that VanDyk Mortgage can help San Diego based Veterans and Active Duty Milit...