Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 20
Nick and Cindy Davis have offered up some great advice on strategies to shave years off of your mortgage. Considering your mortgage payment will probably be the largest payment you will ever have, and the interest you pay on the loan will be a lot no matter what, this advice can be very beneficia...
By Rob Spinosa, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 0
Need a Jumbo Loan?  Better Call in the Reserves   Here in the San Francisco Bay Area, and Marin County, where I'm located, we tend to see a lot of loan amounts that exceed the conforming and high balance conforming loan limits (respectively, $417,000 and $625,500, in most local metropolitan stati...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 5
Well with today's GDP numbers coming in less than expected I think today is the day we not only pierce 102 but we close above it. I would be shocked if we did not break and hold that for today. The economy is better and I don't think anyone can argue that point but there are still a lot of underl...
By Donald Payne
(Vision Realty)
Comments 2
How to Prevent Foreclosure in Columbus Ohio – Save the Dream! The state of Ohio has several programs to help with financial assistance, prevention of foreclosure and bankruptcy as well as hope for distressed borrowers. The Save the Dream Ohio foreclosure prevention effort offers financial assista...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Many people 62+ years old are looking for ways to increase their monthly income possibly through a Reverse Mortgage Tonganoxie can allow them to do that without selling the home they've owned for many years! A Reverse Mortgage is a way to get cash out the equity that you've built up in your home,...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
You'd be surprised how much we have to answer this one question: What the heck is Earnest Money?! So to make things simpler we asked our local home loan expert and mortgage guru Darren Copeland from LeaderOne Financial and the KC Loan Tips YouTube Channel to send us a short video answering this a...
By Kristin Walter
(Summit Real Estate-The Simson Group)
Comments 0
I get this question a lot, so I decided to do my best to explain it.  When I hear "Why Can't I Get an FHA loan on my Ski Condo in Summit County?", my first response is to say that I am not a lender.  It is best to talk with a local lender to give you some insight.  I have a list of very reputable...
By Bruce Reichstein, VA & FHA Home Loan Expert +26 yrs
(Founder of VALoans.com, FHALoan.com)
Comments 0
A reader asks, "Hi. My wife and I are planning to buy a house. My wife has a stable job for six years as registered nurse and I is currently a homemaker. Both of us has credit score of 720+ and we never missed a single payment in our credit cards and personal loans. What is our chance to be appro...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - BRE #01368971)
Comments 0
Interest rates for buying a home on the Palos Verdes Peninsula moved down this week from recent highs.The following are excerpts from the newsletter on interest rates published by HSH Associates :   "Although not significant in terms of cumulative up or down moves, it's fair to say that mortgage ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you have a credit score of less than 640, you probably have trouble qualifying for a home in Arizona. If you find this position you want to look into programs that will allow you to qualify for Arizona home Loans with bad credit.     A bad credit score in terms of obtaining a home loan is cla...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you have less than perfect credit, you can still purchase a home in the Grand Canyon State. There are many options for borrowers looking to find an Arizona mortgage with bad credit. Learn about the different programs available and how to qualify for each type of loan to make your real estate ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
An FHA loan is a home loan backed by the Federal Housing Administration. It is a type of mortgage that allows lower income and bad credit borrowers to obtain home loans. If you are searching for Arizona mortgages for bad credit, and FHA loan may be the perfect option for you.     If you have bad...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 11
As I expected the rates have seen improvements this week and as I called on Monday I expected the FNMA 3.0 to get back over 102 which it has several times today. I expect this strength to continue on for the rest of the week but will likely be tapered for amount of gains. If we can hold over 102...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Eric Newman, Loan Officer with 25yrs in Housing, NMLS-97776
(Guild Mortgage Company, NMLS-3274)
Comments 0
  Most of you know that when you want to buy a home loan, you will have to provide tax returns.  Lenders must verify your income; it’s actually a federal law. For us lenders to be able to prove your income, we have to obtain transcripts from the IRS – which is a couple page summary of the return...
By yanni raz
(hml investments)
Comments 0
Loan For Commercial Property When investing in commercial property, the race begins when you are forced to look for a loan for commercial property. Taking the conventional route through applying for a commercial loan through a bank will tend to be long and drawn out and usually are met with failu...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
It's extremely important to get pre-approved; the best reason for this is that you will very quickly know The Right Home Loan for your needs BEFORE  you go house hunting.  Knowing your credit score and your debt-to-income ratios (simply put the amount of income you have vs. the amount of expenses...
By Todd & Danielle Millar, A decade of excellence!
(Glenn Simon Inc.)
Comments 0
Alberta is a place of booms and busts. Wealth can be made and lost very quickly. For all the "overnight" success stories you hear there are dozens more tales of funds lost, misappropriated and outright stolen.  From straw buying to title fraud there are many ways you can be taken. Take a look at ...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 3.80% (30-Yr), 3.07% (15-Yr) for Week Ending 2/26/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...