Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Jeff Pearl
(RE/MAX Distinctive / LIC in VA)
Comments 16
 Sometimes a buyer seems a little hesitant to talk about there mortgage pre-approval situation when I first start working with them. After all, we just met by phone or in person, and they could still be shopping for an agent. I will initially start showing them properties, but during that process...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter w...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
We offer VA IRRRL loans on investment or non-occupied owner homes NATIONWIDE!  Call us at 800 315 8803 or visit www.bartprequalifies.com to discuss a VA IRRRL refinance. Bart is proud vet that has been offering VA Loans nationwide, since 1987.  A VA IRRRL, allows an investment owner that currentl...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
For those VA borrowers who have experienced a short sale, foreclosure or bankruptcy IN THE PAST 2 YEARS, there are now options to purchase a home sooner than the waiting periods mandated by FHA, USDA and conventional lenders. Additionally, most lenders offering VA loans in New Jersey, are requiri...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
If you're underwater on your Fannie or Freddie Mac conventional mortgage on your manufactured home, you may be eligible to refinance without paying down principal and without having to pay mortgage insurance. Call us at 800 315 8803, we offer manufactured home loans NATIONWIDE. Ask for Bart Gabe,...
By Valorie L. Ford, Valorie Ford & Co, Charlottesville/Albemarle Real
(Keller Williams Realty)
Comments 0
If you have tried to buy a home but have discovered that the lack of a substantial credit history is preventing you from being approved for a home loan you are not alone.  This situation is very common for 1st time home buyers, especially younger people in their early 20’s. The only solution to ...
By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek & Associates LLC, Real Estate Broker/Associate with Real Living Real Estate Group www.LisaVon.com)
Comments 27
Dum-De-Dum-Dum....the tax filing deadline draws near! Are You Ready To File Your Tax Return?   Hot off of the IRS website, here is some of the information you need for Filing Your Taxes Last year, nearly 120 million taxpayers opted for the safest, fastest and easiest way to submit their individua...
By Tommy Miles, Builder/Realtor®
(Miles Realty Group)
Comments 0
If you are looking for a home in Parker County, there are available USDA Loans in Springtown Texas.  These loans require No Down Payment and very flexible qualifying and income requirements.  USDA Loans in Springtown Texas are available to families based on your income eligibility, area where the...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
(www.genemundt.com)
Comments 5
   AFTER Your Mortgage Closing: Keeping the Lines of Communication Flowing          This post, although specifically aimed at my mortgage clients, contains a message that can pertain to other service provider's customers too ...         The topic?  Communication!       Specifically, the lines of ...
By Matthew Royer, NMLS # 366970
(Homes Mortgage )
Comments 0
Good Morning!   You may or may not have heard about the Heartbleed Bug that’s affecting the internet right now.   I find a need to keep on top of this information because, like many working in real estate and financial services, there is a lot of client information at risk if someone gained acces...
By Jon Kolsky, REALTOR® Long Beach, CA
(Kolsky Group/Spellens Realty)
Comments 26
  Buying a Home & Securing a Mortgage   For most Americans, buying a home is an expensive proposition that pays off overtime, and obtaining a mortgage can be a little stressful.   The good news is for home buyers, with some research and a little planning you can take a bite out of worrying becaus...
By Bill Irwin, "Where Luxury Living Meets Luxury Hospitality"
Comments 1
So a couple of weeks ago, I wrote a short blog about Mike Hendrickson, Loan Officer with EverBank, here in Jacksonville, FL and what a great job he does for agents and buyers.  Well, here is another example of the service Mike and EverBank provide and it is called "The Purchase Express". The Ever...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter w...
By Chris Freck, TheChrisFreckTeam
(International City Mortgage)
Comments 0
Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low to Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦  ...
By Thomas Santore Lic Associate Real Estate Broker, Realtor®-ABR-Land, Residential & Commercial Sales
(Coldwell Banker Residential Brokerage/Coldwell Banker Commercial NRT)
Comments 0
We all use this term "Pre-Approved" But some Mortgage people use it with out actually doing the work that should go into a "Pre-Approval" Read Below to get a good insite into this!!! What's the most over-used term in the land of real estate sales?? PRE-APPROVED!!!What's the term most used by home...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 12
What's the most over-used term in the land of real estate sales?? PRE-APPROVED!!!What's the term most used by home buyers in real estate transactions?I UNDERSTAND!!! Shucks.  If a home buyer can be Pre-Approved, why not issue a LOAN COMMITTMENT letter??? That would at least identify the price of ...
By Wayne Johnson, San Antonio REALTOR, San Antonio Homes For Sale
(Coldwell Banker D'Ann Harper REALTORS®)
Comments 34
Some People Believe History Only Goes Back to the Day They Were Born Maybe that's a slight overstatement, but not by much. I saw a headline today, "Mortgage Applications Fall as Interest Rates Pick Up". Fixed interest rates for a thirty-year loan average went from 4.50 percent in January to 4.56 ...
By Valorie L. Ford, Valorie Ford & Co, Charlottesville/Albemarle Real
(Keller Williams Realty)
Comments 0
One of the great benefits of owning your own home is the ability to save money by refinancing your home loan. Like many things in life timing is a critical component. There are many factors you need to consider before you can be sure that now is the right time.     Refinancing might be a good id...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 5
  While many make claims of all products to all borrowers ,or others like ourselves that allow for underwriting and common sense beyond simply a credit score, the bottom line is NO ONE Lender truly is a one size fits ALL shop. If you believe you qualify for a loan and would make a loan to someone...
By Wayne Johnson, San Antonio REALTOR, San Antonio Homes For Sale
(Coldwell Banker D'Ann Harper REALTORS®)
Comments 12
Take a look at Randy Mitchelson's newsletter regarding credit issues. Randy is in Naples, FL and provides some interesting information on credit, and mortgage information. Check back in his archives for other areas in which he provides information. In order to get homes sold in most cases, one mu...