Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 5
We live in a world where instant gratification is everything, but the home loan process takes time, so we'd like you to know The 4 Biggest Mortgage Mistakes that can slow down the process. 1. Lying.This should be pretty obvious but it never fails that someone doesn't fill us in completely on thei...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 1
John Meussner, shared this wonderful classic post that can be used many times over. The array of details and data will surely benefit you and your present or future clients. It is detailed and right to the point. It should also help with any gray areas, to give you an upper hand with this competi...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
Well let me start off  with a Happy Cinco de Mayo to everyone.While this is a big day of celebration for many, the markets are certainly not liking what they are seeing from data coming in and this headache is not from too many margaritas.With the US at the largest trade deficit, up over 16B from...
By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 3
WHAT IS A REALTOR PROCESSING FEE?   What is a Realtor processing fee, and why is it on my settlement sheet? Occasionally I get a settlement sheet to review before closing and I see a Realtor processing fee as a line item charge to the buyer or the seller. As a mortgage broker, my concern is for t...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Business Loans that provide fast cash for your business are available in a variety of loan types.  The business loans that close the fastest are small business loans in the category of merchant advances and small business lines of credit.While these loans may have seemingly high interest rates, t...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 83
 FHA, VA, and Conventional Loans ...The Waiting Periods       There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...            "How ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
We love our military service men and woman and we wanted to share with you The 7 Best VA Loan Benefits that are available to you when you're looking into purchasing a home! #7 - You can Pre-pay and there aren't any penalties for early payment!#6 - The Closing Costs are comparable to other home lo...
By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive Realty - The Powell Team)
Comments 46
Have you had a Bankruptcy, Foreclosure, Short Sale or Deed in Lieu of Foreclosure and are wondering how long you have to wait before you can obtain a new home loan?  Here are the guidelines as of Februrary 2011, which I verified with a loan officer friend.  Of course, every rule is made to be bro...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
This week should be interesting and I am counting on much of last weeks losses to be regained. However with that said the market is opening today with some pretty sizeable losses as hedging is happening pending the results of the anticipated data. There is no guarantee that recovery to rates will...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
Hope you had a good weekend!The other day I had a borrower ask me if they could apply for a 30 year mortgage even though they were 78 years old.I can see why they asked this question. …The odds are they may not be around for another 30 years.Just so you know… It’s against the law for mortgage com...
By Rhonda Hollifield, REALTOR®, Broker REALTOR CRS, GRI, ABR
(Keller Williams Realty Mountain Partners)
Comments 1
Negative Interest Rates?Since Hendersonville home interest rates continue to play such a leading role for buyers in today’s real estate market, any relevant news items bear watching. For quite a while, home interest rates in Hendersonville have cooperated nicely, dwelling at tantalizingly low lev...
By Shawn Sidhu
(C2 Financial Corporation)
Comments 1
You can still reduce your monthly payment even if you had a short sale, foreclosure or a bankruptcy. An FHA Streamline refinance would only look at the mortgage rating on the credit report. In addition, we have lending sources with no FICO score requirements along with no minimum loan to value ra...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 10
It's unrealist to expect Californians never to own a car. A car is a necessity in Southern California -- people use their cars to commute to work and school, and for other uses such as grocery shopping, doctor visits, entertainment and to pursue hobbies, such as going to the gym. Unfortunately, S...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 26
Down Payment Requirements for Jumbo Loans       Recently I've encountered many home buyers who are somewhat confused about down payment requirements, especially when it comes to jumbo loans.  The confusion is warranted because unlike conventional & FHA loans, the guidelines for Jumbo loans vary g...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 1
No Down Payment USDA Mortgage Program Makes Texas Homes More AccessibleOne of the biggest challenges many Texas first-time home buyers or step up buyers face is a lack of down payment and the necessary funds for closing costs. However, even with the widespread availability of "no-money-down progr...
By C. Thompson, Loss Mitigation Cases
(Loan Modification)
Comments 12
    How to choose an Honest Loan Modification Company   There are over 250,000 foreclosure filings — default notices, auction sale notices and bank repossessions combined, occuring each and every month. Unfortunately, there are many people that don't know there is help out there for them. Most pe...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 12
For those who watch my Mortgage Market Snapshot I wanted to make sure you are all paying attn to the title as this is important stuff.Rates are moving upwards and depending on Yellen's speech today could drive them up further and fast!With disappointing numbers for the GDP and spending the econom...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 2
Interest rates for buying a home on the Palos Verdes Peninsula moved up slightly this week..The following are excerpts from the newsletter on interest rates published by HSH Associates : "It's not what they did, but what they didn't do, or rather a perception of what they won't do anytime soon. A...