Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
Are you like my family and have a pile of coupons or ads displaying the best 'deals' of Christmas sitting to the side of your desk, waiting for you to redeem them as you Christmas shop? Whether it's the $10 Kohl's cash or the BOGO coupon for new shoes, most of us want a deal this holiday season.....
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Some benefits may only be used once. You know this if you've used a Groupon recently. Coupons, certificates, favors - things that bring benefits often expire after redeemed one time. That's not the case with a VA loans Unlimited Use benefit though. If you've served in the military and are eligibl...
By Gene Riemenschneider, Turning Houses into Homes
(Home Point Real Estate)
Comments 6
Will My Credit Let Me Buy a Home?Many people wonder if they have sufficient credit to Buy a Home and if they can get a loan. There is a lot of bad information floating about. Worse yet sometime people talk to the wrong lender.The California Association of Realtors (CAR) put out an info-graphic on...
By Richard Daskam, Your Real Estate Consultant
(Keller Williams Realty)
Comments 2
By Victoria Piroso (561) 705-7355, Victoria's Luxury Estates Palm Beach Broker/Owner
(Victoria's Luxury Estates - real estate company)
Comments 2
Will you get your asking price, or will you have to drop your price to make the deal? After all, your home is a major investment, no doubt a rather large one, so when it comes to selling it you want to get your highest possible return. Yet in spite of everyone's desire to get the top dollar for t...
By Inzopa Inc
Comments 0
California is the most populous state in the United States with over 38 Million residents. Here's an updated list of the best mortgage profesionals in the state.On Inzopa:David Lawver, based in Campbell, has closed 701 mortgages in California.Kat Fiorentino, based in Roseville, has closed 398 mor...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
WOW Today brought about some unexpected oversell, based on data.From what I can derive from the data below it appears a lot of weight was given to the ADP payroll report (which is well known to be far from accurate but for some reason people still give merit to it??) WHY???Anyway I am by no means...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 1
 Payoff a HELOC and First Mortgagewith a Jumbo Loan       There was once a time where interest rates on Jumbo Loans were typically 1/4%  to  1/2% higher than "conforming" loan amounts.      Jumbo Loans are: Loans with a beginning Principal Balance of $417,000 or greater (in most areas)       Or ....
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 0
Some retirees are opting to keep their mortgages instead of using their retirement funds to cash out and have full ownership over their home. Why? Well for now, stock market returns and low interest mortgage rates might make it more financially advantageous for a retiree to keep their money in th...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 32
I was reading through some blogs over the weekend and Mark Flanders Silverdale did a blog that gave definitions of PMI. What is PMI and can it be avoided. This can be such a confusing and sometimes misleading concept of why you must have mortgage insurance. As Mark Flanders discussed, private mo...
By Paul Antonelli, Broker Owner ; Antonelli Realty
(ANTONELLI Realty)
Comments 0
If you enjoyed reading the post please give it a LIKE, every little bit helps. Thank You.While the first quarter GDP was revised down from +0.2% to -0.7% due to falling exports, rising imports, slower inventory growth, weak corporate spending on plant and intellectual property, and dismal spendin...
By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
San Francisco mixed use hard money loans are one of the products we offer that allow us great flexibility on structure.  Due to our close proximity to San Francisco, we have a number of programs that can help potential clients with their financing needs.  While our hard money terms are not bank t...
By Dennis Dahlberg
(Level 4 Funding )
Comments 2
If you have bad credit you may find it difficult to buy a home. By being proactive and taking certain steps to repair your credit, you can find Arizona home loans that will help make your dreams come true.   Bad credit can follow you around like a dark cloud. It can make getting a car loan, cred...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 9
Regardless of what direction the market turns (if any) I do not think this weeks non Farm Payroll will be as critical as what happens for Greece and its debt restructuring.With Greece on a possible exit from the Euro, should talks about restructure and a severe slowdown to huge governmental spend...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 2
Mortgage rates are definitely making a strong move upwards since ending last week on a positive note. Both yesterday and today brought losses just below 100bps ahead of Fridays non farm payroll report. What does this mean to a consumer?Well if your loan is NOT locked the same loan you could have ...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
Equity Buy Out vs. Cash Out RefinanceOne of the most common loan scenarios in a divorce situation is the refinance of the marital home—either to simply refinance one spouse off of the existing mortgage or in order to pull equity from the home awarded to the departing spouse through the divorce se...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Multifamily Financing Do's & Don'ts of RefinanceMultifamily financing today is a hot commodity and it has gotten even hotter recently with the addition of certain programs that allow for the refinancing at rates as low as 2.875%!  But many refinances will fail for lack of knowledge or lack of pre...
By Joseph Metzler, Sr Loan Officer
(Mortgages Unlimited, Inc)
Comments 6
Minneapolis, MN:  Many people believe that if you call around to enough lenders, that you will find someone offering a great deal.  The reality is that it doesn't really work that way.  We generally say that if you call around to enough lenders, all you are likely to do is find the biggest liar.A...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 51
  How many of you feel lost out there or even get help from someone such as a realtor letting you know that they can have their mortgage loan officer help you with your loan, yet you could still be lost. Not all referrals are good ones, just food for thought. I know this, because I have seen it h...
By Shawn Sidhu
(C2 Financial Corporation)
Comments 0
Unpermitted room additions or garage conversions along with in law units with a stove are acceptable. As long as the scope of the work has been done in a workmanship like manner. Out of the approximately 75 lenders we are approved with several of them are able to do them without converting the be...