Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Lillian Wong, 480.650.5412 NMLS 630337
(Lillian Wong and Associates - Scottsdale Arizona @ Prospect Mortgage BK0903027)
Comments 0
VA loans offer very attractive benefits for our veterans and active military members and eligible spouses. Whether clients are first-time buyers or re-using VA benefits, this flexible, low-cost loan can accommodate a variety of situations. Highlights include: 100% financing on purchases up to VA ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 8
Well today ends an interesting up and down week only to bring us about 50bps below the highs hit on Tue/Wed. Currently the FNMA 3.0 coupon is trading at 101.906 and I do expect it to close at the 102 level where there is a lot of support recently. I get the rah rah rah cries and market attempts t...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 1
Well folks, it seems that sales of condos in Florida, already a difficult market for sellers, has just hit a fairly serious obstacle.  We've been advised by a number of lenders that PMI companies are no longer issuing policies for Florida Condos. This means that anyone wanting to purchase a condo...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Apartment Financing Rates are in the high 3's to low 4% range right now.  Rates this low help apartment complex owners and apartment building investors create excess cash flow.  Using Apartment Financing and apartment loan refinance strategies properly can help investors rapidly grow their portfo...
By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
WHAT IS APR? What is APR and why should your care? When shopping for a home mortgage you SHOULD see not only an interest rate but an APR rate. The APR has historically been confusing, often because even the person trying to tell  you what it is doesn't know. One of my co workers a few years ago s...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 1
Interest rates for buying a home on the Palos Verdes Peninsula moved down slightly this week.The following are excerpts from the newsletter on interest rates published by HSH Associates :   "Mortgage rates retreated a bit this week, still comforted by the outlook the Fed provided about the timing...
By Todd Hays
(Exit Real Estate Professionals)
Comments 4
There are many credit issues such as credit scores, derogatory credit, employment history, cash available and debt to income ratio that can make qualifying for a mortgage a challenge. Owner financing may be a solution when a buyer is not able to get a mortgage through a lender.     What incentive...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela MadorePink House TeamThe Pamela Madore GroupKeller Williams Realtyhttp://myamarillohomes.com806-340-7630 Owner Financing May Be A Viable Option When Buying Your Amarillo Home There are a number of reasons why you might need owner financing.  Some of these include credit issues, recent bank...
By David Leonard
(Inlanta Mortgage)
Comments 11
  In June of 1944 the Veterans Administration introduced the VA home mortgage program for veterans returning from war overseas.  Over the years the program has been modified to allow many veterans the opportunity to buy a home at affordable rates without the need for paying money down at purchas...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Many people are confused when it comes to Starting the Home Buying Process, but why is that?  We find that people just get excited about finding a home and we completely understand, what's not to get excited about finding that place to raise your family, to invite friends over for a backyard BBQ....
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 5
 Working with a client, maybe a first time home buyer that was not able to get pre-approved?   One option for them may be a credit re-scoring.  This is just one of many reasons why I have relationships with local lenders who work with our client to get them approved.   Keep in mind, there are no ...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Doug Kaller
(Academy Mortgage, Reno, NV)
Comments 0
Is the lack of money for a down payment and closing costs preventing you from owning your own home? Did you know there are down payment assistance and first time buyer programs available to purchase 3049 Creekwood Drive in Reno? Recently listed by Ferrari-Lund Real Estate; 3049 Creekwood Drive i...
By Ken Cook, Cyber Defender!
(Reputation, content, data, and cyber security)
Comments 3
As most of you know I spent all of the 2000's directing a successful mortgage lender. Unfortunately we weren't large enough to make it over the hump and closed our doors in 2010. I was never a "loan officer" or "mortgage broker" but because I wrote prolifically about mortgages many people assumed...
By Marianne Bandy, CRS, GRI, Certified Negotiation Specialist
(Denver Homes - The Bandy Team - Keller Williams Park Meadows)
Comments 0
Mortgage giants Fannie Mae and Freddie Mac announced that first time homebuyers can now in fact put as little as 3% down and get conventional financing (no longer confined to the FHA only box). There are no prohibitive restrictions; in fact if two people are buying a home, only one of them need ...
It can be a true three-ring circus as you close in on signing day for your new Olympia home. Sometimes there’s a near-simultaneous sale of the previous house that demands attention. There are the timing issues connected with moving out and then moving in. You may be dealing with furnishing the ne...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 1
There is one easy way to understand mortgages and that is to think of the process from the point of view of the lender. Suppose a lender was considering making a loan, which one of these questions would be the most important: 1. Does the customer have enough money to pay back loans? 2. Does the c...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you're a first time home buyer Lee's Summit MO is a great place to purchase a house and raise a family. Living and working in this part of the Kansas City area is one of the dreams of many people looking for great neighborhoods and great schools.  If you're looking to purchase your first home ...
By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 1
Mortgage Bankers Association March 2015 Rate Forecast The Mortgage Bankers Association has updated their report since last month's forecast. For the first quarter of 2015, the annual average forecasted rate for the 30 year fixed rate mortgage is expected to close at 3.7 percent. Looking ahead the...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
  -Loan amounts from $1-5MM -80% Loan to Value -5 yr /7 yr /10 yr and 20 yr loan terms with a 30yr amort - Interest only is also available -Non-recourse with no impounds for replacement reserves -- Wishing You the Best,Karen Schimpf Commercial Capital, Ltd.p: 512-650-8630e: KarenSchimpf at gmail...