Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 17
Is a shorter term mortgage a good idea?          With rates dropping steadily for the past decade, I've lost count of the times I've helped clients refinance to shave years off of their mortgage.  This is a great way to save a ton of money, reduce interest paid to the banks, and plan for retireme...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Did you know the Reverse Mortgage Gardner Kansas can help you pay off your mortgage, or with enough equity in your home it can allow you to increase your income!  The requirements for this program are quite simple enough, just watch the video below and find out all the things you need to know abo...
By Jay & Michelle Lieberman, Creating Calm in the Buying and Selling Chaos
(Keller Williams Realty - Westlake Village, CA)
Comments 1
3% Conventional Loans May Offer Hope for First Time Home Buyers FHA used to have one of the lowest down payment options at 3% and then they changed it to 3.5% over the last couple of years, but now, Fannie Mae has introduced 3% down conventional loan. This program was eliminated last August but h...
By Jeffrey Masich, Arizona Homes and Land to Sell or Purchase
(HomeSmart )
Comments 0
"FREE"....yes you heard correctly. The Home In Five program provides a free 5% grant (6% for veterans) for purchasing a home in Maricopa County, Arizona including cities like Phoenix, Scottsdale, Gilbert, Chandler, Tempe and Glendale. This stimulus program is available through selected lenders. B...
By Tim Stoll, Results That Move You
(Urban Dallas)
Comments 2
Real Estate Minute | Tim Stoll Dallas TX Mortgage Applications Decrease in Latest MBA Weekly Survey 1/28/2015 According to the Mortgage Bankers Association's Weekly Applications Survey, the average contract interest rate on 30-year fixed-rate mortgages increased slightly last week, though rates r...
By Erika Rogers, St George Utah Real Estate & local info.
(Re/Max First Realty)
Comments 2
Beware of these Tax Scams in St. George UT Now that tax season is in full throttle, there are many tax scams popping up in St. George UT. Each year the IRS issues a list of tax scams that are designed to help you avoid these scams when it comes to filing our annual taxes. This list if tax scams ...
By Jamie Chambers, USDA /FHA Mortgage Source
(USDA / FHA Mortgage Source)
Comments 0
Clay County home buyers still have one good 100% mortgage financing choice available  - USDA Rural Home Loans. 100% financing makes USDA loans among the most desirable of loan programs for Middleburg, Green Cove and Orange Park homebuyers. The only other programs out there that offer this today a...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 7
   Info Requirements for Mortgages Fall Into 4 Categories              I often hear the comment about "how hard" it is to get a mortgage today ...        I hear about the challenges faced within the current mortgage process VS those when anyone breathing could get a Mortgage.  At those times, I s...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 5
So the feds speak and where does that lead? In all likelihood right where I called it to be... sideways for the short term. I do not see a whole lot of movement, good or bad, for the next several days as the feds are going to watch to hedge against inflation by increasing rates too fast. That's ...
By Nick and Cindy Davis, CRS,CIAS,ALHS,e-PRO,CDPE,SFR,Realtor(R)
(RE/MAX Premier Group)
Comments 1
The new year is a great time to check in with your personal finances, including your credit. Whether you have fair or excellent credit, there are always actions and tweaks you can make to better leverage the credit you have or try for a bigger overhaul. Here are five steps to consider: http://bit...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.66% (30-Yr), 2.98% (15-Yr) for Week Ending 1/29/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...
By yanni raz
(hml investments)
Comments 0
Stated Income Mortgage Loan If you are looking for a mortgage loan and are having difficulty acquiring traditional bank financing, non-bank financing may be right for you. For many borrowers, gaining approval for a conventional bank mortgage loan can be a challenge. Whether it be for reasons invo...
By DeeDee Riley, Realtor - El Dorado Hills & the Surrounding Areas
(Lyon Real Estate - El Dorado Hills CA)
Comments 3
Understanding Lot and Construction Loans You're thinking of building but really have no idea of where to start.  Today I sat down with a US Bank Lender to get some clarification and information to help with Understanding Lot and Construction Loans. Here are some basics on Lots: Lot Loans are pret...
By Sandy Shores Broker, Melbourne Real Estate, Brevard County FL Real Estate
(M & M Realty of Brevard Inc.)
Comments 2
  Did you know that you can cut years off of your mortgage and save thousands of dollars? By making one additional principal payment each year on your 30 year fixed rate mortgage, you can cut approximately 8 years off of your loan and save tens of thousands of dollars. Have you heard about bi wee...
By Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366, General Contractor, Dry Rot and Water Damage
(Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366)
Comments 6
    Ringing and Singing – Doug Bullwinkle     While reaching out to those ActiveRain bloggers in the Sacramento area I realized that there were members that have been to the MeetUps in the past but have not posted in many months or more. I thought this may be a good opportunity to talk with as ma...
By Colleen Towle, St George Real Estate
(TOLBERT, NIELSEN & JOHNSON REALTY GROUP, LLC)
Comments 0
Real Estate Tax Related Questions and Answers Many homeowners have real estate tax related questions about homeownership. These questions are often about itemized deductions, standard deductions, mortgage interest deductions, and so much more. Therefore, I have answers to the most common real est...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(HOM Sotheby's Intl Realty, 949-510-2395)
Comments 5
Did you take advantage of a loan modification? The Federal Government's Home Affordable Modification Program (HAMP) provided close to half a million homeowners relief on their mortgages in 2010. These modifications were fixed for the first 5 years and this year these consumers will see the first ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
Markets are poised for what is likely to be another day of sideways movement or possible slight gain. Tomorrows release of Durable Goods Orders as well as the problems overseas are giving a flight to the quality of the US Bonds and keeping prices favorable for all looking to buy cars, homes etc....