Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Donald Horne, Associate Broker, Oxford / Lapeer Homes
(Coldwell Banker-Shooltz Realty)
Comments 0
Article from Craig Donofrio, 10 Questions To Ask Your Mortgage Lender, discusses questions you should be asking to ensure you're clear on your options when buying a home ... 1. What mortgage types do you offer? Different mortgage lenders offer different types of mortgages. These can loans differ ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 21
Is a shorter term mortgage a good idea?          With rates dropping steadily for the past decade, I've lost count of the times I've helped clients refinance to shave years off of their mortgage.  This is a great way to save a ton of money, reduce interest paid to the banks, and plan for retireme...
By Steve Combs, Custom Mortgage Planning ...For Life!
(Gateway Bank Mortgage, Inc)
Comments 3
When is a good time to refinance? There are various considerations when evaluating a possible refinance, the most obvious one being to get a lower rate. Yet, while a lower rate can motivate someone to refinance a mortgage, there are questions that need to be asked - and answered. And, there is a...
By Tim Stoll, Results That Move You
(Urban Dallas)
Comments 3
Real Estate Minute | Tim Stoll Dallas TX Mortgage Applications Decrease in Latest MBA Weekly Survey 1/28/2015 According to the Mortgage Bankers Association's Weekly Applications Survey, the average contract interest rate on 30-year fixed-rate mortgages increased slightly last week, though rates r...
By Erika Rogers, St George Utah Real Estate & local info.
(Re/Max First Realty)
Comments 3
Beware of these Tax Scams in St. George UT Now that tax season is in full throttle, there are many tax scams popping up in St. George UT. Each year the IRS issues a list of tax scams that are designed to help you avoid these scams when it comes to filing our annual taxes. This list if tax scams ...
By Jason Potrzeba, Private Money & Commercial Mortgage Broker - MA/RI
(Acadia Advisory Group LLC)
Comments 4
What is Hard Money? A hard money mortgage is an alternative option to borrowing money from a bank or credit union. The hard money mortgage is typically based on the subject properties equity with only a small amount of attention paid to the borrowers credit. Loan amounts vary greatly from lender...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 4
Markets are poised for what is likely to be another day of sideways movement or possible slight gain. Tomorrows release of Durable Goods Orders as well as the problems overseas are giving a flight to the quality of the US Bonds and keeping prices favorable for all looking to buy cars, homes etc....
By Michael Fagan
(Berkshire Hathaway HomeServices Fox & Roach Realtors)
Comments 0


Toward the end of last year's tax filing deadline, the Internal Revenue Service (IRS) announced that more than $760 million in unclaimed refunds would disappear after April 15 – so many dollar bills that, if stacked, they would reach higher than 187 Empire State Buildings! A larger portion of t...
By Judith Ritter, Rural Land & Homes Specialist
(Dirt Road Real Estate)
Comments 1
  17646 E Blue Willow Lane Kingman, AZ 86401 Spectacular 36 Acres Willow Creek Reduced! Price : $99,000 Lot Size : 36.1 Acres Community : Willow Creek Ranch County : Mohave Property Type : Single Family MLS Number : 873591 click for more information and pictures Property Description Well is drill...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Rob Spinosa, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 4
"Will Refinancing Cause My Property Taxes to Go Up?"   Because the current interest rate environment remains conducive to refinancing, a concern that some have about taking action stems from confusion related to how their property taxes are determined, and specifically the question, "Will refinan...
By Jay & Michelle Lieberman, Creating Calm in the Buying and Selling Chaos
(Keller Williams Realty - Westlake Village, CA)
Comments 1
3% Conventional Loans May Offer Hope for First Time Home Buyers FHA used to have one of the lowest down payment options at 3% and then they changed it to 3.5% over the last couple of years, but now, Fannie Mae has introduced 3% down conventional loan. This program was eliminated last August but h...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Did you know the Reverse Mortgage Gardner Kansas can help you pay off your mortgage, or with enough equity in your home it can allow you to increase your income!  The requirements for this program are quite simple enough, just watch the video below and find out all the things you need to know abo...
By Jamie Chambers, USDA /FHA Mortgage Source
(USDA / FHA Mortgage Source)
Comments 0
Clay County home buyers still have one good 100% mortgage financing choice available  - USDA Rural Home Loans. 100% financing makes USDA loans among the most desirable of loan programs for Middleburg, Green Cove and Orange Park homebuyers. The only other programs out there that offer this today a...
By Jeffrey Masich, Arizona Homes and Land to Sell or Purchase
(HomeSmart )
Comments 0
"FREE"....yes you heard correctly. The Home In Five program provides a free 5% grant (6% for veterans) for purchasing a home in Maricopa County, Arizona including cities like Phoenix, Scottsdale, Gilbert, Chandler, Tempe and Glendale. This stimulus program is available through selected lenders. B...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 7
   Info Requirements for Mortgages Fall Into 4 Categories              I often hear the comment about "how hard" it is to get a mortgage today ...        I hear about the challenges faced within the current mortgage process VS those when anyone breathing could get a Mortgage.  At those times, I s...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 5
So the feds speak and where does that lead? In all likelihood right where I called it to be... sideways for the short term. I do not see a whole lot of movement, good or bad, for the next several days as the feds are going to watch to hedge against inflation by increasing rates too fast. That's ...
By Nick and Cindy Davis, CRS,CIAS,ALHS,e-PRO,CDPE,SFR,Realtor(R)
(RE/MAX Premier Group)
Comments 1
The new year is a great time to check in with your personal finances, including your credit. Whether you have fair or excellent credit, there are always actions and tweaks you can make to better leverage the credit you have or try for a bigger overhaul. Here are five steps to consider: http://bit...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.66% (30-Yr), 2.98% (15-Yr) for Week Ending 1/29/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...