Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Many people 62+ years old are looking for ways to increase their monthly income possibly through a Reverse Mortgage Tonganoxie can allow them to do that without selling the home they've owned for many years! A Reverse Mortgage is a way to get cash out the equity that you've built up in your home,...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you have less than perfect credit, you can still purchase a home in the Grand Canyon State. There are many options for borrowers looking to find an Arizona mortgage with bad credit. Learn about the different programs available and how to qualify for each type of loan to make your real estate ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
An FHA loan is a home loan backed by the Federal Housing Administration. It is a type of mortgage that allows lower income and bad credit borrowers to obtain home loans. If you are searching for Arizona mortgages for bad credit, and FHA loan may be the perfect option for you.     If you have bad...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you have a credit score of less than 640, you probably have trouble qualifying for a home in Arizona. If you find this position you want to look into programs that will allow you to qualify for Arizona home Loans with bad credit.     A bad credit score in terms of obtaining a home loan is cla...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 11
As I expected the rates have seen improvements this week and as I called on Monday I expected the FNMA 3.0 to get back over 102 which it has several times today. I expect this strength to continue on for the rest of the week but will likely be tapered for amount of gains. If we can hold over 102...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Bruce Reichstein, VA & FHA Home Loan Expert +26 yrs
(Founder of VALoans.com, FHALoan.com)
Comments 0
A reader asks, "Hi. My wife and I are planning to buy a house. My wife has a stable job for six years as registered nurse and I is currently a homemaker. Both of us has credit score of 720+ and we never missed a single payment in our credit cards and personal loans. What is our chance to be appro...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 0
Well with today's GDP numbers coming in less than expected I think today is the day we not only pierce 102 but we close above it. I would be shocked if we did not break and hold that for today. The economy is better and I don't think anyone can argue that point but there are still a lot of underl...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
It's extremely important to get pre-approved; the best reason for this is that you will very quickly know The Right Home Loan for your needs BEFORE  you go house hunting.  Knowing your credit score and your debt-to-income ratios (simply put the amount of income you have vs. the amount of expenses...
By Todd & Danielle Millar, A decade of excellence!
(Glenn Simon Inc.)
Comments 0
Alberta is a place of booms and busts. Wealth can be made and lost very quickly. For all the "overnight" success stories you hear there are dozens more tales of funds lost, misappropriated and outright stolen.  From straw buying to title fraud there are many ways you can be taken. Take a look at ...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 12
Nick and Cindy Davis have offered up some great advice on strategies to shave years off of your mortgage. Considering your mortgage payment will probably be the largest payment you will ever have, and the interest you pay on the loan will be a lot no matter what, this advice can be very beneficia...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 3.80% (30-Yr), 3.07% (15-Yr) for Week Ending 2/26/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
I wanted to briefly go over how different loan programs treat a Short Sale. .FHA – If the mortgage was current at the time of the sale then there is no wait. If the mortgage was delinquent at the time of the sale there is a 3 year wait before you can get another mortgage. .VA – If the mortgage w...
By Joe Platz, Serving N. King and Snohomish County
(Selling Snohomish - Real Estate Team)
Comments 1
Bathrooms can be added, flooring can be changed, trees can be planted and garages can be built. The one thing you can't change about a property is where it is located. A building actually depreciates over time due to age, however the land appreciates in value over time.   A property near ameniti...
By Nick and Cindy Davis, CRS,CIAS,ALHS,e-PRO,CDPE,SFR,Realtor(R)
(RE/MAX Premier Group)
Comments 0
    About 2.4 million borrowers with Federal Housing Administration loans could lower their mortgage costs by refinancing because the FHA reduced its insurance premiums in late January, finds a new study conducted by the Housing Finance Policy Center at the Urban Institute. http://bit.ly/FHA-Refi...
By Bob and Richelle Ward, Realtors, ABR
(Coldwell Banker Residential Brokerage)
Comments 1
Mortgage Rates and your Purchasing Power There are many moving parts to purchasing a home - two of them are the purchase price of the home and the mortgage rate.  Mortgage rates change every day, but recently they went from 4.85% to 5.75% and are now back down around 5.25%.  We have had a few fir...
By Bob and Richelle Ward, Realtors, ABR
(Coldwell Banker Residential Brokerage)
Comments 1
People ask us about mortgage rates all the time.  We thought that we would provide you with this information.  Keep in mind that rates have many variables to them and that they fluctuate constantly. This information if courtesy of Dan Ianniello of Connecticut Home Mortgage.  Dan is a CMPS which m...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
One of the parts of the mortgage process that people tend to forget theyt have Options for a Down Payment and we totally understand, amidst all the closing costs, home price negotiations, and all the other numbers that factor into the whole home loan process, it's easy to forget!  Darren Copeland...
By Jan Green, RE/MAX Excalibur Scottsdale REALTOR®, GREEN
(Scottsdale, Phoenix, Cave Creek, Carefree, Fountain Hills)
Comments 27
Active Duty Military Service Members Can't be Foreclosed It bears repeating that as an industry, we need to be mindful of the Civil Relief Act.  While we aren't responsible for foreclosing on homeowners, we are certainly responsible for sharing this important information to anyone we know in the ...