Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Hella M. Rothwell, Real Estate Broker/Owner in Carmel-by-the-Sea CA
Comments 9
A client called me yesterday and lamented about the low appraisal he had gotten on this home. When he saw which homes had been used as comps, he asked me to check out some others that he KNEW had sold for more that should be considered comps. I came up with one that was listed on our MLS but was ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Retired Real Estate Broker, Maryland Blogger)
Comments 2
New FHA Rule Eliminates Post-Payment Interest Charges   The Department of Housing and Urban Development and the Federal Housing Administration (FHA) have published a final rule that will eliminate post-payment interest charges when FHA mortgages are paid off. SUMMARY: This rule revises FHA’s regu...
By Benjamin Yocca
(AJM Mortgage Inc.)
Comments 2
Mortgage insurance protects the lender in case a borrower defaults and is required on all FHA loans and Conventional loans when putting less than 20 % down. For FHA loans mortgage insurance consists of both MI(Annual Mortgage insurance paid monthly) and UFMIP (upfront mortgage insurance premium)....
By Whitney Watson
(First Home Mortgage)
Comments 4
Credit series tip number 9: If you've cleaned up an account you had late payments or were delinquent on, consider calling the credit card company to request a removal of the negative information. You may not get a yes, but it's worth a shot! It's always worth a shot to give your credit card comp...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
We talk to people all the time that are beginning their home buying process and they all typically start with the same question: When is the the Time to buy a Home in Kansas City?  We've answered this question so many times that we thought it was high time to write a blog about how you go about d...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 20
Luxury Buyers Need a Luxury Mortgage          For the first time since I've been in the mortgage industry, we're seeing  investors offer products to luxury home buyers at more competitive interest rates than buyers using conventional loan products.  While "luxury" is subjective term (a shack by t...
By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 8
Although some people may think that a self-directed IRA is some exotic investment vehicle only for rich people, the reality is that self-directed IRAs can be utilized by anyone who is saving for retirement. However, do not walk into your local bank and ask for one.Sorry, they can't give it to you...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 12
Monday Market Forecast - August 25-29, 2014                Hard to believe this will be my last forecast of August - does anyone know where summer went?  Last week's forecast was somewhat predictable based on the previous week, and we saw the market return some of the previous week's gains to lan...
By Tony Croft, Mortgage Advisor 201-943-6800
(Tony Croft Team at Northstar Funding - Helping 1st Time Buyers, Move Up Buyers & Investors)
Comments 1
Top 10 Reasons to do a Stated Income Loan on your next Investment Deal Are you having issues closing an investment loan because you are self emeployed and don't show any income on your tax returns?  Need pay off a hard money loan? Having a problem closing in a LLC?   Did the bank just say no to f...
By Whitney Watson
(First Home Mortgage)
Comments 4
Credit tip number 8 is--To prevent fraud keep a close eye on your credit. While you're at it, check your elderly loved ones' credit scores too. Anyone can be a victim of fraud so it is important to keep an eye on your credit for anything unusual. The same thing goes for our elderly loved ones, a...
By Whitney Watson
(First Home Mortgage)
Comments 7
Credit tip number 7 is that you cannot close on a mortgage loan with an active credit dispute. Wrap up these issues before you apply for a mortgage and do not open new disputes with the credit bureaus before you close on your new home.    Click the links to see more credit tips! Tip # 6 Tip # 5 ...
By Nevin Williams, Raleigh Mortgage Pro
(Sierra Pacific Mortgage Raleigh)
Comments 1
Current mortgage rates are slightly better. News of a truce in Israel wasn’t enough to convince investors that the worst has come and gone. Fears that the US may become more involved with fighting ISIS is another reason we are seeing investors buying bonds as a way to move their money to safety. ...
By David Popoff, Realtor & Property Manager, Fairfield County, Ct.
(DMK Real Estate & Property Mgmt)
Comments 5
Increase your Credit Score with Online Rent Payment. Experian Credit Reporting agency is now tracking rent payments to help increase your credit score. Experian in the first credit reporting agency to do so and it recently conducted an analysis that showed that on time rental payment history can ...
By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pace Florida 32571: Flat Fee Property Management $50. Monthly in Pace, Fl. 32571 with NO other charges or hidden fees NO full months rent for finding a tenant, NO half a months rent for tenant renewals and NO 20% fee added to repairs. Full Service Property Management, Tenant Scoring to insure you...
By Cheryl Powell, The Powell Team- Helping YOU make the right move!
(RE/MAX Executive Realty - The Powell Team)
Comments 24
Have you had a Bankruptcy, Foreclosure, Short Sale or Deed in Lieu of Foreclosure and are wondering how long you have to wait before you can obtain a new home loan?  Here are the guidelines as of Februrary 2011, which I verified with a loan officer friend.  Of course, every rule is made to be bro...
By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 1
Department of Commerce Home Sale News     The Department of Commerce reported July sales of new homes dropped by 2.40 percent over June to a four month low. Analysts noted that although July’s reading of 412,000 new homes sold fell short of expectations and June’s reading, the new homes sector is...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 4
How Do I Get a Mortgage is a great question to ask when you're thinking about becoming a home owner, everyone needs to know where to start and finding out how you begin the home loan process is the best place to start. Finding a local Mortgage Lender. This is quite possible the most important par...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you are one of the many people who are looking to purchase a home in Overland Park Kansas soon, we thought you might like some of our Home Buying Tips Overland Park advice!  So without further adue we present some of our best advice when it comes to purchasing a home in Overland Park, KS .   ...
By Donald Horne, Associate Broker, Oxford / Lapeer Homes
(Coldwell Banker-Shooltz Realty)
Comments 0
New mortgage article in RealtorMag dated 08/22/2014, talks about fixed rate mortgages continue to tumble. Mortgage Rates Sink to New Low for 2014 is worth reading... Despite predictions that mortgage rates were to inch up in the second half of this year, fixed-rate mortgages continue to tumble. B...
By Robert Lei, Sunnyvale Cupertino Santa Clara, Palo Alto Mountain View Saratoga Campbell
(Century 21 (SUNNYVALE, CA) - (408) 893-2410)
Comments 2
Waiting period to buy again after foreclosure or short sale   Posted under: Home Buying, Financing, Foreclosure  |  August 25, 2014 9:41 AM  |  1 view  |  No comments   After a distressed sale, how long is the wait before you qualify for a new mortgage to help you get back to becoming a homeowner...