Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 9
It's unrealist to expect Californians never to own a car. A car is a necessity in Southern California -- people use their cars to commute to work and school, and for other uses such as grocery shopping, doctor visits, entertainment and to pursue hobbies, such as going to the gym. Unfortunately, S...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 77
 FHA, VA, and Conventional Loans ...The Waiting Periods       There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...            "How ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 12
For those who watch my Mortgage Market Snapshot I wanted to make sure you are all paying attn to the title as this is important stuff.Rates are moving upwards and depending on Yellen's speech today could drive them up further and fast!With disappointing numbers for the GDP and spending the econom...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 2
Interest rates for buying a home on the Palos Verdes Peninsula moved up slightly this week..The following are excerpts from the newsletter on interest rates published by HSH Associates : "It's not what they did, but what they didn't do, or rather a perception of what they won't do anytime soon. A...
By Thierry Roche
(Keller Williams Real Estate)
Comments 1
A higher house payment doesn’t mean your home is more valuable. It means that you got a mortgage loan rate higher than it has to be.If you are looking to lower your monthly mortgage payment then an adjustable rate mortgage can do that for you only factor to consider is how long are you staying in...
By Lance Owens (RS), LUVA llc. Luxury Real Estate, Homes, Condos, Land
(LUVA Real Estate )
Comments 5
Clients are always asking me, how long do I have to wait before I can buy a home, if I had a short sale or foreclosure? Even works with a bankruptcy, take a minute to read the article below, then let me help you find the home the works for you.     FHA, VA, and Conventional Loans ... The Waiting ...
By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
There was a time not long ago where hard money lenders for owner occupied properties were nearly impossible to find.  The real estate market had gone through a major crash and new regulations were being implemented, aimed at protecting consumers.  While most of those regulations were written with...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Reshawna Leaven, Hoping to be your next Realtor ® in VA, MD or DC
(Keller Williams Realty)
Comments 1
Good Neighbor Next Door Program with HUD (FHA)Buy a home with a 50% Discount for Eligbile Buyers serving the communityThe U.S. Department of Housing and Urban Development has created a program for it's inventory for pre-Kindergarten through 12th grade teachers, firefighters, emergency medical tec...
By Paul S. Henderson, Tacoma Washington Broker/Realtor & area expert!
(RE/MAX Professionals.)
Comments 2
This is such an important topic that I had to reblog it. Few people understand the ramifications like mortgage professionals like Gene Mundt does!Please go to Gene's page to make a comment!   FHA, VA, and Conventional Loans ... The Waiting Periods          There is a phenomenon at play in the Ame...
By Shawn Sidhu
(C2 Financial Corporation)
Comments 3
When are VA Termite Inspections Required? A termite inspection is waived on a VA IRRRL (streamline) refinance. It is required on a purchase and a cashout refinance. If the property is a low-rise or high-rise condo its only required if the appraiser notices a potential issue. If there is active in...
By Doug Reynolds, Realtor - Sacramento, CA
(Better Homes & Gardens Real Estate)
Comments 0
Guest Blogger: Today's post is written by Sacramento Mortgage Expert, Matt Gouge.  All of his contact info and more can be found at this website: www.mattthemortgageguy.com. Thank you Matt for providing this great info for potential buyers in our Sacramento Real Estate Market. MORTGAGE INTEREST R...
By yanni raz
(hml investments)
Comments 0
Hard Money Mortgage Loan The landscape of todays real estate industry has been under constant change since the mortgage meltdown of 2008. With questionable legislation being put into place, along with the tightening of credit, the hard money mortgage loan has come to the forefront as being a depe...
By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 3
One of the failings of our education system is that kids do not get taught about credit. Research shows that 40% of American adults do not understand the basics about credit. Worse, they believe false information about how credit works.For example, many people believe that job status, income and ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
If you're a military serviceman or woman, whether active-duty or retired the best home loan for you is the VA Loan Lee's Summit.Some of the reasons that the VA home loan is the best for our armed forces members are: No Down Payment Typically Lower Interest Rates Relaxed Credit Standards (but you ...
By Gary L. Waters, Broker Owner Waters Realty of Brevard, LLC, Small Office, Big Service
(Waters Realty of Brevard, LLC)
Comments 0
  FHA, VA, and Conventional Loans ... The Waiting Periods          There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...           ...
By John Handschuh, Realtor ABR SRES, Horsham Real Estate
(RE/MAX Action Realty)
Comments 0
Get to Know These Home Deductions for Next Year Whether you're buying a home, selling a home or staying right where you are, there's a wide range of deductions you can take. Some of them are well-known, some less so, and there are a lot of twists, so it pays to review the rules.The IRS has outlin...
By Anna Banana Kruchten - Arizona's Top Banana of Real Estate!, Broker/Owner
(Phoenix Property Shoppe)
Comments 9
Buying a Phoenix Area Home after a short sale, foreclosure or bankruptcy.  I receive calls frequently from people who are now ready to buy a home again.  They want to know the waiting periods and what they need to do to be prepared to buy another home.   Below is an excellent article that is easy...
By David & Lisa Webber, www.webberteam.com
(RE/MAX Executive)
Comments 0
This gives you a good, basic idea of how long  you need to wait to buy a home again after a foreclosure, bankruptcy or short sale.  If you had one of these events, you may be surprised that you don't have to wait for a really long time.  Some people think that you have to wait 7 years after a ban...
By Marte Cliff, your real estate writer
(Marte Cliff Copywriting)
Comments 2
Gene Mundt offers valuable information for former homebuyers - and for agents who want to prospect to past clients who went through a short sale. Of course success is getting them into a new home will depend upon what they've done with their credit in the time since the short sale (or the foreclo...