Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 13
Is a shorter term mortgage a good idea?          With rates dropping steadily for the past decade, I've lost count of the times I've helped clients refinance to shave years off of their mortgage.  This is a great way to save a ton of money, reduce interest paid to the banks, and plan for retireme...
By Colleen Towle, St George Real Estate
(TOLBERT, NIELSEN & JOHNSON REALTY GROUP, LLC)
Comments 0
Real Estate Tax Related Questions and Answers Many homeowners have real estate tax related questions about homeownership. These questions are often about itemized deductions, standard deductions, mortgage interest deductions, and so much more. Therefore, I have answers to the most common real est...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 6
   Info Requirements for Mortgages Fall Into 4 Categories              I often hear the comment about "how hard" it is to get a mortgage today ...        I hear about the challenges faced within the current mortgage process VS those when anyone breathing could get a Mortgage.  At those times, I s...
By Sandy Shores Broker, Melbourne Real Estate, Brevard County FL Real Estate
(M & M Realty of Brevard Inc.)
Comments 2
  Did you know that you can cut years off of your mortgage and save thousands of dollars? By making one additional principal payment each year on your 30 year fixed rate mortgage, you can cut approximately 8 years off of your loan and save tens of thousands of dollars. Have you heard about bi wee...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 4
So the feds speak and where does that lead? In all likelihood right where I called it to be... sideways for the short term. I do not see a whole lot of movement, good or bad, for the next several days as the feds are going to watch to hedge against inflation by increasing rates too fast. That's ...
By Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366, General Contractor, Dry Rot and Water Damage
(Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366)
Comments 6
    Ringing and Singing – Doug Bullwinkle     While reaching out to those ActiveRain bloggers in the Sacramento area I realized that there were members that have been to the MeetUps in the past but have not posted in many months or more. I thought this may be a good opportunity to talk with as ma...
By Tom and Bev Herring, Tulsa Oklahoma Real Estate
(Coldwell Banker - Rader Group)
Comments 0
Real Estate Tax Tips for Property Owners Each year real estate tax deductions change from what you can deduct on your current taxes. When you file your taxes for 2014, you will notice that the terms are very similar to the 2013 tax terms. Therefore, I have some tax deductions for you to consider...
By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 1
Hello Everyone,   The first wave of Vallejo CA  homeowners who lost their home to foreclosure or short sale during the foreclosure crisis are now past the seven-year window they conservatively need to repair their credit and qualify to buy a home, according to a new report from RealtyTrac. More w...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
Markets are poised for what is likely to be another day of sideways movement or possible slight gain. Tomorrows release of Durable Goods Orders as well as the problems overseas are giving a flight to the quality of the US Bonds and keeping prices favorable for all looking to buy cars, homes etc....
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(HOM Sotheby's Intl Realty, 949-510-2395)
Comments 5
Did you take advantage of a loan modification? The Federal Government's Home Affordable Modification Program (HAMP) provided close to half a million homeowners relief on their mortgages in 2010. These modifications were fixed for the first 5 years and this year these consumers will see the first ...
By The Graham Seeby Group
Comments 0
Types of Mortgage Financing   Fixed Rate Loans:  The interest rate and payments remain constant over the life of the loan.  The most common terms of these loans are 15 and 30 years.   Fixed Rate Ballon Loans:  The interest rate and payments are normally based on a 30 year amortization and will re...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
In spite of what you may have heard – it is possible to close a loan quickly. I had a borrower contact me recently. She said that she was purchasing a house – and she wanted to close quickly. She signed her loan package on a Tuesday. …and, she got me everything I had asked her for from the check...
By James Downing - Metro DC Houses Team REALTORS®, CRS, GRI, ABR,MRP, MilRes, When Looking to Buy or Sell - Make the Right Move
(Real Living | At Home)
Comments 0
Yes, people in the real estate industry have been talking about raising interest rates for years now.  Let's face it - who knew that rates would have remained this low for this long. I bought my 1st home in the 90s with 8.75% interest rate and thought that was great.   I re-fied my 1st condo in W...
By yanni raz
(hml investments)
Comments 0
Private Lending: Stated Income Mortgage Lenders The market for mortgage lending has experienced an ongoing evolution since the mid 2000's. Following the mortgage meltdown, markets have become more and more regulated with new legislation being drafted regularly aimed at protecting borrowers and co...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 2
Willow Glen, CA Mortgage          Willow Glen, CA is a neighborhood in San Jose known for it's tree lined streets, beautiful architecture, and great variety in shopping & dining in the downtown area.  When buying a home inWillow Glen , buyers have many options for mortgage financing, so it's imp...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 4
Saratoga, CA Home Loans        Saratoga, CA is a city in Santa Clara county located just west of San Jose on the western edge of the Silicon Valley.  Ranked highly amongst the most well-educated and highest-earning towns in the country, residents of Saratoga enjoy many recreational activities, th...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
Blossom Valley, CA Mortgage          Blossom Valley, CA is a neighborhood in San Jose neighbored by Cambrian & Almaden, known for a great community, many opportunities for recreational fun, and affordable living when compared with much of the Silicon Valley.  Blossom Valley home buyers have many...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 2
Campbell, CA Mortgage          Campbell, CA is a suburban community in Santa Clara County, neighboring San Jose & Saratoga.  When purchasing a home in Campbell , buyers have many options when looking for a mortgage loan.  Conventional, FHA, Jumbo, VA, and private portfolio loans are all availabl...
By Travis Egan, Travis Egan NMLS # 655284, Lender, Lake Geneva Real Estate
(Peoples Home Equity)
Comments 1
If your adjustable rate Lake Geneva mortgage is due to adjust this year, don't go rushing to replace it just yet.  Your soon-to-adjust mortgage rate may actually go lower. It's related to the math behind the ARM. Conventional, adjustable-rate mortgages share a common life cycle: There's a "start...