Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
FHA Home Loan NixaThanks for watching the video of our mortgage expert Darren Copeland explain the benefits to the FHA Home Loan program and how it can help first time homebuyers and other folks looking to purchase a home make those dreams come true! Darren and his team at KC Loan Tips have all t...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 26
 Important Reasons to Pay Attention to Credit and Credit Management               My experience has taught me:  Way too many people don't spend enough time ... or pay proper attention to ... their finances.  That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
By Kent Temple, Specializing in Lake Norman Real Estate
(THE TEMPLE TEAM)
Comments 2
The average rate on a 30-year fixed-rate mortgage for borrowers with good credit is now just a third of a point above the all-time low set in late 2012.Freddie Mac's weekly rate report says a 30-year fix averaged 3.65 percent in the week ending April 23, down from 3.67 percent last week. A year a...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Bill Roberts, "Baby Boomer" Retirement Planner
(Brooks and Dunphy Real Estate)
Comments 14
This is such an important issue to all of us that I want to help Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com get the word out.    Important Reasons to Pay Attention to Credit and Credit Management                  My experience has taught me:  Way too many people don't spend enou...
By Angelica Blatt, Selling the Monterey Peninsula over 15 years!
(Teles Properties)
Comments 3
Your credit is so important and like the article states..so much damage is done early on in life or by not checking to make sure that liens etc. are Released. I remember having this talk with my daughter as she left for college and I kept the conversation going..I think that I may have scared her...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 18
More restrictive guidelines for reverse mortgages It does not seem like long ago when we could advise seniors that they could use a reverse mortgage to refinance their present home or to purchase a more suitable primary residence without the need for credit or financial information. Times are cha...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 1
I wrote this special report a couple of years ago, but I just recently updated it.The mortgage industry is dynamic. …constantly changing guidelines and limits.I’ve updated the report to show the most recent guidelines for each loan program listed.I wanted to give it to you here.If you or someone ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 10
Mortgage Broker VS Mortgage Banker       "I was looking for a mortgage broker, and I found your name".  I hear this pretty often when answering the phone and speaking to potential clients.  Am I a mortgage broker?  Not technically.  I'm a loan officer. Am I a mortgage banker?  Nope, I'm a loan of...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 19
 All Loan Officers are NOT Created Equal    Great Discrepancies Exist        A post written by fellow-lender, Joe Petrowsky, inspired me today ...          In Joe's post, he spoke of a client he was able to assist in saving some pretty hefty dollars.  How did he do this?      He suggested they ut...
Justin Dudek - NMLS #206330Justin Dudek is a Mortgage Broker based in Chicago, IL with Supreme Lending. Justin has built his business on referrals and won several company accolades. Although based in Illinois, Justin has been able to expand his services to California, Tennessee, Indiana and Penns...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 0
Understanding the Home Mortgage Loan Process   What are the steps that are taken in the loan process?The loan process changes in different regions and from state to state. The explanation of the loan process below is a basic overview of the steps that take place during the processing of your loan...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 79
  USDA loans in many areas are becoming more popular, yet many loan officers still don't know much about them, hence why they still aren't talked about much. Just as FHA loansweren't used as much as they should have from 2000 - 2006, because subprime and some conventional loans were easier for th...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 3
HomePath Renovation Loans: Credit Score Requirements Fannie Mae HomePath Renovation Loans offer home buyers of Fannie Mae owned properties the ability to purchase a home and make renovations to the property after settlement. Fannie Mae loan programs, including the HomePath and HomePath Renovation...
By C. Thompson, Loss Mitigation Cases
(Loan Modification)
Comments 11
    How to choose an Honest Loan Modification Company   There are over 250,000 foreclosure filings — default notices, auction sale notices and bank repossessions combined, occuring each and every month. Unfortunately, there are many people that don't know there is help out there for them. Most pe...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 2
HomePath and HomePath Renovation Loan - Non-Occupant Co-Signers The HomePath and HomePath Renovation Loan programs are a great source of financing on Fannie Mae owned homes.  Both loan programs offer flexible financing alternatives for borrowers purchasing a Fannie Mae owned home.  However, there...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
President Barack Obama announced on January 7, 2015 that the Federal Housing Administration (FHA) would lower its annual mortgage insurance premiums from 1.35% to .85% (for loan to values above 95%). Although a date has not yet been announced for when this will go into effect, the lower mortgage ...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
The FHA Streamline refinance will be how most current FHA borrowers in Orange County take advantage of President Obama's recent announcement about lowering the Mortgage Insurance premiums on FHA loans in 2015. Right now is almost a perfect storm when it comes to looking at the reasons to refinanc...
By Sally Dunbar, Fair Oaks Realtor - Fair Oaks Homes for Sale
(Lyon Real Estate, Fair Oaks CA (Sacramento Area))
Comments 53
Dang! It just happened again! My buyer's daughter transferred $20K into their account, because they're really buying the condo for the daughter with her money. (The daughter has bad credit, but a wad of money, so Mom and Dad are making the purchase for her).  Now we need to show proof of where th...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
The VA loan limits for 2015 in Orange County, CA will be $625,500, which is a little lower than last year but still a high limit considering there is no down payment required. The $0 down VA loan limit in 2014 for Orange County was $687,500, and over the last few years the limit had gotten as hig...