Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Mykel Martin, The TCR Group at Keller Williams Realty
((909) 476-9600 ~ www.WeLoveRanchoCucamonga.com)
Comments 22
So if you’re thinking about buying a house or refinancing your current home​.  Saving for your down payment is just part of the picture.  When you’re ready to consult a lender to find out if you can be approved for a home loan, the lender will base a decision on your credit profile, income, asset...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 14
Appearing Right Now For a Limited Engagement:  Low Low Mortgage Interest Rates!      Did you miss an opportunity to take advantage of the low Mortgage Interest Rates that popped-up over the last few years?      Then NOW is the time to consider taking action.  The Financial Market actions have on...
By Nina Hollander, Your Charlotte/Waxhaw/Fort Mill Area Realtor
(RE/MAX Executive Realty/Charlotte, NC)
Comments 7
Great infographic below from Keeping Current Matters about understanding the mortgage process. Many home buyers find the mortgage process very complicated--or to put it in other words with today being Halloween, downright "spooky." Yes, the mortgage process can be lengthy and detailed, but if you...
By Cheryl Powell, The Powell Team- Helping YOU make the right move!
(RE/MAX Executive Realty - The Powell Team)
Comments 171
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 6
 How to Make Your First Mortgage Payment                Inside Mortgage Finance News reported on October 28, 2014 ...       "Total mortgage-related complaints filed by borrowers with the Consumer Financial Protection Bureau fell again in the third quarter of 2014 – the fifth drop in the last six ...
By June Piper-Brandon, Piecing Dreams One Home at a Time
(Century 21 New Millenium)
Comments 6
It’s All About Teamwork In Real Estate teamwork really does make all the difference.  Any real estate transaction starts and ends with the buyer or seller but in between there’s a Realtor, Loan Office, Home Inspector, Termite Inspector and Title Company. Having a local lender that is familiar wit...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Florida 32514:  Mortgage rates down for third straight week The 30-year FRM rate declined to 4.19% from last week's 4.12%, and no expert polled this week expects rates to go up over the short term. Read more.     Click Here to Sign up for our Newsletter, request aa Appraisal on your pro...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Feds consider money-saving Fannie, Freddie change A fed agency wants to make Fannie and Freddie docs signed at closing the same - a change that may "save taxpayers hundreds of millions of dollars per year." Read more.   Click Here to Sign up for our Newsletter, request a...
  We have all heard of stories about divorcing couples warring with each other (the movie War of the Roses comes to mind).  When tensions get high, some people will resort to almost anything.  But what about when the    David Wilkinson - Orange County Divorce Lawyer Generally, no.  During a divor...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 4
    Five ways to make the home loan process go faster We should say that "working with us" is the first way! When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on y...
By Bob Crane, Forestland Experts! 715-204-9663
(Woodland Management Service)
Comments 0
Kevin Kawleski, a Banker with Common Sense A few years ago when we were expanding the real estate part of our business, I knew that I needed the right banker on my team so I spent some time interviewing many bankers in the Stevens Point area. I was impressed with Kevin right from the start… He kn...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - BRE #01368971)
Comments 2
Interest rates for buying a home on the Palos Verdes Peninsula moved up slightly this week.The following are excerpts from the newsletter on interest rates published by HSH Associates :   "Rebounding stock markets and comforting economic data have reassured investors that things are pretty good a...
By Mike Tizzano, Protect Your Transaction Certified Lender
(Amerifirst Financial, Inc NMLS 145368 LO:1015837)
Comments 20
A number of homeowners have chosen to get solar on their homes.  Many of which have chosen to lease the panels versus purchasing them.  Solar power is great and whether to buy or lease the panels depends on the needs of the individual.  However, if you plan on selling your home in the near future...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 57
Fewer Condominium Associations FHA Eligible             Recently, an agent that is a referral partner of mine contacted me regarding a listing of his that was a Condominium.  He had received an offer on the listing and the offer called for FHA financing.        This agent posed a question to me. ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Hey Everyone it’s Darren Copeland your Mortgage Expert.  Today we’re going to talk about one of the most popular loan programs called FHA.  If you’re looking to buy a new home in the Liberty, Missouri area the FHA Home Loan Liberty loan might be your best option. FHA stands for Federal Housing Ad...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 25
As usual they are going to take a successful program and screw it up.  Before the program changed you had to own the home 90 days or more.  Often times the buyer had to pay for two appraisals.  In 2010 they eliminated the 90 day rule.  According to FHA 102,000 homes were rehabbed and resold using...
By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Working as a California hard money loan specialist I deal with a lot of different and unique loan requests.  In addition, the clients we work with are just as different and varied.  A number of clients are working with hard money loans for the first time.  While you can visit our website to learn...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
What is Trust Deed Investing? Sounds simple enough, right? Trust Deed Investing can get quite complicated if the borrower or lender does not understand what they are getting into. However, with a quick briefing on this practice and how it works, you can feel sure about your decision to become in...
By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 1
This month I have referred loans to mortgage brokers in Connecticut, Oregon, and Arizona. How did I find them ? I went to Yelp and typed in Mortgage Broker and the name of the closest big town. Then I called the loan officer and did a quick interview. In all three cases I was satisfied with the f...