Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 66
   Why Are the Most Recent 2 Years of Your Life Important in Financing?      It's definitely true.  Much has changed in the Mortgage Industry and the financing of homes in a very short time.       But one thing has not changed.  That is the importance placed by Mortgage Lenders and their Underwri...
By Nick T Pappas, Madison & Huntsville Alabama Real Estate Resource
(Assoc. Broker/Broker ABR, SFR, e-Pro, @Homes Realty Group, Huntsville AL)
Comments 8
VA Funding Fees Things You Should Know What and why is there a VA Funding Fee?  Simply put, the VA Funding Fee helps to defer or offset administration costs of a VA loan, further insuring 100% financing and 0% monthly mortgage insurance. In some cases the Funding Fee is waived depending on a Vete...
By Jamie Lynne, usamortgageresource
Comments 0
We offer ITIN Loans in Colorado. Call us at 800 315 8803 or visit www.bartprequalifies.com    Our minimum loan amount is $150K or $150,000 with at least a 20% down payment.An Individual Taxpayer Identification Number (or ITIN) is a United States tax processing number issued by the Internal Revenu...
By Nina Hollander, Your Charlotte/Waxhaw/Fort Mill Area Realtor
(RE/MAX Executive Realty/Charlotte, NC)
Comments 0
A terrific infographic from Keeping Current Matters (KCM) providing a snapshot of what's been happening in the mortgage markets over the past couple of years and where they may be heading.   If you're planning on a mortgage to buy a home in 2015, experts are continuing to say that interest rates ...
By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Prudential PenFed Realty, "The Real Debbie Reynolds" Your Clarksville Real Estate Professional, 931-920-6730)
Comments 0
In Clarksville TN we have a lot of buyers that want to use a VA loan. With the VA loan comes a Funding Fee of 1.25% to 3.3% of the loan amount. Below in Nick Pappas's post you will learn who is exempt from paying this fee. Thanks Nick for a very informative post.  When you are ready to buy a home...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 3
More Good News for High-End  Well-Qualified Buyers        JUMBO Loans, and the advantageous interest rates they have been enjoying, have been in the news quite often over the past few months.          These loans have continued to be a good bargain in comparison to the past, due to the current r...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 4
As I called earlier this week the market is still not poised to "take off" quite yet. Here is the data driving the rebound to the bond market and putting us back at the top of the current trading window... CPI in September rose +0.1% following a -0.2% dip in August, and for October there was no ...
By John Kim
(Short Sale TC & Property Management)
Comments 66
Now this is spreading yourself thin...    Daniel Sadek owes money to county tax collectors, banks and even billionaire founder of Oakley. Financial troubles continue to mount for Daniel Sadek, a subprime lending company founder, who by The Register once profiled Mr. Sadek as the "high roller of h...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 11
30 Year Fixed Rate Pricing Incentive          Do you have a client using a conventional loan for their purchase?  If they meet the following parameters, it would be a smart move to have them shop us for a rate.  We're running an incentive on all loans locked after 11/10 that meet the following:  ...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514: Fed's final QRM mortgage rule should help sales At one time, relieved Realtors feared that new rules for qualified residential mortgages (QRM) would hurt buyers by mandating 20% or higher downpayments. Read more.     Click Here to Sign up for our Newsletter, request aa Ap...
By Jamie Lynne, usamortgageresource
Comments 0
Are you self - employed in Maryland and cannot show tax returns or W2s? Call 800 315 8803, 7 days a week or visit www.bartprequalifies.com Our minimum loan amount in Maryland is 200K or $200,000 with at least 20% down. We offer STATED LOANS AKA light doc, bank statement loans, self - employed loa...
By Jamie Lynne, usamortgageresource
Comments 0
We offer ITIN Loans in Texas. Call us at 800 315 8803 or visit www.bartprequalifies.com    Our minimum loan amount is $150K or $150,000 with at least a 20% down payment.An Individual Taxpayer Identification Number (or ITIN) is a United States tax processing number issued by the Internal Revenue S...
Buying real estate with bad credit is not the end of the world, it just requires a carefully thought out plan by the investor and their mortgage agent. Here are some common investment strategies for those who have sufficient capital to make a down payment and/or service the mortgage payments, but...
SHOULD I RENT OR BUY?Renting is a huge business in the greater Toronto area. If you currently rent, you know that paying out those hundreds of dollars every month to line the pockets of your landlord is not a pleasant task. However, like most renters you probably feel stuck in a home that isn’t e...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
You’ve probably seen the commercials on TV with former celebrities talking about Reverse Mortgages, and you're wondering if a Reverse Mortgage Gladstone is really a good thing.  The answer is for some people a reverse mortgage just makes sense.  If you'd like more information about the Reverse Mo...
By Jason Nenadov, Real Estate Broker, buyer or seller representation
(listing agent, luxury homes, investment property, buyer representation)
Comments 0
Will Investment Property Cash Flow Enough for a Non-Recourse IRA loan? Due to the simple fact that IRA loans cannot be tied to an individual directly, the bank granting the loan will scrutinize the property to make sure that they won't lose money by giving a loan on the property.  This is basica...
By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 0
These points all come from Fannie Mae's Considering a Reverse Mortgage? booklet and can be found in its entirety here https://www.ireverse.com/files/considering.pdf   It is short read and covers these points.     What is a Reverse Mortgage? The Benefits of a Reverse Mortgage How to Play it Safe. ...
By Judi K Barrett, Broker/Owner, Integrity Real Estate Services -IDAB
(Judi Barrett~Integrity Real Estate Services~Idabel, Oklahoma)
Comments 1
USDA Guaranteed Loans Hugo OK 74743 Choctaw County    The USDA Guaranteed Loan Program is an excellent loan program that can be made for more than 100% of the purchase price of a home.   In addition to loaning the borrower 100% of the purchase price but not more than 100% of the appraised value P...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.99% (30-Yr), 3.17% (15-Yr) for Week Ending 11/20/2014. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local a...