Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 7
Paul McCausland has moved to Southern Trust Mortgage   One of our favorite mortgage loan officers, Paul McCausland, has moved to Southern Trust Mortgage. Paul has provided financing for hundreds of our home buyer clients and is one of the most experienced loan officers in the area. We do not hesi...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 20
DON'T LET THE BANKS GET AWAY WITH IT!!   This post inspired by a post today Gene Mundt. The below is FOOD FOR THOUGHT when dealing with bank depository banks.   There is a regulation that requires banks to notice depositors of overdraft fee policy.  Sadly, it's not publicized by the banks.  Best ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 15
The REAL Reason First Time Buyers Disappeared          Despite the title, I know...really, I KNOW, first time buyers haven't disappeared.  They're everywhere.  In the thousands.  But that doesn't mean their numbers aren't down nationwide.  They're actually down by quite a bit.  The demographic of...
By The Matt & Molly Team, Moving The Mountains
(The Matt & Molly Team)
Comments 1
  Have you or your clients been wondering why/how the mortgage rates have stayed so low/fallen?  We have too, so we reached out to some of our mortage experts to find out why.   Dan Green- Mortgage Reports   This year's falling mortgage rates have been a surprise to Wall Street and economists, in...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 3
    The Hidden Truths Within Bankruptcy Filings      We've arrived at an unique point in the world of home buying and financing.  It comes on the heels of several years of financial hardships, unprecedented foreclosures, and job losses.           These challenges faced have often lead to the fili...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 3
How often do you look at your bank account statement and find some unnecessary charges there? Here's a great advice from mortgage expert Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com      Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of...
By Belinda Spillman, Your Colorado Real Estate Resource!
(Aspen Lane Real Estate Colorado)
Comments 11
First Class Financial – A Lender Who Gives Out Referrals   I am so lucky to work with Michael Delzer of First Class Financial.  He is my GO-TO lender for any clients in need of financing.  He is professional and extremely attentive to my clients.  He doesn’t try to get rich on every deal like so ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 75
Will lenders consider your social media presence?   A communication from a mortgage lender predicts that bankers and mortgage lenders will be looking at the social media presence of applicants as well as their spending and credit history. What shows on Facebook and Twitter accounts could help det...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 54
    Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of which are trying to re-coup profits lost from low interest rates, mortgage lending, and the cost of doing business, have been raising the fees on many of their services ...          Those service fe...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Holy Cow! I can't believe it!  The fountains are dyed blue and it's a great time to be living in Kansas City and to be a lifelong Royals fan.  I am so proud of my hometown Royals, but I love my city! It's a great place to live and a great place to work, that's why we offer the best Kansas City Ho...
By Nicholas Conteduca, Chicago's Top Real Estate Agent - Broker/Appraiser
(Jameson Sotheby's/Anywhere Appraisals)
Comments 2
  Will my home pass an FHA appraisal? What do Appraisers Look for during an FHA Appraisal? – Tips on passing for FHA Financing.   I frequently come across lenders, agents, and home owners that ask me what appraisers look for during an FHA Inspection and what specific items would pass. In this pos...
By Paddy Deighan JD PhD, Paddy Deighan J.D. Ph.D
(Aston McLaren Inc)
Comments 6
The Nevada Supreme Court recently declared that HOA liens have superiority over home loans and that HOAs can legally “extinguish a first deed of trust non-judicially on a residential property.”Accordinlgy, an HOA can legally foreclose on a property with delinquent HOA dues or fines without going ...
By Whitney Watson
(First Home Mortgage)
Comments 65
True or false? All’s fair in buying and selling. All of us remember the 2003 hit rom-com with Kate Hudson and Matthew McConaughey, How To Lose a Guy in 10 Days.  Andy Anderson (Hudson), Composure magazine’s how-to girl, is writing an article about the things women do to ruin their chances with me...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 2
  The Hidden Truths Within Bankruptcy Filings      We've arrived at an unique point in the world of home buying and financing.  It comes on the heels of several years of financial hardships, unprecedented foreclosures, and job losses.         These challenges faced have often lead to the filing o...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 5
Mortgage Secrets "They" Don't Want You to Know About          When it comes to getting a mortgage, there's plenty you don't know.  Heck, there's plenty your lending professional doesn't know.  There truly is no "one size fits all" mortgage loan out there, and every person is going to have a progr...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Keith Landis, Pennsylvania Mortgages
(Keystone Home Finance, NMLS#834342, Pennsylvania)
Comments 0
Interest rates have come down again in recent weeks and one of the programs that has  direct connection to the current interest rate levels is the VA IRRRL program.  The VA IRRRL or VA Interest Rate Reduction Refinance Loan is a the VA's version of a Streamline Refinance.  Just like the FHA Stre...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Home equity lines of credit (HELOCs) increase 27% More homeowners are borrowing against their home's equity, thanks to rising home prices and a spreading belief that the U.S. economy is improving. Read more.     Click Here to Sign up for our Newsletter, request aa Apprai...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 9
How To Get the Best Interest Rate   A FREE REPORT        When shopping for a mortgage, interest rate should be near the top of your list of things to look for and consider.  An interest rate difference of even .125 can mean the difference in spending or saving thousands of dollars over the life o...