Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 52
I am writing this post in a state of shock. I can overcome many a issue and or circumstance but some things are simply too much. Today's scenario was one of those situations. One of my purchase borrowers called and emailed me before I got in the door (Thanks to the very heavy traffic). I called h...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 46
One Problem With Online Consumer Home Search Sites Is Price Range. Most home buyers do NOT understand the nuances of computing a home price range.  Of the many prospective buyers I qualify, most have no idea of what goes into a price range.   Should buyers dictate the price range for their home s...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
(www.genemundt.com)
Comments 24
   AFTER Your Mortgage Closing: Keeping the Lines of Communication Flowing          This post, although specifically aimed at my mortgage clients, contains a message that can pertain to other service provider's customers too ...         The topic?  Communication!       Specifically, the lines of ...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 9
IF HER STORY IS TRUE!!! Don't be shocked that I would say that.  Fact is, I've heard it before and it never turned out to be fact. So, IF her story is true, the management of that bank should know that the bank's employee is giving bad advice to clients/customers.  In fact, IF her story is true, ...
By Chris Freck, TheChrisFreckTeam
(International City Mortgage)
Comments 0
Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low to Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦  ...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
(www.genemundt.com)
Comments 7
Just Like Your Underwear: Credit Needs to be Freshened-Up, Scrubbed, Updated, Fluffed & Changed           Everything needs to be "freshened up" once in a while.  It needs to be given a trim.  Updated.  Fluffed.  Scrubbed-up.  Changed or re-arranged.     Credit is no different ...       But stop ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
When people talk about hard money loans, ears often go up. Hard money loans sound like a scary thing, but they really aren’t! In fact, they are incredibly helpful! Traditional loans in the past were great, but now they no longer help people as often because banks don’t want to give loans out to t...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 30
Do you know the difference, as a consumer or even as a realtor? It can be deceiving when shopping for a home, because you might think that you are fully approved, but you aren't. Why doe this matter? There are several reasons why.  Pre-Qualification Letter  Just a standard letter by the lender st...
By Seth Pike, Pike Real Estate
(Keller Williams Western Realty)
Comments 0
    Mount Vernon, WA homes for sale will be eligible for USDA zero-down home loans on May 6, 2014!     view USDA eligible homes for sale in Mount Vernon, WA   The city of Mount Vernon, WA is being added to the list of eligible areas for USDA zero-down home loans!  Skagit County is already a part ...
By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Hello Everyone, Average fixed mortgage rates declined for the second straight week, bringing them to a six-week low—and easing affordability conditions slightly as the homebuying season gets under way. Per Freddie Mac’s Primary Mortgage Market Survey, the 30-year fixed rate mortgage (FRM) this we...
By Gretchen Conley, Howard County MD Real Estate
(Keller Williams Realty Centre)
Comments 1
The Qualified Mortgage Rule came into effect on January 14, 2014 as one of the results to the Dodd Frank Reform Act to protect consumers from predatory lending practices.  This will affect the underwriting standards that the majority of lenders will use to qualify borrowers. The ability to repay ...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 4
Attractive Brick Office Building right in the heart of Newton Corner, Just off Mass Pike exit 17 property has off street parking with high visibility and lots of traffic. Property set up for 2 units with separate electric and gas heat systems, two floors and 6,400 SF GBA. Lots of windows, conveni...
By Elite Home Sales Team, Tenacious and skilled real estate team
(Keller Williams Realty)
Comments 2
   949-874-2247 Mark Paulson Loan Interest Rates For The Last 30 Years   The purpose of this blog post is to help you understand the great interest rates that we all have in today’s market.  Looking at the rates we are at a 3 year high.  However, note that we are the third lowest in the last 30 y...
By Barbara Jennings, Fredericksburg and Stafford Real Estate Agent
Comments 0
Fredricksburg Stafford First Time HomeBuyers Budgeting to Buy a House  Fredricksburg Stafford First Time HomeBuyers Budgeting to Buy a House.  There are things to consider before  you start  looking at homes. One of the first things buyers should look at is how much house can I afford? There ared...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 4
Sounds like I may be teaching someone how to drive but the reality of this post is, I was asked by one of my favorite rainers to write a post regarding Reverse Mortgages so with that said here you go...  While I will admit I may not hit every question regarding a Reverse Mortgage, I am very well ...
By Judith Ritter, Rural Land & Homes Specialist
(Dirt Road Real Estate)
Comments 0
  4495 E Mule Shoe Dr Kingman, AZ 86401 Large Custom 2010 Lazy Y-U Home 11 Acres Views Price : $319,900 Bedrooms : 3 Bathrooms : 2.00 Square Foot : 2,958 Lot Size : 11 Acres. Community : Lazy Y-U Ranch County : Mohave Property Type : Single Family Year Built : 2010 MLS Number : 882662 click for m...
By Jeff Pearl
(RE/MAX Distinctive / LIC in VA)
Comments 18
 Sometimes a buyer seems a little hesitant to talk about there mortgage pre-approval situation when I first start working with them. After all, we just met by phone or in person, and they could still be shopping for an agent. I will initially start showing them properties, but during that process...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter w...
By Chris Freck, TheChrisFreckTeam
(International City Mortgage)
Comments 0
Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low to Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦  ...
By Bob Thompson, Commercial & Residential, ALT-Doc & Stated Income Loans, (562)344-LOAN
(RMF Lending, Inc.)
Comments 0
Stated Income Stated Asset, Owner-Occupied, Second Home or Investment - HELOC  With no minimum FICO needed - just have no degrogatory credit in the last 12 Months! LTV 50% to $2,000,000 First Position Prime + 1% Floating Second Position Prime + 2% Floating I/O or 30 Yr. Amortization options Avail...