Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 38
  So you just got your mortgage and saved some money or moved into your new home, CONGRATULATIONS! What typically happens in the next 1-2 months? A letter arrives talking about Bi-Weekly payments and how you can get out of debt and save tens of thousands in interest and payments by utilizing this...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
How to Boost your Credit Score using Unsecured...   Visit our Website http://www.boostyourcreditscore.info Credit Repair St Louis The most powerful credit repair Credit Repair Services now offered nationwide. Credit Repair Experts and Specialists are here to help. We delete anything in about 30-9...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 1
BOOST YOUR CREDIT SCORE Las Vegas, NV  BOOST YOUR CREDIT SCORE Las Vegas, NV Credit improvement and Score increase in Las Vegas, NV CMO gives you more affordable, guaranteed, faster service, so that people everywhere will have the magic of the good credit with them all the time. Check BOOST YOUR ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 2
  Visit our Website http://www.boostyourcreditscore.info  Visit our Website http://www.boostyourcreditscore.info Getting Approved this Summer is Easy with our ABC, 123 Money back guaranteed services. In 30-90 days or less you will see results, whether you live in St Louis, Las Vegas, Orlando, Cal...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 4
Many buyers, and Realtors too, dont realize that in the world of lending there are constant guideline changes. One change that actually happened a few years ago, that I had to go over with both a buyer and Realtor earlier today, was involving debt to income ratio (or industry known as DTI). When ...
By Orson Klender
(Keller Williams Saratoga Springs)
Comments 1
QUOTE OF THE WEEK... "I've had a lot of worries in my life, most of which never happened."--Mark Twain, American author and humorist INFO THAT HITS US WHERE WE LIVE... A big worry for some is that the housing recovery will collapse and people of that persuasion felt they got some su...
By Shannon Milligan, Richmond VA Real Estate Agent, RVA Home Team - Winning with Integrity.
(RVA Home Team with Jefferson Properties)
Comments 50
Buying a Home While Self Employed This year my husband and I decided to purchase another investment property. If you have been reading my blog, you know we have purchased 8 properties over the last 14 years. In most of those cases the mortgage has gone into my husband's name simply because I ...
By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 0
Mortgage News For The Week Of July 28, 2014     Last week’s economic news brought several housing-related reports, which indicated varying results in terms of gauging the economic recovery. FHFA reported slower growth of home prices associated with Fannie Mae and Freddie Mac mortgages, but sales ...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(HOM Sotheby's Intl Realty, 949-510-2395)
Comments 62
Chase Bank and The Widow: A Success Story   I occasionally go to dinner with a few other widows in my area. I am not a regular attender as for me it's best to move on from these kinds of labels and limitations. I have become good friends with one of the ladies in the group. We share a simila...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
  A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.If any real estate agents out there have a client who is a current or former soldier, encourage the...
By Chris Freck, TheChrisFreckTeam
(International City Mortgage)
Comments 2
Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦   ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A lot of home loans promise low interest rates, no money out of pocket, and the like, but do they really deliver? The Arizona USDA Home Loan really does offer these things—an offer overlooked by some, but a wonderful opportunity to those who take advantage.   We’ve all heard the phrase, “if it so...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 0
Monday Market Forecast - July 21 - August 1, 2014          In my Friday Market Wrap's, I promised that a Monday forecast on the market and interest rate directions would come, so consider this post me finally throwing myself to the wolves.  With the levels of volatility in the marketplace, I&...
By Chris Thomas
(The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co.)
Comments 136
If a borrower does not have enough money to pay for the required down payment, it is permissible to have a relative give the borrower the money for the down payment. With an FHA loan, the entire down payment amount can come from a relative.  The gift donor must sign a letter stating that the fund...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 6
Weekly Wrap - Your Mortgage Market Update     July 21-25, 2014          Finally!  I'm delivering on a Friday, as was originally intended & promised.  If all goes well (aka, I'll try!) these reports will be a consistent place to check the direction and trends for interest rates and th...
By Stephen Skakandy, Expert Communicator, Skilled Facilitator, High Spe
(Neighborhood Homes & Realty)
Comments 1
Great post from David Shamansky about how to handly DTI issues if you're having trouble qualifying. As he points out, the technique for qualifying is counterintuitive, but "he who has the gold, makes the rules." Many buyers, and Realtors too, dont realize that in the world of lendin...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
 Pensacola, Florida: Homes in Pensacola For Sale, Buyers Rebates, Free Foreclosure List of Homes in Pensacola, Pace and Gulf Breeze Florida.   Citigroup to pay $7B in subprime mortgage probe The money includes $2.5B in consumer relief: construction financing, affordable housing, principal reducti...
By Debbie Gartner, The Flooring Girl - Westchester hardwood flooring
(Floor Coverings International Westchester NY & Stamford CT)
Comments 5
This is a really important message for anyone looking to accelerate their mortgage payments.  David gives some great info on how the process really works and a good solution on how to manage this yourself and do at your own pace.   So you just got your mortgage and saved some money or moved into ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 3
Newtown Square, PA Mortgage            Newtown Square, PA is a suburb of Philadelphia located in Delaware county, considered by most people to be a part of the Main Line.  Less than 15 miles from Philadelphia, Newtown Square maintains a small town "main street" feel.  There are many sm...