Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 74
Will lenders consider your social media presence?   A communication from a mortgage lender predicts that bankers and mortgage lenders will be looking at the social media presence of applicants as well as their spending and credit history. What shows on Facebook and Twitter accounts could help det...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Holy Cow! I can't believe it!  The fountains are dyed blue and it's a great time to be living in Kansas City and to be a lifelong Royals fan.  I am so proud of my hometown Royals, but I love my city! It's a great place to live and a great place to work, that's why we offer the best Kansas City Ho...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 50
    Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of which are trying to re-coup profits lost from low interest rates, mortgage lending, and the cost of doing business, have been raising the fees on many of their services ...          Those service fe...
By Paddy Deighan JD PhD, Paddy Deighan J.D. Ph.D
(Aston McLaren Inc)
Comments 5
The Nevada Supreme Court recently declared that HOA liens have superiority over home loans and that HOAs can legally “extinguish a first deed of trust non-judicially on a residential property.”Accordinlgy, an HOA can legally foreclose on a property with delinquent HOA dues or fines without going ...
By Nicholas Conteduca, Chicago's Top Real Estate Agent - Broker/Appraiser
(Jameson Sotheby's/Anywhere Appraisals)
Comments 2
  Will my home pass an FHA appraisal? What do Appraisers Look for during an FHA Appraisal? – Tips on passing for FHA Financing.   I frequently come across lenders, agents, and home owners that ask me what appraisers look for during an FHA Inspection and what specific items would pass. In this pos...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 2
  The Hidden Truths Within Bankruptcy Filings      We've arrived at an unique point in the world of home buying and financing.  It comes on the heels of several years of financial hardships, unprecedented foreclosures, and job losses.         These challenges faced have often lead to the filing o...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 13
DON'T LET THE BANKS GET AWAY WITH IT!!   This post inspired by a post today Gene Mundt. The below is FOOD FOR THOUGHT when dealing with bank depository banks.   There is a regulation that requires banks to notice depositors of overdraft fee policy.  Sadly, it's not publicized by the banks.  Best ...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Whitney Watson
(First Home Mortgage)
Comments 65
True or false? All’s fair in buying and selling. All of us remember the 2003 hit rom-com with Kate Hudson and Matthew McConaughey, How To Lose a Guy in 10 Days.  Andy Anderson (Hudson), Composure magazine’s how-to girl, is writing an article about the things women do to ruin their chances with me...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 5
Mortgage Secrets "They" Don't Want You to Know About          When it comes to getting a mortgage, there's plenty you don't know.  Heck, there's plenty your lending professional doesn't know.  There truly is no "one size fits all" mortgage loan out there, and every person is going to have a progr...
By Keith Landis, Pennsylvania Mortgages
(Keystone Home Finance, NMLS#834342, Pennsylvania)
Comments 0
Interest rates have come down again in recent weeks and one of the programs that has  direct connection to the current interest rate levels is the VA IRRRL program.  The VA IRRRL or VA Interest Rate Reduction Refinance Loan is a the VA's version of a Streamline Refinance.  Just like the FHA Stre...
By Hank Miller, Broker & Certified Appraiser
(Atlanta Communities Real Estate Brokerage)
Comments 1
Like zombies, it appears that deficiency judgments keep coming back. In layman's terms, banks that lost money on foreclosures or short sales are using debt collectors to collect the money owed by former owners. The difference between the original debt and the final liquidation amount is the defic...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Home equity lines of credit (HELOCs) increase 27% More homeowners are borrowing against their home's equity, thanks to rising home prices and a spreading belief that the U.S. economy is improving. Read more.     Click Here to Sign up for our Newsletter, request aa Apprai...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
A few of quick notes on Texas Cash Out loans… 1) We can do Texas Cash Out loans down to credit scores of 620.2) We can do up to 10 acres for urban areas.3) We can do up to 20 acres for rural properties.4) 1 day off the market with a 70% LTV for properties that have been listed.5) Payment of curr...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 9
How To Get the Best Interest Rate   A FREE REPORT        When shopping for a mortgage, interest rate should be near the top of your list of things to look for and consider.  An interest rate difference of even .125 can mean the difference in spending or saving thousands of dollars over the life o...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 4
Monday Market Forecast - October 20-24, 2014          I'm pretty confident in my forecast for this week - and my prediction is that the market will be less crazy than last week.  A very political posture, I know.  If things were going to be crazier than last week, I'd likely just take a vacation...
By Tim Lorenz, 949 874-2247
(TIM LORENZ - Elite Home Sales Team)
Comments 10
10/19/2014 Mission Viejo Home Values By Tim Lorenz   This week’s report on home values for Mission Viejo and surrounding areas homes is prepared by a Mission Viejo Realtor Tim Lorenz.  The report shows the Orange County Median Prices for resale homes were up 6.2 percent, for new homes up 10.3 per...
By William Feela, Realtor, Whispering Pines Realty 651-674-5999 No.
Comments 10
Yes, the lender thinks I am a Mushroom.  He has kept me in the dark and fed me $hit! All I get is a don't worry...it is all ok... 2 weeks to go and no appraisal! I ask my clients and they said he hasn't talked with them in a week.  They expected to be asked for more information. We are a bit worr...
By Jon Becker, Traverse City Real Estate Consultant
(Century 21 Northland)
Comments 0
Daily Real Estate News | Monday, October 20, 2014 The regulator of mortgage giants Fannie Mae and Freddie Mac is reportedly working on a deal with the financing entities that will loosen up lending standards and make mortgages more affordable for those with less-than-perfect credit. The move is e...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 1
How often do you look at your bank account statement and find some unnecessary charges there? Here's a great advice from mortgage expert Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com      Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of...