Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Dee Toohey, Broker, ABR, AHWD, CIPS, FMS, ePro
(Innovative Realty Solutions Group)
Comments 5
Some of us have enjoyed using USDA financing for our buyers but the availability of properties eligible for this program is changing based on the latest census.  USDA mortages accepted before October 1, 2014 fall under the old map.  Afterwards, the new map will be in place unless Congress takes a...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 10
I'm the best lender.  And the worst lender.          Over the years, I've received a lot of compliments on my mortgage business.  Thankfully, they've outnumbered the complaints by a lot.  Since entering the business in 2006, I've made it a point to constantly improve, evolve, adap...
By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Nice rental home non owner occupied funded with a Private Arizona Hard Money Loan from Level 4 Funding.  $45,000, Loan to Value 20%, Rate 12% for 2 years. Call us when the banks say now.  We are Private Lenders and can provide a quick answer to you your Mortgage Needs.  Short term loans for the F...
By Pete X-Investment to Luxury, Huntington Beach, CA -GRI-MCNE 714.459.2017 OCLister.com, Outstanding Agent Referrals-Nationwide
(X Group Real Estate Advocates )
Comments 0
Are You A Huntington Beach Home Owner In Distress? Keep your Surf City home!   It's always best policy to keep in contact with your mortgage provider when having difficulty in making payments.   Your mortgage company may have programs to help such as a forbearance/temporary payment deferment,...
By Pete X-Investment to Luxury, Huntington Beach, CA -GRI-MCNE 714.459.2017 OCLister.com, Outstanding Agent Referrals-Nationwide
(X Group Real Estate Advocates )
Comments 0
Huntington Beach Home Saver Solutions   Struggling to make mortgage payments? Received of Notice Of Default? Financial institution about to foreclose? Unsure about loan modification company or terms?                                                                                                  ...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Bill Zumwalt, Tax Coach, CPA
(William T. Zumwalt CPA, CTC "The Tax Coach for REALTORS")
Comments 2
America's biggest companies fight like tigers for surprisingly tiny advantages. Grabbing as little as a single extra percent of market share can mean millions in new revenue, especially in popular categories like soft drinks or laundry detergent.   The same is true when it comes to taxes. A c...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(HOM Sotheby's Intl Realty, 949-510-2395)
Comments 65
Chase Bank and The Widow: A Success Story   I occasionally go to dinner with a few other widows in my area. I am not a regular attender as for me it's best to move on from these kinds of labels and limitations. I have become good friends with one of the ladies in the group. We share a simila...
By Pete X-Investment to Luxury, Huntington Beach, CA -GRI-MCNE 714.459.2017 OCLister.com, Outstanding Agent Referrals-Nationwide
(X Group Real Estate Advocates )
Comments 0
Loan Mod Truth   There are many predators out there when home owners hit a bump in the road.   Do you really know who to trust when all the loan modification companies accept all applications even if it isn't in your best interest?                                                              ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 19
My wife is a mortgage broker, but she can't match your deal          That phrase put a pretty big smile on my face today.  I know we're extremely competitive when it comes to the pricing on the vast majority of our mortgage programs.  We're especially strong in conventional, FHA, and ...
By Richard Woodward, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
  An overview of the loan process Make no mistake, there's a lot involved in getting a mortgage loan. You wouldn't be here on our website if you could fill out a one-page application and get the best loan for you funded the same day. What we do is do most of the heavy lifting for you, so...
By Matthew Royer, NMLS # 366970
(Homes Mortgage )
Comments 2
Good Morning,   I hate summer!  Not because of the Mosquitos, nor the humid hot days that signal the start of the State Fair…have you seen the forecast?!?  It’s not even the fact that on a Wednesday in the mid 70s, I’m sitting in an office and staring out a window.     What do I hate about summer...
By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 2
As if homeowners who are facing foreclosure don't have enough to worry about, a multitude of loan modification scam artists have invaded the internet, public files and even foreclosure notices in newspapers in hopes of targeting their next victim. By identifying the top three modification sca...
By Rick Cignoli, Sr. Mortgage Officer
(Norcom Mortgage)
Comments 2
"KISS" - an acronym for "Keep it Simple, Stupid" - is a good strategy for homeowners who want to save on interest costs by paying off their mortgage faster.  How so? Simple tactics are easier to execute than any complicated strategy  Homeowners hear all kinds of advice when th...
By Carey Frankel, Carey Frankel, ABR, SFR, CDPE, GRI
(Phyllis Frankel Realty Group | Ponte Vedra Real Estate)
Comments 0
  Learn more here...
By Rick Cignoli, Sr. Mortgage Officer
(Norcom Mortgage)
Comments 3
Do you have a First Home Buyer who wants to purchase a Non-Warrantable Condo? I can help!  Norcom Mortgage has a niche conventional loan product that will allow investor ratios over 50% and NOT classify it as a non-warrantable property. Plus we require only 10% down. Most other lenders require 20...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 79
  So you just got your mortgage and saved some money or moved into your new home, CONGRATULATIONS! What typically happens in the next 1-2 months? A letter arrives talking about Bi-Weekly payments and how you can get out of debt and save tens of thousands in interest and payments by utilizing this...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
There's a lot of advice out there on the net when you're thinking about buying a home in Shawnee Kansas. Tons of blog articles about how to purchase, when to purchase, negotiations, and various and sundry other ideas about real estate and mortgages.  So we thought we'd put together a...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 47
Bait & Switch - It's still out there          Back in the hay days of the sub-prime mortgage market (2004-2007) the term "bait and switch" was heard nearly every day.  As a loan originator, it was nearly impossible to compete in the marketplace ethically, because with lack of ov...
By Sally K. & David L. Hanson, WI Realtors - Luxury - Short Sale - CDPE, REDS
(Keller Williams 414-525-0563)
Comments 38
     Realtors and lenders everywhere know how important a credit score is to potential home buyers. The standard model that is used (the infamous FICO score) has resulted in many people having to pay thousands of dollars in additional interest charges despite their efforts to increase their score...