Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Mike Tizzano, Protect Your Transaction Certified Lender
(Amerifirst Financial, Inc NMLS 145368 LO:1015837)
Comments 19
A number of homeowners have chosen to get solar on their homes.  Many of which have chosen to lease the panels versus purchasing them.  Solar power is great and whether to buy or lease the panels depends on the needs of the individual.  However, if you plan on selling your home in the near future...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Hey Everyone it’s Darren Copeland your Mortgage Expert.  Today we’re going to talk about one of the most popular loan programs called FHA.  If you’re looking to buy a new home in the Liberty, Missouri area the FHA Home Loan Liberty loan might be your best option. FHA stands for Federal Housing Ad...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 25
As usual they are going to take a successful program and screw it up.  Before the program changed you had to own the home 90 days or more.  Often times the buyer had to pay for two appraisals.  In 2010 they eliminated the 90 day rule.  According to FHA 102,000 homes were rehabbed and resold using...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 12
Appearing Right Now For a Limited Engagement:  Low Low Mortgage Interest Rates!      Did you miss an opportunity to take advantage of the low Mortgage Interest Rates that popped-up over the last few years?      Then NOW is the time to consider taking action.  The Financial Market actions have on...
The  Obama Administration for determining that the people of Napa and Solano counties who were severely affected by the recent earthquake will be eligible for Individual Assistance grants and SBA loans.  Residents suffering because of this devastating quake can now apply for grants of up to $32,...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 2
    Five ways to make the home loan process go faster We should say that "working with us" is the first way! When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on y...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.98% (30-Yr), 3.13% (15-Yr) for Week Ending 10/30/2014. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local a...
Best Mortgage Brokers in Los Angeles, California   On Inzopa, 14 mortgage brokers have closed 156 loans in Los Angeles with the smallest loan value of $119,000 and the largest loan value of $1,807,612. Craig Barton has completed 33 mortgages in Los Angeles with home loan values ranging from $120,...
By Mykel Martin, The TCR Group at Keller Williams Realty
((909) 476-9600 ~ www.WeLoveRanchoCucamonga.com)
Comments 21
So if you’re thinking about buying a house or refinancing your current home​.  Saving for your down payment is just part of the picture.  When you’re ready to consult a lender to find out if you can be approved for a home loan, the lender will base a decision on your credit profile, income, asset...
By Five Stars Mortgage, Florida USDA, FHA and VA Loans
(Five Stars Mortgage)
Comments 0
All the Government home loans (FHA, USDA and VA) generally require the same things when getting pre approved. Here are several key points to think about when deciding to apply for a Government home loan. Credit Evaluation: In most cases a 640 FICO score is necessary to get approved for the USDA ...
By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(River Community Bank, NA NMLS 60596)
Comments 0
Many people we talk to who had credit problems – have gone to an all “Cash” economy – meaning they don’t use credit at all any longer.  We totally understand that theory, but we feel that the better program involves having SOME credit active.  And today, that generally means that you need some re...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you've never bought a house before and are thinking about it now, KC Loan Tips FHA Home Loan Independence could be the right option for you.  Interest rates are still low and many of the benefits of the FHA Home Loan program are especially helpful to first time home buyers!  If you're even con...
By Eleanor Thorne, Cary Mortgage Loans 919-649-5057
(Steve Thorne NC Mortgage Experts)
Comments 0
We are talking to folks every week who lost a job in the last several years, lost medical insurance – or had some other tragedy that made it necessary for them to take steps they never thought they would have to.  The reality is that in today’s economic conditions, unfortunately, bankruptcy has b...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Advantages of Trust Deed Investing   The advantages of trust deed investing are plentiful. Here are just a few examples:   -The investment is back by physical property that is used as collateral (rather than just a promise from the bank, etc.)   -You are in a good equity position as you can recei...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Why Should you Invest  in Trust Deed Investing Is Used   Generally, trust deed investing comes at a bit higher price than traditional bank loans. The interest rates are higher, making them more difficult to pay back. So why would anyone participate in trust deed investing then? The reasons are a...
By Belinda Spillman, Your Guide to Joyful Colorado Living!
(Aspen Lane Real Estate Colorful Colorado)
Comments 6
Shane Day with Leader One Financial – A Great Lender Resource   In real estate, we need to surround ourselves with a successful and dependable team of experts. A trusted mortgage company is vital when we are working with home buyers to help make the process stress free and enjoyable.   Shane Day ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
Monday Market Forecast - October 27-31, 2014          And we're back.  Back to at least a little bit of stability, it seems.  For now, anyway.  The insanity of a couple of weeks ago has calmed, the market reversed course, as expected, and we're back to a more stable place, with rates just slightl...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
I wanted to give you something to watch out for when you are purchasing a house. I have a borrower that recently ran into a complication, and I wanted to tell you about it here – so you can learn from his experience. My borrower got a home inspection for the home he was purchasing. …This is a sm...
By Surprise AZ Real Estate Todd Pooler, REALTOR
(RE/MAX Professionals)
Comments 0
VA Home Loan Today, the VA Home Loan program is more important than ever to Veterans and current Military Service Members. This is why Surprise AZ Real Estate has placed priority in representing Current and Prior Service members or the Military from Surprise, Luke Air Force Base, and the Sun City...