Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 10
Joe Petrowsky presents an interesting question about consumer financing and refinancing a home mortgage.  What do you think?   This is a matter of RISK MANAGEMENT. If the consumer has the resources to qualify for the refinance, what do the numbers say? If they present a risk to your company, you ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 60
No Fence Around the Pool?  Problem?          I was recently asked by a Realtor I do a decent amount of work with if it would be a problem for a buyer to purchase a home with a pool that has no enclosure of any kind.  A cement hole in the ground, if you will.  While I think she was looking for a '...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
The FHA Home Loan St. Joseph program is perfect for those looking to purchase their first home in the wonderful and historic city of Saint Joseph Missouri and from KC Loan Tips video above you know that the FHA mortgage program is a great program in general! It's really easy to apply for, you ju...
By Mark Wagner Jr.
(Zion Realty)
Comments 20
When I first started as a real estate agent 6 months ago, I was introduced to a lender by my broker.  I was fresh in the big show and eager to meet and greet people.  We went to lunch, talked about his services, and overall we hit it off personally like we were on a first date! The courting perio...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 35
  How Is the Mortgage Process Like and Differ From a Roller Coaster?      Going through today's Mortgage Process can be much like being on a racing roller coaster.  The similarities and parallels between the two are endless.           Examples:  Both have highs.  Both have lows.       At times, e...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 10
Fannie Mae Guideline Change - Student Loans          This one isn't a huge deal or a game changer, but something those of us in the lending world should still know about.  Effective today, Fannie Mae is changing their acceptable calculation for student loans when a payment cannot be verified.    ...
By Ginger Harper, Your Southport~Oak Island Agent!
(Coldwell Banker Sea Coast Advantage)
Comments 0
Our rates here have certainly been like a roller coaster.  I think rates are leveling out right now in our area.  It is like playing russian roulette when you have a buyer that is waiting to lock in on a rate.   Just like the stock market.  You can get burned if you do not stay on top of it.     ...
By Randy Shamburger, FHA, VA, USDA and Conventional Mortgage Expert
(Movement Mortgage)
Comments 0
VA Loans in Mauldin SC The best mortgage loan program available today is a Mauldin SC VA Loan for both honorably discharged vets and active duty military personnel. Here are some of the best features of this loan program: •    Zero Down Payment, 100% financing. •    Monthly mortgage insurance is ...
By Jan Green, RE/MAX Excalibur Scottsdale REALTOR®, GREEN
(Scottsdale, Phoenix, Cave Creek, Carefree, Fountain Hills)
Comments 19
UPDATE to FHA & Insuring Homes with Leased Solar Panels  - Recently I wrote a blog stemming from FHA not Insuring Homes with Leased Solar Panels.  Having great connections really pays off as our office was probably first in the city to be notified.  The initial blog stated that FHA would not Insu...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Christopher Pataki, Hockessin Delaware Real Estate
(RE/MAX Associates)
Comments 1
1. Taxing matters If you’re paying estimated taxes, now would be a good time to review your payments, especially if you had a big change in income from the prior year, said Paula Nangle, a certified financial planner with Marshall Financial Group in a Doylestown, Penn. Estimated tax includes inc...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Cheryl Powell, The Powell Team- Helping YOU make the right move!
(RE/MAX Executive Realty - The Powell Team)
Comments 172
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 4
Banks loosen lending standards to levels seen before financial crisis The largest U.S. banks have lowered their standards for some of the riskiest lending in a sign that weak underwriting is returning to levels seen before the 2008 financial crisis, according to a regulator's report.   The banks...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Well on this very mini roller coaster ride we are on the real pattern I see here is the complete inability to determine real direction. A mini rally one day, to a mini sell off shortly after, points to a lack of consistency still in the data as well as the numbers guru's having the same lacklust...
By Kevin Kueneke, San Diego Mortgage Banker
(Samuel Scott Financial Group San Diego)
Comments 2
VA Home Loan Limits For 2015 Increasing for San Diego CA - The VA Zero Down Loan Limits for 2015 have been announced and San Diego County is seeing a slight increase from $546,250 to $562,350.  The new limits apply to all VA purchase and VA cash-out refinances originated from January 1, 2015 thro...
By Bill Kamboukos
(Strategic Mortgage)
Comments 1
The Federal Housing Administration 90 day flip waiver rule, which has been in place since 2010, is set to expire on December 31, 2014 and this time will not be extended, as has been the case in the past.                             The FHA flip waiver rule allowed a home buyer to purchase a home...
By Deborah Beran, Your Smith Mountain Lake Specialist
(RE/MAX Lakefront Realty Inc)
Comments 0
During the whirlwind of holiday events, travel and to-do lists it’s easy to forget that the close of 2014 has its own demands, particularly on homeowners and other property owners at Smith Mountain Lake. Property taxes and end-of-year financial records are quickly coming due and a little time and...
By Alan Gross
(PrimeLending, A PlainsCapital Company)
Comments 3
Mortgage Interest Rates Edge Lower It been a rocky road up and down with mortgage interest rates the past month or so. After hitting a low on October 16th, interest rates were in a a rising trend through November 12th when they started going down again. We've almost reached the low point again we...