Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 10
As I expected the rates have seen improvements this week and as I called on Monday I expected the FNMA 3.0 to get back over 102 which it has several times today. I expect this strength to continue on for the rest of the week but will likely be tapered for amount of gains. If we can hold over 102...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
It's extremely important to get pre-approved; the best reason for this is that you will very quickly know The Right Home Loan for your needs BEFORE  you go house hunting.  Knowing your credit score and your debt-to-income ratios (simply put the amount of income you have vs. the amount of expenses...
By Todd & Danielle Millar, A decade of excellence!
(Glenn Simon Inc.)
Comments 0
Alberta is a place of booms and busts. Wealth can be made and lost very quickly. For all the "overnight" success stories you hear there are dozens more tales of funds lost, misappropriated and outright stolen.  From straw buying to title fraud there are many ways you can be taken. Take a look at ...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 12
Nick and Cindy Davis have offered up some great advice on strategies to shave years off of your mortgage. Considering your mortgage payment will probably be the largest payment you will ever have, and the interest you pay on the loan will be a lot no matter what, this advice can be very beneficia...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
I wanted to briefly go over how different loan programs treat a Short Sale. .FHA – If the mortgage was current at the time of the sale then there is no wait. If the mortgage was delinquent at the time of the sale there is a 3 year wait before you can get another mortgage. .VA – If the mortgage w...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 3.80% (30-Yr), 3.07% (15-Yr) for Week Ending 2/26/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...
By Nick and Cindy Davis, CRS,CIAS,ALHS,e-PRO,CDPE,SFR,Realtor(R)
(RE/MAX Premier Group)
Comments 0
    About 2.4 million borrowers with Federal Housing Administration loans could lower their mortgage costs by refinancing because the FHA reduced its insurance premiums in late January, finds a new study conducted by the Housing Finance Policy Center at the Urban Institute. http://bit.ly/FHA-Refi...
By Joe Platz, Serving N. King and Snohomish County
(Selling Snohomish - Real Estate Team)
Comments 1
Bathrooms can be added, flooring can be changed, trees can be planted and garages can be built. The one thing you can't change about a property is where it is located. A building actually depreciates over time due to age, however the land appreciates in value over time.   A property near ameniti...
By Bob and Richelle Ward, Realtors, ABR
(Coldwell Banker Residential Brokerage)
Comments 1
Mortgage Rates and your Purchasing Power There are many moving parts to purchasing a home - two of them are the purchase price of the home and the mortgage rate.  Mortgage rates change every day, but recently they went from 4.85% to 5.75% and are now back down around 5.25%.  We have had a few fir...
By Bob and Richelle Ward, Realtors, ABR
(Coldwell Banker Residential Brokerage)
Comments 1
People ask us about mortgage rates all the time.  We thought that we would provide you with this information.  Keep in mind that rates have many variables to them and that they fluctuate constantly. This information if courtesy of Dan Ianniello of Connecticut Home Mortgage.  Dan is a CMPS which m...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
One of the parts of the mortgage process that people tend to forget theyt have Options for a Down Payment and we totally understand, amidst all the closing costs, home price negotiations, and all the other numbers that factor into the whole home loan process, it's easy to forget!  Darren Copeland...
By Jan Green, RE/MAX Excalibur Scottsdale REALTOR®, GREEN
(Scottsdale, Phoenix, Cave Creek, Carefree, Fountain Hills)
Comments 27
Active Duty Military Service Members Can't be Foreclosed It bears repeating that as an industry, we need to be mindful of the Civil Relief Act.  While we aren't responsible for foreclosing on homeowners, we are certainly responsible for sharing this important information to anyone we know in the ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 10
Presently Have a FHA Mortgage?   A FHA Streamline Refinance Could Save You Money          Did you finance a property using an FHA-insured mortgage? (Federal Housing Administration).             It's possible that you can now Refinance  and save money on your monthly Mortgage payments through a FH...
By Jane & Jeff Daley, PhD, Scottsdale Real Estate Arizona
(Luxury Valley Homes For Buyers & Sellers Phoenix AZ Area)
Comments 0
Want to see your credit score for Free? Look here - A growing number of credit card issuers are betting you’ll open an account if they offer to show you your credit score. Consumers can always buy a copy of their FICO credit score. It costs about $60 to purchase your FICO credit score and a copy ...
By Nick Smith, Boise Idaho Real Estate, We Love Boise
(Silvercreek Realty Group)
Comments 1
Boise Real Estate Watchers Note Rise in U.S. Jumbo Loans Inside Mortgage Finance is a periodical that precisely lives up to its name: Boise residential real estate professionals can turn to it for the latest word on national trends inside the mortgage industry. Admittedly, this usually makes for ...
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 2
Credit Report Fraud Alerts and Security Freezes   Protecting your credit should be near and dear to your heart for homebuyers, and all other consumers, unless you plan to live off the grid. Below are resources to help protect yourself and your credit, and contact information if your identity or ...
By Chris Bonin, Your Texas Mortgage Expert
(Chris Bonin Loan Team)
Comments 1
      Low Down Payment – Jumbo Mortgages       The jumbo property market in Texas is in much better shape than most markets around the country. However, sales are still slow in the upper end for a few reasons. But, one of the least discussed is the large down payment and reserve requirements for ...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 0
Dear Friends,    I wanted to share this great video about Loan to Value on a mortgage loan.  If your looking for a loan expert I work with 2 great lenders in the area feel free to contact me about getting a loan for you Vallejo CA purchase or for any other Real Estate questions you may have.  707...