Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Cheryl Powell, The Powell Team- Helping YOU make the right move!
(RE/MAX Executive Realty - The Powell Team)
Comments 171
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 3
    Five ways to make the home loan process go faster We should say that "working with us" is the first way! When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on y...
  We have all heard of stories about divorcing couples warring with each other (the movie War of the Roses comes to mind).  When tensions get high, some people will resort to almost anything.  But what about when the    David Wilkinson - Orange County Divorce Lawyer Generally, no.  During a divor...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Feds consider money-saving Fannie, Freddie change A fed agency wants to make Fannie and Freddie docs signed at closing the same - a change that may "save taxpayers hundreds of millions of dollars per year." Read more.   Click Here to Sign up for our Newsletter, request a...
By Mike Tizzano, Protect Your Transaction Certified Lender
(Amerifirst Financial, Inc NMLS 145368 LO:1015837)
Comments 20
A number of homeowners have chosen to get solar on their homes.  Many of which have chosen to lease the panels versus purchasing them.  Solar power is great and whether to buy or lease the panels depends on the needs of the individual.  However, if you plan on selling your home in the near future...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 57
Fewer Condominium Associations FHA Eligible             Recently, an agent that is a referral partner of mine contacted me regarding a listing of his that was a Condominium.  He had received an offer on the listing and the offer called for FHA financing.        This agent posed a question to me. ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 13
Appearing Right Now For a Limited Engagement:  Low Low Mortgage Interest Rates!      Did you miss an opportunity to take advantage of the low Mortgage Interest Rates that popped-up over the last few years?      Then NOW is the time to consider taking action.  The Financial Market actions have on...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Hey Everyone it’s Darren Copeland your Mortgage Expert.  Today we’re going to talk about one of the most popular loan programs called FHA.  If you’re looking to buy a new home in the Liberty, Missouri area the FHA Home Loan Liberty loan might be your best option. FHA stands for Federal Housing Ad...
By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
Working as a California hard money loan specialist I deal with a lot of different and unique loan requests.  In addition, the clients we work with are just as different and varied.  A number of clients are working with hard money loans for the first time.  While you can visit our website to learn...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 25
As usual they are going to take a successful program and screw it up.  Before the program changed you had to own the home 90 days or more.  Often times the buyer had to pay for two appraisals.  In 2010 they eliminated the 90 day rule.  According to FHA 102,000 homes were rehabbed and resold using...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
What is Trust Deed Investing? Sounds simple enough, right? Trust Deed Investing can get quite complicated if the borrower or lender does not understand what they are getting into. However, with a quick briefing on this practice and how it works, you can feel sure about your decision to become in...
By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 1
This month I have referred loans to mortgage brokers in Connecticut, Oregon, and Arizona. How did I find them ? I went to Yelp and typed in Mortgage Broker and the name of the closest big town. Then I called the loan officer and did a quick interview. In all three cases I was satisfied with the f...
The  Obama Administration for determining that the people of Napa and Solano counties who were severely affected by the recent earthquake will be eligible for Individual Assistance grants and SBA loans.  Residents suffering because of this devastating quake can now apply for grants of up to $32,...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By June Piper-Brandon, Piecing Dreams One Home at a Time
(Century 21 New Millenium)
Comments 4
It’s All About Teamwork In Real Estate teamwork really does make all the difference.  Any real estate transaction starts and ends with the buyer or seller but in between there’s a Realtor, Loan Office, Home Inspector, Termite Inspector and Title Company. Having a local lender that is familiar wit...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 3.98% (30-Yr), 3.13% (15-Yr) for Week Ending 10/30/2014. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local a...
You may not believe this but lenders actually do want to give you a mortgage. As much as they do, they want to minimize any risk to them. They best way for them to ensure little to no risk is by using credit scores as part of their lending requirements. There are three companies that compile cre...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 9
OK so this week there is a lot of data on the calendar. Things to be on the lookout for and what could drive the market are the following... Durable Goods, Home Price data, GDP, Personal Consumption, Personal Spending, and on Wednesday the Fed is expected to end QE3 asset purchases while holding ...
By John Elwell
(CENTURY 21 Bill Nye Realty, Inc.)
Comments 0
Today, 10/30/2014,  Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.98% up from 3.92% last week. The average interest rate for 15 year fixed-rate mortgages was 3.13%, up from 3.08% last week. A year ago the 30 year rate was 4.10%. Freddie Mac's s...
By Eric Gausepohl, Eric Gausepohl - Summit Lending
Comments 3
Home Prices on the Rise September was the 31st consecutive month that home prices rose nationally month over month.  According to the National Association of Realtors, existing home sales also made more gains last month.  Find out more about your local region as well as what is going on currently...