Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you're a first time home buyer Lee's Summit MO is a great place to purchase a house and raise a family. Living and working in this part of the Kansas City area is one of the dreams of many people looking for great neighborhoods and great schools.  If you're looking to purchase your first home ...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
  -Loan amounts from $1-5MM -80% Loan to Value -5 yr /7 yr /10 yr and 20 yr loan terms with a 30yr amort - Interest only is also available -Non-recourse with no impounds for replacement reserves -- Wishing You the Best,Karen Schimpf Commercial Capital, Ltd.p: 512-650-8630e: KarenSchimpf at gmail...
By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 1
Mortgage Bankers Association March 2015 Rate Forecast The Mortgage Bankers Association has updated their report since last month's forecast. For the first quarter of 2015, the annual average forecasted rate for the 30 year fixed rate mortgage is expected to close at 3.7 percent. Looking ahead the...
By Mike Carlier, More opinions than you want to hear about.
Comments 3
About this time last year, there was a lot of noise about tax reform and how the government would be able to increase revenue by eliminating what some call loopholes.  In the same breath, many of our large-mouthed legislators spewed the idea that, somehow we could all pay lower taxes, and the gov...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Matt Listro, Your Credit Repair Expert
(National Credit Fixers - Matt Listro)
Comments 2
  Who Do You Know?       The grand daddy of all referral questions is JUST as relevant today.  I was reminded of this when I read an article recently.  Here are some quick facts and ideas taken from that article that may remind you of the simple things that often get overlooked.        66% of all...
By Doug Reynolds, Realtor - Sacramento, CA
(Better Homes & Gardens Real Estate)
Comments 0
Guest Blogger: Today's post is written by Sacramento Mortgage Expert, Matt Gouge.  All of his contact info and more can be found at this website: www.mattthemortgageguy.com. Thank you Matt for providing this great info for potential buyers in our Sacramento Real Estate Market.SHOPPING FOR A HOME ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 2
The Bond and Treasury Market is now seeing some of the gains coming back to replace losses sustained over the last month + An overall weakness still showing signs in the economy, as well as a very over heated equities market is making the safe haven for US Treasuries looking like a solid place fo...
Comments 0
The Benefits of Investing in Hard Money Unlike other investors, real estate investors actually suffer from a lack of lending products available to them. Because of this, most investors use hard money financing as a loan to bridge funds from the time between property acquisition to permanent finan...
By Whitney Watson
(First Heritage Mortgage)
Comments 70
True or false? All’s fair in buying and selling. All of us remember the 2003 hit rom-com with Kate Hudson and Matthew McConaughey, How To Lose a Guy in 10 Days.  Andy Anderson (Hudson), Composure magazine’s how-to girl, is writing an article about the things women do to ruin their chances with me...
By The Williams Team, 985.727.7168 www.TheWilliamsTeam.com
(Keller Williams Realty)
Comments 2
15 Ways to Make More Money, Now!    Coach Others to be Successful - If you have enough experience in a specific field/industry, you could coach others to help enhance their careers. Advertise your services!   Tutor – utilize your expertise by teaching others with less knowledge than you in a subj...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
Of all the questions that we get asked on a regular basis , What is Premium Mortgage Insurance is probably the one of the most common.  When we're working on an FHA mortgage we're always explaining to people how PMI works and letting them know why they have to pay an extra fee or two when picking...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Why live in Arizona? First of all, it is the home of one of the world’s wonders, The Grand Canyon. Arizona has the Sonoran hotdog (a local favorite) and does not observe daylight savings time. Arizona is also a place that is perfect for those who want to live in the Old Wild West. Wine lovers can...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 39
FHA to reduce PMI...finally          If you've followed my blog for any length of time, you know my feelings about FHA and their PMI price gouging that has made the once-amazing program nearly useless to anyone but the most desperate home buyers.  My suggestion has been pretty simple all along - ...
By Mike Rigley, Your go to Real Estate Specialist
(Real Estate Specialist - Keller Williams Realty)
Comments 0
VA Loans – What Are VA Home Loans? Mike and Jennifer Rigley 916.378.4671 / Info@RigleyRG.com What’s My Elk Grove Home Worth? Are you a local hero looking to buy or sell a home in Elk Grove? CLICK HERE to find out about the Home Benefits for Heroes savings program NOW! Former and active Military, ...
By Jean Wawrzyniak-Fry
Comments 0
  Home ownership may be closer than you think. You may qualify for home buyer assistance. Did you know that there are hundreds of millions of dollars available across the country through home buyer assistance programs? These home buyer assistance programs include down payment and closing cost ass...
By Tom Burris, Texas Mortgage Dallas Mortgage FHA
(NMLS# 335055)
Comments 0
FHA New PMI Rates - January 2015   As per Mortgagee Letter 2015-01 we will have a rate reduction for the FHA Monthly PMI on all FHA loans for case numbers ordered after January 26, 2015 A 50 basis points reduction(1/2 point) is a significant savings for new FHA Loans. Making FHA a more attractive...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 44
Nick and Cindy Davis have offered up some great advice on strategies to shave years off of your mortgage. Considering your mortgage payment will probably be the largest payment you will ever have, and the interest you pay on the loan will be a lot no matter what, this advice can be very beneficia...
By Rob Spinosa, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 6
"Will Refinancing Cause My Property Taxes to Go Up?"   Because the current interest rate environment remains conducive to refinancing, a concern that some have about taking action stems from confusion related to how their property taxes are determined, and specifically the question, "Will refinan...