Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 36
  So you just got your mortgage and saved some money or moved into your new home, CONGRATULATIONS! What typically happens in the next 1-2 months? A letter arrives talking about Bi-Weekly payments and how you can get out of debt and save tens of thousands in interest and payments by utilizing this...
By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 0
Mortgage News For The Week Of July 28, 2014     Last week’s economic news brought several housing-related reports, which indicated varying results in terms of gauging the economic recovery. FHFA reported slower growth of home prices associated with Fannie Mae and Freddie Mac mortgages, but sales ...
By Shannon Milligan, Richmond VA Real Estate Agent, RVA Home Team - Winning with Integrity.
(RVA Home Team with Jefferson Properties)
Comments 50
Buying a Home While Self Employed This year my husband and I decided to purchase another investment property. If you have been reading my blog, you know we have purchased 8 properties over the last 14 years. In most of those cases the mortgage has gone into my husband's name simply because I ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
  A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.If any real estate agents out there have a client who is a current or former soldier, encourage the...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(HOM Sotheby's Intl Realty, 949-510-2395)
Comments 62
Chase Bank and The Widow: A Success Story   I occasionally go to dinner with a few other widows in my area. I am not a regular attender as for me it's best to move on from these kinds of labels and limitations. I have become good friends with one of the ladies in the group. We share a simila...
By Chris Freck, TheChrisFreckTeam
(International City Mortgage)
Comments 2
Rural Housing Home Buyer Assistance Ready to Own Your Own Home? Low - Moderate Income Household? Live in a Rural Area? Rural Development May Be Able to Help Check out this special video USDA Rural Housing Loans ♦♦     No Down Payment Required ♦♦     No Pre-determined Purchase Price Limits*  ♦♦   ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
A lot of home loans promise low interest rates, no money out of pocket, and the like, but do they really deliver? The Arizona USDA Home Loan really does offer these things—an offer overlooked by some, but a wonderful opportunity to those who take advantage.   We’ve all heard the phrase, “if it so...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 6
Weekly Wrap - Your Mortgage Market Update     July 21-25, 2014          Finally!  I'm delivering on a Friday, as was originally intended & promised.  If all goes well (aka, I'll try!) these reports will be a consistent place to check the direction and trends for interest rates and th...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
 Pensacola, Florida: Homes in Pensacola For Sale, Buyers Rebates, Free Foreclosure List of Homes in Pensacola, Pace and Gulf Breeze Florida.   Citigroup to pay $7B in subprime mortgage probe The money includes $2.5B in consumer relief: construction financing, affordable housing, principal reducti...
By Andrew Sherant, Realtor of the Google age, like an app but better!
Comments 0
Last week’s economic news brought several housing-related reports, which indicated varying results in terms of gauging the economic recovery. FHFA reported slower growth of home prices associated with Fannie Mae and Freddie Mac mortgages, but sales of existing homes as reported by the National As...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
  Pensacola, Florida: Homes in Pensacola For Sale, Buyers Rebates, Free Foreclosure List of Homes in Pensacola, Pace and Gulf Breeze Florida.   Downside of low U.S. mortgage rates? Less selling Home sales will follow if Realtors can convince current owners that they can afford an upgrade. About 3...
By Debbie Gartner, The Flooring Girl - Westchester hardwood flooring
(Floor Coverings International Westchester NY & Stamford CT)
Comments 5
This is a really important message for anyone looking to accelerate their mortgage payments.  David gives some great info on how the process really works and a good solution on how to manage this yourself and do at your own pace.   So you just got your mortgage and saved some money or moved into ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 3
Newtown Square, PA Mortgage            Newtown Square, PA is a suburb of Philadelphia located in Delaware county, considered by most people to be a part of the Main Line.  Less than 15 miles from Philadelphia, Newtown Square maintains a small town "main street" feel.  There are many sm...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 4
What are reserves?  When are they important?     What are reserves?          Reserves, in the mortgage industry, refer to a borrower's assets AFTER the closing of a new loan.  Basically, if the borrower were to lose all income, how much in reserve do they have to continue to make mortgage pay...
By Randi Brammer, Accountant & Tax Preparer
(Randi Brammer, Acctg.)
Comments 6
Those of you who filed for an extension of this years returns...the time is near. You have about 3 weeks to get filed and calanders are starting to fill up. Step one is to call your tax preparer and set up an appointment.  That gives you a deadline. If you wait and do it tomorrow...Well, tomorrow...
By Diane Beaumont, USDA,FHA,FHA 203k,Jumbo Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 2
Most people don't know whether or not a single missed mortgage payment can have serious consequences for their credit score. The good news is there are things that can be done to mitigate the damage and help anyone who has missed a payment repair their credit. What are some options to help ho...
By Don Grimes, NMLS ID #130686
(PNC Mortgage)
Comments 0
          Last week’s economic news brought several housing-related reports, which indicated varying results in terms of gauging the economic recovery. FHFA reported slower growth of home prices associated with Fannie Mae and Freddie Mac mortgages, but sales of existing homes as reported by the N...
By Dan Rosenberger
(Harvest Realty)
Comments 8
The points here are not a slam dunk. They are just food for thought.  Here are some reasons why people should consider the purchase of a reliable used car as opposed to a brand new car. 1. Depreciation.  Everybody knows that a car loses thousands of dollars of value the minute it drives off the d...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
(www.genemundt.com)
Comments 26
The ABC's of DTI's  (Debt-to-Income Ratios)          Definition of Debt-to-Income Ratio:   The figure that represents how much of your income is spent repaying your recurring monthly debts.  The HIGHER your Debt-to-Income Ratio is, the more of your monthly income is being devoted to payi...