Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 32
You Don't Want to Know the Closing Costs          It's true.  You DON'T want to know the closing costs.  You want to know exactly  what a mortgage is going to cost you.  When comparison shopping amongst different lenders, it can be very difficult to compare apples to apples.  Sometimes closing co...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Buying your first home is a very rewarding experience that comes with a lot of excitement, stress and some fear. Many questions come to mind when making one of the largest investments of a lifetime. It is difficult to know if you are getting the best deal, an honest home inspection, the right hom...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 3
Monday Market Forecast - September 2-5, 2014             Farewell sweet summer!  Hard to believe I had to write "September" today, and no, I'm not confused.  The bond market was closed for the Labor Day holiday, so you're getting your weekly forecast on Tuesday, I just didn't feel like coming up...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 5
How Do I Get a Home Loan is a great question to ask when you're thinking about purchaseing a home. everyone needs to know where to start and finding out how you begin the home loan process is the best place to start. Finding a local Lender. This is quite possible the most important part of getti...
By Tom Gilliam, Tom Gilliam
(Re/Max Classic)
Comments 0
There are many ways to reduce the amount of money you send each month to your mortgage company. You just have to know where to cut the fat. Check out these seven money-diet tips to discover how you can slim down your monthly mortgage payment. 1. Refinance to a lower interest rate. Even a half-per...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
Weekly Wrap - Your Mortgage Market Update     August 25-29, 2014          Farewell summertime!  While this weekend's Labor Day holiday marks the unofficial end of summer, it seems traders in the marketplace took an early vacation, if this week's market movements have been any indication.  It was...
By Associate Broker Falmouth MA Cape Cod Heath Coker, Heath Coker Robert Paul Properties
(http://www.CapeGroup.com & http://www.REindex.com)
Comments 0
Reverse Mortgage - Its not just for staying in your current home. I recently closed a transaction where the couple who bought the home, used a reverse mortgage to purchase the new property.  The wife had been concerned that the cost of a normal mortgage would be hard for her to keep up with in th...
By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 2
I am always amazed by how many clients I work with who come to me unaware of all the pitfalls they face during the loan process. To help avoid any surprises while waiting for final approval, I provide my clients with a short list of "do's and don'ts" to follow. Let's start with the "do's" ... Do ...
By Dana Bain
(Premiere Mortgage Services Inc.)
Comments 0
http://www.bainmortgage.com/MortgageMarketWeekInReview Newsletter-September 1st, 2014     Provided by Dana Bain Dana BainPremiere Mortgage Services11 Malvern Hill RoadSterling, MA 01564Phone: (978) 422-2311Fax: (978) 422-2313E-Mail: dana@bainmortgage.com     Market Comment Mortgage bond prices fi...
By Nevin Williams, Raleigh Mortgage Pro
(Sierra Pacific Mortgage Raleigh)
Comments 1
PMI is an insurance policy.  The letters stand for Private Mortgage Insurance.  This insurance policy pays a lender for financial losses in the event a home is foreclosed. If you had a small down payment and foreclosed the lender would suffer huge losses. Homes with 20% or more in equity usually ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 8
Buying a home in Delaware - Are DSHA loans worth it?          If you're a real estate agent in Delaware, you've undoubtedly heard of (and maybe used) DSHA financing to help home buyers obtain mortgage financing.  In fact, each time I speak with an agent in Delaware, one of the first questions the...
By Bill Kamboukos
(Strategic Mortgage)
Comments 41
  As we have covered in the past, when it comes to obtaining a new conventional home loan, there are generally three major events that supersede all other items that can effect when you can obtain a new home loan. Those three events are: a foreclosure, a short sale or a bankruptcy. Recently, Fan...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
(www.genemundt.com)
Comments 22
  5 Reasons to Check Tax PINs Prior to the Signing of a Real Estate Contract      Seems like certain problems crop-up in bunches within my mortgage transactions.  Right now the issue that runs across my desk frustratingly often is incorrect PIN (tax) numbers on my Borrowers' real estate contracts...
By Hella M. Rothwell, Real Estate Broker/Owner in Carmel-by-the-Sea CA
Comments 16
A client called me yesterday and lamented about the low appraisal he had gotten on this home. When he saw which homes had been used as comps, he asked me to check out some others that he KNEW had sold for more that should be considered comps. I came up with one that was listed on our MLS but was ...
By Janis Borgueta, LIC R.E Salesperson - Homes for Sale Newburgh NY
(Key Properties of the Hudson Valley ~ 845-527-7115 )
Comments 9
Does Your ONLINE Pre-Approval Cost Money?  Well if it is wrong, it may do just that!   A new construction listing of mine is up and ready to go. Recently I get a call from a potential buyer wanting to see this home as soon as possible. He provides me with a Pre-Approval that is over the asking pr...
By Trey McCallie, Experienced Real Estate Broker
(T/D & Associates Concierge Real Estate)
Comments 0
Cash Flow and Equity Build-up   Many years ago, Las Vegas hotels would entice customers with inexpensive rooms, meals and entertainment so they would gamble.  It may have worked initially but if you’ve been to Las Vegas recently, the bargains are gone.  Hotels expect each division to be a profit ...
By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 6
      As Summer winds down and yields to Fall, there are debates about a stock market bubble, deploying more defense assets in the Middle East, but  none of it seems at all under our control. Rather, here are two matters that you have full control over that you can do right now: 1) go to annualcr...
By Richard Woodward, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
  At InterLinc Mortgage we strive to provide our customers with all the information a new home buyer or existing home owner could possibly want or need to make the best home buying decision. As a direct lender, mortgage broker, and mortgage banker in Dallas Texas, we feel it is our responsibilit...
By Dan Schwellenbach, Helping Realtors create success
(HomeTrust Mortgage Corporation)
Comments 1
The Department of Veterans Affairs makes available a special VA home loan mortgage for Chicago veterans and active servicemen via the VA Loan Guarantee Program. The "VA loan" allows for no money down on a home; and never requires its borrowers to pay mortgage insurance and has rates lower than co...
By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
  Pace Florida 32571: Flat Fee Property Management $50. Monthly in Pace, Fl. 32571 with NO other charges or hidden fees NO full months rent for finding a tenant, NO half a months rent for tenant renewals and NO 20% fee added to repairs. Full Service Property Management, Tenant Scoring to insure y...