Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Five Stars Mortgage, Florida USDA, FHA and VA Loans
(Five Stars Mortgage)
Comments 0
USDA Rural Housing still offers 100% financing in select locations around Florida.  The good news is Polk County is still eligible for the USDA Rural housing program in 2015.  The USDA program continues to grow in popularity with Polk County homebuyers searching for 100% financing.  Eligible USDA...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 1
When it comes to getting a mortgage, there are a few things you can do before hand to get ready for the process.  Here at KC Loan Tips we refer to this as getting mortgage ready.  We'd really like to help you be ready, because, well, frankly it helps us while we're doing all that background work ...
By Jamie Chambers, USDA /FHA Mortgage Source
(USDA / FHA Mortgage Source)
Comments 0
  First time home buyers in Pasco County still have options for little to NO money down home mortgage financing.  The USDA mortgage is a great choice for Florida first time homeowners with little cash saved up as this program is 100% financing. Buyers can even have their  closing costs rolled in...
By Dennis Dahlberg
(Level 4 Funding )
Comments 2
Buying a house and obtaining a loan from a bank is just one of those events in life that everyone goes through. However everyone also goes through the realities of keeping up a good credit score. And the reality is that you need good credit in order to secure a common mortgage loan from the bank...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 11
POOF!  There goes your interest rate!          "But do you think they'll go lower tomorrow?".  Every time rates drop substantially, this is a question every loan officer hears from prospective clients on the way down.  This past week, I heard the question Tuesday, Wednesday, and Thursday as prosp...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 1
It’s not unusual at all for an underwriter to request that disputes be removed from a disputed account. In the past we have used a simple letter from the consumer to have these disputes removed. I wanted to let you know that as of January 19th, 2015 Experian will now require a letter from the re...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(HOM Sotheby's Intl Realty, 949-510-2395)
Comments 1
Did you take advantage of a loan modification? The Federal Government's Home Affordable Modification Program (HAMP) provided close to half a million homeowners relief on their mortgages in 2010. These modifications were fixed for the first 5 years and this year these consumers will see the first ...
By Michael Dagner, Your Denver Homes Realty Expert
(Brokers Guild Classic)
Comments 4
Do you wonder how some pretty ordinary people amass such fortunes by the time they're retirement age? Many live lives just like yourself, but they do follow some time-tested strategies as suggested by my fellow AR associate Michael Fagan (thanks Michael).   As the New Year begins, the vast majori...
By Maggie O'Connell, Experienced Reverse Mortgage Professional
(The Federal Savings Bank, Reverse Mortgages)
Comments 0
Reverse Mortgage Financial Assessment is Here!   Reverse Mortgage borrowers will soon be required to prove their "ability and willingness" to meet the FHA Home Equity Conversion Mortgage or HECM financial obligations. The new Financial Assessment (FA) requirements go into place for all FHA case n...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 9
What else but another mixed bag of news to end the week on and why I call for rates to likely remain sideways for a little bit longer. Issues abroad, as well as reduced demand for manufacturing Canada introducing their own stimulus and Russia with a bunch of issues are all making the US bonds lo...
By Robert (Bob) Gilbert, Your Katy TX Real Estate Expert
(Berkshire Hathaway HomeServices Anderson Properties)
Comments 18
Home Buyers Basic Guide to Lending Process   The borrowing process is one of the most important steps in the home buying operation and sets the stage for the entire transaction. Please read this article which explains how to find a lender and how best to prepare for the entire process. One key po...
By yanni raz
(hml investments)
Comments 0
Private Mortgage Lenders for Bad Credit "I can't find a loan with bad credit, what do I do?" "My credit took a hit due to unforeseen events, but now things are looking up. Too bad the banks cant see past my bad credit score..." If you find yourself having thoughts such as these, don't be convince...
By yanni raz
(hml investments)
Comments 0
Bad Credit Mortgage Brokers Far too many people are victims of the idea that just because they have bad credit they cannot receive a mortgage loan, thus they will forever remain in the lowly depths of debt burden and credit turmoil. Nothing can be further from the truth. In fact, there are privat...
By Chris Freck, TheChrisFreckTeam
(International City Mortgage)
Comments 1
VA Mortgage Loans in Geyserville CA and 100% VA Loans -the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic pr...
By Ranee Bray, Realtor, Cedar Park & North Austin Suburbs
(TCP Real Estate)
Comments 3
This week was a big week for mortgage rates. Did you know that rates haven't been this low on a conventional, 30 year fixed, since May of 2013?  The bigger news this week was for homeowners with 30 year FHA loans. Beginning next week, January 26th, the insurance premium charged for loans with le...
By yanni raz
(hml investments)
Comments 0
Stated Income Mortgage Programs If you are a self employed borrower, or someone who is having trouble documenting your income, stated income mortgage programs could be your ticket to a mortgage loan. Typically intended for self-employed borrowers, the stated income loan is a mortgage where the le...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 14
Fannie Mae Guideline Change - Student Loans          This one isn't a huge deal or a game changer, but something those of us in the lending world should still know about.  Effective today, Fannie Mae is changing their acceptable calculation for student loans when a payment cannot be verified.    ...
By Michael Fagan
(Berkshire Hathaway HomeServices Fox & Roach Realtors)
Comments 3
  As the New Year begins, the vast majority of American workers vow to save more money. But life gets in the way, and the truth, for many, is that savings wind up getting short shrift. Financial strategists at The Motley Fool, a money guide for skilled and less-experienced savers, have put togeth...
By Donough Forde
(Joy Real Estate)
Comments 0
Homestyle Renovation Loan, Greenville South Carolina. The Homestyle Renovation Loan is a Fannie Mae product which allows borrowers to make a single close purchase/renovation loan. The renovation can be used for luxury items such as pools, spas etc as long as the improvement adds value and is atta...