Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Gena Martin, Realtor
Comments 0
The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes and has insured tens of millions of properties since it was created in 1934. It’s important to note that the Federal Housi...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 11
 Are Easier Financing Requirements Ahead?          Recently (and I'd say somewhat unceremoniously given the importance and need for the announcement), Fannie Mae and Freddie Mac announced the easing of Financing Guidelines ... including the news that they're bringing back the 3% Down Payment - Co...
By Gretchen Conley, Howard County MD Real Estate
(Keller Williams Realty Centre)
Comments 2
If you invest in a savings account, you’ll make less than 1% and would have to pay income tax on the earnings. On the other hand, contribute something extra to your house payment and you’ll earn at the mortgage interest rate which is certain to be more than you are earning in the bank. Making ad...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 7
Well after a quick meeting with everyone on this, I am pleased to announce to a bigger audience that for the fist time in over a decade that FNMA & FHLMC (the quaasi government agencies that handle all conventional loans) have made an increase to the conforming loan limit of 417k! Now before ever...
By Michael Nettemeyer, Real Estate Advisor
(The Nett Group)
Comments 0
In a recent video update on the housing market, Frank Nothaft, Freddie Mac’s chief economist, stated that with both mortgage interest rates and home prices projected to increase in 2015 buying now makes sense.   “If you are planning to buy a home in the next year, it’s better to do it sooner rat...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Terry Bishop, Earning Your Trust and Confidence...
(Terry Bishop Realty LLC)
Comments 0
Have you served in the US military or are you currently serving in the US military? Do you think about owning a home? Are you thinking about an FHA loan? Did you know that a VA loan may cost you less money? You can purchase a home with a price tag to $417,000, with no money down.   You will pay t...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
The Best option for buying a home if you're a first time home buyer is the FHA Home Loan, and if you're looking for a place to live in Gardner Kansas, Our FHA Home Loan Gardner Kansas is right for you!  If you want to know more about this great program we've got great information on our website: ...
By Nick T Pappas, Madison & Huntsville Alabama Real Estate Resource
(Assoc. Broker/Broker ABR, SFR, e-Pro, @Homes Realty Group, Huntsville AL)
Comments 17
VA Funding Fees Things You Should Know What and why is there a VA Funding Fee?  Simply put, the VA Funding Fee helps to defer or offset administration costs of a VA loan, further insuring 100% financing and 0% monthly mortgage insurance. In some cases the Funding Fee is waived depending on a Vete...
By Alan Gross
(PrimeLending, A PlainsCapital Company)
Comments 0
Mortgage Interest Rates Edge Lower It been a rocky road up and down with mortgage interest rates the past month or so. After hitting a low on October 16th, interest rates were in a a rising trend through November 12th when they started going down again. We've almost reached the low point again we...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Gloria Todor and Doug Durren - Delaware County PA Real Estate, Hard Working Professionals (484) 431-3686
(Century 21 Absolute Realty )
Comments 4
Are you a homeowner who is thinking of selling your home in the near future?  Well take a moment to read this post by Keith Landis a Pennsylvania Mortgage Loan Officer.  Since you may have a buyer using FHA financing it would be in your best interest to ensure you address these items on the lists...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
Mortgage Market Snapshot 11.24.14 While we have a short week we have a lot of data coming out pre holiday to likely cause a change in rate market. I would HIGHLY advise to LOCK today before the panic and hedging takes place prior to the holiday, which is fairly normal. If we have strong set of d...
By John Mosier, Prescott's Patriot REALTOR & Land Man 928 533-8142
(High Country Realty - Prescott - AZ)
Comments 3
Are you wanting to buy land, a cabin or home in a remote area with only a down payment? Among other properties, I sell recreational land, cabins and homes in remote areas, mostly in the Prescott, Seligman and Ash Fork areas in Yavapai County Arizona. These usually are on dirt roads, have no acces...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
Government loans are great loans provided to assist people in securing home financing at affordable rates.  In our Dallas Texas market a large amount of the available homes are eligible for these programs.  Here are some brief explanations of 3 popular government programs.   FHA loans   An FHA lo...
By Keith Landis, Pennsylvania Mortgages
(Keystone Home Finance, NMLS#834342, Pennsylvania)
Comments 7
  FHA appraisals are known to be pickier than appraisals for Conventional loans.  The FHA requires that a property meet minimum property guidelines in order to consider a property acceptable for FHA financing.  The home buying process can be made smoother if the home is properly prepared for an F...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Here at KC Loan Tips, we're excited about getting first time home buyers into their first home with an FHA Home Loan De Soto Kansas.  We absolutely love seeing the smiling faces of people who are about to move into that new home and begin a whole new life! If you're interested in making the leap ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
I have heard that investing in trust deeds can be a lucrative field, but I am hesitant to invest in anything without knowing more about it. How can I make money by investing in trust deeds?   Investing in trust deeds is a good option for a lot of people. If you have a sound knowledge of the field...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Terez B. Harris, Your Real Estate Advocate
(Keller Williams Realty New Orleans)
Comments 0
For anyone who has looked into to buying a Metairie or New Orleans home several times—but kept getting discouraged every time because of a negative credit report—read on! You probably already know that you are not alone—but so what?—it’s small consolation, especially when you consider how much f...