Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Here at KC Loan Tips, we're excited about getting first time home buyers into their first home with an FHA Home Loan De Soto Kansas.  We absolutely love seeing the smiling faces of people who are about to move into that new home and begin a whole new life! If you're interested in making the leap ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
I have heard that investing in trust deeds can be a lucrative field, but I am hesitant to invest in anything without knowing more about it. How can I make money by investing in trust deeds?   Investing in trust deeds is a good option for a lot of people. If you have a sound knowledge of the field...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Karen Berg, Experience Matters!
(Queen Creek Realtor, San Tan Valley Realtor, United Brokers Group (602)919-2375)
Comments 0
Have you been on the fence about buying a new home? Perhaps these mortgage interest rates for November 2014 will help you make the jump and get pre-qualified with a lender. This is a great time to buy a new home, so what are you waiting for? With rental prices on the rise, these low mortgage inte...
By Terez B. Harris, Your Real Estate Advocate
(Keller Williams Realty New Orleans)
Comments 0
For anyone who has looked into to buying a Metairie or New Orleans home several times—but kept getting discouraged every time because of a negative credit report—read on! You probably already know that you are not alone—but so what?—it’s small consolation, especially when you consider how much f...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
Mortgage Market Snapshot 11.24.14 While we have a short week we have a lot of data coming out pre holiday to likely cause a change in rate market. I would HIGHLY advise to LOCK today before the panic and hedging takes place prior to the holiday, which is fairly normal. If we have strong set of d...
By Diana Dahlberg, Real Estate in Kenosha, WI since 1994 262-308-3563
(1 MONTH REALTY)
Comments 0
Paying Off Your Mortgage Faster     Paying off your mortgage is one of the biggest financial goals of most homeowners, and retiring debt-free can certainly give your golden years a greater sense of financial freedom and stability.  Whether you're nearing retirement age or are just looking to redu...
By John Kim
(Short Sale TC & Property Management)
Comments 66
Now this is spreading yourself thin...    Daniel Sadek owes money to county tax collectors, banks and even billionaire founder of Oakley. Financial troubles continue to mount for Daniel Sadek, a subprime lending company founder, who by The Register once profiled Mr. Sadek as the "high roller of h...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 9
As called, the market is in a nice sideways pattern right now and based on the data below I feel it will likely remain close to here with a touch of improvement to price NOT rate. To better understand this, rates move inside of the rate themselves. So for example a 4.25% FNMA 30y fixed rate may ...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
People get turned down for loans every day because their debt to income ratio is too high. Some mortgage companies max out their debt to income ratio at 45%. …Some go to 50%. I wanted you to know that I have NO LIMIT on a back end debt to income ratio. …I can do 55% or even 60% or more as long a...
By Dana Bain
(Premiere Mortgage Services Inc.)
Comments 0
http://www.bainmortgage.com/MortgageMarketWeekInReview Newsletter-November 24th, 2014     Provided by Dana Bain   Dana BainPremiere Mortgage Services11 Malvern Hill RoadSterling, MA 01564Phone: (978) 422-2311Fax: (978) 422-2313www.BainMortgage.com       Market Comment Mortgage bond prices finishe...
By Eric Gausepohl, Eric Gausepohl - Summit Lending
Comments 0
Strong Economy Drives Up High End Sales Realtors say the red hot stock market is driving high-end home sales, but the heat is also being stoked by something far more fundamental. There are simply more high-end homes for sale. Dallas, Atlanta, Phoenix and Nashville have at least two times more hom...
By ASHEVILLE 1031 PROPERTIES RESOURCES & REFERRALS, Tell Us What Is Most Important to YOU
( Asheville 1031 REFERRING BROKERAGE)
Comments 0
Asheville Happy News:  Help for More Beginning & Family Farmers Asheville Land and Farms Real Estate Journal   Asheville Farm Land for Sale   As Land Brokers, we are always on the lookout for awesome acreages for sale and for sources of finance for land buyers in and around the Asheville area. S...
By Joseph Metzler, Sr Loan Officer
(Mortgages Unlimited, Inc)
Comments 1
Black Friday Savings?? OK, cool, but why save just a little one day a year? How about potentially saving hundreds every month with a home loan refinance from Mortgages Unlimited? No crowds, no hassle... Apply in your underwear, and sign your application electronically... Get started today, close ...
By Nick T Pappas, Madison & Huntsville Alabama Real Estate Resource
(Assoc. Broker/Broker ABR, SFR, e-Pro, @Homes Realty Group, Huntsville AL)
Comments 13
VA Funding Fees Things You Should Know What and why is there a VA Funding Fee?  Simply put, the VA Funding Fee helps to defer or offset administration costs of a VA loan, further insuring 100% financing and 0% monthly mortgage insurance. In some cases the Funding Fee is waived depending on a Vete...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
WE OFFER MORTGAGES ON MANUFACTURED HOMES NATIONWIDE! CALL US 7 DAYS A WEEK AT 800 315 8803 - to apply for a home loan or visit www.bartprequalifies.com   Our minimum loan amount is 100K or $100,000.00 NATIONWIDE.    Interest rates are still low and we offer competitive rates on a manufactured hom...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
80% LTV STATED loans are now available in Texas for owner occupied, second homes and investment properties. Call 800 315 8803 or visit www.bartprequalifies.com today to start and application!Our MINIMUM loan amount for a STATED LOAN is $200,000 or 200K.   We offer STATED LOANS AKA light doc, bank...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 26
NAR Call For Action: Don’t Tax “Phantom Income” on Short Sales Congress has begun its “Lame Duck” session with a big list of unfinished business items.  Number one on that list for REALTORS® is an extension of “The Mortgage Forgiveness Tax Relief Act.” This bipartisan legislation would extend an...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 10
More Good News for High-End  Well-Qualified Buyers        JUMBO Loans, and the advantageous interest rates they have been enjoying, have been in the news quite often over the past few months.          These loans have continued to be a good bargain in comparison to the past, due to the current r...
By Nina Hollander, Your Charlotte/Waxhaw/Fort Mill Area Realtor
(RE/MAX Executive Realty/Charlotte, NC)
Comments 9
A terrific infographic from Keeping Current Matters (KCM) providing a snapshot of what's been happening in the mortgage markets over the past couple of years and where they may be heading.   If you're planning on a mortgage to buy a home in 2015, experts are continuing to say that interest rates ...