Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 21
One of the things I will never do is drag up an instance in which I suggested a client do one thing and a client chose to do some other thing. Because it's always their choice to make these decisions. Do I feel as though I have failed them somehow if they choose badly and it comes back to bite? Y...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 4
Well with all the hype regarding the fed speech yesterday and potential for a big movement one direction or the other we got NOTHING! Yep NOTHING!Yellen kept true to form saying the feds are still watching closely as to try to properly time when its not going to kill growth by raising rates and s...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Social Media has changed everything, including the resources available when purchasing a home. Here's how you can use social media to buy a home.Not only can you search for homes for sale online, but you can also connect with the professionals who help you all along the way.If you're entering the...
By Barbara Reagan, Your Richmond Home Realtor
(Long & Foster Realtors)
Comments 1
I f you have been on the internet, reading all the real estate blogs you have probably heard or read about the new TILA-RESPA Integrated Disclosure Rule that is about to happen in a few months, on August 1!  Closings as we know them will change!  Will it be as bad as some have said it will be?  W...
By Donald Payne
(Vision Realty)
Comments 1
Why Doesn’t the HUD-1 Match the Good Faith Estimate and What Can You Do About It?A good faith estimate is a way for buyers to understand the costs of a loan before they actually have to pay them.  Laws and regulations are in place that require lenders to disclose these fees and costs so there are...
By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
HOME BUYING AND TAX RETURNSSomewhere along the way when buying a home buyers are asked for their tax returns. Before the housing collapse there was this little used 4506T form. In my career I ALWAYS had the form executed as part of my application. However back then lenders did not use the form. A...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 1
If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances.Make Sure Your Credit Score Is I...
By John Elwell
(CENTURY 21 Bill Nye Realty, Inc.)
Comments 0
Today, 5/21/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.84% down from 3.85% last week. The average interest rate for 15 year fixed-rate mortgages was 3.05%, down from 3.07% last week. A year ago the 30 year rate was 4.14%.Freddie Mac's ...
By Nick Smith, Boise Idaho Real Estate, We Love Boise
(Silvercreek Realty Group)
Comments 0
One-Question Exam: A Credit Report True/False QuizHere is a one-question True or False exam that every futureBoise, Idaho first-time home buyer should take:True or False:One sure way to build a strong credit report is to pay your bills on time.(Answer: False)Particularly for a first-time Boise ho...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 13
Home buying is a process and it does not end with acceptance of the offer from buyers.Question is - what next?Answer is in this re-blog from Darren Copeland. I Made an Offer on a Home- Now What? Finding the home you love and making an offer is a very exciting time. But what comes after the offer ...
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 0
Getting Ready to Apply for a Loan? Your credit score is just one of the factors your mortgage lender will use to determine whether you qualify for financing. The problem is, every lender uses different methods to determine your credit worthiness. So, in some cases, a minimum score is difficult t...
By Bryan Robertson, Broker, Author, Speaker
(Catarra Real Estate, Inc)
Comments 3
In some parts of the country the pathway to real estate sales is directly tied to stock. Whether a high-flying tech stock like Google or some no-name start-up heading for an IPO, shares in a company can be the source of cash for many buyers and investors.   All About Price Just like real estate, ...
 Here is a one-question True or False exam that every future Olympia first-time home buyer should take: True or False:One sure way to build a strong credit report is to pay your bills on time.(Answer: False)Particularly for a first-time Olympia home buyer, being able to present a strong credit re...
By yanni raz
(hml investments)
Comments 1
There have been many changes in the real estate industry lately affecting hard money investors.  With all the changes of lending, lenders going out of business, and the era of government bail outs, the role of lender has changed. This change has affected private lending somewhat. Nowadays, privat...
GENERATING CAPITAL RETURNS:  HOW HARD MONEY INVESTORS MAKE THE MOST OF EXISTING NEST EGGS In today’s economic climate, protecting capital is as important as growing it. With stock market analysts predicting a “top”, and subsequent correction, in the near future, many are searching for new ways to...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 9
    FHA loans seem to be one of the main choice of mortgages in the last 12 months or so. There are many reasons for this. And FHA loans will definitely be the main choice for anyone buying a condo now. More on that later.. What I hate hearing is that FHA mortgages have taken the spot of the subp...
By The Kahler Team
(Keller Williams Realty Black Hills)
Comments 1
According to the Mortgage Bankers Association (MBA)'s report on mortgage application activity, mortgage applications increased by 4.6 percent week-over-week during the week ending March 27. This increase followed close on the heels of a 9.5 percent week-over-week rise the week before, indicating ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
With Memorial Day approaching very quickly, we would like to pause from talking about First Time Home Buyer Tips and say that we at Midwest VA Loans would like to take the time to express our gratitude to those have have served for our country. We proudly serve active military and veterans to hel...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 15
To know the importance of getting pre-approved means that before you begin the exciting process of looking for a home, you need to connect with a local mortgage lender. A trusted mortgage lender can then begin the process of getting you pre approved. Why should I get pre approved first?There are ...