Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Jamie Chambers, USDA /FHA Mortgage Source
(USDA / FHA Mortgage Source)
Comments 0
Ocala area home buyers don't have many options in 2015 for $0 down home mortgage financing.   The good news is the USDA Rural Housing loan still offers 100% financing in selected parts of Marion and Alachua county.  There ARE still plenty of locations just outside of Gainesville /  Ocala where yo...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 14
 Important Reasons to Pay Attention to Credit and Credit Management               My experience has taught me:  Way too many people don't spend enough time ... or pay proper attention to ... their finances.  That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
By Bill Roberts, "Baby Boomer" Retirement Planner
(Brooks and Dunphy Real Estate)
Comments 7
This is such an important issue to all of us that I want to help Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com get the word out.    Important Reasons to Pay Attention to Credit and Credit Management                  My experience has taught me:  Way too many people don't spend enou...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 0
Down Payment GRANT for Northern Virginia Home Buyers, 800-711-7988.Available NOW for a limited time.  Call Homefinders.com, 800-711-7988 to tour homes for sale.  WE CAN HELP!!VHDA has set-aside $5 million for the Down Payment Assistance Grant program.  FACT:  You may be eligible to receive up to ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 7
In a predicted and called pattern from earlier last week, we have seen the FNMA 3.0 coupon trade in a relative sideways pattern.Good news, bad news, news they cant figure out it really does not matter right now as the market is still looking for something significant to set its course.With overse...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 9
Mortgage Broker VS Mortgage Banker       "I was looking for a mortgage broker, and I found your name".  I hear this pretty often when answering the phone and speaking to potential clients.  Am I a mortgage broker?  Not technically.  I'm a loan officer. Am I a mortgage banker?  Nope, I'm a loan of...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
VA FAQ #22 - Does the VA allow 100% Cash Out VA Loans? 100% Cash Out VA Loans are available again.    You read the headline correct:   VanDyk now offers VA loans up to 100% loan to value for VA cash out refinances.   VA refinances are no longer capped at 90% of your current appraised value.   The...
By Bob Thompson, 562.344.5626 | ALT-Doc, Private Money, Stated HELOCS and Stated Income, Direct Niche Lenders - Residential and Commercial
(FMC Lending, Inc. - Direct Niche Lenders)
Comments 0
Stated Income Verified Asset Loans, Now available to the Public Cash-out Refi and Purchase| No taxes, 4506 or w2's needed   Refinance Stated Loan Products - Click on links below for your Loan Application1) Owner-Occupied Primary, Second Homes and Non-Owner Occupied - SFR's, 2-4's and Condos. 620...
By Theresa Harden, PB SFR e-Pro Realtor
(EXIT Real Estate Associates)
Comments 0
Mortgage Bankers Association April 2015 Rate ForecastThe Mortgage Bankers Association kept the first quarter of 2015 annual average forecasted rate for the 30 year fixed rate mortgage unchanged from the previous month at 3.7 percent. Looking ahead the 2015 quarterly forecast continues to show a c...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 7
Well the data is in and I cannot help but laugh at the unbelievable comment inside of this.Unemployment filings are under 300k and we are not sure if that is a sign of strength in the labor market or not! WOW... really???At least they had the strength to speak the fact they have no real clue what...
By Tim Hart, Broker
(Bozeman Broker Group)
Comments 1
Fannie Mae announced a new program to help first time home buyers take the final step in their home purchase. Fannie Mae rolled out their new Home Path Ready Buyer Program this last week, designed to help buyer’s who may be cash poor or credit poor.First time home buyers can now receive up to 3% ...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By yanni raz
(hml investments)
Comments 0
Los Angeles Hard Money Loans Lets face it, finding the funding you need to move forward with your residential or commercial real estate project can be a cumbersome process. Fortunately the professionals at HML Investments are here to make your search for the right mortgage loan a breeze. The Cali...
Equity Prime is now on the Inzopa Network! Spearheaded by Stephen Carpitella and Christopher DeMatteis, Equity Prime has been helping consumers with their mortgage needs from all over the East Coast.Their focus is in New Jersey, New York, Pennsylvania, and Delaware but they have proven to excute ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
FHA Loan Joplin MOIf you're looking to purchase a home in Joplin, Missouri then look no further than the Darren Copeland Mortgage Team of LeaderOne Financial.  Darren and his team at KC Loan Tips are mortgage experts, specializing in home loans from FHA, VA USDA and even conventional loans.  They...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 18
 With so many markets for Real Estate being in a strong seller’s market right now, I wanted to share some tips we have used successfully, when in a competitive bid/offer, to give our buyers a better chance of getting their bid accepted. Any or all of the following can be used to help ensure you (...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 2
Top City Apartment Rates Start 3.08% on 5 year fixed or hybrid with 1st year I.O. PaymentsGive me a Call Today at 512-650-8630 to Discuss Your Deal. 5 Units & Up Nationwide (not for rural areas) Loan Amounts ($1MM - $5MM) Up to 80% Loan To Value Need 3 years of Income and Expense Statement on pro...
By Jenifer Lower, Your Dream. Our Passion.
(Bozeman Montana Real Estate .net)
Comments 5
  Throw extra money at it every month.  Even a LITTLE extra money can mean the difference of a few years.  Here’s a couple of ideas;  Round your payment up.  Is your monthly mortgage $934?  Then round it up to $940.  OR Simply add a fixed amount to your payment each month.  Can you handle paying ...
By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive Realty - The Powell Team)
Comments 177
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 4
It never ceases to amaze me at the timing of info/requests.I would have to say every single time there has been a down turn in the market we get calls from people saying they heard that rates improved and wanted to know what that means for them?Unless I am missing something, NONE of the data I fo...