Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 40
The REAL Reason First Time Buyers Disappeared          Despite the title, I know...really, I KNOW, first time buyers haven't disappeared.  They're everywhere.  In the thousands.  But that doesn't mean their numbers aren't down nationwide.  They're actually down by quite a bit.  The demographic of...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 2
Here’s an interesting credit note I saw in National Mortgage News…   The government-sponsored enterprises, facing pressure to end their reliance on old credit-scoring models from Fair Isaac Corp., are working with their regulator to study newer alternatives. Fannie Mae and Freddie Mac confirmed ...
By The Matt & Molly Team, Moving The Mountains
(The Matt & Molly Team)
Comments 2
  Have you or your clients been wondering why/how the mortgage rates have stayed so low/fallen?  We have too, so we reached out to some of our mortage experts to find out why.   Dan Green- Mortgage Reports   This year's falling mortgage rates have been a surprise to Wall Street and economists, in...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 4
OK I was forced to write this from my good friend Dick Greenberg. He told me to quit writing crap and get back to market analysis so I am going to hit this one on the fly and get back to more of a normal course of market predictions once again. From the data I have seen and the volatility last we...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 58
    Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of which are trying to re-coup profits lost from low interest rates, mortgage lending, and the cost of doing business, have been raising the fees on many of their services ...          Those service fe...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 2
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 20
DON'T LET THE BANKS GET AWAY WITH IT!!   This post inspired by a post today Gene Mundt. The below is FOOD FOR THOUGHT when dealing with bank depository banks.   There is a regulation that requires banks to notice depositors of overdraft fee policy.  Sadly, it's not publicized by the banks.  Best ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 9
Paul McCausland has moved to Southern Trust Mortgage   One of our favorite mortgage loan officers, Paul McCausland, has moved to Southern Trust Mortgage. Paul has provided financing for hundreds of our home buyer clients and is one of the most experienced loan officers in the area. We do not hesi...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 6
    The Hidden Truths Within Bankruptcy Filings      We've arrived at an unique point in the world of home buying and financing.  It comes on the heels of several years of financial hardships, unprecedented foreclosures, and job losses.           These challenges faced have often lead to the fili...
By Reggie Green
(Stonegate Mortgage)
Comments 0
Rates remain below 4% – 30 year fixed at 3.75% October 20th, 2014   Interest rates hit their lowest levels since 2014 last week and remain in that same area this week. 30 Year Fixed rates are now a 3.75% paying a portion of a point and 15 year fixed rates are at 2.875% paying a point.   Hopefully...
By Tim Lorenz, 949 874-2247
(TIM LORENZ - Elite Home Sales Team)
Comments 11
10/19/2014 Mission Viejo Home Values By Tim Lorenz   This week’s report on home values for Mission Viejo and surrounding areas homes is prepared by a Mission Viejo Realtor Tim Lorenz.  The report shows the Orange County Median Prices for resale homes were up 6.2 percent, for new homes up 10.3 per...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 3
How often do you look at your bank account statement and find some unnecessary charges there? Here's a great advice from mortgage expert Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com      Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of...
By William Feela, Realtor, Whispering Pines Realty 651-674-5999 No.
Comments 11
Yes, the lender thinks I am a Mushroom.  He has kept me in the dark and fed me $hit! All I get is a don't worry...it is all ok... 2 weeks to go and no appraisal! I ask my clients and they said he hasn't talked with them in a week.  They expected to be asked for more information. We are a bit worr...
By Jan Green, RE/MAX Excalibur Scottsdale REALTOR®, GREEN
(Scottsdale, Phoenix, Cave Creek, Carefree, Fountain Hills)
Comments 16
UPDATE to FHA & Insuring Homes with Leased Solar Panels  - Recently I wrote a blog stemming from FHA not Insuring Homes with Leased Solar Panels.  Having great connections really pays off as our office was probably first in the city to be notified.  The initial blog stated that FHA would not Insu...
By Belinda Spillman, Your Colorado Real Estate Resource!
(Aspen Lane Real Estate Colorado)
Comments 11
First Class Financial – A Lender Who Gives Out Referrals   I am so lucky to work with Michael Delzer of First Class Financial.  He is my GO-TO lender for any clients in need of financing.  He is professional and extremely attentive to my clients.  He doesn’t try to get rich on every deal like so ...
By Whitney Watson
(First Home Mortgage)
Comments 16
A jumbo or non-conforming mortgage typically requires a minimum down payment of 10-20%.  At First Home Mortgage we currently offer a non-conforming jumbo mortgage with a minimum down payment of only 5%. Here are some of the program details about the 5% down jumbo mortgage that we offer: Fixed ter...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 75
Will lenders consider your social media presence?   A communication from a mortgage lender predicts that bankers and mortgage lenders will be looking at the social media presence of applicants as well as their spending and credit history. What shows on Facebook and Twitter accounts could help det...
By Nicholas Conteduca, Chicago's Top Real Estate Agent - Broker/Appraiser
(Jameson Sotheby's/Anywhere Appraisals)
Comments 2
  Will my home pass an FHA appraisal? What do Appraisers Look for during an FHA Appraisal? – Tips on passing for FHA Financing.   I frequently come across lenders, agents, and home owners that ask me what appraisers look for during an FHA Inspection and what specific items would pass. In this pos...
By Whitney Watson
(First Home Mortgage)
Comments 65
True or false? All’s fair in buying and selling. All of us remember the 2003 hit rom-com with Kate Hudson and Matthew McConaughey, How To Lose a Guy in 10 Days.  Andy Anderson (Hudson), Composure magazine’s how-to girl, is writing an article about the things women do to ruin their chances with me...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Holy Cow! I can't believe it!  The fountains are dyed blue and it's a great time to be living in Kansas City and to be a lifelong Royals fan.  I am so proud of my hometown Royals, but I love my city! It's a great place to live and a great place to work, that's why we offer the best Kansas City Ho...