Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 18
 Important Reasons to Pay Attention to Credit and Credit Management               My experience has taught me:  Way too many people don't spend enough time ... or pay proper attention to ... their finances.  That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
By Kent Temple, Specializing in Lake Norman Real Estate
(THE TEMPLE TEAM)
Comments 0
The average rate on a 30-year fixed-rate mortgage for borrowers with good credit is now just a third of a point above the all-time low set in late 2012.Freddie Mac's weekly rate report says a 30-year fix averaged 3.65 percent in the week ending April 23, down from 3.67 percent last week. A year a...
By Bill Roberts, "Baby Boomer" Retirement Planner
(Brooks and Dunphy Real Estate)
Comments 11
This is such an important issue to all of us that I want to help Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com get the word out.    Important Reasons to Pay Attention to Credit and Credit Management                  My experience has taught me:  Way too many people don't spend enou...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 0
Understanding the Home Mortgage Loan Process   What are the steps that are taken in the loan process?The loan process changes in different regions and from state to state. The explanation of the loan process below is a basic overview of the steps that take place during the processing of your loan...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 79
  USDA loans in many areas are becoming more popular, yet many loan officers still don't know much about them, hence why they still aren't talked about much. Just as FHA loansweren't used as much as they should have from 2000 - 2006, because subprime and some conventional loans were easier for th...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 3
HomePath Renovation Loans: Credit Score Requirements Fannie Mae HomePath Renovation Loans offer home buyers of Fannie Mae owned properties the ability to purchase a home and make renovations to the property after settlement. Fannie Mae loan programs, including the HomePath and HomePath Renovation...
By C. Thompson, Loss Mitigation Cases
(Loan Modification)
Comments 11
    How to choose an Honest Loan Modification Company   There are over 250,000 foreclosure filings — default notices, auction sale notices and bank repossessions combined, occuring each and every month. Unfortunately, there are many people that don't know there is help out there for them. Most pe...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 2
HomePath and HomePath Renovation Loan - Non-Occupant Co-Signers The HomePath and HomePath Renovation Loan programs are a great source of financing on Fannie Mae owned homes.  Both loan programs offer flexible financing alternatives for borrowers purchasing a Fannie Mae owned home.  However, there...
By Sally Dunbar, Fair Oaks Realtor - Fair Oaks Homes for Sale
(Lyon Real Estate, Fair Oaks CA (Sacramento Area))
Comments 53
Dang! It just happened again! My buyer's daughter transferred $20K into their account, because they're really buying the condo for the daughter with her money. (The daughter has bad credit, but a wad of money, so Mom and Dad are making the purchase for her).  Now we need to show proof of where th...
By Eleanor Thorne, Cary Mortgage Loans 919-649-5057
(Steve Thorne NC Mortgage Experts)
Comments 4
January 27, 2014 by Eleanor Thorne Leave a Comment  The USDA Home Loan NC Program has been fixin’ to get ready to change the USDA Loan Eligibility Map in our state for two years.  The potential changes to the USDA Loan Eligibility Map for Burlington and Mebane NC have currently been delayed until...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(Karen Parsons-Fiddler, Broker 949-510-2395)
Comments 100
  I'm expecting controversy on this post....you can't see me, but I'm writing this fully "braced." I am not passing judgment on this....but I've been hearing about some great loan modifications at unbelievable interest rates. The interesting thing is that the people getting them probably don't r...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 3
USDA Rural Development Loans are one of the toughest loans to originate and require the use of a seasoned and experienced Loan Officer.  To determine if a Loan Officer has the skill set necessary to get a USDA loan to settlement can often be determined right away by asking some basic questions th...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Corona FHA Loans - VanDyk Mortgage - California FHA Lender Lender.   VanDyk Mortgage is your source for FHA Loans Loans in Corona.  We have been making FHA loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Corona Homebuyers and Corona Homeowners to Purchase a...
Prince Georges County Maryland - USDA Rural Development Home Mortgage Loan - No Money Down USDA Loan PG County Maryland is located directly adjacent to the Nations Capital.  Despite being a highly densly populated county there are areas that are rural and eligible for the USDA Rural Development H...
By Jeff Pearl
(RE/MAX Distinctive / LIC in VA)
Comments 11
I've been hearing stories for that last few months of how banks are trying to recruit loan officers and entire teams away from BOA? Supposedly, BOA loan officers have had their hands tied with misc restrictions and have not been able to keep customers in their pipeline. Just in the last week I've...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
VA Loan over $1mThis may sound ridiculous to some folks, but we offer (and make) $1m VA Loans.  In fact,  we offer, make, and close VA Jumbo Loans over $1m,  all the way to $1.5M!   How does VanDyk Mortgage do this?   We utilize the combination of VA Loan Limits (base amount $417K nationwide, hig...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
The $1m Washington VA LoanThis may sounds ridiculous to many, but we offer (and make) $1m VA Loans.  In fact,  we offer VA Loans over $1m,  all the way to $1.5M!   How is this you ask?   Via the combination of VA Loan Limits in Washington, plus a down payment on a VA purchase loan, or sufficient ...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Wyoming VA Loan Limits for 100% no down financing 2015Wyoming VA Loan Limits for 2015 remain at $417K for most Wyoming Counties.   However, Teton County sports a High Balance VA Loan Limit of $625K for Zero Down VA Loan financing for 2015.Teton county Vets can purchase a home up to $625K with a Z...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
What is the Maximum Debt Ratio- (aka DTI) with a VA Loan with QM?There has been much talk about how QM will result in more denials for VA Home Buyers using VA Financing due to new Federally Mandated restrictions regarding Mortgage Loans.    QM is also known as Qualified Mortgages, as defined  in ...
Washington County Maryland - USDA Rural Development Home Mortgage Loan - No Money Down - 100% Financing Through a special loan program from the U.S. Department of Agriculture Rural Development Loan Program, home buyers in Washington County Maryland may qualify for moderate income housing opportun...