Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 64
One of the things I will never do is drag up an instance in which I suggested a client do one thing and a client chose to do some other thing. Because it's always their choice to make these decisions. Do I feel as though I have failed them somehow if they choose badly and it comes back to bite? Y...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 52
Nick and Cindy Davis have offered up some great advice on strategies to shave years off of your mortgage. Considering your mortgage payment will probably be the largest payment you will ever have, and the interest you pay on the loan will be a lot no matter what, this advice can be very beneficia...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 6
In the past, most Federal Housing Administration (FHA) loans were made to lower-income borrowers. In fact, that is why FHA was established. In the 1930s, a working person would have to save 50 percent of the value of a house before being able to get a mortgage. The FHA changed that with programs ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Well in a never ending battle the data, and even in this case the Fed Chairs Speech,  supports one action yet the market is in reverse?I always say time will cure this irrational behavior but the equities market is almost on an insatiable goal to crack 20k on the DOW and will do any and everythin...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Gas Station Loans!Gas station loans are hard to come by these days.  With government regulations on the banking industry, environmental concerns and the tightening rules of SBA, it has been very hard for gas station operators and gas station/c-store business owners to locate the gas station loans...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Restaurant Equipment Financing - 100% No Money Needed!Restaurant equipment financing is available with no down payment, fast closings and easy qualification.  Financing the equipment you need with no tax returns and a credit score as low as 520!  Just provide 3 months of bank statements showing g...
Last week, The Wall Street Journal ran an article about personal finances that Olympia mortgage payers who are at or near retirement age should find thought-provoking. It centered on the idea that today’s retirees are often making a decision that differs from what past generations have chosen. Th...
By yanni raz
(hml investments)
Comments 1
Get Creative With Your Financing: Commercial Hard Money Loans There are a multitude of ways an investor can finance his or her commercial real estate deals. Most commercial real estate purchases involve acquiring a new first mortgage to purchase the commercial property or leaving the existing fir...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 20
    FHA loans & their misconceptions/myths     The number one myth - FHA loans are more expensive than conventional loans!! - FALSE -     Protection of your family & home purchase will always be with a loan officer with knowledge & integrity… not telling you what you want to hear to make a sale!!...
By The Kahler Team
(Keller Williams Realty Black Hills)
Comments 2
According to the Mortgage Bankers Association (MBA)'s report on mortgage application activity, mortgage applications increased by 4.6 percent week-over-week during the week ending March 27. This increase followed close on the heels of a 9.5 percent week-over-week rise the week before, indicating ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 4
Well with all the hype regarding the fed speech yesterday and potential for a big movement one direction or the other we got NOTHING! Yep NOTHING!Yellen kept true to form saying the feds are still watching closely as to try to properly time when its not going to kill growth by raising rates and s...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.84% (30-Yr), 3.05% (15-Yr) for Week Ending 5/22/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages.Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local ave...
By Nick Smith, Boise Idaho Real Estate, We Love Boise
(Silvercreek Realty Group)
Comments 1
Retirees Rethink Retirement — of Their Boise Mortgage!Last week, The Wall Street Journal ran an article about personal finances that Boise, Idaho mortgage payers who are at or near retirement age should find thought-provoking. It centered on the idea that today’s retirees are often making a decis...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Social Media has changed everything, including the resources available when purchasing a home. Here's how you can use social media to buy a home.Not only can you search for homes for sale online, but you can also connect with the professionals who help you all along the way.If you're entering the...
By Barbara Reagan, Your Richmond Home Realtor
(Long & Foster Realtors)
Comments 1
I f you have been on the internet, reading all the real estate blogs you have probably heard or read about the new TILA-RESPA Integrated Disclosure Rule that is about to happen in a few months, on August 1!  Closings as we know them will change!  Will it be as bad as some have said it will be?  W...
By Donald Payne
(Vision Realty)
Comments 1
Why Doesn’t the HUD-1 Match the Good Faith Estimate and What Can You Do About It?A good faith estimate is a way for buyers to understand the costs of a loan before they actually have to pay them.  Laws and regulations are in place that require lenders to disclose these fees and costs so there are...
By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
HOME BUYING AND TAX RETURNSSomewhere along the way when buying a home buyers are asked for their tax returns. Before the housing collapse there was this little used 4506T form. In my career I ALWAYS had the form executed as part of my application. However back then lenders did not use the form. A...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 1
If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances.Make Sure Your Credit Score Is I...