Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Dee Toohey, Broker, ABR, AHWD, CIPS, FMS, ePro
(Innovative Realty Solutions Group)
Comments 4
Some of us have enjoyed using USDA financing for our buyers but the availability of properties eligible for this program is changing based on the latest census.  USDA mortages accepted before October 1, 2014 fall under the old map.  Afterwards, the new map will be in place unless Congress takes a...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 19
My wife is a mortgage broker, but she can't match your deal          That phrase put a pretty big smile on my face today.  I know we're extremely competitive when it comes to the pricing on the vast majority of our mortgage programs.  We're especially strong in conventional, FHA, and ...
By Richard Woodward, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
  An overview of the loan process Make no mistake, there's a lot involved in getting a mortgage loan. You wouldn't be here on our website if you could fill out a one-page application and get the best loan for you funded the same day. What we do is do most of the heavy lifting for you, so...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Bill Zumwalt, Tax Coach, CPA
(William T. Zumwalt CPA, CTC "The Tax Coach for REALTORS")
Comments 0
America's biggest companies fight like tigers for surprisingly tiny advantages. Grabbing as little as a single extra percent of market share can mean millions in new revenue, especially in popular categories like soft drinks or laundry detergent.   The same is true when it comes to taxes. A c...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 79
  So you just got your mortgage and saved some money or moved into your new home, CONGRATULATIONS! What typically happens in the next 1-2 months? A letter arrives talking about Bi-Weekly payments and how you can get out of debt and save tens of thousands in interest and payments by utilizing this...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
There's a lot of advice out there on the net when you're thinking about buying a home in Shawnee Kansas. Tons of blog articles about how to purchase, when to purchase, negotiations, and various and sundry other ideas about real estate and mortgages.  So we thought we'd put together a...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 47
Bait & Switch - It's still out there          Back in the hay days of the sub-prime mortgage market (2004-2007) the term "bait and switch" was heard nearly every day.  As a loan originator, it was nearly impossible to compete in the marketplace ethically, because with lack of ov...
By Sally K. & David L. Hanson, WI Realtors - Luxury - Short Sale - CDPE, REDS
(Keller Williams 414-525-0563)
Comments 38
     Realtors and lenders everywhere know how important a credit score is to potential home buyers. The standard model that is used (the infamous FICO score) has resulted in many people having to pay thousands of dollars in additional interest charges despite their efforts to increase their score...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 23
Fannie Mae Guideline Changes - Seasoning on Mortgage in Bankruptcy            In a rare event of loosening guidelines, Fannie Mae has issued guidance on changes that will have a positive impact on people who have had a mortgage included in a bankruptcy.           In the past, if a mortgage was in...
By Brian Heckman, Brian Heckman- Florida Mortgage Lender
(The Heckman Group)
Comments 2
        The up again/down again housing market continues to defy economists and expectations. Home sales dipped in June after a string of strong months, catching many by surprise. Mortgage rates are sinking back down near historic lows. Home prices are on the rise, but inventory is still tight i...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
If you are one of the many people who are looking to purchase a home in Blue Springs Missouri soon, we thought you might like some of our Home Buying Tips Blue Springs advice!  So without further adue we present some of our best advice when it comes to purchasing a home in Blue Springs MO.   1. ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 8
Is APR the best way to shop for a mortgage?          One of the biggest changes to the lending landscape over the past few years has come in the form of how lenders can advertise.  New rules in place heavily discourage bait & switch tactics, and guidelines dictate that in addition to basic in...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Rich Hirsch, VP of Mortgage Lending
(Guaranteed Rate)
Comments 0
  If you wonder how lenders determine how much house you can afford and would like to run your own numbers then you're in the right place. For this reason, Guaranteed Rate is committed to offering you jargon-free educational mortgage resources on this and many other topics.   Believe it or no...
By Orson Klender
(Equitas Realty)
Comments 0
QUOTE OF THE WEEK... "Losers have goals. Winners have systems." --Scott Adams, American creator of the Dilbert comic strip and nonfiction authorINFO THAT HITS US WHERE WE LIVE... Real estate professionals better have their systems in place to take advantage of the opportunities Freddie ...
By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 4
Thinking About A 40-Year Mortgage: How to Decide Whether or Not It Is Worth It     There are different timetables for mortgages. The most common types are 15-year and 30-year mortgages. However, a mortgage broker can establish unique timetables for a homeowner, such as a 40-year mortgage. Friends...
By Donald Horne, Associate Broker, Oxford / Lapeer Homes
(Coldwell Banker-Shooltz Realty)
Comments 1
This month's Housing Trends eNewsletter has an article on How To Do Real Estate Investment Right. We have added the complete story by Michele Lerner below... While we can’t all build a portfolio of hotels, condos and resorts with our names on them like Donald Trump, plenty of individuals incl...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
 Pensacola Florida: Homes in Pensacola For Sale, Buyers Rebates, Free Foreclosure List of Homes in Pensacola, Pace and Gulf Breeze Florida.   Pensacola Florida 32514, Average 30-year mortgage rate down a smidge The 30-year FRM fell from last week's 4.13% to 4.12%. Four out of five experts pol...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 2
560 FICO OK - YES, under certain circumstances 580 FICO OK - YES, see above Recent Bankruptcy Discharge OK - YES, see above Open Collections Acceptable - YES, see above Repossessions OK - YES, see above Foreclosure or Short Sale OK - YES, see above Open Tax Liens and Judgments OK - YES, see abov...