Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Jeff Pearl
(RE/MAX Distinctive / LIC in VA)
Comments 17
 Sometimes a buyer seems a little hesitant to talk about there mortgage pre-approval situation when I first start working with them. After all, we just met by phone or in person, and they could still be shopping for an agent. I will initially start showing them properties, but during that process...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
(www.genemundt.com)
Comments 11
   AFTER Your Mortgage Closing: Keeping the Lines of Communication Flowing          This post, although specifically aimed at my mortgage clients, contains a message that can pertain to other service provider's customers too ...         The topic?  Communication!       Specifically, the lines of ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter w...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
For those VA borrowers who have experienced a short sale, foreclosure or bankruptcy IN THE PAST 2 YEARS, there are now options to purchase a home sooner than the waiting periods mandated by FHA, USDA and conventional lenders. Additionally, most lenders offering VA loans in New Jersey, are requiri...
By Valorie L. Ford, Valorie Ford & Co, Charlottesville/Albemarle Real
(Keller Williams Realty)
Comments 0
If you have tried to buy a home but have discovered that the lack of a substantial credit history is preventing you from being approved for a home loan you are not alone.  This situation is very common for 1st time home buyers, especially younger people in their early 20’s. The only solution to ...
By William E. Lewis, Jr.
(William E. Lewis, Jr. & Associates)
Comments 0
Attention Target shoppers. Expect more, pay less has brought new meaning as an offer of free credit monitoring may not be enough to prevent identity theft, according to Consumer Reports. The offer of “free” credit monitoring may also give shoppers a false sense of security into believing they ar...
By William E. Lewis, Jr.
(William E. Lewis, Jr. & Associates)
Comments 0
Although the federal tax deadline has now passed, hundreds of thousands of Americans have reportedly been victimized by the No. 1 crime in the United States - identity theft. Or in the case of the illegally filed income tax return — tax return identity theft. So lucrative is the crime of tax ret...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
We offer VA IRRRL loans on investment or non-occupied owner homes NATIONWIDE!  Call us at 800 315 8803 or visit www.bartprequalifies.com to discuss a VA IRRRL refinance. Bart is proud vet that has been offering VA Loans nationwide, since 1987.  A VA IRRRL, allows an investment owner that currentl...
By William E. Lewis, Jr.
(William E. Lewis, Jr. & Associates)
Comments 5
  Mortgage borrowers may now qualify for an FHA mortgage under new guidelines established by the Department of Housing and Urban Development (HUD), according to Eli Younes of Viking Realty Group in Pembroke Pines on Tuesday. As a result of the housing collapse, many homeowners experienced a seri...
By Whitney Watson
Comments 5
My first car was a 1979 hunter green Volvo (circa 1998).  I loved it!  Sure, I had to keep one foot on the gas and one on the brake at stop lights so that it wouldn’t cut off because it idled so low, but it had a brand new paint job and a cassette player which was all that mattered to me at the t...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
If you're underwater on your Fannie or Freddie Mac conventional mortgage on your manufactured home, you may be eligible to refinance without paying down principal and without having to pay mortgage insurance. Call us at 800 315 8803, we offer manufactured home loans NATIONWIDE. Ask for Bart Gabe,...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 3
I am writing this post in a state of shock. I can overcome many a issue and or circumstance but some things are simply too much. Today's scenario was one of those situations. One of my purchase borrowers called and emailed me before I got in the door (Thanks to the very heavy traffic). I called h...
By Lisa Von Domek, ....Experience Isn't Expensive.... It's Priceless!
(Lisa Von Domek & Associates LLC, Real Estate Broker/Associate with Real Living Real Estate Group www.LisaVon.com)
Comments 28
Dum-De-Dum-Dum....the tax filing deadline draws near! Are You Ready To File Your Tax Return?   Hot off of the IRS website, here is some of the information you need for Filing Your Taxes Last year, nearly 120 million taxpayers opted for the safest, fastest and easiest way to submit their individua...
By Tommy Miles, Builder/Realtor®
(Miles Realty Group)
Comments 0
If you are looking for a home in Parker County, there are available USDA Loans in Springtown Texas.  These loans require No Down Payment and very flexible qualifying and income requirements.  USDA Loans in Springtown Texas are available to families based on your income eligibility, area where the...
By Matthew Royer, NMLS # 366970
(Homes Mortgage )
Comments 0
Good Morning!   You may or may not have heard about the Heartbleed Bug that’s affecting the internet right now.   I find a need to keep on top of this information because, like many working in real estate and financial services, there is a lot of client information at risk if someone gained acces...
By William E. Lewis, Jr.
(William E. Lewis, Jr. & Associates)
Comments 0
As a nationally recognized credit repair and identity theft expert, Bill Lewis of William E. Lewis Jr. & Associates - a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity – announces the opening of a branch office in Vero B...
By Whitney Watson
Comments 2
Are you a fan of Property Brothers on HGTV?  They’re the guys who help homebuyers turn dilapidated houses into dream homes.  Well, it’s probably the only show my husband and I agree on, so we watch a lot of it.  (He’s not so into The Bachelor, and I’m not so into WWE.) Until I became a loan offic...
As mentioned previously, closing costs typically range from 3%-6% of your loan amount. A closing cost estimate I priced today for a client for a loan amount of $200,000 was $7,100 (3.55% of the loan amount). In this scenario the client was not paying any points for the interest rate. The first op...
By Whitney Watson
Comments 0
A realtor called me today with a question regarding maximum seller contributions on an FHA deal.  A seller contribution is a dollar amount or percentage of the purchase price that a seller agrees to contribute towards closing costs, prepaids, and/or points. Each loan product has its own contribut...