Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 21
You Don't Want to Know the Closing Costs          It's true.  You DON'T want to know the closing costs.  You want to know exactly  what a mortgage is going to cost you.  When comparison shopping amongst different lenders, it can be very difficult to compare apples to apples.  Sometimes closing co...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
Weekly Wrap - Your Mortgage Market Update     August 25-29, 2014          Farewell summertime!  While this weekend's Labor Day holiday marks the unofficial end of summer, it seems traders in the marketplace took an early vacation, if this week's market movements have been any indication.  It was...
By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 2
I am always amazed by how many clients I work with who come to me unaware of all the pitfalls they face during the loan process. To help avoid any surprises while waiting for final approval, I provide my clients with a short list of "do's and don'ts" to follow. Let's start with the "do's" ... Do ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 8
Buying a home in Delaware - Are DSHA loans worth it?          If you're a real estate agent in Delaware, you've undoubtedly heard of (and maybe used) DSHA financing to help home buyers obtain mortgage financing.  In fact, each time I speak with an agent in Delaware, one of the first questions the...
By Bill Kamboukos
(Strategic Mortgage)
Comments 41
  As we have covered in the past, when it comes to obtaining a new conventional home loan, there are generally three major events that supersede all other items that can effect when you can obtain a new home loan. Those three events are: a foreclosure, a short sale or a bankruptcy. Recently, Fan...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
Comments 22
  5 Reasons to Check Tax PINs Prior to the Signing of a Real Estate Contract      Seems like certain problems crop-up in bunches within my mortgage transactions.  Right now the issue that runs across my desk frustratingly often is incorrect PIN (tax) numbers on my Borrowers' real estate contracts...
By Hella M. Rothwell, Real Estate Broker/Owner in Carmel-by-the-Sea CA
Comments 16
A client called me yesterday and lamented about the low appraisal he had gotten on this home. When he saw which homes had been used as comps, he asked me to check out some others that he KNEW had sold for more that should be considered comps. I came up with one that was listed on our MLS but was ...
By Janis Borgueta, LIC R.E Salesperson - Homes for Sale Newburgh NY
(Key Properties of the Hudson Valley ~ 845-527-7115 )
Comments 9
Does Your ONLINE Pre-Approval Cost Money?  Well if it is wrong, it may do just that!   A new construction listing of mine is up and ready to go. Recently I get a call from a potential buyer wanting to see this home as soon as possible. He provides me with a Pre-Approval that is over the asking pr...
By Trey McCallie, Experienced Real Estate Broker
(T/D & Associates Concierge Real Estate)
Comments 0
Cash Flow and Equity Build-up   Many years ago, Las Vegas hotels would entice customers with inexpensive rooms, meals and entertainment so they would gamble.  It may have worked initially but if you’ve been to Las Vegas recently, the bargains are gone.  Hotels expect each division to be a profit ...
By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 6
      As Summer winds down and yields to Fall, there are debates about a stock market bubble, deploying more defense assets in the Middle East, but  none of it seems at all under our control. Rather, here are two matters that you have full control over that you can do right now: 1) go to annualcr...
By Richard Woodward, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
  At InterLinc Mortgage we strive to provide our customers with all the information a new home buyer or existing home owner could possibly want or need to make the best home buying decision. As a direct lender, mortgage broker, and mortgage banker in Dallas Texas, we feel it is our responsibilit...
By Dan Schwellenbach, Helping Realtors create success
(HomeTrust Mortgage Corporation)
Comments 1
The Department of Veterans Affairs makes available a special VA home loan mortgage for Chicago veterans and active servicemen via the VA Loan Guarantee Program. The "VA loan" allows for no money down on a home; and never requires its borrowers to pay mortgage insurance and has rates lower than co...
By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
  Pace Florida 32571: Flat Fee Property Management $50. Monthly in Pace, Fl. 32571 with NO other charges or hidden fees NO full months rent for finding a tenant, NO half a months rent for tenant renewals and NO 20% fee added to repairs. Full Service Property Management, Tenant Scoring to insure y...
By Whitney Watson
(First Home Mortgage)
Comments 3
  Credit tip number six is to remember your individual financial behaviors also affect others who share responsibility for credit cards, loans, and bills with you. This can be a touchy topic and I'm sure many of us have ended up on the short end of the stick when it comes to creditor know someon...
By Donald Horne, Associate Broker, Oxford / Lapeer Homes
(Coldwell Banker-Shooltz Realty)
Comments 0
Spring was healthiest market in 3 years, RealtorMag reports in the 08/21/2014 issue dealing with July housing data... July housing data shows that price appreciation and inventory increases during the peak home-buying season helped the market to post the largest spring gains in three years, realt...
By Yolanda Cordova-Gilbert, David Weekley Homes in Cinco Ranch
(David Weekley Homes)
Comments 13
If you have closed a debit card account please beware. A friend of ours had closed his account early this year, yesterday he noticed fraudulent charges of $19.00 on that account. He called the bank and they said someone had run the charges through. There was a glitch in the bank system that allo...
By Bobbie Smith, Real Estate in the Poconos of PA 570-242-1891,
Comments 0
Janis gives us an Excellent Blog Post on the Benefits of working with a Local Real Estate Agent and Local Lender by telling us what happens to Buyers who do not. Great advice to heed for all Consumers looking to get into their "New Home" in a timely manner and with as few obstacles as possible. T...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 7
Well like many things you never TRULY know what tomorrow holds but if the past is any indicator (and data, when its accurate, helps too) I see a lot of sideways movement for the near future but noticed the bonds are trending a touch to the positive (meaning an improvement to interest rates or the...
By Tony Croft, Mortgage Advisor 201-943-6800
(Tony Croft Team at Northstar Funding - Helping 1st Time Buyers, Move Up Buyers & Investors)
Comments 2
Top 10 Reasons to do a Stated Income Loan on your next Investment Deal Are you having issues closing an investment loan because you are self emeployed and don't show any income on your tax returns?  Need pay off a hard money loan? Having a problem closing in a LLC?   Did the bank just say no to f...
By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 9
Although some people may think that a self-directed IRA is some exotic investment vehicle only for rich people, the reality is that self-directed IRAs can be utilized by anyone who is saving for retirement. However, do not walk into your local bank and ask for one.Sorry, they can't give it to you...