Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 43
Mortgage Loan Denied?  Get a 2nd Opinion!          When you work in the mortgage business for a period of years, no matter who you are, you run into scenarios where borrowers come to you - perfectly fine borrowers,  more than deserving of a loan - that have been denied at some other lender for so...
By Bill Kamboukos
(Strategic Mortgage)
Comments 34
  As we have covered in the past, when it comes to obtaining a new conventional home loan, there are generally three major events that supersede all other items that can effect when you can obtain a new home loan. Those three events are: a foreclosure, a short sale or a bankruptcy. Recently, Fan...
Comments 0
Even if you're not about to apply for a mortgage   Even if you're not about to apply for a mortgage, your credit score eventually determines how much you pay life's major purchases.    Here's some tips, and if I can every answer any questions about real estate, or how to finance i...
By Lisa Delzompo, VA, FHA, Conventional
(PRW Lending, Inc)
Comments 1
How to Refinance from a Conventional Loan into a VA Loan - California VA refinance loans are usually used to stream-line from an original purchase loan that was VA into a new refinanced loan (called an IRRRL) to lower the interest rate.   Today, though, we're looking at refinancing a conventi...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 8
I get the fact that most people are intelligent. I also get the fact that while they may be well educated and "experts" in their respective field they are NOT in ours and that poses a potential problem. Since the feds took over "nearly"  complete control of the lending world, ...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 23
That money will last the government 3 seconds.  Why isn't it going to the mortgage holders whose lives were ruined?  These are the people who were forever harmed.  Their kids were forced to leave their home and schools.  The family's life style altered for years. Their hunt to find rental...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 18
I'm the best lender.  And the worst lender.          Over the years, I've received a lot of compliments on my mortgage business.  Thankfully, they've outnumbered the complaints by a lot.  Since entering the business in 2006, I've made it a point to constantly improve, evolve, adap...
By Dee Toohey, Broker, ABR, AHWD, CIPS, FMS, ePro
(Innovative Realty Solutions Group)
Comments 6
Some of us have enjoyed using USDA financing for our buyers but the availability of properties eligible for this program is changing based on the latest census.  USDA mortages accepted before October 1, 2014 fall under the old map.  Afterwards, the new map will be in place unless Congress takes a...
By BILL CHERRY, William S. Cherry & No Co., Wealth Coach
(William S. Cherry & No Co., Wealth Coach)
Comments 3
   An economists' concept and term that everyone should be aware of and understand, at least by definition, is known as Broken Math. Broken Math refers to the fact that the US national debt has well surpassed the annual Gross Domestic product, resulting in massive deficit spending. That will ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 3
Luxury Buyers Need a Luxury Mortgage          For the first time since I've been in the mortgage industry, we're seeing  investors offer products to luxury home buyers at more competitive interest rates than buyers using conventional loan products.  While "luxury" is subjective ...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Lynn B. Friedman, REALTOR ATL BuckheadMidtownWestside 404.939.2727
(- - - Concierge Real Estate Services for YOU - - - Providing SERVICE for Sellers & Buyers is our BUSINESS)
Comments 7
Bank of America Reaches $16.65 Billion Settlement in Mortgage Probe     (Vulture)   Yes, that sounds like a lot of money - but is it an accurate amount? BofA has written off or sold many of the loans included in the settlement. In addition, "Soft Dollars" - that is, amounts booked as re...
By John Elwell
(CENTURY 21 Bill Nye Realty, Inc.)
Comments 0
Today, 8/21/2014,  Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 4.10% down a tad from 4.12% last week. The average interest rate for 15 year fixed-rate mortgages was 3.23%, down a little from 3.24% last week. A year ago the 30 year rate was 4.58...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Tips for Getting a Hard Money Lender Arizona     If you are looking for a hard money lender Arizona or a Arizona private money lender  then you probably understand that these kind of Arizona hard money loans are the best kind of loans you can get. You are able to bypass the traditional loans from...
By Pete X-Investment to Luxury, Huntington Beach, CA -GRI-MCNE 714.459.2017 OCLister.com, Outstanding Agent Referrals-Nationwide
(X Group Real Estate Advocates )
Comments 1
Are You A Huntington Beach Home Owner In Distress? Keep your Surf City home!   It's always best policy to keep in contact with your mortgage provider when having difficulty in making payments.   Your mortgage company may have programs to help such as a forbearance/temporary payment deferment,...
By Phyllis Owens, Phyllis Owens, RE Services & Consulting
Comments 0
I participated in an ActiveRain Webinar just now on how to incorporate renovations with a purchase loan.  I had heard of the 203K loan program before but this webinar really provided so much more of the details on how the process works and with whom it will work.  PrimeLending.com was the present...
By Carey Frankel, Carey Frankel, ABR, SFR, CDPE, GRI
(Phyllis Frankel Realty Group | Ponte Vedra Real Estate)
Comments 0
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By Matthew Royer, NMLS # 366970
(Homes Mortgage )
Comments 2
Good Morning,   I hate summer!  Not because of the Mosquitos, nor the humid hot days that signal the start of the State Fair…have you seen the forecast?!?  It’s not even the fact that on a Wednesday in the mid 70s, I’m sitting in an office and staring out a window.     What do I hate about summer...
By Thomas Elrod
(Keller Williams Realty)
Comments 3
Is closing a credit card good or bad?  I get asked this question a great deal!  I always refer my clients to their lender but this article has valuable information so I wanted to share it! Dear Credit Card Adviser,I want to set the record straight. I've been told that canceling credit cards I...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
Lees Summit Missouri Home Loan Pre-Approval If you currently live in the Kansas City/Lees Summit area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is heade...