Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
FHA Home Loan NixaThanks for watching the video of our mortgage expert Darren Copeland explain the benefits to the FHA Home Loan program and how it can help first time homebuyers and other folks looking to purchase a home make those dreams come true! Darren and his team at KC Loan Tips have all t...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
 -5-Unit Multifamily-Loan Amount $440,000- Strengths 67%LTV- Strengths 1.27 DSCR-Weaknesses: Borrowers credit score was low (620) and weak credit history.   Give me a call today to finance your deal at 512-650-86230 Alt A Property Types:   Multifamily, Mixed Use, Retail, Lt Industrial, Self-Stora...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 28
 Important Reasons to Pay Attention to Credit and Credit Management               My experience has taught me:  Way too many people don't spend enough time ... or pay proper attention to ... their finances.  That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
You want that Arizona Home Loan to Purchase your Dream Home, But... I've got an interesting job.  All day long I listen to people’s stories as to why their credit score is down in the low 400 ranges and they want an Arizona Home Loan.  They call and I listen to a point.  It’s usually not their f...
By Kent Temple, Specializing in Lake Norman Real Estate
(THE TEMPLE TEAM)
Comments 2
The average rate on a 30-year fixed-rate mortgage for borrowers with good credit is now just a third of a point above the all-time low set in late 2012.Freddie Mac's weekly rate report says a 30-year fix averaged 3.65 percent in the week ending April 23, down from 3.67 percent last week. A year a...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Angelica Blatt, Selling the Monterey Peninsula over 15 years!
(Teles Properties)
Comments 4
Your credit is so important and like the article states..so much damage is done early on in life or by not checking to make sure that liens etc. are Released. I remember having this talk with my daughter as she left for college and I kept the conversation going..I think that I may have scared her...
By Bill Roberts, "Baby Boomer" Retirement Planner
(Brooks and Dunphy Real Estate)
Comments 14
This is such an important issue to all of us that I want to help Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com get the word out.    Important Reasons to Pay Attention to Credit and Credit Management                  My experience has taught me:  Way too many people don't spend enou...
By Rhonda Hollifield, REALTOR®, Broker REALTOR CRS, GRI, ABR
(Keller Williams Realty Mountain Partners)
Comments 1
Washington Looks at Credit Score PredictorsIt may not be the first factor you look at when you begin planning to buy a Hendersonville house, but unless you are in the rare position of being able to make an all-cash purchase, sooner or later your credit score will become a prominent factor. That’s...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 1
Understanding the Home Mortgage Loan Process   What are the steps that are taken in the loan process?The loan process changes in different regions and from state to state. The explanation of the loan process below is a basic overview of the steps that take place during the processing of your loan...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 18
More restrictive guidelines for reverse mortgages It does not seem like long ago when we could advise seniors that they could use a reverse mortgage to refinance their present home or to purchase a more suitable primary residence without the need for credit or financial information. Times are cha...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 1
I wrote this special report a couple of years ago, but I just recently updated it.The mortgage industry is dynamic. …constantly changing guidelines and limits.I’ve updated the report to show the most recent guidelines for each loan program listed.I wanted to give it to you here.If you or someone ...
By Shawn Sidhu
(C2 Financial Corporation)
Comments 0
Any purchase or refinance that closed after December 31, 2013 are eligible for qualified borrowers. Borrowers with an adjusted gross income of less then 100,000 would be able to deduct 100% of their MI premium. It is subject to income limits. Please consult your CPA or tax professional for advice. 
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 11
Mortgage Broker VS Mortgage Banker       "I was looking for a mortgage broker, and I found your name".  I hear this pretty often when answering the phone and speaking to potential clients.  Am I a mortgage broker?  Not technically.  I'm a loan officer. Am I a mortgage banker?  Nope, I'm a loan of...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
The Fastest Way to Raise Credit Scores       Whether it's fair or not, when it comes to buying a house and planning out your financial future, there is one thing that will make everything else either much easier, or far more of a challenge: a FICO score.  With a high FICO score (above 740), apply...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 19
 All Loan Officers are NOT Created Equal    Great Discrepancies Exist        A post written by fellow-lender, Joe Petrowsky, inspired me today ...          In Joe's post, he spoke of a client he was able to assist in saving some pretty hefty dollars.  How did he do this?      He suggested they ut...
By yanni raz
(hml investments)
Comments 1
Mortgage Assistance For The Self Employed: Stated Home Loans Stated home loans, also referred to as stated income loans or "no doc" loans, are making a comeback as lenders look to boost business in home mortgages. Lenders claim that these loans are a different breed from those associated with the...
Justin Dudek - NMLS #206330Justin Dudek is a Mortgage Broker based in Chicago, IL with Supreme Lending. Justin has built his business on referrals and won several company accolades. Although based in Illinois, Justin has been able to expand his services to California, Tennessee, Indiana and Penns...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 79
  USDA loans in many areas are becoming more popular, yet many loan officers still don't know much about them, hence why they still aren't talked about much. Just as FHA loansweren't used as much as they should have from 2000 - 2006, because subprime and some conventional loans were easier for th...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 3
HomePath Renovation Loans: Credit Score Requirements Fannie Mae HomePath Renovation Loans offer home buyers of Fannie Mae owned properties the ability to purchase a home and make renovations to the property after settlement. Fannie Mae loan programs, including the HomePath and HomePath Renovation...