Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
Being an active military member can leave you wondering how long you’re going to be stationed at your current or upcoming location. The decision is often Purchasing a Home vs. Military Housing and with PCS season approaching, this may be the topic of discussion in your family this summer. Because...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
With news of softer than expected GDP combined to the weakness of jobs with higher than anticipated new claims and continuing claims (unemployment) I expect the FNMA 3.0 will end the day back above 101.5, which it has not been at in over 2 weeks!How long will this rally last?Who knows the market ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Arizona home loans are in high demand as interest rates are dropping and housing inventory is increasing. A mortgage broker can help you choose the best loan for your financial situation and make your homeownership dreams come true.  The real estate market in Arizona is booming. With gorgeous spr...
By Judy Wahba Realtor-Broker/Owner Steve Houck Realtor/Partner
(Real Estate Partners, LLC)
Comments 1
As I am told, this August 2015, The make up and rules for our HUD-1 Settlement statements will change. I plan to get in touch with our closing attorney and, through him, become more educated on how this will impact us Realtors. The actual change in the make up will probably have little effect on ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 5
Well the market never ceases to amaze.Job reports show higher then expected initial claims as well as continued claims and yet there is no rally to bonds... (yet)??I do expect pricing to improve some, especially based on this data but for now the market is holding tight to its cautious approach f...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 0
Mortgage bond prices finished the week higher which pushed mortgage interest rates lower. Durable goods orders fell 0.5% as expected which did not move the market much Tuesday. This was offset by stronger than expected data later that morning.  New home sales were 517K versus the expected 510K. C...
By yanni raz
(hml investments)
Comments 1
Stated Income Commercial Loans Available It is true, stated income commercial loans are available from HML Investments. HML provides competitive commercial financing for investor commercial properties through various programs without the requirement of personal or business tax returns. Borrowers ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 46
Can I pay off debts to qualify for a mortgage?      This question comes up a lot, and like many other questions regarding mortgage financing it has a very simple answer - yes, no, and maybe.     Fact is, you can pay off some debts to help qualify for a mortgage loan, but some debts will not be al...
By Andrea Swiedler, Realtor, Southern Litchfield County CT
(Berkshire Hathaway HomeServices New England Properties)
Comments 16
Prove it, show me what you know! If you are thinking about buying a home then you are thinking about getting a mortgage. Unless of course your great Aunt Bertha just left you boatloads of bucks. I am willing to bet if great Aunt Bertha had any money she left it all to Fluffy the wonder kitty, not...
By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 70
One of the things I will never do is drag up an instance in which I suggested a client do one thing and a client chose to do some other thing. Because it's always their choice to make these decisions. Do I feel as though I have failed them somehow if they choose badly and it comes back to bite? Y...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 4
We took some time and created this amazing infographic to discuss the 4 Mistakes Home Buyers Make most often, and some bried explanations of each one.  If you'd like to avoid  the 4 Mistakes Home Buyers Make then give us a call or get pre-approved online with us!
By Shawn Sidhu
(C2 Financial Corporation)
Comments 0
Approximately 10,000 Americans go into retirement on a given day. You would be able to utilize equity in your home to live comfortably in your golden years along with covering medical expenses etc. Here are some key benefits. No monthly mortgage payments are required. You are able to live in the ...
By Jennifer Provencio, The Reverse Mortgage Speciailist
(Open Mortgage, LLC)
Comments 0
Any time that we are going to take an application for a Reverse Mortgage, wether you live in Visalia, Fresno, or anywhere else in California, there are certain documents that we will need in order to process your loan. Some of the documents verify who you say you are, while others verify the inco...
By John Elwell
(CENTURY 21 Bill Nye Realty, Inc.)
Comments 0
Today, 5/28/2015, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.87%up from 3.84% last week. The average interest rate for 15 year fixed-rate mortgages was 3.11%, up from 3.05% last week. A year ago the 30 year rate was 4.12%.Freddie Mac's spoke...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.87% (30-Yr), 3.11% (15-Yr) for Week Ending 5/28/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages.    Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local...
By Melanie Cameron, The Cameron Team
(Coldwell Banker Sea Coast Advantage)
Comments 0
If you are securing financing for buying a home, you should know what Private Mortgage Insurance is. Melanie Cameron of The Cameron Team explains what it is and what you should know about PMI before choosing a loan package.  Melanie CameronBroker/REALTOR®(910) 202-2546Email Melanie
By Jennifer Provencio, The Reverse Mortgage Speciailist
(Open Mortgage, LLC)
Comments 0
Prior to April 27, 2015, seniors were not required to income qualify for a reverse mortgage.  All they had to do was make sure there was enough equity in the home to qualify. However, as of April 27, 2015, we can no longer just look at the home and order an appraisal. Seniors now have to qualify ...
By Jennifer Provencio, The Reverse Mortgage Speciailist
(Open Mortgage, LLC)
Comments 4
This week I received a call from a very frustrated woman who was trying to help her elderly sister and brother-in-law understand the reverse mortgage that is currently on their home. Irene, the woman who called, was at her wits end. She has been working with her sister, the estate planning attorn...