Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 69
Will lenders consider your social media presence?   A communication from a mortgage lender predicts that bankers and mortgage lenders will be looking at the social media presence of applicants as well as their spending and credit history. What shows on Facebook and Twitter accounts could help det...
By Five Stars Mortgage, Florida USDA, FHA and VA Loans
(Five Stars Mortgage)
Comments 0
Seminole County homebuyer can still purchase a home today with minimal down payment. In fact the 2014 FHA loans still permits up to 96.5 percent financing in Altamonte Springs, Casselberry, Geneva, Lake Mary, Lake Monroe, Longwood, Oviedo, Sanford, Winter Springs.  FHA continues to adjusting thei...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 3
Mortgage Secrets "They" Don't Want You to Know About          When it comes to getting a mortgage, there's plenty you don't know.  Heck, there's plenty your lending professional doesn't know.  There truly is no "one size fits all" mortgage loan out there, and every person is going to have a progr...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 23
    Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of which are trying to re-coup profits lost from low interest rates, mortgage lending, and the cost of doing business, have been raising the fees on many of their services ...          Those service fe...
By Whitney Watson
(First Home Mortgage)
Comments 63
True or false? All’s fair in buying and selling. All of us remember the 2003 hit rom-com with Kate Hudson and Matthew McConaughey, How To Lose a Guy in 10 Days.  Andy Anderson (Hudson), Composure magazine’s how-to girl, is writing an article about the things women do to ruin their chances with me...
By Tim Lorenz, 949 874-2247
(TIM LORENZ - Elite Home Sales Team)
Comments 6
10/19/2014 Mission Viejo Home Values By Tim Lorenz   This week’s report on home values for Mission Viejo and surrounding areas homes is prepared by a Mission Viejo Realtor Tim Lorenz.  The report shows the Orange County Median Prices for resale homes were up 6.2 percent, for new homes up 10.3 per...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 6
FHA Loans for Investment Properties          The vast majority of FHA loans are for purchasing a primary residence.  FHA refinances for primary residences are also somewhat common, although less so since FHA PMI premiums went through the roof.  Since so many FHA loans are for purchasing primary r...
By William Feela, Realtor, Whispering Pines Realty 651-674-5999 No.
(WHISPERING PINES REALTY)
Comments 8
Yes, the lender thinks I am a Mushroom.  He has kept me in the dark and fed me $hit! All I get is a don't worry...it is all ok... 2 weeks to go and no appraisal! I ask my clients and they said he hasn't talked with them in a week.  They expected to be asked for more information. We are a bit worr...
By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 2
‎ Mortgage News For The Week Of September 15, 2014         Last week’s housing related economic reports were slim, but an unexpected increase in weekly jobless claims gained attention. Analysts calmed concerns by noting that last week’s reading of 315,000 new jobless claims was not far removed f...
By Whitney Watson
(First Home Mortgage)
Comments 15
A jumbo or non-conforming mortgage typically requires a minimum down payment of 10-20%.  At First Home Mortgage we currently offer a non-conforming jumbo mortgage with a minimum down payment of only 5%. Here are some of the program details about the 5% down jumbo mortgage that we offer: Fixed ter...
By Five Stars Mortgage, Florida USDA, FHA and VA Loans
(Five Stars Mortgage)
Comments 0
Many first time buyers in Spring Hill are drawn to the USDA Rural Housing mortgage. Why?  The USDA Rural home loan is one of the few programs that still allows buyers to purchase a home with NO money down. So, how to do you apply for the USDA loan application, what are the steps for USDA loan pre...
By Five Stars Mortgage, Florida USDA, FHA and VA Loans
(Five Stars Mortgage)
Comments 0
Did you know that USDA stands for United States Department of Agriculture. In the past, Many people think of USDA as “farmer loans” mostly used to purchase properties in country agricultural areas. That not so much the case today with the USDA home loan. In fact, properties in almost every area o...
By Kasey & John Boles - Jon Gosche Real Estate, Boise, Meridian, Ada/Canyon/Gem/Boise Counties
(Jon Gosche Real Estate, Boise ID)
Comments 1
Click Here for the 30 Year FHLMC Rates On 30-Year Fixed-Rate Mortgage Chart Click Here for the 200 Year Historical Rates On 30-Year Fixed-Rate Mortgage Chart Click Here for the Housing Prices Chart Click Here for S&P/Case-Shiller Home Price Indices Chart   Corey Newell Sr. Loan Officer MLO-24591 ...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - BRE #01368971)
Comments 2
Interest rates for buying a home on the Palos Verdes Peninsula moved down this week.The following are excerpts from the newsletter on interest rates published by HSH Associates :   "Volatility returned to the markets in full force this week; a true roller coaster rise for foreign and domestic sto...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By TIM GARTON, "Highly Skilled Pro"
(RE/MAX Gold)
Comments 1
Tim Garton's new's  for Vallejo CA  you can use. The CHDAP provides a deferred-payment junior loan – up to 3% of the purchase price, or appraised value, whichever is less, to be used for their down payment and/or closing costs. This program may be combined with a CalHFA or non-CalHFA, first mortg...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 35
  School is in Session! The Benefits of Conventional Lending vs FHA         Mortgage Insurance is required on loans where a 20% down payment is not available from the Buyer/Borrower.        Since most all Conventional Loans in the traditional marketplace require a minimum of 5% down, (Note: I sai...
By Nicholas Conteduca, Chicago's Top Real Estate Agent - Broker/Appraiser
(Jameson Sotheby's/Anywhere Appraisals)
Comments 1
  Will my home pass an FHA appraisal? What do Appraisers Look for during an FHA Appraisal? – Tips on passing for FHA Financing.   I frequently come across lenders, agents, and home owners that ask me what appraisers look for during an FHA Inspection and what specific items would pass. In this pos...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Independence Mortgage loans are great for people who are ready to move into their first home, or ready to move into a new home!  In this blog post  we're going to let take a peek at the first two steps in the home loan journey, so you'll know what to expect! The First step in any Independence Mo...
By Mykel Martin, The TCR Group at Keller Williams Realty
((909) 476-9600 ~ www.WeLoveRanchoCucamonga.com)
Comments 1
Our Buyers often ask us for information on what kinds of Buyer Assistance is available  for today’s homebuyers.  City and County Buyer Assistance Programs often experience a lack of funding, long waiting lists, property restrictions or strict qualifying guidelines.  We decided to get with our len...