Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
Loan Amounts:    $100,000 to $5,000,000Property Types:   Apartments, Mixed Use, Office, Retail, Warehouse, Self Storage,                              Mobile Home Parks, Automotive ServicesLoan Purpose:     Purchase,  Refinance, Cash-out RefinanceGive me a call today to discuss your deal at 512-65...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 6
We live in a world where instant gratification is everything, but the home loan process takes time, so we'd like you to know The 4 Biggest Mortgage Mistakes that can slow down the process. 1. Lying.This should be pretty obvious but it never fails that someone doesn't fill us in completely on thei...
By Marti Steele Kilby, Broker/Owner, San Diego, CA
(Steele Group Realty)
Comments 6
We’ve all seen the promotions, especially popular with furniture stores:  0% interest for one or two years – just make a minimum monthly payment.  If you have decent credit, you qualify and this can be very enticing if you are a bit short on cash but really do need some furniture. My youngest da...
By Debra B Albert PA Team Albert, KW Port St. Lucie, We Make Real Estate Happen
(Keller Williams Realty)
Comments 1
   THE Smart Way to Buy and Renovate a Home Normally about 16% of the homes for same are bank-owned or short sales and housing affordability is at a historical high.  Actually there has never been a better time to buy a home. Bank owned properties and short sales are hard to sell.  Often the prio...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you have bad credit, you will most likely find yourself unable to secure financing for a home mortgage through a bank. Most likely you will need to find an alternative Arizona bad credit mortgage lenders that specialize in bad credit and subprime home loans. All bad credit lenders are not crea...
By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive Realty - The Powell Team)
Comments 47
Have you had a Bankruptcy, Foreclosure, Short Sale or Deed in Lieu of Foreclosure and are wondering how long you have to wait before you can obtain a new home loan?  Here are the guidelines as of Februrary 2011, which I verified with a loan officer friend.  Of course, every rule is made to be bro...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 3
Effective with loan applications dated 8/1/2015 or later, new federal disclosures will be mandatory. The Loan Estimate will combine the existing Good Faith Estimate and the Truth-in-Lending forms and is unlikely to create any major changes for real estate transactions. The Closing Disclosure repl...
By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 2
If you are like many other homeowners, your home mortgage payment is the single largest expense in your monthly budget. This is a fixed expense that you will typically be responsible for until your loan is paid in full or until you sell your home.If your home mortgage payment has become unafforda...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 2
Well let me start off  with a Happy Cinco de Mayo to everyone.While this is a big day of celebration for many, the markets are certainly not liking what they are seeing from data coming in and this headache is not from too many margaritas.With the US at the largest trade deficit, up over 16B from...
By Maggie O'Connell, Experienced Reverse Mortgage Professional
(The Federal Savings Bank, Reverse Mortgages)
Comments 1
When Applying for a Reverse Mortgage, Be Prepared forFinancial Assessment QuestionsUnderstanding the New Reverse Mortgage GuidelinesPotential Reverse Mortgage Borrowers will now be asked numerous questions to determine qualification under the new Financial Assessment Guidelines.  Below is a list ...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Business Loans that provide fast cash for your business are available in a variety of loan types.  The business loans that close the fastest are small business loans in the category of merchant advances and small business lines of credit.While these loans may have seemingly high interest rates, t...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 1
John Meussner, shared this wonderful classic post that can be used many times over. The array of details and data will surely benefit you and your present or future clients. It is detailed and right to the point. It should also help with any gray areas, to give you an upper hand with this competi...
By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 3
WHAT IS A REALTOR PROCESSING FEE?   What is a Realtor processing fee, and why is it on my settlement sheet? Occasionally I get a settlement sheet to review before closing and I see a Realtor processing fee as a line item charge to the buyer or the seller. As a mortgage broker, my concern is for t...
By Rob Spinosa, Marin Mortgage Broker
(RPM Mortgage, Marin County, CA)
Comments 7
"Will Refinancing Cause My Property Taxes to Go Up?"   Because the current interest rate environment remains conducive to refinancing, a concern that some have about taking action stems from confusion related to how their property taxes are determined, and specifically the question, "Will refinan...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 83
 FHA, VA, and Conventional Loans ...The Waiting Periods       There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...            "How ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
We love our military service men and woman and we wanted to share with you The 7 Best VA Loan Benefits that are available to you when you're looking into purchasing a home! #7 - You can Pre-pay and there aren't any penalties for early payment!#6 - The Closing Costs are comparable to other home lo...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
This week should be interesting and I am counting on much of last weeks losses to be regained. However with that said the market is opening today with some pretty sizeable losses as hedging is happening pending the results of the anticipated data. There is no guarantee that recovery to rates will...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
Hope you had a good weekend!The other day I had a borrower ask me if they could apply for a 30 year mortgage even though they were 78 years old.I can see why they asked this question. …The odds are they may not be around for another 30 years.Just so you know… It’s against the law for mortgage com...