Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
VA loans offer HUGE benefits to to our military and veterans, but you still need a 620 credit score, so here are 4 Simple Ways to Boost Your Credit Score. While we can point you in the right direction for credit restoration services if you're in really bad shape, we also thought we'd give you a f...
Everyone always asks me “When can I go out shopping and buy things for my new home?”  The correct answer is: AFTER you get the keys, your loan is FUNDED, and your new home title is transferred into your name.  After this step the loan is complete and you can do as you would like with your credit ...
By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 68
One of the things I will never do is drag up an instance in which I suggested a client do one thing and a client chose to do some other thing. Because it's always their choice to make these decisions. Do I feel as though I have failed them somehow if they choose badly and it comes back to bite? Y...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 0
  tax benefits of buying a home there is more to be gained from buying a new home in tooele than just appreciation. I'm not a tax man and can't give tax advise but here are a few tips to go over with your accountant.   typical tax deductions for owning a home in tooele ut there may be several typ...
By Spirit Messingham, Third Generation Full-Time Realtor® 520 471-6900
(Tierra Antigua Realty)
Comments 0
Mortgage bond prices finished the week lower, which pushed mortgage interest rates higher. Most of the weakness came early in the week. The NAHB Housing Index printed at 54 versus the expected read of 57. Rates failed to improve on the release despite the fact it was rate friendly. There was cont...
By Tom Burris, Texas Mortgage Dallas Mortgage FHA
(NMLS# 335055)
Comments 1
FHA New PMI Rates - January 2015   As per Mortgagee Letter 2015-01 we will have a rate reduction for the FHA Monthly PMI on all FHA loans for case numbers ordered after January 26, 2015 A 50 basis points reduction(1/2 point) is a significant savings for new FHA Loans. Making FHA a more attractive...
By Barb Szabo, CRS, E-pro Realtor, Cleveland Ohio Homes
(RE/MAX Trinity Brecksville Ohio)
Comments 5
There have always been certain requirements for home mortgages: decent credit, employment, some assets are the big ones. Since the market crash things have changed or tightened, if you will.   Most reputable lenders will let buyers know in advance what is expected of them during the loan process ...
By Jamie Chambers, USDA /FHA Mortgage Source
(USDA / FHA Mortgage Source)
Comments 0
The FHA (Federal Housing Administration) is the largest insurer of home loans in the world, backing millions properties for over 80 years. FHA provides mortgage lenders with insurance on all loans funded in refinancing or purchasing a home. Mortgage companies are in a sense protected or insured s...
By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 0
 Rising Interest Rates Tooele UT   Mortgage Rates Rising This Year - Important Information For Tooele UT Real Estate Consumers Mortgage rates have increased from the start of 2015. According to industry professionals, it will likely do so further during 2015. This is important information for tho...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Physician Loans - Fast Closing & Easy QualificationPhysician loans with fast closings and easy qualification for doctors who have some credit challenges are easy to obtain through FastLoans.capital and their fast closing Physician Loans program.  This physician loan is designed to allow doctors t...
By Inzopa Inc
Comments 0
I think we all understand the importance of Vetarans who not only protect our country, but the entire world! In honor of Memorial Day, we'd like to recognize Inzopa's finest VA loan mortgage professionals!  So far, On Inzopa, 39 mortgage professionals have proven to close at least one VA loan:Tom...
By Troy Erickson, Your Chandler, Ahwatukee, and East Valley Realtor
(Diverse Solutions Realty www.ChandlerRealEstate.weebly.com)
Comments 52
Nick and Cindy Davis have offered up some great advice on strategies to shave years off of your mortgage. Considering your mortgage payment will probably be the largest payment you will ever have, and the interest you pay on the loan will be a lot no matter what, this advice can be very beneficia...
By Gabe Sanders, Stuart Florida Real Estate
(the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 6
In the past, most Federal Housing Administration (FHA) loans were made to lower-income borrowers. In fact, that is why FHA was established. In the 1930s, a working person would have to save 50 percent of the value of a house before being able to get a mortgage. The FHA changed that with programs ...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 6
Well in a never ending battle the data, and even in this case the Fed Chairs Speech,  supports one action yet the market is in reverse?I always say time will cure this irrational behavior but the equities market is almost on an insatiable goal to crack 20k on the DOW and will do any and everythin...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Gas Station Loans!Gas station loans are hard to come by these days.  With government regulations on the banking industry, environmental concerns and the tightening rules of SBA, it has been very hard for gas station operators and gas station/c-store business owners to locate the gas station loans...
By Michael Gross, Providing lending solutions not just loans!
(Dividend America Commercial Lending)
Comments 0
Restaurant Equipment Financing - 100% No Money Needed!Restaurant equipment financing is available with no down payment, fast closings and easy qualification.  Financing the equipment you need with no tax returns and a credit score as low as 520!  Just provide 3 months of bank statements showing g...
By yanni raz
(hml investments)
Comments 1
Get Creative With Your Financing: Commercial Hard Money Loans There are a multitude of ways an investor can finance his or her commercial real estate deals. Most commercial real estate purchases involve acquiring a new first mortgage to purchase the commercial property or leaving the existing fir...
Last week, The Wall Street Journal ran an article about personal finances that Olympia mortgage payers who are at or near retirement age should find thought-provoking. It centered on the idea that today’s retirees are often making a decision that differs from what past generations have chosen. Th...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 20
    FHA loans & their misconceptions/myths     The number one myth - FHA loans are more expensive than conventional loans!! - FALSE -     Protection of your family & home purchase will always be with a loan officer with knowledge & integrity… not telling you what you want to hear to make a sale!!...