Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Kent Temple, Specializing in Lake Norman Real Estate
(THE TEMPLE TEAM)
Comments 2
The average rate on a 30-year fixed-rate mortgage for borrowers with good credit is now just a third of a point above the all-time low set in late 2012.Freddie Mac's weekly rate report says a 30-year fix averaged 3.65 percent in the week ending April 23, down from 3.67 percent last week. A year a...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 18
 Important Reasons to Pay Attention to Credit and Credit Management               My experience has taught me:  Way too many people don't spend enough time ... or pay proper attention to ... their finances.  That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
By Bill Roberts, "Baby Boomer" Retirement Planner
(Brooks and Dunphy Real Estate)
Comments 11
This is such an important issue to all of us that I want to help Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com get the word out.    Important Reasons to Pay Attention to Credit and Credit Management                  My experience has taught me:  Way too many people don't spend enou...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 0
Understanding the Home Mortgage Loan Process   What are the steps that are taken in the loan process?The loan process changes in different regions and from state to state. The explanation of the loan process below is a basic overview of the steps that take place during the processing of your loan...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 79
  USDA loans in many areas are becoming more popular, yet many loan officers still don't know much about them, hence why they still aren't talked about much. Just as FHA loansweren't used as much as they should have from 2000 - 2006, because subprime and some conventional loans were easier for th...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 3
HomePath Renovation Loans: Credit Score Requirements Fannie Mae HomePath Renovation Loans offer home buyers of Fannie Mae owned properties the ability to purchase a home and make renovations to the property after settlement. Fannie Mae loan programs, including the HomePath and HomePath Renovation...
By C. Thompson, Loss Mitigation Cases
(Loan Modification)
Comments 11
    How to choose an Honest Loan Modification Company   There are over 250,000 foreclosure filings — default notices, auction sale notices and bank repossessions combined, occuring each and every month. Unfortunately, there are many people that don't know there is help out there for them. Most pe...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 2
HomePath and HomePath Renovation Loan - Non-Occupant Co-Signers The HomePath and HomePath Renovation Loan programs are a great source of financing on Fannie Mae owned homes.  Both loan programs offer flexible financing alternatives for borrowers purchasing a Fannie Mae owned home.  However, there...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
President Barack Obama announced on January 7, 2015 that the Federal Housing Administration (FHA) would lower its annual mortgage insurance premiums from 1.35% to .85% (for loan to values above 95%). Although a date has not yet been announced for when this will go into effect, the lower mortgage ...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
The FHA Streamline refinance will be how most current FHA borrowers in Orange County take advantage of President Obama's recent announcement about lowering the Mortgage Insurance premiums on FHA loans in 2015. Right now is almost a perfect storm when it comes to looking at the reasons to refinanc...
By Sally Dunbar, Fair Oaks Realtor - Fair Oaks Homes for Sale
(Lyon Real Estate, Fair Oaks CA (Sacramento Area))
Comments 53
Dang! It just happened again! My buyer's daughter transferred $20K into their account, because they're really buying the condo for the daughter with her money. (The daughter has bad credit, but a wad of money, so Mom and Dad are making the purchase for her).  Now we need to show proof of where th...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
The VA loan limits for 2015 in Orange County, CA will be $625,500, which is a little lower than last year but still a high limit considering there is no down payment required. The $0 down VA loan limit in 2014 for Orange County was $687,500, and over the last few years the limit had gotten as hig...
By Eleanor Thorne, Cary Mortgage Loans 919-649-5057
(Steve Thorne NC Mortgage Experts)
Comments 4
January 27, 2014 by Eleanor Thorne Leave a Comment  The USDA Home Loan NC Program has been fixin’ to get ready to change the USDA Loan Eligibility Map in our state for two years.  The potential changes to the USDA Loan Eligibility Map for Burlington and Mebane NC have currently been delayed until...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(Karen Parsons-Fiddler, Broker 949-510-2395)
Comments 100
  I'm expecting controversy on this post....you can't see me, but I'm writing this fully "braced." I am not passing judgment on this....but I've been hearing about some great loan modifications at unbelievable interest rates. The interesting thing is that the people getting them probably don't r...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
The FHA loan program had been the loan of choice in Orange County, CA after the mortgage collapse in 2008. With Conventional and non-Conventional loan programs that allowed for small (or $0) down payments quickly disappearing, FHA stepped up. Not only did FHA increase the loan limit in Orange Cou...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
FHA is often thought of as a "first time home buyer" loan program. And while it has been used by first time buyers quite a bit since the mortgage meltdown in 2008 there are reasons why a first time buyer, or move up buyer for that matter (because FHA is not only for first timers), should carefull...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 2
While there are not many FHA approved condo projects in Orange County, CA, it is possible to get an FHA loan on a detached condo, even if the condo project is not FHA approved. In  most cases, to get an FHA loan on a condo, the entire condo project needs to be FHA Approved. Project approval is no...
By Tim Storm, Orange County FHA and VA Home Loan Specialist
(Emery Financial)
Comments 0
VA is one of the most unique loan programs available in Orange County, primarily because of a Veterans ability to purchase a home with no down payment up to a price of $687,500. But what many Orange County Veterans don't realize is that VA also allows for cash out refinancing up to 100% of the pr...
By David Zuckerman
(Millennial Home Loans, LLC)
Comments 3
USDA Rural Development Loans are one of the toughest loans to originate and require the use of a seasoned and experienced Loan Officer.  To determine if a Loan Officer has the skill set necessary to get a USDA loan to settlement can often be determined right away by asking some basic questions th...
By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Corona FHA Loans - VanDyk Mortgage - California FHA Lender Lender.   VanDyk Mortgage is your source for FHA Loans Loans in Corona.  We have been making FHA loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Corona Homebuyers and Corona Homeowners to Purchase a...