Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 38
Fewer Condominium Associations FHA Eligible             Recently, an agent that is a referral partner of mine contacted me regarding a listing of his that was a Condominium.  He had received an offer on the listing and the offer called for FHA financing.        This agent posed a question to me. ...
By Donald Horne, Associate Broker, Oxford / Lapeer Homes
(Coldwell Banker-Shooltz Realty)
Comments 0
Plans to expand buyers access to mortgages by loosening standards, announced 10/21/2014 here in RealtorMag, FHFA's Dramatic Easing of Mortgage Standards ... Federal Housing Finance Agency Director Mel Watt on Monday announced plans to expand home buyers' access to mortgages by loosening up lendin...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Could 15-year mortgage product change lending? An experimental mortgage for low-income borrowers offers lower interest rates based on downpayment, and a focus on income rather than credit scores. Read more.     Click Here to Sign up for our Newsletter, request aa Apprais...
By Tim Lorenz, 949 874-2247
(TIM LORENZ - Elite Home Sales Team)
Comments 13
10/19/2014 Mission Viejo Home Values By Tim Lorenz   This week’s report on home values for Mission Viejo and surrounding areas homes is prepared by a Mission Viejo Realtor Tim Lorenz.  The report shows the Orange County Median Prices for resale homes were up 6.2 percent, for new homes up 10.3 per...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Mortgage rates will rise - but when? Potential buyers aren't too worried about higher mortgage rates - they've been stable for weeks. But experts predict something above 5% by mid-2015. Read more.  Click Here to Sign up for our Newsletter, request aa Appraisal on your pr...
By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 28
  How many of you have seen those commericals for new pills that will help you lose weight?  What about the new ab machines shown on TV, showing how you can cut inches off of your waist and lose 20lbs or more. But every person on TV looks in great shape to beging with. And the before and after pi...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 60
The REAL Reason First Time Buyers Disappeared          Despite the title, I know...really, I KNOW, first time buyers haven't disappeared.  They're everywhere.  In the thousands.  But that doesn't mean their numbers aren't down nationwide.  They're actually down by quite a bit.  The demographic of...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 59
    Banking and Account Fees:  Why They Must Be Important to Millennials            Banks, many of which are trying to re-coup profits lost from low interest rates, mortgage lending, and the cost of doing business, have been raising the fees on many of their services ...          Those service fe...
By Reshawna Leaven, Hoping to be your next Realtor ® in VA, MD or DC
(Keller Williams Realty)
Comments 0
Whether you are a first time home buyer or ready to move up into a larger home, this guide will highlight the programs available in the Washington DC Area. Each lender has different qualification requirements, not all programs are not offered with every lender and not all borrowers will be qualif...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 12
Refinancing Is A Good Idea?  Show Me The Numbers. HOME VALUE APPRECIATION - ALL HOME OWNERS DREAM!! Relying on home appreciation is fine, but risky.  The dream of most home owners is a good appreciating real estate market.  Interest only is fine as long as home values are reliable.  Better still,...
By Linda Greco, Realtor of Bel Air MD and Surrounding Areas
(Exit Preferred Realty)
Comments 1
What You Should Know When Purchasing With A VA Loan Whether you are active military or reservist you may qualify for VA financing. Certain members of the military can qualify without having to have specific years of service. If you served on foreign soil you may qualify automatically to be able t...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 8
    The Hidden Truths Within Bankruptcy Filings      We've arrived at an unique point in the world of home buying and financing.  It comes on the heels of several years of financial hardships, unprecedented foreclosures, and job losses.           These challenges faced have often lead to the fili...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Average 30-year mortgage rate at 4.19% It's a slight drop from last week's FRM rate, but it may go lower: 50% of the mortgage experts polled this week expect a decline over the short term. Read more.     Click Here to Sign up for our Newsletter, request aa Appraisal on y...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 4
  Mortgage Market Snapshot 10.23.14   Today's data brings to light some interesting issues to address to give direction to the rate market. The Initial Jobless Claims rose to 283K vs. 264K prior (consensus/estimate was 281K) with Continuing Claims falling to 2351K vs. 2389K prior (consensus/estim...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Pensacola Florida 32514:  Changes impact mini-correspondent lenders Small brokers can issue loans in their own names as "mini-correspondents," but CFPB is changing that business model's rules. NAR has officially weighed in. Read more.     Click Here to Sign up for our Newsletter, request aa Appra...
By Belinda Spillman, Your Guide to Joyful Colorado Living!
(Aspen Lane Real Estate Colorful Colorado)
Comments 12
First Class Financial – A Lender Who Gives Out Referrals   I am so lucky to work with Michael Delzer of First Class Financial.  He is my GO-TO lender for any clients in need of financing.  He is professional and extremely attentive to my clients.  He doesn’t try to get rich on every deal like so ...
By Whitney Watson
(First Home Mortgage)
Comments 25
A jumbo or non-conforming mortgage typically requires a minimum down payment of 10-20%.  At First Home Mortgage we currently offer a non-conforming jumbo mortgage with a minimum down payment of only 5%. Here are some of the program details about the 5% down jumbo mortgage that we offer: Fixed ter...
By Whitney Watson
(First Home Mortgage)
Comments 68
True or false? All’s fair in buying and selling. All of us remember the 2003 hit rom-com with Kate Hudson and Matthew McConaughey, How To Lose a Guy in 10 Days.  Andy Anderson (Hudson), Composure magazine’s how-to girl, is writing an article about the things women do to ruin their chances with me...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Florida 32514:  Home equity lines of credit (HELOCs) increase 27% More homeowners are borrowing against their home's equity, thanks to rising home prices and a spreading belief that the U.S. economy is improving. Read more.     Click Here to Sign up for our Newsletter, request aa Apprai...