Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Paul Antonelli, Broker Owner ; Antonelli Realty
(ANTONELLI Realty)
Comments 1
If you enjoyed reading the post please give it a LIKE, every little bit helps. Thank You. 3.2 million new jobs were created in 2014 making it a great year for job creation. However the GDP only grew by a very pedestrian 2.4%. This suggests that labor productivity is either growing very slowly, or...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 4
How Long Does the Mortgage Process Take?          If you've followed my blog for any length of time, you know that many questions relating to the world of mortgages have the same answer - "It depends".  When asking how long it takes to get a loan from application to funding, the answer is the sam...
By Gene Riemenschneider, Turning Houses into Homes
(Home Point Real Estate)
Comments 17
You are Just Dating that Loan! I sold a home about a year ago to a guy. It was a challenge to get him a loan. It was an FHA 203K loan. He was cash strapped and we built some closing cost into the cost of the loan. There was that Mortgage Insurance that comes with FHA. Over all not the best possib...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 0
Again, another group of Canadians are buying a small VACANT apartment building. Although this one has no rehab money in it, we often can get the rehab money as well. We can take the purchase price, plus the rehab and costs and loan 60% of the entire deal. People are tapping this especially with a...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you are in the market for Arizona homes loans for bad credit borrowers, you might want to consider and FHA hybrid loan program. This loan type combines the benefits of an FHA loan with an adjustable rate mortgage to give borrowers the best of both worlds.     If you have bad credit, a home mo...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Reverse Mortgage Shawnee Kansas One of the least understood mortgage programs out there is the reverse mortgage program and we'd like to help clear  up some of those misunderstandings!  We asked our local home loan expert Darren Copeland from LeaderOne Financial to post a video explaining just ho...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
We offer ITIN Loans NATIONWIDE. Call us at 800 315 8803 or visit www.bartprequalifies.com    Our minimum loan amount is $150K or $150,000 with at least a 20% down payment.An Individual Taxpayer Identification Number (or ITIN) is a United States tax processing number issued by the Internal Revenue...
By Patty Clark, Helping People Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 0
ven if you’re having a professional help you with your income tax return, you need to provide them with information on the money you spent that might be deductible.  Look at the following list to see if any of these things need a little more investigation to determine if they apply to your situat...
By Dennis Dahlberg
(Level 4 Funding )
Comments 1
If you have bad credit and are looking for Arizona Bad credit home loans, a hard money loan can be a valuable investment tool. Taking advantage of hard money lending can allow bad credit borrowers to take advantage of real estate investment opportunities.     If you have a credit score of 640 or...
By Jamie Lynne, usamortgageresource
(www.bartprequalifies.com)
Comments 0
80% LTV STATED loans are now available owner occupied, second homes and investment properties. Call 800 315 8803 or visit www.bartprequalifies.com today to start and application!Our MINIMUM loan amount for a STATED LOAN is $200,000 or 200K.   We offer STATED LOANS AKA light doc, bank statement lo...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 11
Well today is starting off a bit rough on the old FNMA bonds and the 10Y treasury but DO NOT PANIC! I know there is likely to be some hedge going on for the non farm payrolls this Friday but I also do not see rates taking a hit this week and expect today's early losses to retrace and go back into...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 9
What Does 580 + 43 Equal?   MORTGAGE APPROVAL!          Credit Scores of 580 or higher ... and Debt-to-Income Ratio of 43% or less ... mean FHA Buyers can obtain Mortgage Approval.        Other qualifying factors such as:     Employment/Income Stability  Down Payment  Acceptable Credit History  N...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 2
A while ago I sent out an email explaining that Experian was changing their policy on dispute removals and no longer would accept a letter from the consumer to remove disputes. Fortunately, they have changed their policy on this, and are now back to allowing dispute removals using a consumer let...
By Tim Lorenz, 949 874-2247
(TIM LORENZ - Elite Home Sales Team)
Comments 6
3/1/2015 Home Values By Tim Lorenz For Mission Viejo   This week’s report on home values for Mission Viejo and surrounding areas homes is prepared by a Mission Viejo Realtor Tim Lorenz.  The report shows the Orange County Median Prices for resale homes were up 4.7 percent, for new homes up 9.3 pe...
By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
As the market continues to improve we are starting to see more aggressive lending products come to market.  California hard money lenders are increasing loan to value ratios and lowering rates.  One program that has been very popular will bring a 3-8 year fixed single digit interest rate to the t...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
When people are searching for a mortgage many of them have difficulty Understanding PMI.  So, we'd like to help you understand a bit more about how Premium Mortgage Insurance will affect your home loan.  (We're not called KC Loan Tips for nothin'!) Below you'll find a video of our local mortgage ...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 2
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By JOE RYSTROM & TEAM, Real Estate Professionals
Comments 2
Credit Report Fraud Alerts and Security Freezes   Protecting your credit should be near and dear to your heart for homebuyers, and all other consumers, unless you plan to live off the grid. Below are resources to help protect yourself and your credit, and contact information if your identity or ...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 0
If you are going through a divorce, separated, or considering a divorce and you own a home together with a mortgage then there will be issues that need to be addressed. I am a Dallas Texas mortgage lender that specializes in helping home owners settle those mortgage issues. I work with several Di...
By Erick Blackwelder, Text or call Erick now at 703-677-1120.
(Cell: 703-677-1120)
Comments 0
See a summary of home loan rates from McLean Mortgage Company below. RATES CHANGE DAILY. Preferred Rate SheetFebruary 26, 2015 Program Rate APR Loan Amount 30 Year Fixed 3.750% 3.782 ≤ $417,000 30 Year Fixed 3.875% 3.897 > $417,000 30 Year Jumbo 3.625% 3.634 > $625,500 15 Year Fixed 3.125% 3.182 ...