Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Laura Filip RE/MAX UTOPIA | Whitesboro Tx 76273 903-271-4978, Your locally owned RE/MAX OFFICE WHITESBORO TX
(RE/MAX UTOPIA Whitesboro Tx 76273, Serving all of Texoma )
Comments 1
Housing Report RE/MAX NOVEMBER 2014  Take a moment to review the National Housing report from RE/MAX LLC For a more detailed view of what is happening our Texoma community please give us a call today.  You can reach us at 903-564-5911 or directly at 903-271-4978 Email me at Laura@greaterTexoma.c...
By Maya Garg, Real Estate Expert - MISSISSAUGA Square1, Churchil
(Royal Lepage Signature Realty,Mississauga, Ontario)
Comments 4
  Preparing for a Power Outage    Some people can live in their homes for years without ever experiencing a power outage. In fact, even in areas prone to serious storms or snowfalls, power loss doesn't happen that often. No wonder so many homeowners are caught unprepared when it does.    To make ...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 17
 Are Easier Financing Requirements Ahead?          Recently (and I'd say somewhat unceremoniously given the importance and need for the announcement), Fannie Mae and Freddie Mac announced the easing of Financing Guidelines ... including the news that they're bringing back the 3% Down Payment - Co...
By Cheryl Powell, The Powell Team- Helping YOU make the right move!
(RE/MAX Executive Realty - The Powell Team)
Comments 37
Have you had a Bankruptcy, Foreclosure, Short Sale or Deed in Lieu of Foreclosure and are wondering how long you have to wait before you can obtain a new home loan?  Here are the guidelines as of Februrary 2011, which I verified with a loan officer friend.  Of course, every rule is made to be bro...
By Alan Gross
(PrimeLending, A PlainsCapital Company)
Comments 1
Mortgage Interest Rates Edge Lower It been a rocky road up and down with mortgage interest rates the past month or so. After hitting a low on October 16th, interest rates were in a a rising trend through November 12th when they started going down again. We've almost reached the low point again we...
By Gloria Todor and Doug Durren - Delaware County PA Real Estate, Hard Working Professionals (484) 431-3686
(Century 21 Absolute Realty )
Comments 5
Are you a homeowner who is thinking of selling your home in the near future?  Well take a moment to read this post by Keith Landis a Pennsylvania Mortgage Loan Officer.  Since you may have a buyer using FHA financing it would be in your best interest to ensure you address these items on the lists...
By Terry Bishop, Earning Your Trust and Confidence...
(Terry Bishop Realty LLC)
Comments 1
Have you served in the US military or are you currently serving in the US military? Do you think about owning a home? Are you thinking about an FHA loan? Did you know that a VA loan may cost you less money? You can purchase a home with a price tag to $417,000, with no money down.   You will pay t...
By Gena Martin, Realtor
Comments 0
The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes and has insured tens of millions of properties since it was created in 1934. It’s important to note that the Federal Housi...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 7
Well after a quick meeting with everyone on this, I am pleased to announce to a bigger audience that for the fist time in over a decade that FNMA & FHLMC (the quaasi government agencies that handle all conventional loans) have made an increase to the conforming loan limit of 417k! Now before ever...
By John Elwell
(CENTURY 21 Bill Nye Realty, Inc.)
Comments 0
Today, 11/26//2014, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.97% down from 3.99% last week. The average interest rate for 15 year fixed-rate mortgages was 3.17%, unchanged from last week. Perhaps due to the holiday tomorrow, Freddie Mac di...
By Michael Nettemeyer, Real Estate Advisor
(The Nett Group)
Comments 1
In a recent video update on the housing market, Frank Nothaft, Freddie Mac’s chief economist, stated that with both mortgage interest rates and home prices projected to increase in 2015 buying now makes sense.   “If you are planning to buy a home in the next year, it’s better to do it sooner rat...
By Gretchen Conley, Howard County MD Real Estate
(Keller Williams Realty Centre)
Comments 2
If you invest in a savings account, you’ll make less than 1% and would have to pay income tax on the earnings. On the other hand, contribute something extra to your house payment and you’ll earn at the mortgage interest rate which is certain to be more than you are earning in the bank. Making ad...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Keith Landis, Pennsylvania Mortgages
(Keystone Home Finance, NMLS#834342, Pennsylvania)
Comments 1
  The USDA Mortgage program has eliminated their restrictions for properties with in-ground swimming pools.   The USDA has announced that effective 12/01/2014, the rules regarding in-ground swimming pools will be changing.  USDA Mortgages in Pennsylvania allow for 100% financing, however, with th...
By Deborah Laemmerhirt, CT, Ridgefield, Bethel,Kent,Brookfield, Newtown, Redding,Roxbury,Bridgewater, Luxury Homes, Water Front Properties, Equestrian
(Keller Williams Luxury Homes International)
Comments 4
Mortgage Paperwork!  Deborah Laemmerhirt  203-994-4297.  www.HomesInConnecticutForSale.com Mortgage Paperwork! Getting a Mortgage: Why SO MUCH Paperwork?  I'm often asked why lenders ask for so much paperwork for a mortgage loan application when buying a home or refinancing today. It seems they n...
By Keith Landis, Pennsylvania Mortgages
(Keystone Home Finance, NMLS#834342, Pennsylvania)
Comments 2
  If you are buying a home in Cecil Township, Pennsylvania you have one more additional mortgage program available to you than your neighbors in Upper St. Clair, Peters Township or Canonsburg.  This additional program is known as the USDA Rural Development Loan, often referred to simply as a USD...
By Nick T Pappas, Madison & Huntsville Alabama Real Estate Resource
(Assoc. Broker/Broker ABR, SFR, e-Pro, @Homes Realty Group, Huntsville AL)
Comments 17
VA Funding Fees Things You Should Know What and why is there a VA Funding Fee?  Simply put, the VA Funding Fee helps to defer or offset administration costs of a VA loan, further insuring 100% financing and 0% monthly mortgage insurance. In some cases the Funding Fee is waived depending on a Vete...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
The Best option for buying a home if you're a first time home buyer is the FHA Home Loan, and if you're looking for a place to live in Gardner Kansas, Our FHA Home Loan Gardner Kansas is right for you!  If you want to know more about this great program we've got great information on our website: ...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 3
Mortgage Market Snapshot 11.24.14 While we have a short week we have a lot of data coming out pre holiday to likely cause a change in rate market. I would HIGHLY advise to LOCK today before the panic and hedging takes place prior to the holiday, which is fairly normal. If we have strong set of d...