Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Gene Riemenschneider, Turning Houses into Homes
(Home Point Real Estate)
Comments 28
You are Just Dating that Loan! I sold a home about a year ago to a guy. It was a challenge to get him a loan. It was an FHA 203K loan. He was cash strapped and we built some closing cost into the cost of the loan. There was that Mortgage Insurance that comes with FHA. Over all not the best possib...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Spring's just around the corner many people are ready to move into their first home, that's why we'd like to help all Lee's Summit First Time Home Buyers understand more about the home loan process and what it takes to make sure you get the best mortgage rates and the most stress-free process whe...
By Todd & Danielle Millar, A decade of excellence!
(Glenn Simon Inc.)
Comments 0
“Rates are so low now that investors should never be making an investment decision based on whether the BoC raises or lowers its rate,”"They need to pay attention to the reasons why it happens. “Let the consumers obsess about the rate – strategic investors obsess about the why. It is always in th...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  If you are looking for a way to get the money you need for a property you want to purchase, then Arizona hard money might be the right thing for you. Forget the traditional bank loan that can cause such aggravation. You don’t need to wait around for your money or deal with heavy paperwork. You ...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 13
How Long Does the Mortgage Process Take?          If you've followed my blog for any length of time, you know that many questions relating to the world of mortgages have the same answer - "It depends".  When asking how long it takes to get a loan from application to funding, the answer is the sam...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Bruce Reichstein, VA & FHA Home Loan Expert +26 yrs
(Founder of VALoans.com, FHALoan.com)
Comments 1
A reader asks, "How long do FHA Appraisals stay with the property in Georgia?" A search of the FHA official site at www.FHA.gov reveals a Frequently Asked Questions page that answers this query, but know that this FHA loan rule applies to all FHA loan appraisals, not just those that are complete...
By Hank Miller, Associate Broker & Certified Appraiser
(Harry Norman Realtors)
Comments 0
Everything is great until it's not.  Finding out that half of your home was sold at a county tax foreclosure sale two years prior constitutes "not great". That's exactly what happened to a woman who's home straddles the border of New York and Connecticut. When the owner contacted the town about p...
By Dee Toohey, Broker, ABR, AHWD, CIPS, FMS, ePro
(Innovative Realty Solutions Group)
Comments 0
Here are the 30 days, single family home stats for Orlando, FL.  Status: Active (2449)     Beds Baths SqFt Heated List Price LP/SqFt Close Price SP/SqFt DTC DTCL ADOM CDOM SP/LP Ratio Min 1 1 630 $20,000 $13.95 - - - -     - Max 10 11 15,892 $18,000,000 $4,805.13 - - - - 2,308 2,738 - Avg 4 3 2,3...
By Tim Lorenz, 949 874-2247
(TIM LORENZ - Elite Home Sales Team)
Comments 7
3/1/2015 Home Values By Tim Lorenz For Mission Viejo   This week’s report on home values for Mission Viejo and surrounding areas homes is prepared by a Mission Viejo Realtor Tim Lorenz.  The report shows the Orange County Median Prices for resale homes were up 4.7 percent, for new homes up 9.3 pe...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
All over the country people are saying that food that is local grown has health benefits & economic benefits.  It's the same for Lee's Summit Local Lenders! At first I didn't think there could be health benefits to using a local lender for your VA, USDA, FHA or Conventional Home Loan, but after t...
By Paul Antonelli, Broker Owner ; Antonelli Realty
(ANTONELLI Realty)
Comments 2
If you enjoyed reading the post please give it a LIKE, every little bit helps. Thank You. 3.2 million new jobs were created in 2014 making it a great year for job creation. However the GDP only grew by a very pedestrian 2.4%. This suggests that labor productivity is either growing very slowly, or...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
Having a local lender in the Kansas City area is one of the best benefits that you could ask for when you're planning on purchasing a home, if you'd like to get that process started with a local lender, you can get pre-approved here.  Mortgages are not something that everyone understands when the...
By Tim Stoll, Results That Move You
(Urban Dallas Real Estate)
Comments 1
 Mortgage Apps Little Changed in Latest MBA Weekly Survey According to the Mortgage Bankers Association's Weekly Applications Survey, mortgage rates fell last week, after rising slightly in previous weeks. The survey – which covers 75 percent of all retail residential mortgage applications – foun...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 2
When people are searching for a mortgage many of them have difficulty Understanding PMI.  So, we'd like to help you understand a bit more about how Premium Mortgage Insurance will affect your home loan.  (We're not called KC Loan Tips for nothin'!) Below you'll find a video of our local mortgage ...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 1
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Edward Perez, NJ Luxury Group - Serving Hoboken & Northern NJ
(RE/MAX Gold Coast Realty)
Comments 1
We’re coming to the end of a very difficult winter here in the Jersey City/Hoboken area. With all the snow, and the frigid temperatures, many projects simply had to be put on hold. It’s March now, though, so things will be thawing, thank goodness! Now we can go back to what we would have been doi...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.75% (30-Yr), 3.03% (15-Yr) for Week Ending 3/05/2015. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...
By Reshawna Leaven, Hoping to be your next Realtor ® in VA, MD or DC
(Keller Williams Realty)
Comments 0
I am buying a home with ... how should I have title. First, we have to understand the real estate principles of ownership.  There are three types of ownership Sole Joint Tenant Tenant in Common Sole ownership is ownership by one individual Join Tenant is ownership with more than one individual th...
By Pete Kiron
(Coldwell Banker Burnet - Associate Broker)
Comments 6
My client who is selling their home has an FHA loan that is assumable.  How do we know if the new buyer can assume it? Answer: The current note holder/mortgagee needs to contact the Assumption call center at 800-340-0570 to request an Assumption package, which is essentially the package they woul...