Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
There is a lot of information out there about Home Loans, getting a mortgage and home buying tips, but have you seen many banks or mortgage lenders from your area?  What about looking for Home Mortgages Lee's Summit?  What about looking in YOUR locale to find the lender of your choice. A lot ...
By Conrad Allen, Webster, Ma, Realtor
(Re/Max Professional Associates)
Comments 9
That money will last the government 3 seconds.  Why isn't it going to the mortgage holders whose lives were ruined?  These are the people who were forever harmed.  Their kids were forced to leave their home and schools.  The family's life style altered for years. Their hunt to find rental...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 15
I'm the best lender.  And the worst lender.          Over the years, I've received a lot of compliments on my mortgage business.  Thankfully, they've outnumbered the complaints by a lot.  Since entering the business in 2006, I've made it a point to constantly improve, evolve, adap...
By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 1
During the course of a marriage, it is common for the couple to acquire property together. This is what is referred to as joint or community property. When a couple divorces, it is up to the parties involved to determine what happens to this joint property or let a judge use applicable law to det...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 8
Fannie Mae post-shortsale guidelines changing          With the updated release of Desktop Underwriter (DU)  to version 9.1, Fannie Mae has implemented some changes to  the automated underwriting system, which should be followed by changes to their selling guide, and therefore the guidelines of e...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Tips for Getting a Hard Money Lender Arizona     If you are looking for a hard money lender Arizona or a Arizona private money lender  then you probably understand that these kind of Arizona hard money loans are the best kind of loans you can get. You are able to bypass the traditional loans from...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 1
Fixed Mortgage Rates Avg. 4.10% (30-Yr), 3.23% (15-Yr) for Week Ending 8/21/2014. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local av...
By Phyllis Owens, Phyllis Owens, RE Services & Consulting
Comments 0
I participated in an ActiveRain Webinar just now on how to incorporate renovations with a purchase loan.  I had heard of the 203K loan program before but this webinar really provided so much more of the details on how the process works and with whom it will work.  PrimeLending.com was the present...
By Julie Tuggle
(Carolina Buyer's Agent)
Comments 0
Here's some great news for Charlotte home buyers who have postponed or even given up on the home of their dreams. FICO ( Fair Isaac Corporation), the company that analyzes and scores consumers' ability to manage debt, is revising its credit scoring sysem. The goal is to make consumer cre...
By Terez B. Harris, Your Real Estate Advocate
(Keller Williams Realty New Orleans)
Comments 0
Terez B. Harris spreads awareness of available Mortgage Assistance through Jefferson Parish.     There is Mortgage Assistance available in Jefferson Parish!     You DO NOT need to be a First Time Home Buyer!       3% and 4% Assistance based on Current Market Rate.       Income Limits: $69,345   ...
By Dee Toohey, Broker, ABR, AHWD, CIPS, FMS, ePro
(Innovative Realty Solutions Group)
Comments 5
Some of us have enjoyed using USDA financing for our buyers but the availability of properties eligible for this program is changing based on the latest census.  USDA mortages accepted before October 1, 2014 fall under the old map.  Afterwards, the new map will be in place unless Congress takes a...
By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Nice rental home non owner occupied funded with a Private Arizona Hard Money Loan from Level 4 Funding.  $45,000, Loan to Value 20%, Rate 12% for 2 years. Call us when the banks say now.  We are Private Lenders and can provide a quick answer to you your Mortgage Needs.  Short term loans for the F...
By Bill Zumwalt, Tax Coach, CPA
(William T. Zumwalt CPA, CTC "The Tax Coach for REALTORS")
Comments 2
America's biggest companies fight like tigers for surprisingly tiny advantages. Grabbing as little as a single extra percent of market share can mean millions in new revenue, especially in popular categories like soft drinks or laundry detergent.   The same is true when it comes to taxes. A c...
By Karen Fiddler, Broker/Realtor, Laguna Beach & Lake Arrowhead, CA (949)510-2395
(HOM Sotheby's Intl Realty, 949-510-2395)
Comments 65
Chase Bank and The Widow: A Success Story   I occasionally go to dinner with a few other widows in my area. I am not a regular attender as for me it's best to move on from these kinds of labels and limitations. I have become good friends with one of the ladies in the group. We share a simila...
By Pete X-Investment to Luxury, Huntington Beach, CA -GRI-MCNE 714.459.2017 OCLister.com, Outstanding Agent Referrals-Nationwide
(X Group Real Estate Advocates )
Comments 0
Are You A Huntington Beach Home Owner In Distress? Keep your Surf City home!   It's always best policy to keep in contact with your mortgage provider when having difficulty in making payments.   Your mortgage company may have programs to help such as a forbearance/temporary payment deferment,...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, FHA, 203(k), USDA, VA, Jumbo loans)
Comments 19
My wife is a mortgage broker, but she can't match your deal          That phrase put a pretty big smile on my face today.  I know we're extremely competitive when it comes to the pricing on the vast majority of our mortgage programs.  We're especially strong in conventional, FHA, and ...
By Pete X-Investment to Luxury, Huntington Beach, CA -GRI-MCNE 714.459.2017 OCLister.com, Outstanding Agent Referrals-Nationwide
(X Group Real Estate Advocates )
Comments 0
Huntington Beach Home Saver Solutions   Struggling to make mortgage payments? Received of Notice Of Default? Financial institution about to foreclose? Unsure about loan modification company or terms?                                                                                                  ...
By Bruce Brown, Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Pete X-Investment to Luxury, Huntington Beach, CA -GRI-MCNE 714.459.2017 OCLister.com, Outstanding Agent Referrals-Nationwide
(X Group Real Estate Advocates )
Comments 0
Loan Mod Truth   There are many predators out there when home owners hit a bump in the road.   Do you really know who to trust when all the loan modification companies accept all applications even if it isn't in your best interest?                                                              ...