Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 58
The REAL Reason First Time Buyers Disappeared          Despite the title, I know...really, I KNOW, first time buyers haven't disappeared.  They're everywhere.  In the thousands.  But that doesn't mean their numbers aren't down nationwide.  They're actually down by quite a bit.  The demographic of...
By Whitney Watson
(First Home Mortgage)
Comments 67
True or false? All’s fair in buying and selling. All of us remember the 2003 hit rom-com with Kate Hudson and Matthew McConaughey, How To Lose a Guy in 10 Days.  Andy Anderson (Hudson), Composure magazine’s how-to girl, is writing an article about the things women do to ruin their chances with me...
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
Comments 5
Refinancing Is A Good Idea?  Show Me The Numbers. HOME VALUE APPRECIATION - ALL HOME OWNERS DREAM!! Relying on home appreciation is fine, but risky.  The dream of most home owners is a good appreciating real estate market.  Interest only is fine as long as home values are reliable.  Better still,...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By John Elwell
(CENTURY 21 Bill Nye Realty, Inc.)
Comments 0
Today, 10/23/2014,  Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgage was 3.92% down from 3.97% last week. The average interest rate for 15 year fixed-rate mortgages was 3.08%, down from 3.18% last week. A year ago the 30 year rate was 4.13%. Freddie Mac...
By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Florida 32514:  Home equity lines of credit (HELOCs) increase 27% More homeowners are borrowing against their home's equity, thanks to rising home prices and a spreading belief that the U.S. economy is improving. Read more.     Click Here to Sign up for our Newsletter, request aa Apprai...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 7
    The Hidden Truths Within Bankruptcy Filings      We've arrived at an unique point in the world of home buying and financing.  It comes on the heels of several years of financial hardships, unprecedented foreclosures, and job losses.           These challenges faced have often lead to the fili...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 6
OK I was forced to write this from my good friend Dick Greenberg. He told me to quit writing crap and get back to market analysis so I am going to hit this one on the fly and get back to more of a normal course of market predictions once again. From the data I have seen and the volatility last we...
By JoAnn Moore, Home Loans in Delaware
(The Mortgage Market of Delaware)
Comments 3
VA Home Loans are a Huge Benefit to Veterans Military Veterans have a wonderful home loan program available to them. It is by far the best loan product out there.  With no down payment, no monthly private mortgage insurance, very low interest rates and flexible credit guidelines, this loan is cer...
By Diane Beaumont, USDA,FHA,Jumbo,VA Woodland Park, CO Mortgage
(Benchmark Mortgage)
Comments 0
Are you thinking about buying a new home? If you're going to apply for mortgage financing, you can rest assured that your lender will be checking your credit history, income and other items in order to assess your ability to manage this debt. However, there also quite a few variables that they wo...
By Chris and Maria Jeantet, Redding CA Real Estate Couple
(Coldwell Banker C&C Properties)
Comments 1
For many people, money is a source of stress. Fortunately there is hope. Follow these seven simple tips to develop good saving habits that are essential to help you take control of your financial future. Pay yourself first. Transfer a percentage of your paycheck to your savings account each payda...
By Bill Burchard, Broker, Realtor - Murrieta Homes For Sale, Califor
(3B Realty: 951-347-3818, CA)
Comments 0
Fixed Mortgage Rates Avg. 3.92% (30-Yr), 3.08% (15-Yr) for Week Ending 10/23/2014. Just follow the link to view the latest Weekly Mortgage Rate Averages. Every week I report the latest mortgage rate averages as determined by Freddie Mac. I post the latest national averages, as well as the local a...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 79
Will lenders consider your social media presence?   A communication from a mortgage lender predicts that bankers and mortgage lenders will be looking at the social media presence of applicants as well as their spending and credit history. What shows on Facebook and Twitter accounts could help det...
By Bruce Brown, Senior Loan Officer/CMPS
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.  
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 2
Here’s an interesting credit note I saw in National Mortgage News…   The government-sponsored enterprises, facing pressure to end their reliance on old credit-scoring models from Fair Isaac Corp., are working with their regulator to study newer alternatives. Fannie Mae and Freddie Mac confirmed ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 10
Paul McCausland has moved to Southern Trust Mortgage   One of our favorite mortgage loan officers, Paul McCausland, has moved to Southern Trust Mortgage. Paul has provided financing for hundreds of our home buyer clients and is one of the most experienced loan officers in the area. We do not hesi...
By The Matt & Molly Team, Moving The Mountains
(The Matt & Molly Team)
Comments 2
  Have you or your clients been wondering why/how the mortgage rates have stayed so low/fallen?  We have too, so we reached out to some of our mortage experts to find out why.   Dan Green- Mortgage Reports   This year's falling mortgage rates have been a surprise to Wall Street and economists, in...
By Jack Tenold, Reverse Mortgage Specialist Washington | Oregon | California - refinance & purchase, Reverse Mortgage Specialist
(First Priority Financial NMLS 3257 )
Comments 0
Reverse Mortgage Purchase in King County  ....................... A strategy for home buyers 62 or older   You have probably heard that cash is king so leave your assets untouched when you purchase your next home.  A reverse mortgage on a new home is a financial strategy worth taking a very serio...
By Whitney Watson
(First Home Mortgage)
Comments 21
A jumbo or non-conforming mortgage typically requires a minimum down payment of 10-20%.  At First Home Mortgage we currently offer a non-conforming jumbo mortgage with a minimum down payment of only 5%. Here are some of the program details about the 5% down jumbo mortgage that we offer: Fixed ter...
By Michael Dagner, Your Denver Homes Realty Expert
(Brokers Guild Classic)
Comments 4
Here's an excellent list about the most common mistakes some buyers make when financing a home.   This post was originally written by fellow AR associate Whitney Watson.  Thanks, Whitney!  If I can help you buy or sell a property in the Denver-Area, don't hesitate to call me at (303) 514-4000. Tr...