Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987)
Comments 83
 FHA, VA, and Conventional Loans ...The Waiting Periods       There is a phenomenon at play in the American Home Buying marketplace currently.  Former homeowners that suffered financial catastrophe during the housing crisis (often referred to as "Boomerang Buyers") are asking ...            "How ...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 0
We love our military service men and woman and we wanted to share with you The 7 Best VA Loan Benefits that are available to you when you're looking into purchasing a home! #7 - You can Pre-pay and there aren't any penalties for early payment!#6 - The Closing Costs are comparable to other home lo...
By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive Realty - The Powell Team)
Comments 46
Have you had a Bankruptcy, Foreclosure, Short Sale or Deed in Lieu of Foreclosure and are wondering how long you have to wait before you can obtain a new home loan?  Here are the guidelines as of Februrary 2011, which I verified with a loan officer friend.  Of course, every rule is made to be bro...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog. 
By Rhonda Hollifield, REALTOR®, Broker REALTOR CRS, GRI, ABR
(Keller Williams Realty Mountain Partners)
Comments 1
Negative Interest Rates?Since Hendersonville home interest rates continue to play such a leading role for buyers in today’s real estate market, any relevant news items bear watching. For quite a while, home interest rates in Hendersonville have cooperated nicely, dwelling at tantalizingly low lev...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 1
This week should be interesting and I am counting on much of last weeks losses to be regained. However with that said the market is opening today with some pretty sizeable losses as hedging is happening pending the results of the anticipated data. There is no guarantee that recovery to rates will...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
Hope you had a good weekend!The other day I had a borrower ask me if they could apply for a 30 year mortgage even though they were 78 years old.I can see why they asked this question. …The odds are they may not be around for another 30 years.Just so you know… It’s against the law for mortgage com...
By Shawn Sidhu
(C2 Financial Corporation)
Comments 1
You can still reduce your monthly payment even if you had a short sale, foreclosure or a bankruptcy. An FHA Streamline refinance would only look at the mortgage rating on the credit report. In addition, we have lending sources with no FICO score requirements along with no minimum loan to value ra...
By Pamela Seley, REALTOR®, CA BRE #01824145 Real Estate - Call 951.491.4063
(West Coast Realty Division)
Comments 10
It's unrealist to expect Californians never to own a car. A car is a necessity in Southern California -- people use their cars to commute to work and school, and for other uses such as grocery shopping, doctor visits, entertainment and to pursue hobbies, such as going to the gym. Unfortunately, S...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 26
Down Payment Requirements for Jumbo Loans       Recently I've encountered many home buyers who are somewhat confused about down payment requirements, especially when it comes to jumbo loans.  The confusion is warranted because unlike conventional & FHA loans, the guidelines for Jumbo loans vary g...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 0
John Meussner, shared this wonderful classic post that can be used many times over. The array of details and data will surely benefit you and your present or future clients. It is detailed and right to the point. It should also help with any gray areas, to give you an upper hand with this competi...
By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Interlinc Mortgage Services, LLC #205696)
Comments 1
No Down Payment USDA Mortgage Program Makes Texas Homes More AccessibleOne of the biggest challenges many Texas first-time home buyers or step up buyers face is a lack of down payment and the necessary funds for closing costs. However, even with the widespread availability of "no-money-down progr...
By C. Thompson, Loss Mitigation Cases
(Loan Modification)
Comments 12
    How to choose an Honest Loan Modification Company   There are over 250,000 foreclosure filings — default notices, auction sale notices and bank repossessions combined, occuring each and every month. Unfortunately, there are many people that don't know there is help out there for them. Most pe...
By David Shamansky, Creative, Aggressive & 560 FICO - OK, Colorado Mtg
(US Mortgages - David Shamansky)
Comments 12
For those who watch my Mortgage Market Snapshot I wanted to make sure you are all paying attn to the title as this is important stuff.Rates are moving upwards and depending on Yellen's speech today could drive them up further and fast!With disappointing numbers for the GDP and spending the econom...
By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 2
Interest rates for buying a home on the Palos Verdes Peninsula moved up slightly this week..The following are excerpts from the newsletter on interest rates published by HSH Associates : "It's not what they did, but what they didn't do, or rather a perception of what they won't do anytime soon. A...
By Thierry Roche
(Keller Williams Real Estate)
Comments 1
A higher house payment doesn’t mean your home is more valuable. It means that you got a mortgage loan rate higher than it has to be.If you are looking to lower your monthly mortgage payment then an adjustable rate mortgage can do that for you only factor to consider is how long are you staying in...
By Lance Owens (RS), LUVA llc. Luxury Real Estate, Homes, Condos, Land
(LUVA Real Estate )
Comments 5
Clients are always asking me, how long do I have to wait before I can buy a home, if I had a short sale or foreclosure? Even works with a bankruptcy, take a minute to read the article below, then let me help you find the home the works for you.     FHA, VA, and Conventional Loans ... The Waiting ...
By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
There was a time not long ago where hard money lenders for owner occupied properties were nearly impossible to find.  The real estate market had gone through a major crash and new regulations were being implemented, aimed at protecting consumers.  While most of those regulations were written with...
By Reshawna Leaven, Hoping to be your next Realtor ® in VA, MD or DC
(Keller Williams Realty)
Comments 1
Good Neighbor Next Door Program with HUD (FHA)Buy a home with a 50% Discount for Eligbile Buyers serving the communityThe U.S. Department of Housing and Urban Development has created a program for it's inventory for pre-Kindergarten through 12th grade teachers, firefighters, emergency medical tec...
By Bruce Brown, Branch Manager/Senior Loan Officer/CMPS
(PrimeLending)
Comments 0
Below is the daily mortgage market and interest rate commentary from Bruce Brown of PrimeLending and host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.To view my daily blog please visit my website at www.dollarsandhomes.com/blog.