Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

By Donald Horne, Associate Broker, Oxford / Lapeer Homes
(Coldwell Banker-Shooltz Realty)
Comments 0
Spring was healthiest market in 3 years, RealtorMag reports in the 08/21/2014 issue dealing with July housing data... July housing data shows that price appreciation and inventory increases during the peak home-buying season helped the market to post the largest spring gains in three years, realt...
By Yolanda Cordova-Gilbert, David Weekley Homes in Cinco Ranch
(David Weekley Homes)
Comments 13
If you have closed a debit card account please beware. A friend of ours had closed his account early this year, yesterday he noticed fraudulent charges of $19.00 on that account. He called the bank and they said someone had run the charges through. There was a glitch in the bank system that allo...
By Hella M. Rothwell, Real Estate Broker/Owner in Carmel-by-the-Sea CA
Comments 15
A client called me yesterday and lamented about the low appraisal he had gotten on this home. When he saw which homes had been used as comps, he asked me to check out some others that he KNEW had sold for more that should be considered comps. I came up with one that was listed on our MLS but was ...
By Gene Mundt, Mortgage Lender - Chicago/Chicagoland Mortgages
Comments 20
  5 Reasons to Check Tax PINs Prior to the Signing of a Real Estate Contract      Seems like certain problems crop-up in bunches within my mortgage transactions.  Right now the issue that runs across my desk frustratingly often is incorrect PIN (tax) numbers on my Borrowers' real estate contracts...
By Janis Borgueta, LIC R.E Salesperson - Homes for Sale Newburgh NY
(Key Properties of the Hudson Valley ~ 845-527-7115 )
Comments 8
Does Your ONLINE Pre-Approval Cost Money?  Well if it is wrong, it may do just that!   A new construction listing of mine is up and ready to go. Recently I get a call from a potential buyer wanting to see this home as soon as possible. He provides me with a Pre-Approval that is over the asking pr...
By Bobbie Smith, Real Estate in the Poconos of PA 570-242-1891,
Comments 0
Janis gives us an Excellent Blog Post on the Benefits of working with a Local Real Estate Agent and Local Lender by telling us what happens to Buyers who do not. Great advice to heed for all Consumers looking to get into their "New Home" in a timely manner and with as few obstacles as possible. T...
By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 1
      As Summer winds down and yields to Fall, there are debates about a stock market bubble, deploying more defense assets in the Middle East, but  none of it seems at all under our control. Rather, here are two matters that you have full control over that you can do right now: 1) go to annualcr...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 3
Weekly Wrap - Your Mortgage Market Update     August 25-29, 2014          Farewell summertime!  While this weekend's Labor Day holiday marks the unofficial end of summer, it seems traders in the marketplace took an early vacation, if this week's market movements have been any indication.  It was...
By David Shamansky, Creative, Aggresive & 560 FICO - OK, Colorado Mtgs
(US Mortgages - David Shamansky)
Comments 7
Well like many things you never TRULY know what tomorrow holds but if the past is any indicator (and data, when its accurate, helps too) I see a lot of sideways movement for the near future but noticed the bonds are trending a touch to the positive (meaning an improvement to interest rates or the...
By Tony Croft, Mortgage Advisor 201-943-6800
(Tony Croft Team at Northstar Funding - Helping 1st Time Buyers, Move Up Buyers & Investors)
Comments 2
Top 10 Reasons to do a Stated Income Loan on your next Investment Deal Are you having issues closing an investment loan because you are self emeployed and don't show any income on your tax returns?  Need pay off a hard money loan? Having a problem closing in a LLC?   Did the bank just say no to f...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 7
Buying a home in Delaware - Are DSHA loans worth it?          If you're a real estate agent in Delaware, you've undoubtedly heard of (and maybe used) DSHA financing to help home buyers obtain mortgage financing.  In fact, each time I speak with an agent in Delaware, one of the first questions the...
By Bill Kamboukos
(Strategic Mortgage)
Comments 40
  As we have covered in the past, when it comes to obtaining a new conventional home loan, there are generally three major events that supersede all other items that can effect when you can obtain a new home loan. Those three events are: a foreclosure, a short sale or a bankruptcy. Recently, Fan...
By Randy Mitchelson, Internet Marketing Expert, Author, Activist
(iPartnerMedia.com and Homeland Heroes Home Loans)
Comments 9
Although some people may think that a self-directed IRA is some exotic investment vehicle only for rich people, the reality is that self-directed IRAs can be utilized by anyone who is saving for retirement. However, do not walk into your local bank and ask for one.Sorry, they can't give it to you...
By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 2
Department of Commerce Home Sale News     The Department of Commerce reported July sales of new homes dropped by 2.40 percent over June to a four month low. Analysts noted that although July’s reading of 412,000 new homes sold fell short of expectations and June’s reading, the new homes sector is...
By Darren Copeland, Darren Copeland
(Leader One Financial)
Comments 5
How Do I Get a Home Loan is a great question to ask when you're thinking about purchaseing a home. everyone needs to know where to start and finding out how you begin the home loan process is the best place to start. Finding a local Lender. This is quite possible the most important part of getti...
By Whitney Watson
(First Home Mortgage)
Comments 13
Credit series tip number 9: If you've cleaned up an account you had late payments or were delinquent on, consider calling the credit card company to request a removal of the negative information. You may not get a yes, but it's worth a shot! It's always worth a shot to give your credit card comp...
By Whitney Watson
(First Home Mortgage)
Comments 6
Credit tip number 8 is--To prevent fraud keep a close eye on your credit. While you're at it, check your elderly loved ones' credit scores too. Anyone can be a victim of fraud so it is important to keep an eye on your credit for anything unusual. The same thing goes for our elderly loved ones, a...
By Michael Shotnik
(Colorado Mortgage)
Comments 0
The best way to get started on your home search in Colorado, is to first figure out what you can qualify for financially before falling in love with a house that's potentially out of reach.   With this free online mortgage calculator, you enter: The purpose of the loan (Purchase or Refinance) Pro...
By Tina Maraj, Fullerton, California Real Estate 714-403-7901
(RE/MAX North Orange County)
Comments 0
Thinking of Re-Financing Your Loan? Contact Tina Maraj for Comparables before you beign your process. This is an email I recieved this morning August 29, 2014 from a Mortgage Banker-Bill Daniels . He is processing a re-finance loan for one of my clients and the appraisal came in unreasonably low....
By Bruce Brown, Senior Loan Officer/CMPS
Comments 1
  Below is the daily mortgage market and interest rate commentary from Bruce Brown, CMPS with Prime Lending and radio host of Dollars and Homes on KCMO Talk Radio 710. To view my daily blog please visit my website at www.dollarsandhomes.com/blog.