Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 18
   The Connecticut Housing Finance Authority (CHFA) has introduced their new Connecticut Housing Finance Authority (CHFA) HFA 3% Down Conventional Mortgage.  This is great news for Connecticut First Time Homebuyers, and for the housing market in Connecticut.  The Connecticut Housing Finance Auth...
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 3
FHA Condo Approvals – Ask Mr. Condo Bob Gourley is Mr. Condo.  He is the Chair of the Public Relations Board of the Connecticut Chapter of CAI.  His Ask Mr. Condo site is a place where folks can go and ask questions about anything condo.  It is a fantastic resource for condo and other community a...
By Patricia Kennedy, For Your Home in the Capital
(Evers & Company Real Estate, Inc.)
Comments 7
Whitney does a wonderful job of explaining the problems you can get into trying to defend your credit!  And I sure never understood how this whole thing works.   Why Do Credit Disputes Have to Be Removed Before My Mortgage Can Be Approve? This post has been a draft for almost a month, but I just ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 2
  We help people from all walks of life improve their credit and give them access to new lines of credits and tradelines. As know the industry is taking credit away people, credit card companies are closing accounts, and this effects the consumers credit. We can help them open more tradelines - n...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Credit Makeover Credit Repair - with Seasoned Tradelines. Call Our Credit Repair Specialists for a free consultation. Use your Tax Return & Get financed quickly and affordably. Watch your FICO Score Increase as Items are permanently Deleted. We have seasoned tradelines from $5,000 or more gua...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
    Get a return on your Tax Return! Save hundreds of thousands of dollars over the next few years. Here's How during these tough times. Nothing is more valuable to you than having the best credit available - and doing it supporting a local business.     Credit Restoration Connecting you to t...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
    Click to view more Looking for financing but you can't get approved? Your scores are too low or you have derogatory items that are keeping you from getting approved? You wonder what the answer is? You've thought about trying to fix the situtation yourself or call a debt consolidation ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Start building your credit and boost your score into the 700s and 800s, get approved up to $10K Guaranteed Approval or your money back.   No credit checks, bad credit is okay. No employment Check Offset high debt balances. There is no difference in applying for this card than applying for a regul...
By Barbara Mooers, 253-278-6389 HomeLoans;VA Loan-Specialist WA State
(Primary Residential Mortgage, INC)
Comments 99
You have done the hard part in the house buying process and chosen a lender and a real estate agent to work with.  You have also gone out and found the home of your dreams!  Best of all, your team has done a great job of negotiating the best deal for you.   Now, as a buyer, all you have to do is ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 2
  Visit our Website http://www.boostyourcreditscore.info Visit our Website http://www.boostyourcreditscore.info Getting Approved this Summer is Easy with our 100% Money back guaranteed services. In 30-90 days or less you will see results, whether you live in St Louis, Las Vegas, Orlando, Californ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 67
One of the misconceptions Homeowners as well as even some Real Estate Professionals have is that if a Homeowner goes through bankruptcy, the mortgage is discharged along with all the Homeowner's other debts.  The reason why Homeowners who have gone through bankruptcy a believe this, is becaus...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 34
In my blog the "Loss Mitigation Road To A Short Sale" about a work shop I attended this week on Loss Mitigation and FHA Short Sales, I mentioned that up until attending this workshop I was under the impression a homeowner who wanted to do a Short Sale on their property was able to apply...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 28
“What to do When You Can’t Get a Credit Report Corrected”   I tell my clients to go online to access the laws that deal with these issues:www.ftc.gov  then check out the Fair Debt Collect Practice Act (FDCPA).   Three months out diligent calling and email the creditor and credit bureaus these pro...
By Thomas J. Nelson, Realtor, Connecting Good People with San Diego Lifestyle!
(Coldwell Banker Residential Brokerage)
Comments 7
  *42% of Americans surveyed, stated the #1 debt they want to pay off/ eliminate is their mortgage.     The largest single debt most Americans carry is their Deed of Trust (CA) or Mortgage for their home loan and 42% of those Americans want to pay them off first and faster than the scheduled ter...
By Wanda Kubat-Nerdin, Your Southern Utah Residential Real Estate Agent
(Prado & Kramer Real Estate, St. George, UT 435.632.9374)
Comments 11
Would you drive around with a potential buyer who is not pre-approved? That is a question that begs an answer! Some agents say they have done this quite often and have beat out other agents who requested the information up front and center. Not this real estate agent.  Accurate home price range i...
By Michael Regan, Home Loan Extraordinaire
(The Regan Team Home Loan Group)
Comments 1
Fannie Mae regularly updates their guidelines and in the upcoming release there are changes to when a borrower can purchase a home after short selling or letting their home go into foreclosure.  Below are the changes: Deed-in-lieu of Foreclosure: 2yrs from completion date with max loan to value o...
By Bill Ladewig, Experience Is Your Advantage
Comments 3
MORTGAGE INTEREST RATE LOCK ADVISORY July 29, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: NUETRAL The price for 3.50% Mortgage Loans based on MBS is currently up 0.06 point. 30 Day Close Mortgage Interest Rate Lock or ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 17
“I Couldn't Imagine Not Being in the Mortgage Business”   Bob and Maureen were wonderful clients and ready to become homeowners again. They were not willing to be stuck in old history and were ready to be coached as to improving credit scores, making available the necessary down payment and c...
By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Supreme Lending )
Comments 1
What makes Interest Rates go up or down?   The most simple question about interest rates might be what causes them to change. And yet, based on the many factors that affect the changing of interest rates, a reasonably acceptable – if not satisfactory – answer to this question could be as in depth...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 18
“Should We Always be Marketing?”   There is a local restaurant that I like to frequent for lunch when I am out with referral partners. The table next to us had a group of four people that were having a good old time enjoying their liquid lunch. They were actually pretty loud, so it was pretty eas...