Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 0
        Last week’s economic news included several reports related to housing. The Case-Shiller and FHFA reports for June showed a further slowing in home price growth. New home sales for July fell short of the expected reading, but pending home sales exceeded expectations. The details:   Case-Sh...
By Jason E. Gordon, Residential Mortgage Specialist, CMPS, CDPE, CMHS
(AmeriFirst Financial Inc, San Diego, CA)
Comments 1
Mortgage Backed Securities are starting off the month on the defensive as the long holiday weekend provided little in the way of geopolitical headlines. The ISM Index & Construction Spending both came in above expectations. Compared to Friday's closing, the market has opened with a 0.250% WORSENI...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 37
Back on February of this year I wrote a blog on the New Good Faith Estimate (GFE) which the The Consumer Finance Protection Bureau (CFPB) will be implementing on August 15, 2015.  As I stated in my previous blog, I have never liked the present GFE, it is three page long, but is less transparent t...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY September 2, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently up 0.27 point. 30 Day Close Mortgage Interest Rate Lock or...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 25
“But, I Was Prequalified for a Mortgage”   Of course you were, but no one will be able to get you the mortgage that you need to purchase the home you want to buy.   Anyone that knows what they are doing in the mortgage business will always get upset with fellow loan officers that will give out a ...
By Bob Elliot
(RE/MAX Advisors)
Comments 0
Last week's economic news included several reports related to housing. The Case-Shiller and FHFA reports for June showed a further slowing in home price growth. New home sales for July fell short of the expected reading, but pending home sales exceeded expectations. The details: Case-Shiller, FHF...
By Christian Penner, Your Mortgage Banker - 561-373-0987
(The Christian Penner Mortgage Team)
Comments 0
Mortgage Market Guide Weekly: Labor Day Holiday, Plus Beware of this Moving Scam   Labor Day Holiday         I sincerely hope you have been enjoying your complimentary subscription to the MORTGAGE MARKET GUIDE WEEKLY. As the Labor Day holiday is being observed, your next full issue will arrive "...
By Justin Fitzhugh, Mortgage branch opportunities in 44 states
(Nations Lending Corporation)
Comments 1
The House of Representatives Passed a bill that greatly decreases the power and resources of the CFPB,1 and the future of the bureau is at stake as the bill passes through Senate. If passed, the bill will greatly curtail the Bureau’s legislative power and effectiveness. Amidst this battle, and wi...
By Melissa Zavala, Broker, Escondido Real Estate, San Diego County
(Broadpoint Properties)
Comments 3
Each and every week, there are things going on that impact housing news and the real estate market. Sometimes there are big changes to federal and state policies that impact the distressed property world. Other weeks, there is business news and distressed property news about government programs f...
By Mike Bjork
(American Pacific Mortgage)
Comments 0 Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Elite Home Sales Team, A Tenacious and Skilled Real Estate Team
(Keller Williams Realty)
Comments 5
    Reduced to $830,000 11 Pomegranate St, Ladera Ranch   This home is a beautiful home on a single loaded cul-de-sac street.  It has 4 bedrooms 2.5 baths and is 2554 square feet of openess giving it light and bright feel.  We have dropped the price of the home to $830,000.  This home with a fron...
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 6
FHA Extends Temporary Condominium Approval Guidelines As expected, FHA extended the effective date of Mortgagee Letter 12-18 until August 31, 2016; the provisions in ML12-18 were due to expire on August 31, 2014. At 5:21AM on August 30, I received an email notification that FHA released Mortgagee...
By Michael Regan, Home Loan Extraordinaire
(The Regan Team Home Loan Group)
Comments 0
By Mike Young, FHA 203k Consultant 707-812-7668
(, covering California & most other states)
Comments 5
Would you believe I'm about to turn 67 years old in a few weeks? I cannot believe it. My mother passed away at 54 years of age. Let's get back to the topic of today. We have an outstanding loan officer who is specializing in the 203K and located in the Roseville California area. She is Sheri McLa...
By Axis Financial Consultants
(Axis Finance)
Comments 74
We are providing all types financial services ;Offering loans, equity funding, joint venture,business finance, project finance, bank instruments like mtn, bg, lc, sblc, pof. We are in direct contact with top European banks and private lenders. There are no chains of brokers.We also collaborate wi...
By Robert Clapton
Comments 46
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  Telephone: +44-777-650-6313 
By Lenn Harley, Real Estate Broker - Virginia & Maryland
(Lenn Harley,, MD & VA Homes and Real Estate)
Comments 41
The The Consumer Finance Protection Bureau (CFPB)  finally got to the point of interferring with the real estate transaction to a point where buyers, sellers and agents will be so confused they will simply ignore many requirements. Why would a loan officer take on the task of pre-qualifying a pro...
By Jerry Carll, (800)247-8212 | Direct Stated Income - Commercial
(Allied Commercial Funding -Direct Lender - Nationwide)
Comments 2
Allied Commercial Funding Corp 800-247-8212 is pleased to announce Jumbo Hard Money Bridge Loans for Commercial real estate in California, Arizonia and Nevada at an unheard of interest rate of 7% to 8%.   This is the perfect one year bridge hard money loan without the high hard money rates of mos...
By Tom Priester, Paradise Sharks Real Estate
(Paradise Sharks Real Estate)
Comments 2
We once again close in on sub 4% moneyIt has been quite a while since we brought you an update on interest rates. Frankly, there just hadn't been any news to bring you. On April 13th the average overnight rate on a conforming 30 year fixed loan sat at 4.26%. A week ago it sat at 4.28%. There were...
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 7
FHA’s “6-Month Window” for Condo Recertification This week I received a call from a property manager who was concerned that the 6-month window for recertification with FHA was quickly approaching.  The condominium’s FHA approval expired on 3/21/14 and the manager and association were concerned th...