Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 17
Last week I received a call from a Realtor here in Connecticut looking for more information on the VA Condo Approval Process.  Unlike the FHA Condo Approval Process which is fairly well known, the VA Condo Approval Process is not well known.  Not only is the VA Condo Approval Process not as well ...
By Bob Thompson, Commercial & Residential, ALT-Doc & Stated Income Loans, (562)344-LOAN
(RMF Lending, Inc.)
Comments 0
HUD FIXED RATE LOAN PROGRAMS We are available for discussions with clients regarding this and our other financing sources. We represent numerous sources of capital including Banks, Conduits, Life Insurance companies, Credit Unions, REIT's, Pension Fund Advisors, and both private and institutional...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 42
“New Idea, Purchase Market to Focus on Customer Service?”   I was reading this article about real estate volume being down this year and that the focus is going to be on service. Are you kidding me, as this was a revelation? Since when has extraordinary service become a new focus.   Unfortunately...
By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 1
Although I am by nature an extremely optimistic Sacramento real estate agent, which is probably part of the reasons why I seem to do so well, I also realize that I need to stop to consider what kinds of things could go wrong with a purchase offer my seller receives. If there is a way I can lessen...
By Eugenia Bambas, Homes For Heroes
(Homes For Heroes/Sierra Pacific Mortgage, Company #1788)
Comments 0
Homes For Heroes ® is the Nation’s Largest Hero Savings Program Minneapolis, MN (Grassroots Wire) – The Homes for Heroes program is celebrating the fact that the company has given back over $5 million to our nation’s heroes since the company went national in 2009. The program was created to hono...
By Eugenia Bambas, Homes For Heroes
(Homes For Heroes/Sierra Pacific Mortgage, Company #1788)
Comments 0
Thinking of buying that 2nd or Vacation home? Why wait?! With the interest rates still low, NOW is the time! Check out our fantastic 2nd Home Loan Program, get pre-approved, and go shopping for your special "get-away" home away from home! With Sierra Pacific's Freddie Mac High Balance program yo...
By Neil Coleman
(First Midwest Bank NMLS#143306)
Comments 0
Mortgage Bonds have drifted lower all week and fell hard due to better than expected data. We will continue to lock in the short term, measured by days to a few weeks until Mortgage Bonds can find a bottom.    The average rate for a 30-year conventional fixed mortgage is at 4.27%. To obtain that ...
By Fred Griffin, Your Real Estate Broker for Tallahassee, Florida 850-339-4861, Call Fred 850-339-4861
(Frederick Griffin, Licensed Real Estate Broker)
Comments 5
     The number of factors that contribute to the equation of a mortgage payment has grown too dramatically to make online mortgage calculators reliable.       Interest rates, the type of mortgage program, various options for an individual borrower, mortgage insurance, homeowner association fees,...
By Fred Griffin, Your Real Estate Broker for Tallahassee, Florida 850-339-4861, Call Fred 850-339-4861
(Frederick Griffin, Licensed Real Estate Broker)
Comments 4
     The VA Condo Approval Process!  "A number of our men and women who have served overseas in recent years are now looking to purchase their first property.  Many of these Veterans are not looking for all the maintenance and up keep required by a home, so a condominium is the ideal purchase for...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 5
George Souto, presented this blog a couple of months ago that would be great to re-discover today. There are many useful ideas that can be used to further help guide your next real estate transaction. Use these suggestions as a starting point and customize further to your own specific situation....
By Axis Financial Consultants
(Axis Finance)
Comments 17
We are providing all types financial services ;Offering loans, equity funding, joint venture,business finance, project finance, bank instruments like mtn, bg, lc, sblc, pof. We are in direct contact with top European banks and private lenders. There are no chains of brokers.We also collaborate wi...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 8
“Fees Charged by Fannie Mae & Freddie Mac?”   When the bailout was done for Fannie and Freddie, immediately when that was done, both increased the fees that consumers paid on their mortgages. All these fees resulted in higher rates to the consumer.   Fannie and Freddie have paid back all the bail...
By Doug Capps, MMS, CLO, CRMS
(Fairway Independent Mortgage Corp.)
Comments 2
For the third time in a row, the USDA eligibility map changes have been postponed.  This time until 09/30/2014. This is GREAT news for Desoto County and other counties in Mississippi where USDA loans are widely popular!!  Although the issue has not been resolved, but yet just "pushed down the roa...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
Comments 0
HOME LOAN INTEREST RATE ADVISORY This page was updated  April 18, 2014 8:30 AM PST  Lock Advice is Updated Several Times Daily Stock and Bond Markets Closed for Good Friday LOCK ADVISORY      7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK      30 Day Close Mortgage Interest Rate Lo...
By Neil Coleman
(First Midwest Bank NMLS#143306)
Comments 1
Americans filing for first time unemployment benefits are hovering near seven-year lows as employers are slowing the pace of layoffs. The Labor Department reported that Weekly Initial Jobless Claims came in at 304,000, below the 312,000 that was expected. The 304,000 is up from 302,000 in the pri...
By Bruce Walter
(Keller Williams Realty Lafayette/West Lafayette, Indiana)
Comments 26
    Social Security Administration using the IRS to seize tax refunds on alleged overpayment long ago.   I am just fine with my tax dollars going to support our federal government as I can't afford to hire an infantry division to keep Vladimir Putin out of my backyard, or pave the roads so I can ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 56
When First Time Buyers are preparing to purchase a home they usually only focused on the downpayment, and are surprised to find out there are other funds required to purchase a property.  These Unexpected Costs In Purchasing A House can some times cause especially First Time Buyers to become disc...
By Maria Gilda Racelis, "Your Goal, My Goal. We Can Make it Happen."
(Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington)
Comments 5
Worrying about where to get your down payment from to obtain your first home? There is great news for all the qualified candidates. Read this blog to get more information or contact the author of this article.   The Connecticut Housing Finance Authority (CHFA) is Connecticut’s Premier Mortgage Lo...
By Dave Miller, Mortgage Professional
(Republic Mortgage)
Comments 0
As the shaky U.S. economy begins to show signs of improvement, the question of when the federal government would begin to raise the federal funds rate is on the minds of many. The estimates released by several top officers of the Federal Reserve say that the interest rates will not begin rising u...
By Aaron Norris, MBA, APR, Hard money lending and real estate investments.
(The Norris Group Hard Money Lending)
Comments 0
Bruce Norris is joined again this week by John Bohannon. He is co-owner of a company called Build Zig, and they are in the builder control business among other things. They take projects from the very beginning all the way to the very end, and they even get involved once in a while with being an ...