Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 14
    “OK, Maybe Not Being Repealed, but Some Regulation Relief Could be on the Way”   I have long been a proponent of repealing the Dodd-Frank Act, but the next best thing is to start chipping away at the regulations that has affected and cost every consumer and everyone in business beyond belief....
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 103
“Beer Budget and Champagne Taste”   Brenda wanted to own a nice three bedroom ranch, but her budget was $150,000. In the area she wanted to live $150,000 wouldn’t give her what she wanted for her family.   Her Realtor called me regarding doing an FHA 203 K loan as the bank that did her pre-quali...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
Conventional 30 year Mortgage: 3.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 3.82% FHA 30 year:3.75% Credit Score:680 LTV:96.5% loan amount:$200k APR:4.87% Conventional 15 year:3.125% Credit score:740 LTV:80% Loan Amount:$200k APR:3.22%   Rates are Subject to Change Call me today if you a...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 75
Here a Rush, There a Rush, Everywhere a Rush, Rush          Volume is up.  That means turntimes are up.  Along with stress levels.  Deadlines are approaching everywhere.  The only thing that typically doesn't go up when volume goes up is levels of customer service.  And I don't care if the BBB an...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY April 1, 2015, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-6 Day Close:  FLOAT With Caution 7-15 Day Close: FLOAT With Caution 16-30 Day Close: FLOAT With Caution MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 3-26-15: 3.69% - ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 27
“Vacation and the Mortgage Business”   Not sure if it is dedication or stupidity. Gail and I have been away for a few days and have a few days more in Florida. We have had an amazing time. First we spent a couple of days at St. Pete Beach, then visiting friends in Sarasota and heading to visit o...
By Ben Gerritsen
(Miracles happen, NMLS ID: 1289680)
Comments 1
ADP Job report and the ISM index bot missed expectations, this providing fuel for our bond rally.   Pricing on loans have improved today.   Your thought for the day: "Spend zero time on what you cannot control, some time on what you can influence and most of your time on what you control".   www....
By John DL Arendsen, Gen Cont, Factory Built Const & Dev, RE Brk, INVS.
(TAG Real Estate Sales & Investments, ON THE LEVEL General Contractor, Crest Homes Factory Built Housing Dealer & Developer)
Comments 3
Tough choices but my heart and moral turpitude as a Father of 5 and Grandfather of 14 would naturally and inherently have to lean towards the family with children vs the young single living at home. Here a Rush, There a Rush, Everywhere a Rush, Rush          Volume is up.  That means turntimes ar...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Stock futures pointed downward this morning in anticipation of ADP's take on March job additions.  As it turns out they did well to do so as the payroll company reported only 189,000 versus the 225,000 expected.  We will see how accurate they were this month a sthe federal report will be released...
By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) closed up 28 basis points today at 102.56 having broken through resistance offered at both the 102.47 and 102.61 levels prior to falling back down at the close.  Depending on the price point, interest rates should show some improvement tomorrow.  With the impendin...
By Robert Clapton
Comments 75
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313 
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY March 31, 2015, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-6 Day Close:  FLOAT With Caution 7-15 Day Close: FLOAT With Caution 16-30 Day Close: FLOAT With Caution MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 3-26-15: 3.69% -...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 2
  If you are looking for a FHA 203k mortgage in Texas, you have come to the right place.  The FHA 203k is a mortgage aimed at financing in the improvements to the property into your loan.   This is perfect for homes that otherwise would not get financed due to work that needs to be done.  Or poss...
By Randy Shamburger, FHA, VA, USDA and Conventional Mortgage Expert
(Movement Mortgage)
Comments 0
Economic News in Review Greenville SC Here is last week’s Economic News in Review Greenville SC.  Last week saw encouraging housing news with sales of existing homes reaching their best rate in 12 months, and new home sales hitting their fastest pace in seven years. Also, layoffs enjoyed a better...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 9
  As you may already know, when getting a FHA mortgage you can have your Parent’s gift you your whole down payment.  But did you know that there are other ways to have you down payment gifted to you?  If not this is the article for you as I will go over the list of acceptable forms of gifted down...
By Hunter Paschall
(Consulting Group INC/ Short Sale Negotiation Company)
Comments 0
The Buying ProcessNow that you've decided to take the plunge, let's explore what you can expect from the home buying process itself. This is a chaotic time with offers and counter-offers flying furiously, but if you are prepared for the hassle (and the paperwork), you can get through the process ...
By Troy Evans, CinchHomeLoans.com NMLS 399255, 309441
Comments 0
Rate update for March 31, 2015. Month and quarter end bond buying has lowered rate pricing slightly again. Important economic data reports combined with the upcoming holiday weekend and early market closure on Friday present risks for rising rates. Please watch rates closely over the next few day...
By Beth Atalay, Cam Realty of Clermont FL
(Cam Realty and Property Management)
Comments 7
You Can Buy a Home Again after a Foreclosure or a Short Sale!If you went through a short sale or a foreclosure, you can buy a home again. There's however a waiting period and it takes some financial discipline. George Souto has written an excellent blog post that is a must read by all who were af...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...