Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY May 28 2015, 7:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close: LOCK on Any Price Improvement 8-14 Day Close: LOCK 15-30 Day Close: LOCK MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 5-28-15: 3.87% - Up 0.03 Point Rate Pr...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 15
“My Pre-Qualifications will Usually Not have a Dollar Amount”  A received a handful of pre-qualification letters today and was asked twice “why there is no dollar amount on the letter?” I get asked the question about 20% of the time, so let me share why. I do not qualify my clients based on their...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 22
  “Leads off My Website”  All of my blogging drives a lot of folks to my website. There are a number of places that will allow someone to fill out a very brief form. I’m not looking for any detailed information but require a name, phone or email.  As soon as I receive their inquiry, I respond by ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 25
  “They Forgot to Ask for My Social Security Number” I wonder how many folks actually fall for this crap, MR.HASSAN TRAIRATVORAKUL? THIS IS TO ACKNOWLEDGE THE RECEIPTS OF YOUR E-MAIL RESPONSE CONCERNING YOUR FUNDS SWIFT ALERT NOTIFICATION WE SENT TO YOU. BE INFORMED THAT OUR BANK SWIFT REMITTANCE...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 16
VA Approved Condo List & Approval Process.  Monday was Memorial Day, a day set aside to honor our fallen military men and women.  As much as we need to honor and remember those who have given their life to preserve the freedoms we all enjoy in this great country, it is equally important to honor...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 27
Can I Switch Mortgage Lenders if an Appraisal is already done?       In a word, YES.  You can.  In an explanation, like so many things in the mortgage world, it's a gray area.  Some lenders won't accept them at all.  Others will require a borrower use a certain loan product if they want to use an...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 15
Lenders today have a problem with accounts on a credit report that indicate that the accounts are in dispute. Getting Rid of Disputes from a Credit Report   Lenders today have a problem with accounts on a credit report that indicate that the accounts are in dispute. I wish I could completely unde...
By Jan Green, RE/MAX Excalibur Scottsdale REALTOR®, GREEN
(Scottsdale, Phoenix, Cave Creek, Carefree, Fountain Hills)
Comments 15
Dealing with Wells Fargo and Eliminating Mortgage Insurance -    Recently, I had the grand idea of getting rid of my Mortgage Insurance. I knew I would have to be Dealing with Wells Fargo to Eliminate Mortgage Insurance, but I figured I was game.   I should say that the only reason I have Mortgag...
By Faith LaRosse, Realtor(R)
(Springer Realty Group)
Comments 2
This was an excellent post with very valuable information for buyers.  Many thanks go out to Joe Petrowsky for his original blog post... Getting Rid of Disputes from a Credit Report   Lenders today have a problem with accounts on a credit report that indicate that the accounts are in dispute. I w...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 10
Buyers always think that once they pay upfront money to a lender for appraisal, they can't escape from working with the same lender. True? Not so.Here's a great post from John Meussner  Can I Switch Mortgage Lenders if an Appraisal is already done?          In a word, YES.  You can.  In an explan...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 47
Getting Rid of Disputes from a Credit Report   Lenders today have a problem with accounts on a credit report that indicate that the accounts are in dispute. I wish I could completely understand why, but they want the dispute removed from the credit report.   Very often, folks that hire companies ...
By Robert Clapton
Comments 80
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313 
By Home Loans For All, Finding The Right Lender Has Never Been Easier
(Home Loans For All)
Comments 0
 The FHA streamline refinance program helps current FHA homeowners lower their rate and payment without most of the traditional refinance documentation. FHA recently lowered its mortgage insurance premiums by 0.50%. Most borrowers can now drop their interest rateand their monthly mortgage insuran...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 2
Conventional 30 year Mortgage: 4%Credit score:740LTV:80%Loan Amount:$200kAPR: 4.22%FHA 30 year: 4%Credit Score:740LTV:96.5%loan amount:$200kAPR:5.02%Conventional 15 year:3.375%Credit score:740LTV:80%Loan Amount:$200kAPR:3.42% Rates are Subject to ChangeCall me today if you are thinking of refinan...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY May 27 2015, 7:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close: LOCK on Any Price Improvement 8-14 Day Close: LOCK 15-30 Day Close: LOCK MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 5-21-15: 3.84% - Down 0.01 Point Rate ...
By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Troy Evans, CinchHomeLoans.com NMLS 399255, 309441
Comments 1
Interest rates have had a bumpy month of May, but appear to be settling down over the last week. Overall, rates are still amazing!30 Year Fixed Rate Conventional Loan3.625% Rate, 3.684% APR, $1,459.36 P&I Payment, $2,789.80 TOTAL LENDER FEES 3.75% RATE, 3.75% APR, $1,481.97 P&I Payment, $389.80 T...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY May 26 2015, 7:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close: LOCK 8-14 Day Close: LOCK 15-30 Day Close: LOCK MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 5-21-15: 3.84% - Down 0.01 Point Rate Price Based on 3% MBS - C...
By Karen Schimpf
(Commercial Capital Ltd.)
Comments 1
cc: by https://www.flickr.com/photos/mlinksva/13977162506...This loan closed on April 30th. By explaining this deal a little deeper, I think you can get some insights into just what we are able to do here at Commercial Capital.$3.35 Million Purchase and mild renovation of Golf Course & Land!Locat...