Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

(Long and Foster Real Estate, Richmond Virginia)
Comments 0
      Have you heard the news yet? Mortgages have fell to their lowest rates since June 2013th.    Excerpt from Market Watch  "The average rate for a 30-year fixed-rate mortgage fell to 3.92% in the week that ended Oct. 23, hitting the lowest level since early June 2013, federally controlled mor...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 26
“Once, this Home was a Mobile Home, but NO More”   Over the years the home was completely transformed including full basement, in other words, no one would even know the home was originally a mobile home.   Pam and Earl went to refinance their three mortgages and get their monthly mortgage paymen...
By Roger D. Mucci, Lets shake things up at your home today!
(Shaken...with a Twist 216.633.2092)
Comments 3
Meet Michael Zuren.....drop by and introduce yourself.   Tell him Roger sent you.   Michael is a fairly new member to ActiveRain.   He is in Mortgage and Lending in Willoughby, Ohio with the Schmidt Mortgage Company.    He has written an excellent post: 9 Steps to Repair, Improve and Protect Your...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 26
“Interest Only Doesn’t Mean You Have to Pay only Interest”   A few years ago, I did a refinance for clients that were referred by their financial advisor. They wanted to refinance their existing mortgage, which I did, at 4% interest rate. They also wanted a $100,000 home equity line, which I got ...
By Scott Fenner
(AmeriFirst Financial)
Comments 0
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Pre-sales support is available by email only so we can support our vast clientele via telephone service. Since we offered our services outsidee your partnered mortgage, banks, lenders, financial partners & real estate professionals to the general public our phone lines have been jammed.  This was...
By Christopher Pataki, Hockessin Delaware Real Estate
(RE/MAX Associates)
Comments 3
Money is a delicate issue. How much we earn and how much we owe is information many of us prefer to keep close to the vest. If you’re concerned about detailing your finances to your real estate agent, rest assured that there’s plenty of privacy in the client/agent relationship.  In their wheelho...
By Randy Shamburger, FHA, VA, USDA and Conventional Mortgage Expert
(Movement Mortgage)
Comments 0
VA Loan in Bennettsville SC Both honorably discharged vets and active duty military personnel are eligible for a Bennettsville SC VA Loan which is considered to be one of the best home loan programs available today. Here's how to qualify for a VA Mortgage Loan in Bennettsville SC: The first step ...
By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Prudential PenFed Realty, "The Real Debbie Reynolds" Your Clarksville Real Estate Professional, 931-920-6730)
Comments 41
You Can Lead a Borrower into Loan App, But You Can't Make Him Comply What can happen when you disregard the advice of your agent and the loan officer? That's right, you will get your loan denied. That is exactly what happened to the buyer on my listing. He thought he was the exception to the rule...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY October 24, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-6 Day Close: LOCK 7-15 Day Close: LOCK 16-30 Day Close: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Up 0.04 point. MORTGAGE MARKET INDICATORS  FHLMC Weekly Av...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 35
Fannie Mae Guideline Change For Properties On A Private Road.  I wrote a blog on Thursday, August 6th titled "Underwriters Do Have A Sense Of Humor" in which I blogged about a question I asked my Underwriter and the response I received.  The question was on the Fannie Mae Guideline For Properties...
By The Real Estate Marketing Group
(The Real Estate Marketing Group)
Comments 2
Getting a bank loan approval can be a strenuous process. Lenders are looking for a lot more in a loan applicant and are stricter, especially in times of economic troubles. There are a few important steps you need to follow to ensure your bank loan can be processed hassle-free and with fewer probl...
By Marco Giancola, Realtor (305)608-1922, Miami Beach Florida
(Douglas Elliman Real Estate)
Comments 6
    Famed Delano Hotel up for sale           Morgans Hotel Group has begun an asset unloading via a multiple-metropolis-strategy: in addition to the Art Deco-style Delano South Beach hotel with a tag of $200 million, they're also looking to offload the Hudson Hotel on Columbus Circle. In an about...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) close even today at 103.50 having come to rest just 6 basis points above support offered at the 103.44 level.  MBS bonds withstood yet another stock rally and failed to lose a single point.  This level of resilience on a sustained basis is truly remarkable.  I was...
By Mike Bjork
(American Pacific Mortgage)
Comments 0 Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Stocks had yet another strong session today as the Dow surged upward toward teh t17,000 level once again.  What started looking like a full blow correction a couple weeks ago has turned around with the same speed with which it approached.  A correction is consider a sell-off of 10%.  The recent s...
By Peter Dellane
(Ability Mortgage Group, LLC)
Comments 2
My name is Peter Dellane and I have been effectively handling divorce mortgage refinancing for 20 years. I founded my company, Ability Mortgage Group, LLC in 2001. I have been dedicated to learning every element of Real Estate Marketing possible over the years in order to obtain the professional ...
By Robert (Vegas Bob) Swetz, Commercial & Residential Real Estate Agent
Comments 10
Are Real Estate Lenders from Planet Earth or from another World?   I remember years ago when Lenders were more creative and able to finance home buyers. But in the last 2-3 years, Lenders have been acting as if they aren't even from this world. Don't get me wrong, I know what happened with the c...
By Whitney Watson
(First Home Mortgage)
Comments 20
You’ve decided you are ready to buy a house, you have contacted a Realtor to get the online search process started, and just one thing stands in your way from beginning the physical house hunt: the mortgage pre-approval. You have probably been introduced to a lender by your Realtor, you have fill...
By JoAnn Moore, Home Loans in Delaware
(The Mortgage Market of Delaware)
Comments 12
How To Improve Credit Scores Suggestions for help in improving credit scores: Collection accounts- Accounts that have gone into collection within the last couple of months; pay them off and obtain proof of payment. Accounts that have gone into collection within the last 4-12 months; just leave th...