Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
Conventional 30 year Mortgage: 4.5% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.79% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.87% Conventional 15 year:3.625% Credit score:740 LTV:80% Loan Amount:$200k APR:3.82%   Rates are Subject to Change Call me today if you ar...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY April 16, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.15 point. 30 Day Mortgage Interest Rate Lock or Float Ad...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 4
The Connecticut Housing Finance Authority (CHFA) is Connecticut’s Premier Mortgage Loan Program for “First Time Homebuyers”.  CHFA is a Quasi Government Agency that provides a 30-year fixed rate Mortgage Program, with an interest rate below comparable market rates.  However, CHFA has always just...
By Bruce Walter
(Keller Williams Realty Lafayette/West Lafayette, Indiana)
Comments 18
    Social Security Administration using the IRS to seize tax refunds on alleged overpayment long ago.   I am just fine with my tax dollars going to support our federal government as I can't afford to hire an infantry division to keep Vladimir Putin out of my backyard, or pave the roads so I can ...
By Mike Bjork
(FirstCal Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Bob Thompson, Commercial & Residential, ALT-Doc & Stated Income Loans, (562)344-LOAN
(RMF Lending, Inc.)
Comments 0
Stated Income Verified Asset HELOC for Owner-Occupied, Second Homes and Non-Owner Occupied SFR's, 2-4's and Condos.720+ FICO needed. (For Self Employed or W2'ed, No 1099s) SIVA Home Equity Line of Credit (HELOC) - up to 50% CLTV - Loan amounts $150,000 - $500,000. 50% LTV to $2,000,000 Owner Occu...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 19
“Co-Signing a Mortgage”   I was contacted by a client of mine a few years ago. He called to discuss his daughter’s request to have him co-sign a mortgage for his daughter. I asked a number of questions and based on the answers, I recommended that he not co-sign the mortgage. He asked if it would ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 27
A recent announcement about Debt-To-Income Ratios (DTI) being reduced to 43% on all Loan Programs has created a lot of concern throughout the Real Estate related industries.  In a letter dated December 18, 2012, by Acting Assistant Secretary for Housing, Federal Housing Commissioner, Carol J. Gal...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 10
“Credit Report Shows Two Late Payments in the Last 12 Months”   The client sent me evidence that neither payment was 30 days late. He gave me evidence that both payments were received by the lender before the end of the month and yet the existing servicer shows that both payments were late.   The...
By Mark Taylor, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 1
Your Guide To Winning At Auction... It Can Be Done     While the traditional method of trawling for sale listings, making bids, and negotiating with the seller has been a popular rite of passage for many home buyers, buying a house at auction is swiftly becoming a favored way to purchase property...
By Mark Taylor, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 2
Mortgage News For The Week of April 14, 2014     While little housing-related news was released, last week’s economic news showed signs of a brighter economic picture. Labor statistics were stronger, with job openings up and new jobless claims filed lower than expected. Mortgage rates fell, and t...
By Fred Griffin, Your Real Estate Broker for Tallahassee, Florida 850-339-4861, Call Fred 850-339-4861
(Frederick Griffin, Licensed Real Estate Broker)
Comments 4
     The number of factors that contribute to the equation of a mortgage payment has grown too dramatically to make online mortgage calculators reliable.       Interest rates, the type of mortgage program, various options for an individual borrower, mortgage insurance, homeowner association fees,...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY April 15, 2014  3:00 PM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities closed down 0.12 point. 30 Day Mortgage Interest Rate Lock or Fl...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Whether you’re looking to become an Arizona mortgage broker, or if you’re needing the services of one, you need to know the requirements. Arizona mortgage brokers are regulated by the Arizona Department of Financial Institutions. Essentially, their goal is to protect the consumer without hurting ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Arizona mortgage brokers aren't for everyone. Not everyone needs one, and not everyone wants one. However, most of the time, mortgage brokers do a lot of good for families and individuals looking to purchase a home. If any of these situations sounds similar to yours, you definitely need to look i...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Applying for a home loan is a daunting task. This is especially true if you haven’t yet found the property you want to purchase. You have to find the home, assess the value, get it appraised, gather all of your financial documents, meet with a Realtor, a lender, a banker—anyone else who will need...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY April 15, 2014  8:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.04 point. 30 Day Mortgage Interest Rate Lock or Float Ad...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 8
With so many Condominium Complex not re-certifying with FHA, and as a result no longer on the FHA Approved Condo List, more buyers are trying to purchase condominiums with Conventional Mortgages.  Because of this I have been getting more and more questions about what the Fannie Mae Condominium O...
By Mark Taylor, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 4
The In's And Outs Of A Reverse Mortgage     When you’re looking for ways to supplement your retirement income, there are a number of different options to consider. A reverse mortgage is becoming a more popular and more common way to provide income when your retirement savings don’t leave enough t...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) closed up 6 basis points today at 104.44 having run up close to resistance offered at the 104.62  level prior to closing once again just above support at the 104.41 level.  Slight increases in inflation kept MBS bonds from making too much progress today.  The cons...