Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Bill Ladewig, Experience Is Your Advantage
Comments 2
MORTGAGE INTEREST RATE LOCK ADVISORY May 5, 2015, 7:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close:  LOCK 8-14 Day Close: LOCK 15-30 Day Close: LOCK MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 4-30-15: 3.68% - Up 0.03 Point Rate Price Based on 3% MBS - Cu...
By Jason E. Gordon, Residential Mortgage Specialist, CMPS, CDPE, CMHS
(AmeriFirst Financial Inc, San Diego, CA)
Comments 0
Yet another volatile morning thus far with the cost to acquire interest rates getting higher. Trade Deficit and ISM Services Data reports are partially responsible for fueling this increase in mortgage pricing.Compared to yesterday's closing, the market has opened with a 0.125 - 0.250 worsening t...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 44
“Realtor was Pissed” Ray called me and he was definitely not a happy camper. He was selling an investment property to some clients. They had gone to a Big Box Bank and applied for an 80% mortgage. These buyers were told they were going to get a 30 year fixed rate loan for 2.75% with no points.  T...
By Randy Shamburger, FHA, VA, USDA and Conventional Mortgage Expert
(Movement Mortgage)
Comments 0
Economic News in Review Greenville SCHere is last week’s Economic News in Review Greenville SC. Incomes and spending saw growth, but it was behind expectations, while layoffs tumbled to their lowest point in 15 years, and construction spending contracted.  Incomes and Spending  Incomes and spendi...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 19
“The Dad is a Banker and He Referred his Daughter” Sure I have known this banker for 30 years, but my feet were hitting the ground about every ten steps. He could easily have gotten someone at his bank to take care of his daughter as she is ready to buy a home but instead he recommended me, what ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 12
  As I stated in my blog yesterday, Important Connecticut Housing Finance Authority (CHFA) Notice!!!, effective last Friday ALL CHFA reservation on or after May 1, 2015, the Connecticut Housing Finance Authority (CHFA) will require Homebuyer Education Classes approved by a CHFA/HUD Housing Counci...
By Maggie O'Connell, Experienced Reverse Mortgage Professional
(The Federal Savings Bank, Reverse Mortgages)
Comments 2
HECM Reverse Mortgage Purchase and RefiFinancial Assessment Guidelines and Documentation ListMaggie O'Connell is a Reverse Mortgage Specialist with offices in Danville, California and Reno, Nevadaoffering HECM and Jumbo Reverse Mortgages or "LIFE MORTGAGE" in all 50 States  through The Federal Sa...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 37
“How Do You Decide on Your Blogging Content?” I got an email from a loan officer who is from Florida. We are connected on Linkedin and indicated he has been a regular reader of my blogs for over a year. He sent me a message asking how I come up with my content? He let me know he wants to start bl...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Legal Tradelines underwritten by an FDIC Bank that will help boost your credit score. Click here to get started  Use this coupon code at checkout to get 33% off our platinum tradeline: pl33mAre tradelines legal?This is a question we get all the time whether it comes from a consumer or a mortgage ...
By Cindy Davis
(SD Home Source Realty)
Comments 1
One of the most confusing aspects of the process for first-time homebuyers is the mortgage. Common homebuyer questions include: What is a Good Faith Estimate? Where to get one, how to get one, and what do all those words mean?Advice abounds, especially on the Internet. One common tip is that you ...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 30
One thing common between Joe Petrowsky and I is - we love referrals! And how does he track his referrals? Well, read this re-blog, a simple and yet powerful system. “My Referral Tree of Life”   I track everything having to do with my business, most importantly, where all my referrals come from. I...
By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Fixed term best discounted Invis rates & posted rates as of May 5, 2015 6 mos                                 3.10%         3.14%1yr                                     2.29%          2.89%2yr                                     2.19%          2.84%3yr                                     2.34%   ...
By Aaron Norris, MBA, APR, Hard money lending and real estate investments.
(The Norris Group Hard Money Lending)
Comments 0
California hard money loan closed in San Bernardino, California. California trust deed at $135,000 at 10.5% on San Bernardino investment property. See more at http://ow.ly/M2lBVFor more information about The Norris Group's California hard money loans or our California Trust Deed, investments, cal...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Stocks floundered today as new home sales increased 5/.9% year over year from March 2014.  Disney showed strong profits and Kellogg's the cereal maker from Battle Creek, Michigan did better than expected.  The Reserve Bank of Australia cut its main policy rate to a record low 2%.  As the U.S. tra...
By Bob Crane, Forestland Experts! 715-204-9663
(Woodland Management Service)
Comments 4
I think that you gave him very good advice Joe, many of mine start out as yours do. “How Do You Decide on Your Blogging Content?”   I got an email from a loan officer who is from Florida. We are connected on Linkedin and indicated he has been a regular reader of my blogs for over a year. He sent ...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) closed down 25 basis points today at 100.91 having fallen through and closed below support offered at the 100.97 level.  The good news is that there is still a bottom from which to bounce.  The 200 day moving average is still 26 basis points below at 100.65.  Hist...
By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Will Nesbitt, Nesbitt Realty is a family-run brokerage.
(Nesbitt Realty at Condo Alexandria)
Comments 3
Joe Petrowsky's Realtor was Pissed article is relevant to the Real Estate industry. For the entire reblogged content, scroll down to see the pertinent material. “Realtor was Pissed”   Ray called me and he was definitely not a happy camper. He was selling an investment property to some clients. Th...
By Nick and Cindy Davis, CRS,CLHMS,CIAS,ALHS,e-PRO,CDPE,SFR,Realtor(R)
(RE/MAX Premier Group)
Comments 0
The U.S. Department of Agriculture Rural Housing Service's Section 502 direct loan program is a longstanding loan product that's intended to help relatively low-income households get safe and affordable financing. The agency has the flexibility to make loans to lower-income households because it ...
By yanni raz
(hml investments)
Comments 0
Analyzing Retail Properties: Commercial Hard Money Business Loans For investors seeking funding from commercial hard money business loans to purchase retail property, it is important to due your due diligence and perform a detailed analysis of the property. In doing so, there are some important a...