Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 14
Last week I received a call from a Realtor here in Connecticut looking for more information on the VA Condo Approval Process.  Unlike the FHA Condo Approval Process which is fairly well known, the VA Condo Approval Process is not well known.  Not only is the VA Condo Approval Process not as well ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 39
“New Idea, Purchase Market to Focus on Customer Service?”   I was reading this article about real estate volume being down this year and that the focus is going to be on service. Are you kidding me, as this was a revelation? Since when has extraordinary service become a new focus.   Unfortunately...
By Axis Financial Consultants
(Axis Finance)
Comments 17
We are providing all types financial services ;Offering loans, equity funding, joint venture,business finance, project finance, bank instruments like mtn, bg, lc, sblc, pof. We are in direct contact with top European banks and private lenders. There are no chains of brokers.We also collaborate wi...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 8
“Fees Charged by Fannie Mae & Freddie Mac?”   When the bailout was done for Fannie and Freddie, immediately when that was done, both increased the fees that consumers paid on their mortgages. All these fees resulted in higher rates to the consumer.   Fannie and Freddie have paid back all the bail...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
Comments 0
HOME LOAN INTEREST RATE ADVISORY This page was updated  April 18, 2014 8:30 AM PST  Lock Advice is Updated Several Times Daily Stock and Bond Markets Closed for Good Friday LOCK ADVISORY      7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK      30 Day Close Mortgage Interest Rate Lo...
By Neil Coleman
(First Midwest Bank NMLS#143306)
Comments 1
Americans filing for first time unemployment benefits are hovering near seven-year lows as employers are slowing the pace of layoffs. The Labor Department reported that Weekly Initial Jobless Claims came in at 304,000, below the 312,000 that was expected. The 304,000 is up from 302,000 in the pri...
By Bruce Walter
(Keller Williams Realty Lafayette/West Lafayette, Indiana)
Comments 26
    Social Security Administration using the IRS to seize tax refunds on alleged overpayment long ago.   I am just fine with my tax dollars going to support our federal government as I can't afford to hire an infantry division to keep Vladimir Putin out of my backyard, or pave the roads so I can ...
By Maria Gilda Racelis, "Your Goal, My Goal. We Can Make it Happen."
(Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington)
Comments 5
Worrying about where to get your down payment from to obtain your first home? There is great news for all the qualified candidates. Read this blog to get more information or contact the author of this article.   The Connecticut Housing Finance Authority (CHFA) is Connecticut’s Premier Mortgage Lo...
By Fred Griffin, Your Real Estate Broker for Tallahassee, Florida 850-339-4861, Call Fred 850-339-4861
(Frederick Griffin, Licensed Real Estate Broker)
Comments 3
     The VA Condo Approval Process!  "A number of our men and women who have served overseas in recent years are now looking to purchase their first property.  Many of these Veterans are not looking for all the maintenance and up keep required by a home, so a condominium is the ideal purchase for...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 56
When First Time Buyers are preparing to purchase a home they usually only focused on the downpayment, and are surprised to find out there are other funds required to purchase a property.  These Unexpected Costs In Purchasing A House can some times cause especially First Time Buyers to become disc...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 4
George Souto, presented this blog a couple of months ago that would be great to re-discover today. There are many useful ideas that can be used to further help guide your next real estate transaction. Use these suggestions as a starting point and customize further to your own specific situation....
By Dave Miller, Mortgage Professional
(Republic Mortgage)
Comments 0
As the shaky U.S. economy begins to show signs of improvement, the question of when the federal government would begin to raise the federal funds rate is on the minds of many. The estimates released by several top officers of the Federal Reserve say that the interest rates will not begin rising u...
By Aaron Norris, MBA, APR, Hard money lending and real estate investments.
(The Norris Group Hard Money Lending)
Comments 0
Bruce Norris is joined again this week by John Bohannon. He is co-owner of a company called Build Zig, and they are in the builder control business among other things. They take projects from the very beginning all the way to the very end, and they even get involved once in a while with being an ...
By Steve Reed, Steve Reed Branch Manager | Benchmark Home Loans
(Benchmark Home Loans)
Comments 0
Americans filing for first time unemployment benefits are hovering near seven-year lows as employers are slowing the pace of layoffs. The Labor Department reported that Weekly Initial Jobless Claims came in at 304,000, below the 312,000 that was expected. The 304,000 is up from 302,000 in the pri...
By Doug Capps, MMS, CLO, CRMS
(Fairway Independent Mortgage Corp.)
Comments 1
For the third time in a row, the USDA eligibility map changes have been postponed.  This time until 09/30/2014. This is GREAT news for Desoto County and other counties in Mississippi where USDA loans are widely popular!!  Although the issue has not been resolved, but yet just "pushed down the roa...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 21
The Connecticut Housing Finance Authority (CHFA) is Connecticut’s Premier Mortgage Loan Program for “First Time Homebuyers”.  CHFA is a Quasi Government Agency that provides a 30-year fixed rate Mortgage Program, with an interest rate below comparable market rates.  However, CHFA has always just...
By Bill Ladewig, Your FHA Guru - FHA and VA Loans Since 1970
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY April 17, 2014 11:15 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up 0.52 point. 30 Day Mortgage Interest Rate Lock or Float Ad...
By Bob Thompson, Commercial & Residential, ALT-Doc & Stated Income Loans, (562)344-LOAN
(RMF Lending, Inc.)
Comments 0
Stated Income Verified Asset HELOC for Owner-Occupied, Second Homes and Non-Owner Occupied SFR's, 2-4's and Condos.720+ FICO needed. (For Self Employed or W2'ed, No 1099s) SIVA Home Equity Line of Credit (HELOC) - up to 50% CLTV - Loan amounts $150,000 - $500,000. 50% LTV to $2,000,000 Owner Occu...
By Neil Coleman
(First Midwest Bank NMLS#143306)
Comments 1
Not much movement in Mortgage Bond prices Wednesday as they ended near unchanged and traded in an extremely tight range during the session. A not-so-good reading from March Housing Starts and Building Permits were offset by a rise in Stocks prices. The 4% coupon closed just near unchanged at 104....
By Bob Thompson, Commercial & Residential, ALT-Doc & Stated Income Loans, (562)344-LOAN
(RMF Lending, Inc.)
Comments 2
Stated Income HELOC for Owner-Occupied, Second Homes and Non-Owner Occupied -Self Employed or W2'ed, No 1099s - SFR's, 2-4's and Condos. Now, no minimum FICO needed, but must have good credit, no lates for the last 12 months. SIVA Home Equity Line of Credit (HELOC) - up to 50% CLTV - Loan amounts...