Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Corinne Cordon, Hard Money Lender AND Real Estate Broker
(Capella Mortgage Corp.)
Comments 0
These days, I get at least one customer a day asking me for  "soft money loan".  It's like the buzzword for 2014.  Not only does "subprime" lending not exist anymore, but it isn't politically correct to even say. Hard money is my main business, but we started providing soft money loans to our cli...
By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 1
BUYING A HOME AFTER FORECLOSURE/SHORT SALE   The housing collapse/financial crisis of the last few years affected many home owners. Still our economy is struggling to recover. I get many calls now from folks who want to know when they can buy a home after they suffered a foreclosure/short sale. T...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 35
Yesterday I read Debbie Reynolds blog "Tale of Two Houses, Same Everything but One Big Difference" and re-blogged by Lenn Harley.  This blog caught my attention because of a Borrower I am presently working with who wants to purchase the house he is living in.  What I am experiencing with this Bor...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY August 26, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: NUETRAL The price for 3.50% Mortgage Loans based on MBS is currently down 0.02 point. 30 Day Close Mortgage Interest Rate Lock...
By Bob Thompson, (562)344-LOAN | Stated Income & ALT-Doc, Direct Lenders - Residential and Commercial
(American Lending, Inc. - Direct Lenders)
Comments 0
Compensation Plan  90% COMMISSION FOR ALL NMLS LICENSED MLOs   Mortgage Loan Originator sales positions are available. You can work from home or your own office or work from our Long Beach office.   American  Lending (www.Americanlendinginc.com) is a full service retail mortgage lender with an a...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 4
  USDA loans are fantastic loans.  It offers 0% down payment!  It charges a fee like monthly mortgage insurance which the USDA calls its annual fee.  This fee is treated just like mortgage insurance thou it is much lower than a FHA loan.  This particular fee is going up from .4% to .5% on all loa...
By Brian Brady, VA Home Loans/San Diego
(San Diego VA Home Loans/858-777-9751)
Comments 0
My wife Debra and I make a pretty good team when it comes to funding VA home loans for San Diego veterans.  I am "Mr Outside"-- I spend my time speaking with real estate agents and educating San Diego veterans about VA loan programs, how the inverse relationship between rates and fees affects the...
By Maria Gilda Racelis, "Your Goal, My Goal. We Can Make it Happen."
(Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington)
Comments 7
Thinking about pursuing an FSBO without being represented by a Realtor? Think again. This blog by George Souto is a great example of the many possible scenarios that can go wrong by getting involved in a transaction unrepresented. Yesterday I read Debbie Reynolds blog "Tale of Two Houses, Same Ev...
By Jan Green, RE/MAX Excalibur Scottsdale REALTOR®, GREEN
(Scottsdale, Phoenix, Cave Creek, Carefree, Fountain Hills)
Comments 8
Dealing with Wells Fargo and Eliminating Mortgage Insurance -    Recently, I had the grand idea of getting rid of my Mortgage Insurance. I knew I would have to be Dealing with Wells Fargo to Eliminate Mortgage Insurance, but I figured I was game.   I should say that the only reason I have Mortgag...
By Doug Kaller
(Academy Mortgage, Reno, NV)
Comments 1
Together, Home is Possible! What’s keeping you from owning your own home? For many, it is an inability to save the money necessary for a down payment. That is no longer an excuse! The Nevada Housing Division just announced their new “Home is Possible” program for low and moderate income families ...
By Schuylkill Appraisal Services
(Schuylkill Appraisal Services)
Comments 2
Here is an interesting article I found on Appraiser News - the statistics are eye opening. In my area it is certainly true that the appraiser demographics are aging. Not enough young people are entering the profession and those who are stick to residential. They don't progress and keep taking edu...
By Matt Brady, Lending With Competence And Character
(New American Funding)
Comments 2
        As with many financial products, reverse mortgage loans can be complicated and there may be a number of misconceptions about how the product works. Do you know the myths vs. the realties?                             Myth: The Lender Owns the Home                       The Reality: You wi...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Aaron Norris, MBA, APR, Hard money lending and real estate investments.
(The Norris Group Hard Money Lending)
Comments 0
California hard money loan closed in Cathedral City, California. California trust deed at $208,000 at 12% on Cathedral City investment property. See more at http://ow.ly/AKSj1 For more information about The Norris Group's California hard money loans or our California Trust Deed, investments, call...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) closed down 6 basis points today at 105.72 having remained above dual support offered by the 25 and 50 day moving averages.  The chubby red candlestick indicates that trading was in a narrow range today.  MBS bonds did well not to recede further as stocks were in ...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Stock futures pointed higher this morning as an astonishing durable goods increase was reported this morning.  If the aircraft purchases were not included, however, the results would have been humdrum.  The Case Shiller report on home prices showed an increase of 8.5% year over year in 20 major U...
By Axis Financial Consultants
(Axis Finance)
Comments 67
We are providing all types financial services ;Offering loans, equity funding, joint venture,business finance, project finance, bank instruments like mtn, bg, lc, sblc, pof. We are in direct contact with top European banks and private lenders. There are no chains of brokers.We also collaborate wi...
By FAJARDO DELACRUZ
(Century Homes Realty Group LLC.)
Comments 0
The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending April 4 fell 1.6% from the previous week. Purchase volume rose 3%. Refinancing applications decreased 5%. The refinance share of mortgage activity decreased to 51% of total a...
By Justin Williams, Loan Officer
(Independent)
Comments 10
  Photo Credit :  Randy Son of Robert's There seems to be a lot of confusion with Seller Concessions and Seller Assistance with VA mortgages, mainly due to the FHA guidelines which is another government loan.  However, these 2 loan programs are very different and heres why. 4% VA Seller Concessio...
By Robert Clapton
Comments 45
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313