Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Mark Taylor, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 0
Mortgage News For The Week Of April 21, 2014         Last week’s economic news supported the general outlook for moderate economic growth. Housing related news included the National Association of Home Builders / Wells Fargo Housing Market Index for April and Housing Starts for March.   NAHB: Bui...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 17
Last week I received a call from a Realtor here in Connecticut looking for more information on the VA Condo Approval Process.  Unlike the FHA Condo Approval Process which is fairly well known, the VA Condo Approval Process is not well known.  Not only is the VA Condo Approval Process not as well ...
By Neil Coleman
(First Midwest Bank NMLS#143306)
Comments 0
Last week’s economic news supported the general outlook for moderate economic growth. Housing related news included the National Association of Home Builders / Wells Fargo Housing Market Index for April and Housing Starts for March. NAHB: Builder Confidence Holds Steady Amid Concerns The NAHB/Wel...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 9
“Switching Loan Products in the Middle of a Transaction”   Sometimes a mortgage doesn’t work out the way it’s supposed to. So, is there a fix, a solution that can still work?   Amy called my office yesterday morning. She had just been denied by her bank for an FHA mortgage. The problem, the appra...
By Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you
(Lyon Real Estate)
Comments 4
Although I am by nature an extremely optimistic Sacramento real estate agent, which is probably part of the reasons why I seem to do so well, I also realize that I need to stop to consider what kinds of things could go wrong with a purchase offer my seller receives. If there is a way I can lessen...
By Brett Sampson, Texas Lender
(Berkshire Lending, LLC)
Comments 0
If you owe more than your home is worth, and your in a loan you would like to refinance – this may be an option for you. HARP 2 Here are the main criteria for the HARP program… 1)  The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. 2)  The mortgage must have been sold to Fanni...
By Don Grimes, Don Grimes
(Michigan Mutual Mortgage)
Comments 0
  Last week’s economic news supported the general outlook for moderate economic growth. Housing related news included the National Association of Home Builders / Wells Fargo Housing Market Index for April and Housing Starts for March. NAHB: Builder Confidence Holds Steady Amid Concerns The NAHB/W...
By Bruce Walter
(Keller Williams Realty Lafayette/West Lafayette, Indiana)
Comments 27
    Social Security Administration using the IRS to seize tax refunds on alleged overpayment long ago.   I am just fine with my tax dollars going to support our federal government as I can't afford to hire an infantry division to keep Vladimir Putin out of my backyard, or pave the roads so I can ...
By Phil Caulfield, Mortgage Lender - San Francisco Bay Area
(Absolute Mortgage Banking)
Comments 0
A pledged asset mortgage loan is simply the substitution of assets (usually money market funds, CDs, stocks, bonds, and/or mutual funds) as collateral in place of equity in the property. For example, a lender may reduce the down payment requirement by accepting a pledge of assets in lieu of the p...
By Mike Bjork
(FirstCal Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Phil Caulfield, Mortgage Lender - San Francisco Bay Area
(Absolute Mortgage Banking)
Comments 0
Now that you understand what a pledged asset mortgage loan is and how it works, I will explain to you why someone would want to get a pledged asset mortgage loan. Bill Buyer likes his investments. He believes that the return on these investments will benefit him more than liquidating them for the...
By Eric Boucher, The FHA Condo Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 0
  George Souto of McCue Mortgage is one of the premier loan officers in Connecticut.  Not only this, his superior blogging efforts result in an incredible library of information pertinent to all facets of the mortgage loan process.  George blogs regularly and posts the most up-to-the-moment detai...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 43
“New Idea, Purchase Market to Focus on Customer Service?”   I was reading this article about real estate volume being down this year and that the focus is going to be on service. Are you kidding me, as this was a revelation? Since when has extraordinary service become a new focus.   Unfortunately...
By Bob Thompson, Commercial & Residential, ALT-Doc & Stated Income Loans, (562)344-LOAN
(RMF Lending, Inc.)
Comments 0
HUD FIXED RATE LOAN PROGRAMS We are available for discussions with clients regarding this and our other financing sources. We represent numerous sources of capital including Banks, Conduits, Life Insurance companies, Credit Unions, REIT's, Pension Fund Advisors, and both private and institutional...
By Melissa Zavala, Broker, Escondido Real Estate, San Diego County
(Broadpoint Properties)
Comments 0
I had a call the other day from an agent in Southern California who wanted to know whether sellers can still get short sale assistance money or relocation assistance money. So, here’s the answer to that question: yes, no, and maybe. How do you like that for clarity? Let’s start with the ‘yes.’ I...
By Eugenia Bambas, Homes For Heroes
(Homes For Heroes/Sierra Pacific Mortgage)
Comments 0
Homes For Heroes ® is the Nation’s Largest Hero Savings Program Minneapolis, MN (Grassroots Wire) – The Homes for Heroes program is celebrating the fact that the company has given back over $5 million to our nation’s heroes since the company went national in 2009. The program was created to hono...
By Eugenia Bambas, Homes For Heroes
(Homes For Heroes/Sierra Pacific Mortgage)
Comments 0
Thinking of buying that 2nd or Vacation home? Why wait?! With the interest rates still low, NOW is the time! Check out our fantastic 2nd Home Loan Program, get pre-approved, and go shopping for your special "get-away" home away from home! With Sierra Pacific's Freddie Mac High Balance program yo...
By Melissa Zavala, Broker, Escondido Real Estate, San Diego County
(Broadpoint Properties)
Comments 4
Each and every week, there are things going on that impact housing news and the real estate market. Sometimes there are big changes to federal and state policies that impact the distressed property world. Other weeks, there is business news and distressed property news about government programs f...
By Fred Griffin, Your Real Estate Broker for Tallahassee, Florida 850-339-4861, Call Fred 850-339-4861
(Frederick Griffin, Licensed Real Estate Broker)
Comments 5
     The number of factors that contribute to the equation of a mortgage payment has grown too dramatically to make online mortgage calculators reliable.       Interest rates, the type of mortgage program, various options for an individual borrower, mortgage insurance, homeowner association fees,...
By Fred Griffin, Your Real Estate Broker for Tallahassee, Florida 850-339-4861, Call Fred 850-339-4861
(Frederick Griffin, Licensed Real Estate Broker)
Comments 4
     The VA Condo Approval Process!  "A number of our men and women who have served overseas in recent years are now looking to purchase their first property.  Many of these Veterans are not looking for all the maintenance and up keep required by a home, so a condominium is the ideal purchase for...