Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 20
   The Connecticut Housing Finance Authority (CHFA) has introduced their new Connecticut Housing Finance Authority (CHFA) HFA 3% Down Conventional Mortgage.  This is great news for Connecticut First Time Homebuyers, and for the housing market in Connecticut.  The Connecticut Housing Finance Auth...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 43
“Why Should I Use a Realtor to Sell My Home?”   Unfortunately more home sellers are asking this question. They bring up Zillow and Trulia as ways to circumvent having to pay a Realtor, which is absolutely crazy. The truth is home sellers don't save anything, as a matter of fact they more ofte...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 1
Conventional 30 year Mortgage: 4.25% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.59% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.87% Conventional 15 year:3.5% Credit score:740 LTV:80% Loan Amount:$200k APR:3.62%   Rates are Subject to Change Call me today if you are...
By Anita Allen, Realtor - Homes for Sale in Pace and Milton, FL
(Coldwell Banker United, Realtors - 850-377-4410)
Comments 0
Have you wondered, "When can I buy a house again"?  This is a great post on the timeframes of buying a home after foreclosure, short sale and bankruptcy.  Are you in the process of looking at owning a home again.  You can search the Pensacola MLS for all of your real estate needs. Fanni...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 14
“Mortgage for a Second Home”   Over a year ago, I wrote a blog regarding mortgages on second homes and as a result got a call from someone in NH. He asked me what the process would be to get a mortgage on a home that was a second home, but not a year round home or what is commonly known as a thre...
By Bill Ladewig, Experience Is Your Advantage
Comments 1
MORTGAGE INTEREST RATE LOCK ADVISORY July 30, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: NUETRAL The price for 3.50% Mortgage Loans based on MBS is currently up 0.41 point. 30 Day Close Mortgage Interest Rate Lock or ...
By Thomas J. Nelson, Realtor, Connecting Good People with San Diego Lifestyle!
(Coldwell Banker Residential Brokerage)
Comments 8
  *42% of Americans surveyed, stated the #1 debt they want to pay off/ eliminate is their mortgage.     The largest single debt most Americans carry is their Deed of Trust (CA) or Mortgage for their home loan and 42% of those Americans want to pay them off first and faster than the scheduled ter...
By Patricia Kennedy, For Your Home in the Capital
(Evers & Company Real Estate, Inc.)
Comments 10
Whitney does a wonderful job of explaining the problems you can get into trying to defend your credit!  And I sure never understood how this whole thing works.   Why Do Credit Disputes Have to Be Removed Before My Mortgage Can Be Approve? This post has been a draft for almost a month, but I just ...
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 4
FHA Condo Approvals – Ask Mr. Condo Bob Gourley is Mr. Condo.  He is the Chair of the Public Relations Board of the Connecticut Chapter of CAI.  His Ask Mr. Condo site is a place where folks can go and ask questions about anything condo.  It is a fantastic resource for condo and other community a...
By Michael Regan, Home Loan Extraordinaire
(The Regan Team Home Loan Group)
Comments 1
Fannie Mae regularly updates their guidelines and in the upcoming release there are changes to when a borrower can purchase a home after short selling or letting their home go into foreclosure.  Below are the changes: Deed-in-lieu of Foreclosure: 2yrs from completion date with max loan to value o...
By Mike Bjork
(American Pacific Mortgage)
Comments 1
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Thomas J. Nelson, Realtor, Connecting Good People with San Diego Lifestyle!
(Coldwell Banker Residential Brokerage)
Comments 2
Time to Reduce Your Mortgage Payment on your Home Loan?   If when you purchased your home, you put less than 20% cash down, your lender required (PMI) Private Mortgage Insurance, which is a % based-fee of your principle loan amount. You can reduce your mortgage payment because you can cancel you...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 0
   Connecticut Housing Finance Authority (CHFA) FHA vs FHA Mortgage Program.  The Connecticut Housing Finance Authority (CHFA) is the premier First Time Homebuyer mortgage program in Connecticut, and recently introduced their new Connecticut Housing Finance Authority (CHFA) HFA 3% Down Conventio...
By Mary Cruz & Team, Real Estate Professionals
(Global Home Brokers)
Comments 0
Good Credit but No Down Payment? There's a Loan for That! So, Warren Buffet spends more on dinner than you make in a month, and you've never required the services of an investment banker, but you have good credit and you long to own your own home. What if we told you that there is a mort...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 3 bedroom home for sale in Phoenix property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 3 bedroom home for sale in Phoenix is available for FHA financing which allows for 3.5% down paym...
By The StoneBridge Team
(Keller Williams® Realty Sonoran Living)
Comments 0
Pre-Qualify for this 3 bedroom home for sale in Gilbert property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 3 bedroom home for sale in Gilbert is available for FHA financing which allows for 3.5% down paym...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Stocks futures started the day higher after a late reporting Twitter showed strong earnings for the second quarter.   The ADP jobs estimate came out within 3,000 of the number of jobs expected and the 2nd quarter GDP shot up by 4%.  After initial euphoria, traders feared that the Fed might grands...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) closed down a whopping 47 basis points today at 105.12 having fallen through three levels of support in one day after trading in a 56 basis point range.  When word came out this morning that the 2nd quarter GDP was up by 4.0%, bonds took a heavy hit.  The 30 year ...
By Steve Reed, Steve Reed Branch Manager | Benchmark Home Loans
(Benchmark Home Loans)
Comments 0
Economic growth across the U.S. surged in the second quarter of 2014 after negative growth due to harsh weather in the first three months of this year. The Bureau of Labor Statistics reported that the first reading on second quarter Gross Domestic Product (GDP) rose by 4%, above the 3.2% expected...
By Whitney Watson
(First Home Mortgage)
Comments 6
Why Do Credit Disputes Have to Be Removed Before My Mortgage Can Be Approve? This post has been a draft for almost a month, but I just couldn’t figure out the best way to present the topic.  However, at lunch with a few realtors yesterday, I heard a story that really highlights the importance of ...