Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 39
“Realtor was Pissed” Ray called me and he was definitely not a happy camper. He was selling an investment property to some clients. They had gone to a Big Box Bank and applied for an 80% mortgage. These buyers were told they were going to get a 30 year fixed rate loan for 2.75% with no points.  T...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 12
  As I stated in my blog yesterday, Important Connecticut Housing Finance Authority (CHFA) Notice!!!, effective last Friday ALL CHFA reservation on or after May 1, 2015, the Connecticut Housing Finance Authority (CHFA) will require Homebuyer Education Classes approved by a CHFA/HUD Housing Counci...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 37
“How Do You Decide on Your Blogging Content?” I got an email from a loan officer who is from Florida. We are connected on Linkedin and indicated he has been a regular reader of my blogs for over a year. He sent me a message asking how I come up with my content? He let me know he wants to start bl...
By Maggie O'Connell, Experienced Reverse Mortgage Professional
(The Federal Savings Bank, Reverse Mortgages)
Comments 1
HECM Reverse Mortgage Purchase and RefiFinancial Assessment Guidelines and Documentation ListMaggie O'Connell is a Reverse Mortgage Specialist with offices in Danville, California and Reno, Nevadaoffering HECM and Jumbo Reverse Mortgages or "LIFE MORTGAGE" in all 50 States  through The Federal Sa...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Legal Tradelines underwritten by an FDIC Bank that will help boost your credit score. Click here to get started  Use this coupon code at checkout to get 33% off our platinum tradeline: pl33mAre tradelines legal?This is a question we get all the time whether it comes from a consumer or a mortgage ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 10
“The Dad is a Banker and He Referred his Daughter” Sure I have known this banker for 30 years, but my feet were hitting the ground about every ten steps. He could easily have gotten someone at his bank to take care of his daughter as she is ready to buy a home but instead he recommended me, what ...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY May 4, 2015, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close:  LOCK 8-14 Day Close: FLOAT With Caution 15-30 Day Close: FLOAT With Caution MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 4-30-15: 3.68% - Up 0.03 Point Rat...
By John Meussner, Making Mortgages Easy Costa Mesa, CA 484-680-4852
(Total Mortgage Services, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 33
They Said It Better Than Me       I try to keep folks in the loop all the time about what's happening in the mortgage marketplace, specifically when it comes to the question on everyone's mind - "where are rates headed?".      It's a tough question to tackle, because most of the media outlets tha...
By Karen Butler, Fort Walton Military Specialist
(Coldwell Banker United Realtors)
Comments 2
When preparing to buy a home, credit plays an important role.  Not just for homebuyers, let's see how many brave Realtors will admit to not knowing the answer.  Test your Brain before you cheat and see the answer below:a) A credit score from a fourth credit bureau, Beaconb) Another name for your ...
By Bill Ladewig, Experience Is Your Advantage
Comments 2
MORTGAGE INTEREST RATE LOCK ADVISORY April 24, 2015, 7:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close:  FLOAT With Caution 8-14 Day Close: FLOAT With Caution 15-30 Day Close: FLOAT With Caution MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 4-23-15: 3.65% - ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 9
 IMPORTANT Connecticut Housing Finance Authority (CHFA) NOTICE!!! Effective this past Friday all CHFA reservation on or after May 1, 2015 the Connecticut Housing Finance Authority (CHFA) will require Homebuyer Education Classes approved by a CHFA/HUD Housing Counseling Agency for ALL CHFA loan pr...
By Praful Thakkar, Andover, MA: Andover Luxury Homes For Sale
(Keller Williams Realty)
Comments 10
One thing common between Joe Petrowsky and I is - we love referrals! And how does he track his referrals? Well, read this re-blog, a simple and yet powerful system. “My Referral Tree of Life”   I track everything having to do with my business, most importantly, where all my referrals come from. I...
By Margaret Kapranos, Matching Marin Sellers to Buyers! 415-608-5070
(Coldwell Banker)
Comments 18
Well, that may be so but there's always another year!  My top 5 real estate  tips to become real estate investor savvy are:1.  Buy real estate if you don't already own it.  Why?  The world of deductions, my friend.  Not to under-play the deduction for the self-employed who already deduct expenses...
Mortgage rates are determined by inflation rates in an economy. If inflation rates are high, mortgage rates are likely to be high if inflation rates are low, then mortgage rates are likely to be low. The economic status of the nation has been slowed and point blank flat, which has affected the Fe...
By Will Nesbitt, Nesbitt Realty is a family-run brokerage.
(Nesbitt Realty at Condo Alexandria)
Comments 2
Joe Petrowsky's Realtor was Pissed article is relevant to the Real Estate industry. For the entire reblogged content, scroll down to see the pertinent material. “Realtor was Pissed”   Ray called me and he was definitely not a happy camper. He was selling an investment property to some clients. Th...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Bob Elliot
(RE/MAX Advisors)
Comments 0
Last week's economic news included S&P Case-Shiller Home Price Index reports, the Fed's FOMC meeting statement and pending home sales. Freddie Mac mortgage rates and weekly jobless claims were also released as usual. The details: Case-Shiller: Denver Leads Home Price Gains in FebruaryThe S&P Case...
By Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA
(Winston Realty, Inc.)
Comments 2
Understanding Closing Costs & What You May Pay To Settle Your Purchase    Closing Costs To The Buyer:Lender’s Policy:  $275FF9 Endorsement:  10% Total PremiumAdditional Endorsements:  $35Settlement Fee:  $395Doc Stamps (Note): $.035 per $100 of Loan Intangible Tax (Mortgage):  $.020 per $100 of L...
By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
We are helping people get approved for credit everyday.  Why refer your customers some other firm where they must pay thousands of dollars for help ( whether they are seasoned tradelines backed by small financial firms, or credit repair companies with high fees ) when they can have affordable opt...