Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Barbara Mooers, 253-278-6389 HomeLoans;VA Loan-Specialist WA State
(Primary Residential Mortgage, INC)
Comments 83
You have done the hard part in the house buying process and chosen a lender and a real estate agent to work with.  You have also gone out and found the home of your dreams!  Best of all, your team has done a great job of negotiating the best deal for you.   Now, as a buyer, all you have to do is ...
By Maria Gilda Racelis, "Your Goal, My Goal. We Can Make it Happen."
(Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington)
Comments 0
One of the many challenges of individuals who are trying to obtain and acquire their own home is dealing with the companies to get their collections or accounts on the report corrected.   This becomes daunting especially for first-time buyers.   The following blog from Joe Petrowsky gives the con...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY July 25, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: NEUTRAL The price for 3.50% Mortgage Loans based on MBS is currently down 0.02 point. 30 Day Close Mortgage Interest Rate Lock o...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 14
In my blog the "Loss Mitigation Road To A Short Sale" about a work shop I attended this week on Loss Mitigation and FHA Short Sales, I mentioned that up until attending this workshop I was under the impression a homeowner who wanted to do a Short Sale on their property was able to apply...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 8
“What to do When You Can’t Get a Credit Report Corrected”   I tell my clients to go online to access the laws that deal with these issues:www.ftc.gov  then check out the Fair Debt Collect Practice Act (FDCPA).   Three months out diligent calling and email the creditor and credit bureaus these pro...
By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
  FNMA has announced the discontinuance of the HomePath and HomePath Renovation products.   Any FNMA owned property,  wishing to use the current enhancements such as no MI and no appraisal,  must have the contract of sale executed on or before October 6, 2014.     All loans with a fully executed ...
By Lou Ludwig, CRB, CRS, CIPS, GRI, SRES, TRC, e-PRO
(Ludwig & Associates)
Comments 5
  You Have the Ability to Make a Difference . . . . “Few will have the greatness to bend history itself; but each of us can work to change a small  portion of events, and in the total of all those acts will be writer in the history of this generation.” Robert F. Kennedy 1925 - 1968, US Attorney G...
By Katie Wethman, CPA, MBA, Realtor - Northern Virginia & DC Real Estate
(Keller Williams)
Comments 1
We often find that incoming clients are on the fence about buying or renting in the area. The DC area is a very transient one, and many people find themselves packing up to leave just as quickly as they arrived. The decision of whether to rent or buy is a difficult one; renting is essentially has...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 17
“Recommendations”   I recently wrote a blog about how I use Linkedin and specifically about recommendations. I have received a number of emails asking me “How” and “When” I ask for recommendations.   First, there is always a right time to ask for recommendation. Let me first say, I never wait unt...
By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 0
When I was in consumer finance we wrote many loans to young people with no credit history and to qualify them we used "co-signers". Most  of the times the co-signers were parents, brothers, sisters, or other relatives; sometimes a close friend.    Banks do allow for non-occupant co-bor...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 3 bedroom home for sale in Fountain Hills property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 3 bedroom home for sale in Fountain Hills is available for FHA financing which allows for ...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 2 bedroom home for sale in Fountain Hills property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 2 bedroom home for sale in Fountain Hills is available for FHA financing which allows for ...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 2 bedroom home for sale in Tempe property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 2 bedroom home for sale in Tempe is available for FHA financing which allows for 3.5% down payment ...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 3 bedroom home for sale in Fountain Hills property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 3 bedroom home for sale in Fountain Hills is available for FHA financing which allows for ...
By Whitney Watson
(First Home Mortgage)
Comments 2
Credit tip number 5 is to use caution when closing accounts. Closing an older account isn't always a good thing because it can cause your credit history to appear shorter and lower your score. If you're anything like me you found out the hard way (back in my college days) after you alrea...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Robert Clapton
Comments 28
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313 
By Mike Rankin, Mortgage Consultant
(Right Trac Financial Group, Inc. NMLS # 2709)
Comments 3
Get a good CRM (Contact Management System) and Increase Your Business In December of 2013 I began researching a CRM.  My assistant was so diligent and thorough. She found one called "Mortgage Planner CRM". I'm telling you, this was the best investment I've made in the past few y...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 66
One of the misconceptions Homeowners as well as even some Real Estate Professionals have is that if a Homeowner goes through bankruptcy, the mortgage is discharged along with all the Homeowner's other debts.  The reason why Homeowners who have gone through bankruptcy a believe this, is becaus...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY July 24, 2014, 8:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently up 0.25 point. 30 Day Close Mortgage Interest Rate Lock or Flo...