Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Credit Makeover Credit Repair - with Seasoned Tradelines. Call Our Credit Repair Specialists for a free consultation. Use your Tax Return & Get financed quickly and affordably. Watch your FICO Score Increase as Items are permanently Deleted. We have seasoned tradelines from $5,000 or more gua...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Start building your credit and boost your score into the 700s and 800s, get approved up to $10K Guaranteed Approval or your money back.   No credit checks, bad credit is okay. No employment Check Offset high debt balances. There is no difference in applying for this card than applying for a regul...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Americans have a debt problem. An estimated 1 in 3 adults with a credit history -- or 77 million people -- are so far behind on some of their debt payments that their account has been put "in collections."  According to CNN Money report.  Some of the hardest hit areas,  Nevada, McAllen ...
By Axis Financial Consultants
(Axis Finance)
Comments 49
We are providing all types financial services ;Offering loans, equity funding, joint venture,business finance, project finance, bank instruments like mtn, bg, lc, sblc, pof. We are in direct contact with top European banks and private lenders. There are no chains of brokers.We also collaborate wi...
By Nevin Williams, Raleigh Mortgage Pro
(Sierra Pacific Mortgage Raleigh)
Comments 9
How we calculate mortgage insurance (MI) on FHA loans to figure out a monthly MI payment.      View "What exactly is PMI, MI or MIP? " for more info.   What you will need: A standard calculator A piece of paper/pen A little patience An understanding of MI factor  An understanding of UFM...
By Barbara Mooers, 253-278-6389 HomeLoans;VA Loan-Specialist WA State
(Primary Residential Mortgage, INC)
Comments 98
You have done the hard part in the house buying process and chosen a lender and a real estate agent to work with.  You have also gone out and found the home of your dreams!  Best of all, your team has done a great job of negotiating the best deal for you.   Now, as a buyer, all you have to do is ...
By Mike Young, FHA 203k Consultant 707-812-7668
(203kOnLine.com, covering California & most other states)
Comments 4
Would you believe I'm about to turn 67 years old in a few weeks? I cannot believe it. My mother passed away at 54 years of age. Let's get back to the topic of today. We have an outstanding loan officer who is specializing in the 203K and located in the Roseville California area. She is Sh...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 28
“What to do When You Can’t Get a Credit Report Corrected”   I tell my clients to go online to access the laws that deal with these issues:www.ftc.gov  then check out the Fair Debt Collect Practice Act (FDCPA).   Three months out diligent calling and email the creditor and credit bureaus these pro...
By Thomas J. Nelson, Realtor, Connecting Good People with San Diego Lifestyle!
(Coldwell Banker Residential Brokerage)
Comments 5
  *42% of Americans surveyed, stated the #1 debt they want to pay off/ eliminate is their mortgage.     The largest single debt most Americans carry is their Deed of Trust (CA) or Mortgage for their home loan and 42% of those Americans want to pay them off first and faster than the scheduled ter...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 17
“Should We Always be Marketing?”   There is a local restaurant that I like to frequent for lunch when I am out with referral partners. The table next to us had a group of four people that were having a good old time enjoying their liquid lunch. They were actually pretty loud, so it was pretty eas...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY July 28, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: NUETRAL The price for 3.50% Mortgage Loans based on MBS is currently down 0.02 point. 30 Day Close Mortgage Interest Rate Lock o...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 22
“Why Should I Use a Realtor to Sell My Home?”   Unfortunately more home sellers are asking this question. They bring up Zillow and Trulia as ways to circumvent having to pay a Realtor, which is absolutely crazy. The truth is home sellers don't save anything, as a matter of fact they more ofte...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Retired Real Estate Broker, Maryland Blogger)
Comments 2
Recommendations Mortgage loan professional Joe Petrowsky has some good advice for those that wish to have many recommendations. Ask for them! Please go to the original blog if you wish to leave comments. “Recommendations”   I recently wrote a blog about how I use Linkedin and specifically about r...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 2
Stocks opened the day lower today with a lot of economic information on its way to influence investors and traders.  Gasoline prices were lower as were pending home sales.  Black Knight reported home prices up 5.9% year over year.  S & P companies reporting earnings last quarter beat estimate...
By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 2
My loans are now being approved and funded quickly. A couple of years ago I felt that the banks could close the purchase loan quicker than I could but now our purchase loans are going fast. Signed a loan on Friday and the Realtor went into contract with a 7 day loan contingency and 7 day apprais...
By Jamie Russen, 100% Financing Specialist
(Jamie Russen - Supreme Lending )
Comments 3
What are "Points"???  To real estate and mortgage industry professionals, use of the term “points” come naturally. In fact, this term is such an oft-repeated part of their vocabularies that it is recognized by many outside the industry – based on interaction with real estate agents and ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 18
“Recommendations”   I recently wrote a blog about how I use Linkedin and specifically about recommendations. I have received a number of emails asking me “How” and “When” I ask for recommendations.   First, there is always a right time to ask for recommendation. Let me first say, I never wait unt...
By Whitney Watson
(First Home Mortgage)
Comments 4
Why Do Credit Disputes Have to Be Removed Before My Mortgage Can Be Approve? This post has been a draft for almost a month, but I just couldn’t figure out the best way to present the topic.  However, at lunch with a few realtors yesterday, I heard a story that really highlights the importance of ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Retired Real Estate Broker, Maryland Blogger)
Comments 0
What to do When You Can’t Get a Credit Report Corrected Mortgage loan professional Joe Petrowsky has some good advice for consumers that are having difficulty with credit report corrections. Please go to the original blog if you wish to leave comments. “What to do When You Can’t Get a Credit Repo...
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 3
Mixed Use Condominium Exception Requests for FHA Condo Approval Mixed-use condominium projects may be eligible for an FHA condo approval if they meet these two basic requirements: ·        The total floor area of the non-residential space is 25% or less (calculations must be provided) and ·      ...