Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Barbara Mooers, 253-278-6389 HomeLoans;VA Loan-Specialist WA State
(Primary Residential Mortgage, INC)
Comments 89
You have done the hard part in the house buying process and chosen a lender and a real estate agent to work with.  You have also gone out and found the home of your dreams!  Best of all, your team has done a great job of negotiating the best deal for you.   Now, as a buyer, all you have to do is ...
By Maria Gilda Racelis, "Your Goal, My Goal. We Can Make it Happen."
(Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington)
Comments 2
One of the many challenges of individuals who are trying to obtain and acquire their own home is dealing with the companies to get their collections or accounts on the report corrected.   This becomes daunting especially for first-time buyers.   The following blog from Joe Petrowsky gives the con...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 18
In my blog the "Loss Mitigation Road To A Short Sale" about a work shop I attended this week on Loss Mitigation and FHA Short Sales, I mentioned that up until attending this workshop I was under the impression a homeowner who wanted to do a Short Sale on their property was able to apply...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY July 25, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: NEUTRAL The price for 3.50% Mortgage Loans based on MBS is currently down 0.02 point. 30 Day Close Mortgage Interest Rate Lock o...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 10
“What to do When You Can’t Get a Credit Report Corrected”   I tell my clients to go online to access the laws that deal with these issues:www.ftc.gov  then check out the Fair Debt Collect Practice Act (FDCPA).   Three months out diligent calling and email the creditor and credit bureaus these pro...
By Robert Rauf
(HomeBridge Financial Services (NJ))
Comments 0
  FNMA has announced the discontinuance of the HomePath and HomePath Renovation products.   Any FNMA owned property,  wishing to use the current enhancements such as no MI and no appraisal,  must have the contract of sale executed on or before October 6, 2014.     All loans with a fully executed ...
By Lou Ludwig, CRB, CRS, CIPS, GRI, SRES, TRC, e-PRO
(Ludwig & Associates)
Comments 5
  You Have the Ability to Make a Difference . . . . “Few will have the greatness to bend history itself; but each of us can work to change a small  portion of events, and in the total of all those acts will be writer in the history of this generation.” Robert F. Kennedy 1925 - 1968, US Attorney G...
By Katie Wethman, CPA, MBA, Realtor - Northern Virginia & DC Real Estate
(Keller Williams)
Comments 1
We often find that incoming clients are on the fence about buying or renting in the area. The DC area is a very transient one, and many people find themselves packing up to leave just as quickly as they arrived. The decision of whether to rent or buy is a difficult one; renting is essentially has...
By Doug Jones, Mortgage Broker - NMLS 286668
(Mortgage Magic)
Comments 0
When I was in consumer finance we wrote many loans to young people with no credit history and to qualify them we used "co-signers". Most  of the times the co-signers were parents, brothers, sisters, or other relatives; sometimes a close friend.    Banks do allow for non-occupant co-bor...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 17
“Recommendations”   I recently wrote a blog about how I use Linkedin and specifically about recommendations. I have received a number of emails asking me “How” and “When” I ask for recommendations.   First, there is always a right time to ask for recommendation. Let me first say, I never wait unt...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 1
Mortgage backed securities (MBS) closed up 19 basis points today at 105.53 having landed direct at the 50 day moving average and remained just 8 basis points below resistance offered by the 25 day moving average.  MBS bonds benefited from a poor showing in the equities markets today and were able...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Amazon set the tone for stocks today as is opened with a $126 million quarterly loss which was more that twice what the street expected.  That new contrasted with a nice improvement in durable goods orders.  Durable goods are those expected to last for three years or more.  Stocks opened sharply ...
By Dale Samples, REALTOR -Homes for Sale Charleston, West Virgini
(304.741.4705 • www.dalesamples.com )
Comments 0
Obtaining a loan is a very delicate balancing act. The quickest way to close the purchase of your loan and move into your new house is to not do anything that will make your lender and underwriter nervous. Be open and honest about everything. It is all verifiable.   If you are in the process of p...
By Marge Draper, REALTOR, Keller Williams Realty, Menlo Park CA
(Keller Williams Realty Palo Alto)
Comments 0
The "Do's and Don's" During a Home Loan Closing! Or the many ways you can mess up during the escrow period and how you can avoid messing up! I'm re-blogging the following by Barbara Mooers, Washington State Home Loans/Pierce County because all of her 'do's and don...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 3 bedroom home for sale in Fountain Hills property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 3 bedroom home for sale in Fountain Hills is available for FHA financing which allows for ...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 2 bedroom home for sale in Fountain Hills property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 2 bedroom home for sale in Fountain Hills is available for FHA financing which allows for ...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 2 bedroom home for sale in Tempe property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 2 bedroom home for sale in Tempe is available for FHA financing which allows for 3.5% down payment ...
By Whitney Watson
(First Home Mortgage)
Comments 3
Credit tip number 5 is to use caution when closing accounts. Closing an older account isn't always a good thing because it can cause your credit history to appear shorter and lower your score. If you're anything like me you found out the hard way (back in my college days) after you alrea...
By Ricky Khamis, NMLS 173141 | CADOC 173141 - 480-339-1565
(Amerifirst Financial, Inc.)
Comments 0
Pre-Qualify for this 3 bedroom home for sale in Fountain Hills property with Ricky Khamis Branch Manager Amerifirst Financial Scottsdale FHA Mortgage Expert at www.ApprovingAZ.com or text 602-758-7425. This 3 bedroom home for sale in Fountain Hills is available for FHA financing which allows for ...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...