Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 26
“I Hate Telling Someone They Can’t Qualify for the Purchase of another Home”   “So, I have you to thank for checking on this for us.  If someone would have come up with an offer I would not be the type to 'back out of a deal', so it's totally best that I inform the realtor that I no longer want t...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 36
“The Last Time We Worked Together, It was Hell” I worked nearly 4 months to get a mortgage for these folks. It seemed like every time I thought I had a handle on their situation a new curve ball was thrown at us and each time, it was “forgot about that or forgot to mention that”.  We went from on...
By Frank Rubi, MBA, 504-229-7423
(Real Estate Broker - FrankRubiRealEstate.com, New Orleans, Baton Rouge and Lafayette, La. Great Louisiana Homes)
Comments 3
Barbara Mooers - A VA Loan Specialist, gives great advice on the DO's and DONT's During a Home Loan Closing. Last year I experience 2 times this type of behavior which cost the Buyers their purchase. So listen and do what the loan officer ask.  You have done the hard part in the house buying proc...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 29
  “Family Home Ownership” Very often I get family members that want to purchase a home jointly, but not very often do I get a request to handle a pre-qualification for three generations. Two of the families were from India and the son and his wife were born in this country. What really made this ...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 5
Getting a home loan these days is a very interactive process.    Please visit the original blog if you wish to leave comments. You have done the hard part in the house buying process and chosen a lender and a real estate agent to work with.  You have also gone out and found the home of your dream...
By Mary Yonkers, Erie/PA Real Estate Instructor
(Alan Kells 1-814-881-7548)
Comments 5
Why does the lender make getting a mortgage loan so difficult? Well, the simpliest answer goes back to an old, old saying, 'He who has the gold make the rules.'  And just what are the lenders' rules?     As a Real Estate instructor for Alan Kells School of Real Estate I use the 'Lender's Triangle...
By Bruce Reichstein, VA & FHA Home Loan Expert +26 yrs
(Founder of VALoans.com, FHALoan.com)
Comments 1
A reader asks, "I have rental property with a mortgage balance of $26000. The property shows a current value of $98900. I would like to refinance but seem to have a problem getting it refinanced? What would you advise me to do in order to utilize my equity to finance another investment."The scope...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
“Reaching Out, Can be the First Step to Home Ownership” I got this email, a little unusual, but Judy took the first step.“Hi joe I am a first time homebuyer. I am  divorced with 2 kids; I am raising my grandson that is 12 the other 18. My credit is bad. I looking to buy a hud home. I have been wo...
By Dominick Dina, MA, REALTOR®, GRI, e-PRO, TAHS, SFR, TAHS
(Christian Realty San Antonio)
Comments 0
  Texas has the second highest property taxes in the nation, according to a recent report issued by the real estate firm Realty Trac. The states with the highest effective property tax rates are: New York (3.01 percent), Texas (2.18 percent), Illinois (2.15 percent), Connecticut (2.11 percent) a...
By Barbara Mooers, 253-278-6389 HomeLoans;VA Loan-Specialist WA State
(Primary Residential Mortgage, INC)
Comments 105
You have done the hard part in the house buying process and chosen a lender and a real estate agent to work with.  You have also gone out and found the home of your dreams!  Best of all, your team has done a great job of negotiating the best deal for you.   Now, as a buyer, all you have to do is ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Everyone that reads this I hope will watch the video , and then go to the site. Every American must think about this and do something about it.   Here are some common subjects we are asked about and discuss in our services The challenges of living without a good credit  score How do get a credit ...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY April 24, 2015, 7:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close:  FLOAT With Caution 8-14 Day Close: FLOAT With Caution 15-30 Day Close: FLOAT With Caution MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 4-23-15: 3.65% - ...
By Jim Paulson, Owner,Broker
(Progressive Realty (Boise Idaho) www.Progressive-Realty.info)
Comments 2
I am seeing an uptick in the use of Adjustable Rate and Hybrid Mortages and for good reason. Too many people used Adjustable Rate Mortgages in the past to leverage their purchasing power to buy more home than they could afford hoping their financial and property values would improve faster than t...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Bill Ladewig, Experience Is Your Advantage
Comments 2
MORTGAGE INTEREST RATE LOCK ADVISORY April 23, 2015, 8:30 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-7 Day Close:  FLOAT With Caution 8-14 Day Close: FLOAT With Caution 15-30 Day Close: FLOAT With Caution MORTGAGE MARKET INDICATORS Freddie Mac Average:30-Yr FRM, on: 4-23-15: 3.65% - ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 31
“I Can’t Match the Interest Rate You were Offered”  A couple of months ago I received a call from someone that made an inquiry on my website. He told me that he had done lots of homework on me and would like to do his mortgage with me. All sounded good, until he told me that he had gotten an offe...
By Kristin Walter
(Innovative Real Estate, Summit County)
Comments 1
Thank you Dave Sims for responding to my previous post.  Below is Dave's contribution to the big question--Why can't I get an FHA loan on my Ski condo?!?! Ski Condos and FHA Loans Kristin Walter recently blogged, Why Can’t I Get an FHA loan on my SkiCondo in Summit County? As a mortgage loan orig...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 6
Many want to become homeowners again, but don’t know when or how that is possible.   Please visit the original blog if you wish to leave comments. “Past Bankruptcies, Foreclosures, Deed-in-Lieu and Short Sale Clients”   There are millions of prospective buyers that have had one of more of this is...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
 Notice our  Platinum Tradeline gives you the most value for your money, will live operator support and chat, and up to $6500 in credit limits all backed by a FDIC Bank Underwriting.That's the difference, see the chart click it to enlarge
By Aaron Norris, MBA, APR, Hard money lending and real estate investments.
(The Norris Group Hard Money Lending)
Comments 0
California hard money loan closed in Chino, California. California trust deed at $275,000 at 10.5% on Chino investment property. See more at http://ow.ly/M2lBVFor more information about The Norris Group's California hard money loans or our California Trust Deed, investments, call our office at 95...