Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 14
This is Not Your Father’s FHA Loan The FHA loan program is in a process of constant evolution to remain competitive in the market, mitigate risk to its insurance fund and fill the niche role for which it was designed.  The qualifying criteria for FHA loans have changed a great deal even since I ...
By David Krichmar, DaveYourMortgageguy.com
(www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo)
Comments 0
Conventional 30 year Mortgage: 4.375% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.69% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.67% Conventional 15 year:3.5% Credit score:740 LTV:80% Loan Amount:$200k APR:3.62%   Rates are Subject to Change Call me today if you ar...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY September 10, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Up 0.10 point. 30 Day Close Mortgage Interest Rate Lock o...
By Mike Rankin, Mortgage Consultant
(Right Trac Financial Group, Inc. NMLS #1120429)
Comments 4
Do Credit Scores matter when purchasing a home?    
By Steve Reed, Steve Reed Branch Manager | Benchmark Home Loans
(Benchmark Home Loans)
Comments 0
Tech giant and maker of the popular iPhones and Mac products, Apple, introduced the new iPhone 6 and 6 Plus yesterday amid big fanfare in Cupertino, California. The company also launched the Apple Watch along with a new payment system called Apple Pay. Apple was founded in 1976 by Steve Jobs, Ste...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
With no economic reports to ponder today, equity traders opened the morning with some quiet profit taking.  Some speculation about hawkish Fed activities allowed them to improve throughout the day making up some of yesterday's losses.  Loan applications fell last week despite what seemed like a p...
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 13
FHA Extends Temporary Condominium Approval Guidelines As expected, FHA extended the effective date of Mortgagee Letter 12-18 until August 31, 2016; the provisions in ML12-18 were due to expire on August 31, 2014. At 5:21AM on August 30, I received an email notification that FHA released Mortgagee...
By Brian Brady, VA Home Loans/San Diego
(San Diego VA Home Loans/858-777-9751)
Comments 6
Have you noticed that mortgage rates slowly dropped these past few months?  Look at this chart of mortgage bonds.  We started off the year around 99.25 and are presently just below 103.  This means that the mortgage bond market gained about 4% in value.  Stated differently, it might have cost a c...
By David Kosmecki
(Mortgages Unlimited)
Comments 0
The best way to ensure you get a good rate on your mortgage is to become an informed buyer. The more you know about mortgages, the more you'll be able to save, and that doesn't just mean knowing where to find the best interest rate. While interest rates play an important role in determining the p...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) closed down 19 basis points today at 105.12 having fallen through the 50 and 100 day moving averages after yesterday 34 point reduction due to the monthly rollover.  Fears of a hawkish Fed and a "C" on today Treasury auction kept bonds slumping as they fell off th...
By Mike Bjork
(American Pacific Mortgage)
Comments 0
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Mike Rankin, Mortgage Consultant
(Right Trac Financial Group, Inc. NMLS #1120429)
Comments 0
Credit Scores DO matter Do you know what yours is? Did you know you can pull a free Credit Report for yourself? Check out how in my video below and give me a call if you have any questions!
By Aaron Norris, MBA, APR, Hard money lending and real estate investments.
(The Norris Group Hard Money Lending)
Comments 0
California hard money loan closed in Los Angeles, California. California trust deed at $242,000 at 12% on Los Angeles investment property. See more at http://ow.ly/Bmhrr For more information about The Norris Group's California hard money loans or our California Trust Deed, investments, call our o...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 4
After the San Francisco Fed shook up the MBS and Treasury markets today, stocks quickly followed suite.  With no economic news coming out to deflects investors from the prospect of higher rates, stock traders went into selling mode.  That having been said there is also strong speculation that the...
By David Kosmecki
(Mortgages Unlimited)
Comments 0
Most people don't know whether or not a single missed mortgage payment can have serious consequences for their credit score. The good news is that there are things that can be done to mitigate the damage and help anyone who has missed a payment repair their credit. What are some options to help h...
By Mike Bjork
(American Pacific Mortgage)
Comments 2
http://MikesDailyMarketReport.com: Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By Elite Home Sales Team, A Tenacious and Skilled Real Estate Team
(Keller Williams Realty)
Comments 15
    Reduced to $830,000 11 Pomegranate St, Ladera Ranch   This home is a beautiful home on a single loaded cul-de-sac street.  It has 4 bedrooms 2.5 baths and is 2554 square feet of openess giving it light and bright feel.  We have dropped the price of the home to $830,000.  This home with a fron...
Hi Again,  I wrote a blog last week on the mortgage process simplified and this is follow up. There are still alot of questions regarding why the underwriters ask for things or why loans get denied as well as what are potential red flags. Knowledge is power and I love having the opportunity to sh...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY September 9, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Close Mortgage Interest Rate lock or Float Advice: LOCK The price for 3.50% Mortgage Loans based on MBS is currently Up 0.17 point. 30 Day Close Mortgage Interest Rate Lock or...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
3 Things that will help you boost your credit score 1) Add Credit Using one of our tradelines or credit cards   http://www.boostyourcreditscore.info/shop  This will significantly boost your score up to 40% because credit offsets debt and shows your credit worth.  No credit, Bad Credit any type o...