Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 19
   The Connecticut Housing Finance Authority (CHFA) has introduced their new Connecticut Housing Finance Authority (CHFA) HFA 3% Down Conventional Mortgage.  This is great news for Connecticut First Time Homebuyers, and for the housing market in Connecticut.  The Connecticut Housing Finance Auth...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 29
“Why Should I Use a Realtor to Sell My Home?”   Unfortunately more home sellers are asking this question. They bring up Zillow and Trulia as ways to circumvent having to pay a Realtor, which is absolutely crazy. The truth is home sellers don't save anything, as a matter of fact they more ofte...
By Anita Allen, Realtor - Homes for Sale in Pace and Milton, FL
(Coldwell Banker United, Realtors - 850-377-4410)
Comments 0
Have you wondered, "When can I buy a house again"?  This is a great post on the timeframes of buying a home after foreclosure, short sale and bankruptcy.  Are you in the process of looking at owning a home again.  You can search the Pensacola MLS for all of your real estate needs. Fanni...
By Thomas J. Nelson, Realtor, Connecting Good People with San Diego Lifestyle!
(Coldwell Banker Residential Brokerage)
Comments 8
  *42% of Americans surveyed, stated the #1 debt they want to pay off/ eliminate is their mortgage.     The largest single debt most Americans carry is their Deed of Trust (CA) or Mortgage for their home loan and 42% of those Americans want to pay them off first and faster than the scheduled ter...
By Michael Regan, Home Loan Extraordinaire
(The Regan Team Home Loan Group)
Comments 1
Fannie Mae regularly updates their guidelines and in the upcoming release there are changes to when a borrower can purchase a home after short selling or letting their home go into foreclosure.  Below are the changes: Deed-in-lieu of Foreclosure: 2yrs from completion date with max loan to value o...
By Eric Boucher, The FHA/VA Condo Project Approval Guy
(ReadySetLoan Condo Team LLC)
Comments 4
FHA Condo Approvals – Ask Mr. Condo Bob Gourley is Mr. Condo.  He is the Chair of the Public Relations Board of the Connecticut Chapter of CAI.  His Ask Mr. Condo site is a place where folks can go and ask questions about anything condo.  It is a fantastic resource for condo and other community a...
By Patricia Kennedy, For Your Home in the Capital
(Evers & Company Real Estate, Inc.)
Comments 9
Whitney does a wonderful job of explaining the problems you can get into trying to defend your credit!  And I sure never understood how this whole thing works.   Why Do Credit Disputes Have to Be Removed Before My Mortgage Can Be Approve? This post has been a draft for almost a month, but I just ...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 6
“Mortgage for a Second Home”   Over a year ago, I wrote a blog regarding mortgages on second homes and as a result got a call from someone in NH. He asked me what the process would be to get a mortgage on a home that was a second home, but not a year round home or what is commonly known as a thre...
By Thomas J. Nelson, Realtor, Connecting Good People with San Diego Lifestyle!
(Coldwell Banker Residential Brokerage)
Comments 2
Time to Reduce Your Mortgage Payment on your Home Loan?   If when you purchased your home, you put less than 20% cash down, your lender required (PMI) Private Mortgage Insurance, which is a % based-fee of your principle loan amount. You can reduce your mortgage payment because you can cancel you...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Retired Real Estate Broker, Maryland Blogger)
Comments 2
Recommendations Mortgage loan professional Joe Petrowsky has some good advice for those that wish to have many recommendations. Ask for them! Please go to the original blog if you wish to leave comments. “Recommendations”   I recently wrote a blog about how I use Linkedin and specifically about r...
By Roy Kelley, Roy and Dolores Kelley Photographs
(Retired Real Estate Broker, Maryland Blogger)
Comments 0
What to do When You Can’t Get a Credit Report Corrected Mortgage loan professional Joe Petrowsky has some good advice for consumers that are having difficulty with credit report corrections. Please go to the original blog if you wish to leave comments. “What to do When You Can’t Get a Credit Repo...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 2
  We help people from all walks of life improve their credit and give them access to new lines of credits and tradelines. As know the industry is taking credit away people, credit card companies are closing accounts, and this effects the consumers credit. We can help them open more tradelines - n...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Credit Makeover Credit Repair - with Seasoned Tradelines. Call Our Credit Repair Specialists for a free consultation. Use your Tax Return & Get financed quickly and affordably. Watch your FICO Score Increase as Items are permanently Deleted. We have seasoned tradelines from $5,000 or more gua...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
    Get a return on your Tax Return! Save hundreds of thousands of dollars over the next few years. Here's How during these tough times. Nothing is more valuable to you than having the best credit available - and doing it supporting a local business.     Credit Restoration Connecting you to t...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
    Click to view more Looking for financing but you can't get approved? Your scores are too low or you have derogatory items that are keeping you from getting approved? You wonder what the answer is? You've thought about trying to fix the situtation yourself or call a debt consolidation ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 0
Start building your credit and boost your score into the 700s and 800s, get approved up to $10K Guaranteed Approval or your money back.   No credit checks, bad credit is okay. No employment Check Offset high debt balances. There is no difference in applying for this card than applying for a regul...
By Barbara Mooers, 253-278-6389 HomeLoans;VA Loan-Specialist WA State
(Primary Residential Mortgage, INC)
Comments 99
You have done the hard part in the house buying process and chosen a lender and a real estate agent to work with.  You have also gone out and found the home of your dreams!  Best of all, your team has done a great job of negotiating the best deal for you.   Now, as a buyer, all you have to do is ...
By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 2
  Visit our Website http://www.boostyourcreditscore.info Visit our Website http://www.boostyourcreditscore.info Getting Approved this Summer is Easy with our 100% Money back guaranteed services. In 30-90 days or less you will see results, whether you live in St Louis, Las Vegas, Orlando, Californ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 67
One of the misconceptions Homeowners as well as even some Real Estate Professionals have is that if a Homeowner goes through bankruptcy, the mortgage is discharged along with all the Homeowner's other debts.  The reason why Homeowners who have gone through bankruptcy a believe this, is becaus...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 34
In my blog the "Loss Mitigation Road To A Short Sale" about a work shop I attended this week on Loss Mitigation and FHA Short Sales, I mentioned that up until attending this workshop I was under the impression a homeowner who wanted to do a Short Sale on their property was able to apply...