Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.

It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.

To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.

Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

By Melissa Zavala, Broker, Escondido Real Estate, San Diego County
(Broadpoint Properties)
Comments 18
Each and every week, there are things going on that impact housing news and the real estate market. Sometimes there are big changes to federal and state policies that impact the distressed property world. Other weeks, there is business news and distressed property news about government programs f...
By Randy Kirsch, (NMLS# 1012303) Your Dedicated Mortgage Consultant
(Right Trac Financial Group, Inc., NMLS# 2709)
Comments 2
The Federal Housing Finance Agency ("FHFA") has released its annual report to Congress and there are a couple of interesting bits of information that are revealed about the guaranty fees ("G-fees") that are collected by FNMA and FHLMC for the guarantees that they issue in connection with mortgage...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 15
Fannie Mae Selling Guide Announcement SEL-2014014 was released last Thursday, November 20th, announcing Fannie Mae & Freddie Mac Are Relaxing Their Buyback Guidelines in an effort to encourage Lenders to approve more loans.  Relaxing the Buyback Guidelines would be a major step to earn back Lende...
By Bill Ladewig, Experience Is Your Advantage
Comments 0
MORTGAGE INTEREST RATE LOCK ADVISORY November 24, 2014, 8:00 AM PST  Click for Updated Lock Advice   LOCK ADVISORY 1-6 Day Close:  FLOAT 7-15 Day Close: FLOAT 16-30 Day Close: LOCK We have a lot of data crammed into this short week with a half day on Friday and a closed market on Thursday. This ...
Help Struggling Home Owners Thousands of homeowners are reluctant to do Short Sales!! Delay and not still taken action by the congress on renewal of mortgage debt forgiveness Act has put already struggling thousands of homeowners in problematic situation this year and they can be in same boat in ...
By Dennis Dahlberg
(Level 4 Funding )
Comments 0
Because you are investing in trust deeds privately, and therefor do not have all the resources that a bank does, you will surely have to take some precautions. You will secure your investment by a deed of trust that is recorded against the property title of the borrower’s property. Because you ar...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 13
“I’m Connected, that HAS Always been Part of My Value Proposition”   Good morning Joe, It will be three years since Dave and I refinanced our mortgage through you.  I have a general question.  In the spring we may try to sell our house and look to buy in North Carolina and I wondered if we could ...
By Olga St Pierre, Helping you create a lifetime of memories!
(Keller Williams Real Estate)
Comments 1
Check out this week's mortgage interest rates! Conv 30y fixed, 3.875% - 0 pts Conv 10y ARM, 3.500% - 0 pts Conv 15y fixed, 3.000% - 0.25 ptsJumbo 30y fixed, 3.875% - 0 pts Jumbo 5/1 ARM, 2.875% - gives lender credit FHA 30y fixed, 3.500% - gives lender credit VA 30y fixed, 3.375% - 0 pts Please c...
By Mike Bjork
(American Pacific Mortgage)
Comments 1 Provides the mortgage interest rate trends and navigates through the current interest rates for home loans.  Mike Bjork provides this daily service by watching the interest rates in California by projecting his thoughts on the mortgage interest rates forecast.  ...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 13
The news from FHA this week is that FHA Is In The Black Again, But Still Below The Statutory Minimum.   The news FHA Mutual Mortgage Insurance Fund (MMI) is showing positive numbers again is good news, but the news it only hit a .41% capitol ratio is not. Last year FHA projected the fund would go...
By Ryan Reynolds
(Keller Williams Capital Partners Realty)
Comments 0
  How Many Times Can I Refinance My Home? Refinancing your home several times could be an ideal option to saving money. The answer to the question is that there technically is no limit to the amount of times you can refinance your home, but it’s important to know when it’s best to refinance and p...
By Bob Elliot
(RE/MAX Advisors)
Comments 0
Last week's scheduled economic news included the NAHB/Wells Fargo Housing Market Index, Housing Starts and Existing Home Sales. FOMC meeting minutes were released along with weekly Freddie Mac mortgage rates and weekly jobless claims. In addition, the National Association of Realtors® suggested t...
By Michael Regan, Home Loan Extraordinaire
(The Regan Team Home Loan Group)
Comments 0
By Kevin Kueneke, San Diego Mortgage Banker
(Samuel Scott Financial Group San Diego)
Comments 0
San Diego High Balance Conforming Loan Limits Increasing for 2015  The Federal Housing Finance Agency (FHFA), which sets the loan limits for loans purchased by Fannie Mae (FNMA) and Freddie Mac (FHLMC), announced today that the San Diego High Balance Conforming Loan Limit is increasing from $546,...
By Jeff Jensen
(Annie Mac Home Mortgage)
Comments 0
Mortgage backed securities (MBS) closed up 6 basis points today at 103.72 having closed just 12 basis points below resistance offered at 103.84 and within 6 basis points of the high of the day.  With no economic reports coming out today markets were not surprisingly tame.  With little world news ...
By Steve Reed, Steve Reed Branch Manager | Benchmark Home Loans
(Benchmark Home Loans)
Comments 0
This week's market action is holiday shortened given the Thanksgiving holiday on Thursday. The Stock and Bond markets will be closed on Thursday, while Friday will see the Bond markets closing early at 2:00 p.m. ET and Stocks closing at 1:00 p.m. ET. The U.S. Post Office will not deliver mail on ...
By Randy Shamburger, FHA, VA, USDA and Conventional Mortgage Expert
(Movement Mortgage)
Comments 0
VA Loans in Anderson SC The best loan program and loan payment in the country in my opinion is Anderson South Carolina VA Loan. VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the ...
By Whitney Watson
(First Home Mortgage)
Comments 8
Buying your first home probably seemed complicated and overwhelming, but transitioning from your first home to your second home can be lot more difficult without the proper guidance. When you purchased your first home, you were renting a house or an apartment.  Even if you had a lease that had no...
By Sean Stephens, USDA Loan Pro
(Metroplex Mortgage Services)
Comments 1
What is USDA Manual Underwriting? Many mortgage loans are analyzed through automated underwriting systems (AUS) which provide greater efficiency and effectiveness. However, there are some added benefits to loans that are analyzed with USDA manual underwriting guidelines. Due to the usage of autom...
By Randy Kirsch, (NMLS# 1012303) Your Dedicated Mortgage Consultant
(Right Trac Financial Group, Inc., NMLS# 2709)
Comments 7
In today's very competitive mortgage market, lenders are attempting to spin everything in a slightly different way than the next guy in an effort to lure a borrower in the door.  One fairly recent twist in the ever-changing mortgage market is that lenders are finding that if they pay the mortgage...